Base rate
The base rate is determined based on the exchange rate of the date when payment to the merchant for a cardmember transaction is processed. This date may differ from the date the transaction is made and the date funds are debited from the cardmember bank account.
The excharge rate below is used when converting to USD.
Base rate for 12/26/2025
| Buy | Mid | Sell | |||
| USD | = | 3.672300000 | 3.672800000 | 3.673300000 | AED |
| USD | = | 66.050000000 | 66.150000000 | 66.250000000 | AFN |
| USD | = | 81.450000000 | 81.845000000 | 82.240000000 | ALL |
| USD | = | 380.460000000 | 381.460000000 | 382.460000000 | AMD |
| USD | = | 1.784500000 | 1.802250000 | 1.820000000 | ANG |
| USD | = | 912.286000000 | 918.986000000 | 925.686000000 | AOA |
| USD | = | 1450.000000000 | 1450.500000000 | 1451.000000000 | ARS |
| USD | = | 1.490272988 | 1.491357582 | 1.492443757 | AUD |
| USD | = | 1.780000000 | 1.810000000 | 1.840000000 | AWG |
| USD | = | 1.695000000 | 1.700000000 | 1.705000000 | AZN |
| USD | = | 1.654600000 | 1.661350000 | 1.668100000 | BAM |
| USD | = | 1.998100000 | 2.014100000 | 2.030100000 | BBD |
| USD | = | 121.700000000 | 122.200000000 | 122.700000000 | BDT |
| USD | = | 1.662000000 | 1.662150000 | 1.662300000 | BGN |
| USD | = | 0.377100000 | 0.377200000 | 0.377300000 | BHD |
| USD | = | 2945.640000000 | 2957.640000000 | 2969.640000000 | BIF |
| USD | = | 1.000000000 | 1.000000000 | 1.000000000 | BMD |
| USD | = | 1.283800000 | 1.284200000 | 1.284600000 | BND |
| USD | = | 6.860000000 | 6.935000000 | 7.010000000 | BOB |
| USD | = | 5.520000000 | 5.521000000 | 5.522000000 | BRL |
| USD | = | 1.000000000 | 1.000000000 | 1.000000000 | BSD |
| USD | = | 89.652000000 | 89.736000000 | 89.820000000 | BTN |
| USD | = | 13.908205841 | 14.035087719 | 14.164305949 | BWP |
| USD | = | 2.896700000 | 2.918850000 | 2.941000000 | BYN |
| USD | = | 2.000200000 | 2.011200000 | 2.022200000 | BZD |
| USD | = | 1.365763000 | 1.367382000 | 1.369001000 | CAD |
| USD | = | 2205.000000000 | 2277.500000000 | 2350.000000000 | CDF |
| USD | = | 0.787490000 | 0.788172000 | 0.788854000 | CHF |
| USD | = | 903.050000000 | 904.345000000 | 905.640000000 | CLP |
| USD | = | 6.970771000 | 6.988385500 | 7.006000000 | CNY |
| USD | = | 3722.580000000 | 3728.150000000 | 3733.720000000 | COP |
| USD | = | 490.110000000 | 495.055000000 | 500.000000000 | CRC |
| USD | = | 24.000000000 | 24.000000000 | 24.000000000 | CUP |
| USD | = | 93.560000000 | 93.995000000 | 94.430000000 | CVE |
| USD | = | 20.584000000 | 20.617500000 | 20.651000000 | CZK |
| USD | = | 177.600000000 | 178.075000000 | 178.550000000 | DJF |
| USD | = | 6.308409000 | 6.339041000 | 6.369672000 | DKK |
| USD | = | 62.620000000 | 62.810000000 | 63.000000000 | DOP |
| USD | = | 129.129000000 | 129.774500000 | 130.420000000 | DZD |
| USD | = | 11.697100000 | 11.702350000 | 11.707600000 | EEK |
| USD | = | 47.540000000 | 47.590000000 | 47.640000000 | EGP |
| USD | = | 15.000000000 | 15.075000000 | 15.150000000 | ERN |
| USD | = | 155.180100000 | 155.680100000 | 156.180100000 | ETB |
| USD | = | 0.848336158 | 0.848603961 | 0.848871934 | EUR |
| USD | = | 2.226179875 | 2.269117313 | 2.313743637 | FJD |
| USD | = | 0.739426205 | 0.739453543 | 0.739480884 | FKP |
| USD | = | 0.740205051 | 0.740288890 | 0.740372748 | GBP |
| USD | = | 2.665000000 | 2.695000000 | 2.725000000 | GEL |
| USD | = | 11.000000000 | 11.075000000 | 11.150000000 | GHS |
| USD | = | 0.739426205 | 0.739453543 | 0.739480884 | GIP |
| USD | = | 73.700000000 | 74.100000000 | 74.500000000 | GMD |
| USD | = | 8700.000000000 | 8740.000000000 | 8780.000000000 | GNF |
