Base rate
The base rate is determined based on the exchange rate of the date when payment to the merchant for a cardmember transaction is processed. This date may differ from the date the transaction is made and the date funds are debited from the cardmember bank account.
The excharge rate below is used when converting to USD.
Base rate for 12/29/2025
| Buy | Mid | Sell | |||
| USD | = | 3.672900000 | 3.673000000 | 3.673100000 | AED |
| USD | = | 66.060000000 | 66.160000000 | 66.260000000 | AFN |
| USD | = | 81.300000000 | 81.750000000 | 82.200000000 | ALL |
| USD | = | 380.470000000 | 381.470000000 | 382.470000000 | AMD |
| USD | = | 1.784500000 | 1.802250000 | 1.820000000 | ANG |
| USD | = | 912.286000000 | 918.986000000 | 925.686000000 | AOA |
| USD | = | 1452.000000000 | 1452.500000000 | 1453.000000000 | ARS |
| USD | = | 1.488181605 | 1.489247632 | 1.490317407 | AUD |
| USD | = | 1.780000000 | 1.810000000 | 1.840000000 | AWG |
| USD | = | 1.695000000 | 1.700000000 | 1.705000000 | AZN |
| USD | = | 1.656000000 | 1.663050000 | 1.670100000 | BAM |
| USD | = | 1.998100000 | 2.014100000 | 2.030100000 | BBD |
| USD | = | 122.290000000 | 122.335000000 | 122.380000000 | BDT |
| USD | = | 1.662000000 | 1.662150000 | 1.662300000 | BGN |
| USD | = | 0.377050000 | 0.377100000 | 0.377150000 | BHD |
| USD | = | 2945.890000000 | 2957.890000000 | 2969.890000000 | BIF |
| USD | = | 1.000000000 | 1.000000000 | 1.000000000 | BMD |
| USD | = | 1.284400000 | 1.284450000 | 1.284500000 | BND |
| USD | = | 6.850000000 | 6.925000000 | 7.000000000 | BOB |
| USD | = | 5.543900000 | 5.544500000 | 5.545100000 | BRL |
| USD | = | 1.000000000 | 1.000000000 | 1.000000000 | BSD |
| USD | = | 89.766000000 | 89.796000000 | 89.826000000 | BTN |
| USD | = | 14.025245441 | 14.064697609 | 14.104372355 | BWP |
| USD | = | 2.896700000 | 2.918850000 | 2.941000000 | BYN |
| USD | = | 2.000200000 | 2.011200000 | 2.022200000 | BZD |
| USD | = | 1.364710000 | 1.366449000 | 1.368188000 | CAD |
| USD | = | 2229.000000000 | 2289.500000000 | 2350.000000000 | CDF |
| USD | = | 0.787901000 | 0.788642000 | 0.789383000 | CHF |
| USD | = | 904.420000000 | 905.900000000 | 907.380000000 | CLP |
| USD | = | 6.971268500 | 6.989184250 | 7.007100000 | CNY |
| USD | = | 3693.250000000 | 3697.000000000 | 3700.750000000 | COP |
| USD | = | 490.870000000 | 495.435000000 | 500.000000000 | CRC |
| USD | = | 24.000000000 | 24.000000000 | 24.000000000 | CUP |
| USD | = | 93.640000000 | 94.085000000 | 94.530000000 | CVE |
| USD | = | 20.587000000 | 20.611000000 | 20.635000000 | CZK |
| USD | = | 177.600000000 | 178.075000000 | 178.550000000 | DJF |
| USD | = | 6.312586000 | 6.342987000 | 6.373389000 | DKK |
| USD | = | 62.620000000 | 62.810000000 | 63.000000000 | DOP |
| USD | = | 128.864000000 | 129.508000000 | 130.152000000 | DZD |
| USD | = | 11.697100000 | 11.702350000 | 11.707600000 | EEK |
| USD | = | 47.610000000 | 47.660000000 | 47.710000000 | EGP |
| USD | = | 15.000000000 | 15.075000000 | 15.150000000 | ERN |
| USD | = | 154.986900000 | 155.486900000 | 155.986900000 | ETB |
| USD | = | 0.848840950 | 0.849091048 | 0.849341293 | EUR |
| USD | = | 2.226675573 | 2.269632319 | 2.314279102 | FJD |
| USD | = | 0.740521327 | 0.740768176 | 0.741015190 | FKP |
| USD | = | 0.740724828 | 0.740804395 | 0.740883978 | GBP |
| USD | = | 2.664000000 | 2.694000000 | 2.724000000 | GEL |
| USD | = | 11.000000000 | 11.075000000 | 11.150000000 | GHS |
| USD | = | 0.740521327 | 0.740768176 | 0.741015190 | GIP |
| USD | = | 73.700000000 | 74.100000000 | 74.500000000 | GMD |
| USD | = | 8700.000000000 | 8740.000000000 | 8780.000000000 | GNF |
