Base rate
The base rate is determined based on the exchange rate of the date when payment to the merchant for a cardmember transaction is processed. This date may differ from the date the transaction is made and the date funds are debited from the cardmember bank account.
The excharge rate below is used when converting to USD.
Base rate for 12/25/2025
| Buy | Mid | Sell | |||
| USD | = | 3.672100000 | 3.672600000 | 3.673100000 | AED |
| USD | = | 66.050000000 | 66.150000000 | 66.250000000 | AFN |
| USD | = | 81.450000000 | 81.845000000 | 82.240000000 | ALL |
| USD | = | 380.460000000 | 381.460000000 | 382.460000000 | AMD |
| USD | = | 1.784500000 | 1.802250000 | 1.820000000 | ANG |
| USD | = | 912.286000000 | 922.189000000 | 932.092000000 | AOA |
| USD | = | 1450.000000000 | 1450.500000000 | 1451.000000000 | ARS |
| USD | = | 1.488126240 | 1.490599534 | 1.493081062 | AUD |
| USD | = | 1.780000000 | 1.810000000 | 1.840000000 | AWG |
| USD | = | 1.695000000 | 1.700000000 | 1.705000000 | AZN |
| USD | = | 1.654700000 | 1.661700000 | 1.668700000 | BAM |
| USD | = | 1.998100000 | 2.014100000 | 2.030100000 | BBD |
| USD | = | 121.700000000 | 122.200000000 | 122.700000000 | BDT |
| USD | = | 1.662000000 | 1.662150000 | 1.662300000 | BGN |
| USD | = | 0.377100000 | 0.377200000 | 0.377300000 | BHD |
| USD | = | 2945.640000000 | 2957.640000000 | 2969.640000000 | BIF |
| USD | = | 1.000000000 | 1.000000000 | 1.000000000 | BMD |
| USD | = | 1.282800000 | 1.283250000 | 1.283700000 | BND |
| USD | = | 6.860000000 | 6.935000000 | 7.010000000 | BOB |
| USD | = | 5.520000000 | 5.521000000 | 5.522000000 | BRL |
| USD | = | 1.000000000 | 1.000000000 | 1.000000000 | BSD |
| USD | = | 89.758000000 | 89.765500000 | 89.773000000 | BTN |
| USD | = | 13.908205841 | 14.035087719 | 14.164305949 | BWP |
| USD | = | 2.896700000 | 2.918850000 | 2.941000000 | BYN |
| USD | = | 2.000200000 | 2.011200000 | 2.022200000 | BZD |
| USD | = | 1.365138000 | 1.367538000 | 1.369937000 | CAD |
| USD | = | 2205.000000000 | 2277.500000000 | 2350.000000000 | CDF |
| USD | = | 0.786779000 | 0.788744000 | 0.790709000 | CHF |
| USD | = | 903.050000000 | 904.345000000 | 905.640000000 | CLP |
| USD | = | 6.979129000 | 6.997364500 | 7.015600000 | CNY |
| USD | = | 3722.580000000 | 3728.150000000 | 3733.720000000 | COP |
| USD | = | 490.110000000 | 495.055000000 | 500.000000000 | CRC |
| USD | = | 24.000000000 | 24.000000000 | 24.000000000 | CUP |
| USD | = | 93.570000000 | 94.010000000 | 94.450000000 | CVE |
| USD | = | 20.575000000 | 20.608000000 | 20.641000000 | CZK |
| USD | = | 177.600000000 | 178.075000000 | 178.550000000 | DJF |
| USD | = | 6.307220000 | 6.342816000 | 6.378413000 | DKK |
| USD | = | 62.620000000 | 62.810000000 | 63.000000000 | DOP |
| USD | = | 129.097000000 | 129.742500000 | 130.388000000 | DZD |
| USD | = | 11.697100000 | 11.702350000 | 11.707600000 | EEK |
| USD | = | 47.490000000 | 47.540000000 | 47.590000000 | EGP |
| USD | = | 15.000000000 | 15.075000000 | 15.150000000 | ERN |
| USD | = | 155.180100000 | 155.680100000 | 156.180100000 | ETB |
| USD | = | 0.848424687 | 0.848975710 | 0.849528172 | EUR |
| USD | = | 2.226179875 | 2.269117313 | 2.313743637 | FJD |
| USD | = | 0.740740740 | 0.740905386 | 0.741070105 | FKP |
| USD | = | 0.739837043 | 0.740917463 | 0.742000492 | GBP |
| USD | = | 2.665000000 | 2.695000000 | 2.725000000 | GEL |
| USD | = | 11.000000000 | 11.075000000 | 11.150000000 | GHS |
| USD | = | 0.740740740 | 0.740905386 | 0.741070105 | GIP |
| USD | = | 73.700000000 | 74.100000000 | 74.500000000 | GMD |
| USD | = | 8700.000000000 | 8740.000000000 | 8780.000000000 | GNF |
