Base rate
The base rate is determined based on the exchange rate of the date when payment to the merchant for a cardmember transaction is processed. This date may differ from the date the transaction is made and the date funds are debited from the cardmember bank account.
The excharge rate below is used when converting to USD.
Base rate for 12/30/2025
| Buy | Mid | Sell | |||
| USD | = | 3.672000000 | 3.672500000 | 3.673000000 | AED |
| USD | = | 65.940000000 | 66.040000000 | 66.140000000 | AFN |
| USD | = | 81.150000000 | 81.900000000 | 82.650000000 | ALL |
| USD | = | 380.460000000 | 381.460000000 | 382.460000000 | AMD |
| USD | = | 1.784500000 | 1.802250000 | 1.820000000 | ANG |
| USD | = | 912.286000000 | 918.986000000 | 925.686000000 | AOA |
| USD | = | 1456.500000000 | 1457.000000000 | 1457.500000000 | ARS |
| USD | = | 1.492666529 | 1.493738993 | 1.494812998 | AUD |
| USD | = | 1.780000000 | 1.810000000 | 1.840000000 | AWG |
| USD | = | 1.695000000 | 1.700000000 | 1.705000000 | AZN |
| USD | = | 1.655900000 | 1.663100000 | 1.670300000 | BAM |
| USD | = | 1.998100000 | 2.014100000 | 2.030100000 | BBD |
| USD | = | 122.260000000 | 122.290000000 | 122.320000000 | BDT |
| USD | = | 1.662000000 | 1.662350000 | 1.662700000 | BGN |
| USD | = | 0.377000000 | 0.377050000 | 0.377100000 | BHD |
| USD | = | 2946.110000000 | 2958.110000000 | 2970.110000000 | BIF |
| USD | = | 1.000000000 | 1.000000000 | 1.000000000 | BMD |
| USD | = | 1.285100000 | 1.285500000 | 1.285900000 | BND |
| USD | = | 6.860000000 | 6.935000000 | 7.010000000 | BOB |
| USD | = | 5.570200000 | 5.570700000 | 5.571200000 | BRL |
| USD | = | 1.000000000 | 1.000000000 | 1.000000000 | BSD |
| USD | = | 89.920000000 | 89.927500000 | 89.935000000 | BTN |
| USD | = | 13.927576601 | 14.025245441 | 14.124293785 | BWP |
| USD | = | 2.885700000 | 2.906700000 | 2.927700000 | BYN |
| USD | = | 2.000200000 | 2.011200000 | 2.022200000 | BZD |
| USD | = | 1.366707000 | 1.368429000 | 1.370151000 | CAD |
| USD | = | 2150.000000000 | 2165.000000000 | 2180.000000000 | CDF |
| USD | = | 0.788049000 | 0.788755000 | 0.789461000 | CHF |
| USD | = | 913.890000000 | 915.000000000 | 916.110000000 | CLP |
| USD | = | 6.970572000 | 6.988486000 | 7.006400000 | CNY |
| USD | = | 3744.300000000 | 3748.300000000 | 3752.300000000 | COP |
| USD | = | 492.980000000 | 496.490000000 | 500.000000000 | CRC |
| USD | = | 24.000000000 | 24.000000000 | 24.000000000 | CUP |
| USD | = | 93.640000000 | 94.090000000 | 94.540000000 | CVE |
| USD | = | 20.608000000 | 20.621500000 | 20.635000000 | CZK |
| USD | = | 177.600000000 | 178.075000000 | 178.550000000 | DJF |
| USD | = | 6.313249000 | 6.343631000 | 6.374013000 | DKK |
| USD | = | 62.760000000 | 62.950000000 | 63.140000000 | DOP |
| USD | = | 128.887000000 | 129.531500000 | 130.176000000 | DZD |
| USD | = | 11.697100000 | 11.702350000 | 11.707600000 | EEK |
| USD | = | 47.620000000 | 47.670000000 | 47.720000000 | EGP |
| USD | = | 15.000000000 | 15.075000000 | 15.150000000 | ERN |
| USD | = | 154.895100000 | 155.395100000 | 155.895100000 | ETB |
| USD | = | 0.849057885 | 0.849307389 | 0.849557762 | EUR |
| USD | = | 2.229157378 | 2.272210861 | 2.316960148 | FJD |
| USD | = | 0.741344799 | 0.741509713 | 0.741674701 | FKP |
| USD | = | 0.740163961 | 0.740249434 | 0.740335475 | GBP |
| USD | = | 2.663000000 | 2.693000000 | 2.723000000 | GEL |
| USD | = | 10.900000000 | 10.975000000 | 11.050000000 | GHS |
| USD | = | 0.741344799 | 0.741509713 | 0.741674701 | GIP |
| USD | = | 73.300000000 | 73.900000000 | 74.500000000 | GMD |
| USD | = | 8705.000000000 | 8742.500000000 | 8780.000000000 | GNF |