| USD | = | 7.658000000 | 7.665500000 | 7.673000000 | GTQ |
| USD | = | 207.980000000 | 209.215000000 | 210.450000000 | GYD |
| USD | = | 7.755900000 | 7.775096000 | 7.794292000 | HKD |
| USD | = | 26.326200000 | 26.363100000 | 26.400000000 | HNL |
| USD | = | 7.038500000 | 7.042150000 | 7.045800000 | HRK |
| USD | = | 130.460100000 | 130.962100000 | 131.464100000 | HTG |
| USD | = | 328.780000000 | 328.980000000 | 329.180000000 | HUF |
| USD | = | 16699.750000000 | 16729.875000000 | 16760.000000000 | IDR |
| USD | = | 3.185700000 | 3.194200000 | 3.202700000 | ILS |
| USD | = | 89.766000000 | 89.796000000 | 89.826000000 | INR |
| USD | = | 1309.500000000 | 1310.000000000 | 1310.500000000 | IQD |
| USD | = | 42000.000000000 | 42050.000000000 | 42100.000000000 | IRR |
| USD | = | 125.550000000 | 125.710000000 | 125.870000000 | ISK |
| USD | = | 158.410000000 | 159.310000000 | 160.210000000 | JMD |
| USD | = | 0.708000000 | 0.709000000 | 0.710000000 | JOD |
| USD | = | 156.198400000 | 156.441550000 | 156.684700000 | JPY |
| USD | = | 128.850000000 | 128.950000000 | 129.050000000 | KES |
| USD | = | 87.450000000 | 87.477150000 | 87.504300000 | KGS |
| USD | = | 4002.000000000 | 4007.000000000 | 4012.000000000 | KHR |
| USD | = | 417.880000000 | 418.880000000 | 419.880000000 | KMF |
| USD | = | 1434.690500000 | 1438.765250000 | 1442.840000000 | KRW |
| USD | = | 0.306930000 | 0.306980000 | 0.307030000 | KWD |
| USD | = | 0.827500000 | 0.831250000 | 0.835000000 | KYD |
| USD | = | 505.220000000 | 505.730000000 | 506.240000000 | KZT |
| USD | = | 21501.000000000 | 21616.000000000 | 21731.000000000 | LAK |
| USD | = | 89500.000000000 | 89550.000000000 | 89600.000000000 | LBP |
| USD | = | 309.550000000 | 309.600000000 | 309.650000000 | LKR |
| USD | = | 177.000000000 | 177.500000000 | 178.000000000 | LRD |
| USD | = | 16.666100000 | 16.667600000 | 16.669100000 | LSL |
| USD | = | 2.853600000 | 2.853900000 | 2.854200000 | LTL |
| USD | = | 0.507800000 | 0.508250000 | 0.508700000 | LVL |
| USD | = | 5.398000000 | 5.411850000 | 5.425700000 | LYD |
| USD | = | 9.109700000 | 9.119850000 | 9.130000000 | MAD |
| USD | = | 16.550000000 | 16.600000000 | 16.650000000 | MDL |
| USD | = | 4565.100000000 | 4579.600000000 | 4594.100000000 | MGA |
| USD | = | 52.070000000 | 52.295000000 | 52.520000000 | MKD |
| USD | = | 3649.000000000 | 3649.000000000 | 3649.000000000 | MMK |
| USD | = | 3556.000000000 | 3559.000000000 | 3562.000000000 | MNT |
| USD | = | 8.004000000 | 8.009000000 | 8.014000000 | MOP |
| USD | = | 39.580100000 | 39.760100000 | 39.940100000 | MRU |
| USD | = | 45.840000000 | 45.990000000 | 46.140000000 | MUR |
| USD | = | 15.420000000 | 15.460000000 | 15.500000000 | MVR |
| USD | = | 1717.020000000 | 1733.670000000 | 1750.320000000 | MWK |
| USD | = | 17.818443000 | 17.906929000 | 17.995414000 | MXN |
| USD | = | 4.045000000 | 4.048500000 | 4.052000000 | MYR |
| USD | = | 63.250000000 | 63.600000000 | 63.950000000 | MZN |
| USD | = | 16.666100000 | 16.667600000 | 16.669100000 | NAD |
| USD | = | 1448.380000000 | 1450.165000000 | 1451.950000000 | NGN |
| USD | = | 36.600000000 | 36.800000000 | 37.000000000 | NIO |
| USD | = | 10.006303000 | 10.010152000 | 10.014001000 | NOK |
| USD | = | 143.760000000 | 143.770000000 | 143.780000000 | NPR |
| USD | = | 1.713784309 | 1.716210812 | 1.718644195 | NZD |
| USD | = | 0.384980000 | 0.385000000 | 0.385020000 | OMR |
| USD | = | 1.000000000 | 1.000000000 | 1.000000000 | PAB |
| USD | = | 3.367000000 | 3.367550000 | 3.368100000 | PEN |
| USD | = | 4.244482173 | 4.317789291 | 4.393673110 | PGK |
| USD | = | 58.618528000 | 58.703764000 | 58.789000000 | PHP |
| USD | = | 279.850000000 | 280.100000000 | 280.350000000 | PKR |