| USD | = | 7.653000000 | 7.663000000 | 7.673000000 | GTQ |
| USD | = | 207.980000000 | 209.215000000 | 210.450000000 | GYD |
| USD | = | 7.764789000 | 7.781851000 | 7.798913000 | HKD |
| USD | = | 26.318200000 | 26.359100000 | 26.400000000 | HNL |
| USD | = | 7.038500000 | 7.042150000 | 7.045800000 | HRK |
| USD | = | 130.520800000 | 130.937900000 | 131.355000000 | HTG |
| USD | = | 329.890000000 | 330.340000000 | 330.790000000 | HUF |
| USD | = | 16699.750000000 | 16729.875000000 | 16760.000000000 | IDR |
| USD | = | 3.180100000 | 3.188200000 | 3.196300000 | ILS |
| USD | = | 89.794000000 | 89.814000000 | 89.834000000 | INR |
| USD | = | 1309.520000000 | 1310.020000000 | 1310.520000000 | IQD |
| USD | = | 42000.000000000 | 42050.000000000 | 42100.000000000 | IRR |
| USD | = | 125.470000000 | 125.615000000 | 125.760000000 | ISK |
| USD | = | 158.410000000 | 159.155000000 | 159.900000000 | JMD |
| USD | = | 0.708000000 | 0.709000000 | 0.710000000 | JOD |
| USD | = | 155.667100000 | 155.950050000 | 156.233000000 | JPY |
| USD | = | 128.850000000 | 128.950000000 | 129.050000000 | KES |
| USD | = | 87.450000000 | 87.477150000 | 87.504300000 | KGS |
| USD | = | 4003.000000000 | 4008.000000000 | 4013.000000000 | KHR |
| USD | = | 417.390000000 | 418.390000000 | 419.390000000 | KMF |
| USD | = | 1439.725200000 | 1443.782600000 | 1447.840000000 | KRW |
| USD | = | 0.307200000 | 0.307250000 | 0.307300000 | KWD |
| USD | = | 0.827500000 | 0.831250000 | 0.835000000 | KYD |
| USD | = | 513.290000000 | 513.800000000 | 514.310000000 | KZT |
| USD | = | 21516.000000000 | 21631.000000000 | 21746.000000000 | LAK |
| USD | = | 89500.000000000 | 89550.000000000 | 89600.000000000 | LBP |
| USD | = | 309.550000000 | 309.600000000 | 309.650000000 | LKR |
| USD | = | 177.000000000 | 177.500000000 | 178.000000000 | LRD |
| USD | = | 16.659000000 | 16.660450000 | 16.661900000 | LSL |
| USD | = | 2.853600000 | 2.853900000 | 2.854200000 | LTL |
| USD | = | 0.507800000 | 0.508250000 | 0.508700000 | LVL |
| USD | = | 5.398000000 | 5.411850000 | 5.425700000 | LYD |
| USD | = | 9.101800000 | 9.105900000 | 9.110000000 | MAD |
| USD | = | 16.600000000 | 16.650000000 | 16.700000000 | MDL |
| USD | = | 4558.600000000 | 4573.100000000 | 4587.600000000 | MGA |
| USD | = | 52.070000000 | 52.295000000 | 52.520000000 | MKD |
| USD | = | 3649.000000000 | 3649.000000000 | 3649.000000000 | MMK |
| USD | = | 3554.000000000 | 3557.000000000 | 3560.000000000 | MNT |
| USD | = | 8.009000000 | 8.014000000 | 8.019000000 | MOP |
| USD | = | 39.640100000 | 39.820100000 | 40.000100000 | MRU |
| USD | = | 45.800000000 | 45.950000000 | 46.100000000 | MUR |
| USD | = | 15.420000000 | 15.460000000 | 15.500000000 | MVR |
| USD | = | 1717.020000000 | 1733.670000000 | 1750.320000000 | MWK |
| USD | = | 17.811840000 | 17.932088000 | 18.052336000 | MXN |
| USD | = | 4.043000000 | 4.045000000 | 4.047000000 | MYR |
| USD | = | 63.270000000 | 63.905000000 | 64.540000000 | MZN |
| USD | = | 16.659000000 | 16.660450000 | 16.661900000 | NAD |
| USD | = | 1448.690000000 | 1450.130000000 | 1451.570000000 | NGN |
| USD | = | 36.600000000 | 36.800000000 | 37.000000000 | NIO |
| USD | = | 9.965173000 | 10.012478000 | 10.059783000 | NOK |
| USD | = | 143.660000000 | 143.665000000 | 143.670000000 | NPR |
| USD | = | 1.705812213 | 1.712317038 | 1.718868709 | NZD |
| USD | = | 0.384990000 | 0.385005000 | 0.385020000 | OMR |
| USD | = | 1.000000000 | 1.000000000 | 1.000000000 | PAB |
| USD | = | 3.366500000 | 3.367000000 | 3.367500000 | PEN |
| USD | = | 4.244482173 | 4.317789291 | 4.393673110 | PGK |
| USD | = | 58.618528000 | 58.735264000 | 58.852000000 | PHP |
| USD | = | 280.000000000 | 280.125000000 | 280.250000000 | PKR |