| USD | = | 7.654000000 | 7.663500000 | 7.673000000 | GTQ |
| USD | = | 207.980000000 | 209.215000000 | 210.450000000 | GYD |
| USD | = | 7.748607000 | 7.767853000 | 7.787100000 | HKD |
| USD | = | 26.326200000 | 26.363100000 | 26.400000000 | HNL |
| USD | = | 7.038500000 | 7.042150000 | 7.045800000 | HRK |
| USD | = | 130.500000000 | 130.875000000 | 131.250000000 | HTG |
| USD | = | 328.030000000 | 328.230000000 | 328.430000000 | HUF |
| USD | = | 16729.660000000 | 16759.830000000 | 16790.000000000 | IDR |
| USD | = | 3.184300000 | 3.190250000 | 3.196200000 | ILS |
| USD | = | 89.895000000 | 89.900000000 | 89.905000000 | INR |
| USD | = | 1309.520000000 | 1310.020000000 | 1310.520000000 | IQD |
| USD | = | 42000.000000000 | 42050.000000000 | 42100.000000000 | IRR |
| USD | = | 125.040000000 | 125.205000000 | 125.370000000 | ISK |
| USD | = | 158.010000000 | 158.970000000 | 159.930000000 | JMD |
| USD | = | 0.708000000 | 0.709000000 | 0.710000000 | JOD |
| USD | = | 155.742000000 | 155.982000000 | 156.222000000 | JPY |
| USD | = | 128.800000000 | 128.900000000 | 129.000000000 | KES |
| USD | = | 87.425000000 | 87.452150000 | 87.479300000 | KGS |
| USD | = | 4002.000000000 | 4007.000000000 | 4012.000000000 | KHR |
| USD | = | 417.360000000 | 418.360000000 | 419.360000000 | KMF |
| USD | = | 1428.521500000 | 1432.220750000 | 1435.920000000 | KRW |
| USD | = | 0.307590000 | 0.307745000 | 0.307900000 | KWD |
| USD | = | 0.827500000 | 0.831250000 | 0.835000000 | KYD |
| USD | = | 501.820000000 | 502.330000000 | 502.840000000 | KZT |
| USD | = | 21503.000000000 | 21618.000000000 | 21733.000000000 | LAK |
| USD | = | 89500.000000000 | 89550.000000000 | 89600.000000000 | LBP |
| USD | = | 309.750000000 | 309.875000000 | 310.000000000 | LKR |
| USD | = | 177.000000000 | 177.500000000 | 178.000000000 | LRD |
| USD | = | 16.687200000 | 16.688700000 | 16.690200000 | LSL |
| USD | = | 2.853600000 | 2.853900000 | 2.854200000 | LTL |
| USD | = | 0.507800000 | 0.508250000 | 0.508700000 | LVL |
| USD | = | 5.398000000 | 5.411850000 | 5.425700000 | LYD |
| USD | = | 9.096400000 | 9.099500000 | 9.102600000 | MAD |
| USD | = | 16.580000000 | 16.630000000 | 16.680000000 | MDL |
| USD | = | 4451.050000000 | 4493.520000000 | 4535.990000000 | MGA |
| USD | = | 52.050000000 | 52.260000000 | 52.470000000 | MKD |
| USD | = | 3649.000000000 | 3649.000000000 | 3649.000000000 | MMK |
| USD | = | 3556.000000000 | 3559.000000000 | 3562.000000000 | MNT |
| USD | = | 8.006000000 | 8.012500000 | 8.019000000 | MOP |
| USD | = | 39.580100000 | 39.760100000 | 39.940100000 | MRU |
| USD | = | 45.930000000 | 46.080000000 | 46.230000000 | MUR |
| USD | = | 15.420000000 | 15.460000000 | 15.500000000 | MVR |
| USD | = | 1717.020000000 | 1733.670000000 | 1750.320000000 | MWK |
| USD | = | 17.884806000 | 17.979831000 | 18.074856000 | MXN |
| USD | = | 4.058000000 | 4.060000000 | 4.062000000 | MYR |
| USD | = | 63.270000000 | 63.905000000 | 64.540000000 | MZN |
| USD | = | 16.687200000 | 16.688700000 | 16.690200000 | NAD |
| USD | = | 1451.750000000 | 1453.290000000 | 1454.830000000 | NGN |
| USD | = | 36.600000000 | 36.800000000 | 37.000000000 | NIO |
| USD | = | 10.038296000 | 10.042241000 | 10.046185000 | NOK |
| USD | = | 143.960000000 | 143.970000000 | 143.980000000 | NPR |
| USD | = | 1.719397729 | 1.721783836 | 1.724176576 | NZD |
| USD | = | 0.384990000 | 0.385015000 | 0.385040000 | OMR |
| USD | = | 1.000000000 | 1.000000000 | 1.000000000 | PAB |
| USD | = | 3.365500000 | 3.366100000 | 3.366700000 | PEN |
| USD | = | 4.105090311 | 4.253509145 | 4.413062665 | PGK |
| USD | = | 58.650464000 | 58.766232000 | 58.882000000 | PHP |
| USD | = | 279.900000000 | 280.150000000 | 280.400000000 | PKR |