| USD | = | 3.576900000 | 3.580650000 | 3.584400000 | PLN |
| USD | = | 6774.270000000 | 6777.000000000 | 6779.730000000 | PYG |
| USD | = | 3.650000000 | 3.655000000 | 3.660000000 | QAR |
| USD | = | 4.332100000 | 4.334400000 | 4.336700000 | RON |
| USD | = | 99.580000000 | 99.675000000 | 99.770000000 | RSD |
| USD | = | 77.550000000 | 77.560000000 | 77.570000000 | RUB |
| USD | = | 1447.850000000 | 1456.350000000 | 1464.850000000 | RWF |
| USD | = | 3.750500000 | 3.750650000 | 3.750800000 | SAR |
| USD | = | 7.818608287 | 8.038585209 | 8.271298593 | SBD |
| USD | = | 14.858000000 | 15.233150000 | 15.608300000 | SCR |
| USD | = | 200.020000000 | 200.520000000 | 201.020000000 | SDD |
| USD | = | 598.400200000 | 600.070700000 | 601.741200000 | SDG |
| USD | = | 9.130916000 | 9.151355000 | 9.171793000 | SEK |
| USD | = | 1.281537000 | 1.284005000 | 1.286472000 | SGD |
| USD | = | 0.742059958 | 0.742142565 | 0.742225191 | SHP |
| USD | = | 23.750000000 | 24.100000000 | 24.450000000 | SLE |
| USD | = | 22683.000000000 | 22795.500000000 | 22908.000000000 | SLL |
| USD | = | 567.000000000 | 570.500000000 | 574.000000000 | SOS |
| USD | = | 38.171000000 | 38.424000000 | 38.677000000 | SRD |
| USD | = | 4479.229500000 | 4544.229500000 | 4609.229500000 | SSP |
| USD | = | 20.806700000 | 21.023550000 | 21.240400000 | STN |
| USD | = | 8.749500000 | 8.754500000 | 8.759500000 | SVC |
| USD | = | 11055.000000000 | 11060.000000000 | 11065.000000000 | SYP |
| USD | = | 16.619500000 | 16.661650000 | 16.703800000 | SZL |
| USD | = | 30.975600000 | 31.052800000 | 31.130000000 | THB |
| USD | = | 9.230000000 | 9.255000000 | 9.280000000 | TJS |
| USD | = | 3.494500000 | 3.499500000 | 3.504500000 | TMT |
| USD | = | 2.879500000 | 2.883000000 | 2.886500000 | TND |
| USD | = | 2.319109461 | 2.379819133 | 2.443792766 | TOP |
| USD | = | 42.919500000 | 42.926500000 | 42.933500000 | TRY |
| USD | = | 6.771800000 | 6.798900000 | 6.826000000 | TTD |
| USD | = | 31.226085000 | 31.319542500 | 31.413000000 | TWD |
| USD | = | 2435.000000000 | 2470.000000000 | 2505.000000000 | TZS |
| USD | = | 42.127700000 | 42.134850000 | 42.142000000 | UAH |
| USD | = | 3605.320000000 | 3610.320000000 | 3615.320000000 | UGX |
| USD | = | 1.000000000 | 1.000000000 | 1.000000000 | USD |
| USD | = | 39.250000000 | 39.265000000 | 39.280000000 | UYU |
| USD | = | 12052.320000000 | 12057.320000000 | 12062.320000000 | UZS |
| USD | = | 294.232475000 | 294.601188000 | 294.969900000 | VES |
| USD | = | 26255.000000000 | 26291.000000000 | 26327.000000000 | VND |
| USD | = | 119.040000000 | 119.335000000 | 119.630000000 | VUV |
| USD | = | 2.665955745 | 2.746498214 | 2.832058906 | WST |
| USD | = | 556.070000000 | 556.220000000 | 556.370000000 | XAF |
| USD | = | 2.690000000 | 2.705000000 | 2.720000000 | XCD |
| USD | = | 553.500000000 | 557.000000000 | 560.500000000 | XOF |
| USD | = | 101.040000000 | 101.505000000 | 101.970000000 | XPF |
| USD | = | 238.080000000 | 238.330000000 | 238.580000000 | YER |
| USD | = | 16.656700000 | 16.665350000 | 16.674000000 | ZAR |
| USD | = | 5185.000000000 | 5195.000000000 | 5205.000000000 | ZMK |
| USD | = | 22.500000000 | 22.525000000 | 22.550000000 | ZMW |
| USD | = | 378.000000000 | 379.500000000 | 381.000000000 | ZWD |
| USD | = | 28720.000000000 | 30670.000000000 | 32620.000000000 | ZWL |
Note:
Rates shown are for reference purposes only, and actual exchange rate used for the currency conversion to the cardmember billing currency may vary from the above rates due to rounding differences and other circumstances.
Calculate the cross rate to know the exchange rate other than USD.