| USD | = | 7.653000000 | 7.663000000 | 7.673000000 | GTQ |
| USD | = | 207.980000000 | 209.215000000 | 210.450000000 | GYD |
| USD | = | 7.755214000 | 7.774477000 | 7.793740000 | HKD |
| USD | = | 26.318200000 | 26.359100000 | 26.400000000 | HNL |
| USD | = | 7.038500000 | 7.042150000 | 7.045800000 | HRK |
| USD | = | 130.460100000 | 130.962100000 | 131.464100000 | HTG |
| USD | = | 330.560000000 | 330.760000000 | 330.960000000 | HUF |
| USD | = | 16699.750000000 | 16729.875000000 | 16760.000000000 | IDR |
| USD | = | 3.179000000 | 3.185000000 | 3.191000000 | ILS |
| USD | = | 89.652000000 | 89.736000000 | 89.820000000 | INR |
| USD | = | 1309.520000000 | 1310.020000000 | 1310.520000000 | IQD |
| USD | = | 42000.000000000 | 42050.000000000 | 42100.000000000 | IRR |
| USD | = | 125.460000000 | 125.595000000 | 125.730000000 | ISK |
| USD | = | 158.610000000 | 159.510000000 | 160.410000000 | JMD |
| USD | = | 0.708000000 | 0.709000000 | 0.710000000 | JOD |
| USD | = | 155.874800000 | 156.115000000 | 156.355200000 | JPY |
| USD | = | 128.850000000 | 128.950000000 | 129.050000000 | KES |
| USD | = | 87.450000000 | 87.477150000 | 87.504300000 | KGS |
| USD | = | 4003.000000000 | 4008.000000000 | 4013.000000000 | KHR |
| USD | = | 417.390000000 | 418.390000000 | 419.390000000 | KMF |
| USD | = | 1440.113250000 | 1443.901625000 | 1447.690000000 | KRW |
| USD | = | 0.307080000 | 0.307235000 | 0.307390000 | KWD |
| USD | = | 0.827500000 | 0.831250000 | 0.835000000 | KYD |
| USD | = | 510.300000000 | 510.325000000 | 510.350000000 | KZT |
| USD | = | 21516.000000000 | 21631.000000000 | 21746.000000000 | LAK |
| USD | = | 89500.000000000 | 89550.000000000 | 89600.000000000 | LBP |
| USD | = | 309.550000000 | 309.600000000 | 309.650000000 | LKR |
| USD | = | 177.000000000 | 177.500000000 | 178.000000000 | LRD |
| USD | = | 16.659000000 | 16.660450000 | 16.661900000 | LSL |
| USD | = | 2.853600000 | 2.853900000 | 2.854200000 | LTL |
| USD | = | 0.507800000 | 0.508250000 | 0.508700000 | LVL |
| USD | = | 5.398000000 | 5.411850000 | 5.425700000 | LYD |
| USD | = | 9.119000000 | 9.121500000 | 9.124000000 | MAD |
| USD | = | 16.600000000 | 16.650000000 | 16.700000000 | MDL |
| USD | = | 4558.600000000 | 4573.100000000 | 4587.600000000 | MGA |
| USD | = | 52.070000000 | 52.295000000 | 52.520000000 | MKD |
| USD | = | 3649.000000000 | 3649.000000000 | 3649.000000000 | MMK |
| USD | = | 3554.000000000 | 3557.000000000 | 3560.000000000 | MNT |
| USD | = | 8.001000000 | 8.008500000 | 8.016000000 | MOP |
| USD | = | 39.640100000 | 39.820100000 | 40.000100000 | MRU |
| USD | = | 45.800000000 | 45.950000000 | 46.100000000 | MUR |
| USD | = | 15.420000000 | 15.460000000 | 15.500000000 | MVR |
| USD | = | 1717.020000000 | 1733.670000000 | 1750.320000000 | MWK |
| USD | = | 17.853250000 | 17.942044000 | 18.030838000 | MXN |
| USD | = | 4.043000000 | 4.045000000 | 4.047000000 | MYR |
| USD | = | 63.270000000 | 63.620000000 | 63.970000000 | MZN |
| USD | = | 16.663500000 | 16.667550000 | 16.671600000 | NAD |
| USD | = | 1450.030000000 | 1450.530000000 | 1451.030000000 | NGN |
| USD | = | 36.600000000 | 36.800000000 | 37.000000000 | NIO |
| USD | = | 9.993812000 | 10.009860000 | 10.025908000 | NOK |
| USD | = | 143.660000000 | 143.665000000 | 143.670000000 | NPR |
| USD | = | 1.711361730 | 1.713725570 | 1.716098895 | NZD |
| USD | = | 0.384990000 | 0.385005000 | 0.385020000 | OMR |
| USD | = | 1.000000000 | 1.000000000 | 1.000000000 | PAB |
| USD | = | 3.366500000 | 3.367000000 | 3.367500000 | PEN |
| USD | = | 4.244482173 | 4.317789291 | 4.393673110 | PGK |
| USD | = | 58.637490000 | 58.746245000 | 58.855000000 | PHP |
| USD | = | 280.000000000 | 280.125000000 | 280.250000000 | PKR |