| USD | = | 3.587200000 | 3.590950000 | 3.594700000 | PLN |
| USD | = | 6774.270000000 | 6777.000000000 | 6779.730000000 | PYG |
| USD | = | 3.644800000 | 3.645150000 | 3.645500000 | QAR |
| USD | = | 4.326200000 | 4.327250000 | 4.328300000 | RON |
| USD | = | 99.540000000 | 99.655000000 | 99.770000000 | RSD |
| USD | = | 78.495500000 | 78.500000000 | 78.504500000 | RUB |
| USD | = | 1447.930000000 | 1456.430000000 | 1464.930000000 | RWF |
| USD | = | 3.750600000 | 3.750700000 | 3.750800000 | SAR |
| USD | = | 7.818608287 | 8.038585209 | 8.271298593 | SBD |
| USD | = | 14.424000000 | 14.424200000 | 14.424400000 | SCR |
| USD | = | 200.020000000 | 200.520000000 | 201.020000000 | SDD |
| USD | = | 598.300200000 | 599.970700000 | 601.641200000 | SDG |
| USD | = | 9.162097000 | 9.181450000 | 9.200803000 | SEK |
| USD | = | 1.282741000 | 1.285190000 | 1.287640000 | SGD |
| USD | = | 0.740685875 | 0.740768176 | 0.740850496 | SHP |
| USD | = | 23.750000000 | 24.100000000 | 24.450000000 | SLE |
| USD | = | 22683.000000000 | 22795.500000000 | 22908.000000000 | SLL |
| USD | = | 567.000000000 | 570.500000000 | 574.000000000 | SOS |
| USD | = | 37.998000000 | 38.251000000 | 38.504000000 | SRD |
| USD | = | 4474.480600000 | 4539.480600000 | 4604.480600000 | SSP |
| USD | = | 20.808500000 | 21.023550000 | 21.238600000 | STN |
| USD | = | 8.749800000 | 8.754800000 | 8.759800000 | SVC |
| USD | = | 11055.000000000 | 11060.000000000 | 11065.000000000 | SYP |
| USD | = | 16.646100000 | 16.678950000 | 16.711800000 | SZL |
| USD | = | 31.513440000 | 31.586720000 | 31.660000000 | THB |
| USD | = | 9.230000000 | 9.255000000 | 9.280000000 | TJS |
| USD | = | 3.494500000 | 3.499500000 | 3.504500000 | TMT |
| USD | = | 2.872300000 | 2.889700000 | 2.907100000 | TND |
| USD | = | 2.322880371 | 2.383790226 | 2.447980416 | TOP |
| USD | = | 42.935900000 | 42.940900000 | 42.945900000 | TRY |
| USD | = | 6.779200000 | 6.802600000 | 6.826000000 | TTD |
| USD | = | 31.174345000 | 31.257672500 | 31.341000000 | TWD |
| USD | = | 2430.000000000 | 2455.000000000 | 2480.000000000 | TZS |
| USD | = | 42.290500000 | 42.295750000 | 42.301000000 | UAH |
| USD | = | 3612.000000000 | 3617.000000000 | 3622.000000000 | UGX |
| USD | = | 1.000000000 | 1.000000000 | 1.000000000 | USD |
| USD | = | 39.140000000 | 39.155000000 | 39.170000000 | UYU |
| USD | = | 12020.330000000 | 12025.330000000 | 12030.330000000 | UZS |
| USD | = | 297.397742000 | 297.770421000 | 298.143100000 | VES |
| USD | = | 26245.000000000 | 26285.000000000 | 26325.000000000 | VND |
| USD | = | 119.100000000 | 119.400000000 | 119.700000000 | VUV |
| USD | = | 2.672367717 | 2.753303964 | 2.839295854 | WST |
| USD | = | 556.930000000 | 557.020000000 | 557.110000000 | XAF |
| USD | = | 2.690000000 | 2.705000000 | 2.720000000 | XCD |
| USD | = | 553.750000000 | 557.250000000 | 560.750000000 | XOF |
| USD | = | 101.050000000 | 101.505000000 | 101.960000000 | XPF |
| USD | = | 238.100000000 | 238.350000000 | 238.600000000 | YER |
| USD | = | 16.675600000 | 16.687400000 | 16.699200000 | ZAR |
| USD | = | 5185.000000000 | 5195.000000000 | 5205.000000000 | ZMK |
| USD | = | 22.375000000 | 22.400000000 | 22.425000000 | ZMW |
| USD | = | 378.000000000 | 379.500000000 | 381.000000000 | ZWD |
| USD | = | 28720.000000000 | 30670.000000000 | 32620.000000000 | ZWL |
Note:
Rates shown are for reference purposes only, and actual exchange rate used for the currency conversion to the cardmember billing currency may vary from the above rates due to rounding differences and other circumstances.
Calculate the cross rate to know the exchange rate other than USD.