| USD | = | 3.579000000 | 3.579450000 | 3.579900000 | PLN |
| USD | = | 6774.270000000 | 6777.000000000 | 6779.730000000 | PYG |
| USD | = | 3.644800000 | 3.645150000 | 3.645500000 | QAR |
| USD | = | 4.317200000 | 4.321200000 | 4.325200000 | RON |
| USD | = | 99.520000000 | 99.625000000 | 99.730000000 | RSD |
| USD | = | 78.995500000 | 79.000000000 | 79.004500000 | RUB |
| USD | = | 1447.850000000 | 1456.350000000 | 1464.850000000 | RWF |
| USD | = | 3.750600000 | 3.750700000 | 3.750800000 | SAR |
| USD | = | 7.830853563 | 8.051529790 | 8.285004142 | SBD |
| USD | = | 14.457100000 | 14.457300000 | 14.457500000 | SCR |
| USD | = | 200.020000000 | 200.520000000 | 201.020000000 | SDD |
| USD | = | 598.500200000 | 600.170700000 | 601.841200000 | SDG |
| USD | = | 9.128905000 | 9.172524000 | 9.216142000 | SEK |
| USD | = | 1.279017000 | 1.283618000 | 1.288220000 | SGD |
| USD | = | 0.741179958 | 0.741262369 | 0.741344799 | SHP |
| USD | = | 23.750000000 | 24.100000000 | 24.450000000 | SLE |
| USD | = | 22683.000000000 | 22795.500000000 | 22908.000000000 | SLL |
| USD | = | 568.000000000 | 571.500000000 | 575.000000000 | SOS |
| USD | = | 38.171000000 | 38.335500000 | 38.500000000 | SRD |
| USD | = | 4479.229500000 | 4544.229500000 | 4609.229500000 | SSP |
| USD | = | 20.790900000 | 21.006650000 | 21.222400000 | STN |
| USD | = | 8.749800000 | 8.754800000 | 8.759800000 | SVC |
| USD | = | 11057.000000000 | 11062.000000000 | 11067.000000000 | SYP |
| USD | = | 16.645300000 | 16.661300000 | 16.677300000 | SZL |
| USD | = | 30.905880000 | 31.017940000 | 31.130000000 | THB |
| USD | = | 9.230000000 | 9.255000000 | 9.280000000 | TJS |
| USD | = | 3.494500000 | 3.499500000 | 3.504500000 | TMT |
| USD | = | 2.870500000 | 2.888100000 | 2.905700000 | TND |
| USD | = | 2.327205026 | 2.396931927 | 2.470966147 | TOP |
| USD | = | 42.642300000 | 42.815650000 | 42.989000000 | TRY |
| USD | = | 6.771800000 | 6.798900000 | 6.826000000 | TTD |
| USD | = | 31.282800000 | 31.376400000 | 31.470000000 | TWD |
| USD | = | 2435.000000000 | 2470.000000000 | 2505.000000000 | TZS |
| USD | = | 42.005000000 | 42.048500000 | 42.092000000 | UAH |
| USD | = | 3605.000000000 | 3610.000000000 | 3615.000000000 | UGX |
| USD | = | 1.000000000 | 1.000000000 | 1.000000000 | USD |
| USD | = | 39.180000000 | 39.195000000 | 39.210000000 | UYU |
| USD | = | 12062.600000000 | 12067.600000000 | 12072.600000000 | UZS |
| USD | = | 290.624019000 | 290.988209000 | 291.352400000 | VES |
| USD | = | 26315.000000000 | 26320.000000000 | 26325.000000000 | VND |
| USD | = | 119.000000000 | 119.300000000 | 119.600000000 | VUV |
| USD | = | 2.667377967 | 2.748007694 | 2.833663927 | WST |
| USD | = | 556.080000000 | 556.140000000 | 556.200000000 | XAF |
| USD | = | 2.690000000 | 2.705000000 | 2.720000000 | XCD |
| USD | = | 552.750000000 | 556.250000000 | 559.750000000 | XOF |
| USD | = | 100.970000000 | 101.425000000 | 101.880000000 | XPF |
| USD | = | 238.100000000 | 238.350000000 | 238.600000000 | YER |
| USD | = | 16.663500000 | 16.667550000 | 16.671600000 | ZAR |
| USD | = | 5185.000000000 | 5195.000000000 | 5205.000000000 | ZMK |
| USD | = | 22.425000000 | 22.450000000 | 22.475000000 | ZMW |
| USD | = | 378.000000000 | 379.500000000 | 381.000000000 | ZWD |
| USD | = | 28720.000000000 | 30670.000000000 | 32620.000000000 | ZWL |
Note:
Rates shown are for reference purposes only, and actual exchange rate used for the currency conversion to the cardmember billing currency may vary from the above rates due to rounding differences and other circumstances.
Calculate the cross rate to know the exchange rate other than USD.