| USD | = | 3.573900000 | 3.577650000 | 3.581400000 | PLN |
| USD | = | 6774.270000000 | 6777.000000000 | 6779.730000000 | PYG |
| USD | = | 3.645000000 | 3.645750000 | 3.646500000 | QAR |
| USD | = | 4.318200000 | 4.319450000 | 4.320700000 | RON |
| USD | = | 99.520000000 | 99.605000000 | 99.690000000 | RSD |
| USD | = | 78.000000000 | 78.010000000 | 78.020000000 | RUB |
| USD | = | 1447.850000000 | 1456.350000000 | 1464.850000000 | RWF |
| USD | = | 3.750500000 | 3.750650000 | 3.750800000 | SAR |
| USD | = | 7.830853563 | 8.051529790 | 8.285004142 | SBD |
| USD | = | 14.858000000 | 15.233150000 | 15.608300000 | SCR |
| USD | = | 200.020000000 | 200.520000000 | 201.020000000 | SDD |
| USD | = | 598.500200000 | 600.170700000 | 601.841200000 | SDG |
| USD | = | 9.155464000 | 9.173640000 | 9.191815000 | SEK |
| USD | = | 1.281829000 | 1.284217000 | 1.286606000 | SGD |
| USD | = | 0.740905386 | 0.740987736 | 0.741070105 | SHP |
| USD | = | 23.750000000 | 24.100000000 | 24.450000000 | SLE |
| USD | = | 22683.000000000 | 22795.500000000 | 22908.000000000 | SLL |
| USD | = | 568.000000000 | 571.500000000 | 575.000000000 | SOS |
| USD | = | 38.171000000 | 38.335500000 | 38.500000000 | SRD |
| USD | = | 4479.229500000 | 4544.229500000 | 4609.229500000 | SSP |
| USD | = | 20.787300000 | 21.002150000 | 21.217000000 | STN |
| USD | = | 8.749800000 | 8.754800000 | 8.759800000 | SVC |
| USD | = | 11057.000000000 | 11062.000000000 | 11067.000000000 | SYP |
| USD | = | 16.626500000 | 16.642500000 | 16.658500000 | SZL |
| USD | = | 30.935760000 | 31.012880000 | 31.090000000 | THB |
| USD | = | 9.230000000 | 9.255000000 | 9.280000000 | TJS |
| USD | = | 3.494500000 | 3.499500000 | 3.504500000 | TMT |
| USD | = | 2.870800000 | 2.888100000 | 2.905400000 | TND |
| USD | = | 2.327205026 | 2.396931927 | 2.470966147 | TOP |
| USD | = | 42.854300000 | 42.859300000 | 42.864300000 | TRY |
| USD | = | 6.771800000 | 6.798900000 | 6.826000000 | TTD |
| USD | = | 31.269865000 | 31.363432500 | 31.457000000 | TWD |
| USD | = | 2435.000000000 | 2470.000000000 | 2505.000000000 | TZS |
| USD | = | 41.840400000 | 41.961200000 | 42.082000000 | UAH |
| USD | = | 3605.320000000 | 3610.320000000 | 3615.320000000 | UGX |
| USD | = | 1.000000000 | 1.000000000 | 1.000000000 | USD |
| USD | = | 39.180000000 | 39.195000000 | 39.210000000 | UYU |
| USD | = | 12062.600000000 | 12067.600000000 | 12072.600000000 | UZS |
| USD | = | 290.624019000 | 290.988209000 | 291.352400000 | VES |
| USD | = | 26277.000000000 | 26280.000000000 | 26283.000000000 | VND |
| USD | = | 119.000000000 | 119.300000000 | 119.600000000 | VUV |
| USD | = | 2.667377967 | 2.748007694 | 2.833663927 | WST |
| USD | = | 556.080000000 | 556.140000000 | 556.200000000 | XAF |
| USD | = | 2.690000000 | 2.705000000 | 2.720000000 | XCD |
| USD | = | 552.750000000 | 556.250000000 | 559.750000000 | XOF |
| USD | = | 100.950000000 | 101.400000000 | 101.850000000 | XPF |
| USD | = | 238.100000000 | 238.350000000 | 238.600000000 | YER |
| USD | = | 16.626600000 | 16.641600000 | 16.656600000 | ZAR |
| USD | = | 5185.000000000 | 5195.000000000 | 5205.000000000 | ZMK |
| USD | = | 22.425000000 | 22.450000000 | 22.475000000 | ZMW |
| USD | = | 378.000000000 | 379.500000000 | 381.000000000 | ZWD |
| USD | = | 28720.000000000 | 30670.000000000 | 32620.000000000 | ZWL |
Note:
Rates shown are for reference purposes only, and actual exchange rate used for the currency conversion to the cardmember billing currency may vary from the above rates due to rounding differences and other circumstances.
Calculate the cross rate to know the exchange rate other than USD.