Base rate
The base rate is determined based on the exchange rate of the date when payment to the merchant for a cardmember transaction is processed. This date may differ from the date the transaction is made and the date funds are debited from the cardmember bank account.
The excharge rate below is used when converting to USD.
Base rate for 12/24/2025
| Buy | Mid | Sell | |||
| USD | = | 3.672100000 | 3.672600000 | 3.673100000 | AED |
| USD | = | 66.270000000 | 66.370000000 | 66.470000000 | AFN |
| USD | = | 81.400000000 | 81.600000000 | 81.800000000 | ALL |
| USD | = | 380.550000000 | 381.550000000 | 382.550000000 | AMD |
| USD | = | 1.784500000 | 1.802250000 | 1.820000000 | ANG |
| USD | = | 912.286000000 | 918.986000000 | 925.686000000 | AOA |
| USD | = | 1450.000000000 | 1450.500000000 | 1451.000000000 | ARS |
| USD | = | 1.491321997 | 1.492401438 | 1.493482442 | AUD |
| USD | = | 1.780000000 | 1.810000000 | 1.840000000 | AWG |
| USD | = | 1.695000000 | 1.700000000 | 1.705000000 | AZN |
| USD | = | 1.653100000 | 1.659900000 | 1.666700000 | BAM |
| USD | = | 1.998100000 | 2.014100000 | 2.030100000 | BBD |
| USD | = | 121.700000000 | 122.200000000 | 122.700000000 | BDT |
| USD | = | 1.662000000 | 1.662150000 | 1.662300000 | BGN |
| USD | = | 0.377000000 | 0.377060000 | 0.377120000 | BHD |
| USD | = | 2945.420000000 | 2957.420000000 | 2969.420000000 | BIF |
| USD | = | 1.000000000 | 1.000000000 | 1.000000000 | BMD |
| USD | = | 1.284100000 | 1.284500000 | 1.284900000 | BND |
| USD | = | 6.850000000 | 6.925000000 | 7.000000000 | BOB |
| USD | = | 5.520300000 | 5.520800000 | 5.521300000 | BRL |
| USD | = | 1.000000000 | 1.000000000 | 1.000000000 | BSD |
| USD | = | 89.511000000 | 89.518500000 | 89.526000000 | BTN |
| USD | = | 14.005602240 | 14.104372355 | 14.204545454 | BWP |
| USD | = | 2.870900000 | 2.892950000 | 2.915000000 | BYN |
| USD | = | 2.000200000 | 2.011200000 | 2.022200000 | BZD |
| USD | = | 1.367268000 | 1.368853000 | 1.370438000 | CAD |
| USD | = | 2192.000000000 | 2271.000000000 | 2350.000000000 | CDF |
| USD | = | 0.787046000 | 0.787730000 | 0.788414000 | CHF |
| USD | = | 906.650000000 | 908.130000000 | 909.610000000 | CLP |
| USD | = | 6.992860000 | 7.010930000 | 7.029000000 | CNY |
| USD | = | 3756.720000000 | 3760.660000000 | 3764.600000000 | COP |
| USD | = | 493.910000000 | 499.455000000 | 505.000000000 | CRC |
| USD | = | 24.000000000 | 24.000000000 | 24.000000000 | CUP |
| USD | = | 93.480000000 | 93.910000000 | 94.340000000 | CVE |
| USD | = | 20.591000000 | 20.605500000 | 20.620000000 | CZK |
| USD | = | 177.600000000 | 178.075000000 | 178.550000000 | DJF |
| USD | = | 6.304649000 | 6.334894000 | 6.365138000 | DKK |
| USD | = | 62.490000000 | 62.680000000 | 62.870000000 | DOP |
| USD | = | 129.097000000 | 129.742500000 | 130.388000000 | DZD |
| USD | = | 11.697100000 | 11.702350000 | 11.707600000 | EEK |
| USD | = | 47.430000000 | 47.480000000 | 47.530000000 | EGP |
| USD | = | 15.000000000 | 15.075000000 | 15.150000000 | ERN |
| USD | = | 155.116400000 | 155.616400000 | 156.116400000 | ETB |
| USD | = | 0.847817590 | 0.848067085 | 0.848316727 | EUR |
| USD | = | 2.226179875 | 2.269117313 | 2.313743637 | FJD |
| USD | = | 0.742170105 | 0.742225191 | 0.742280285 | FKP |
| USD | = | 0.740183136 | 0.740263681 | 0.740344793 | GBP |
| USD | = | 2.666000000 | 2.696000000 | 2.726000000 | GEL |
| USD | = | 11.300000000 | 11.325000000 | 11.350000000 | GHS |
| USD | = | 0.742170105 | 0.742225191 | 0.742280285 | GIP |
| USD | = | 74.050000000 | 74.275000000 | 74.500000000 | GMD |
| USD | = | 8700.000000000 | 8740.000000000 | 8780.000000000 | GNF |
| USD | = | 7.650000000 | 7.661500000 | 7.673000000 | GTQ |
| USD | = | 207.980000000 | 209.215000000 | 210.450000000 | GYD |
| USD | = | 7.756751000 | 7.776020000 | 7.795290000 | HKD |
| USD | = | 26.318200000 | 26.359100000 | 26.400000000 | HNL |
| USD | = | 7.038500000 | 7.042150000 | 7.045800000 | HRK |
| USD | = | 130.600000000 | 130.950000000 | 131.300000000 | HTG |
| USD | = | 330.800000000 | 331.160000000 | 331.520000000 | HUF |
| USD | = | 16714.705000000 | 16744.852500000 | 16775.000000000 | IDR |
| USD | = | 3.181800000 | 3.185200000 | 3.188600000 | ILS |
| USD | = | 89.416000000 | 89.436000000 | 89.456000000 | INR |
| USD | = | 1309.500000000 | 1310.000000000 | 1310.500000000 | IQD |
| USD | = | 42000.000000000 | 42050.000000000 | 42100.000000000 | IRR |
| USD | = | 125.340000000 | 125.475000000 | 125.610000000 | ISK |
| USD | = | 158.600000000 | 159.180000000 | 159.760000000 | JMD |
| USD | = | 0.708000000 | 0.709000000 | 0.710000000 | JOD |
| USD | = | 155.905800000 | 156.146000000 | 156.386200000 | JPY |
| USD | = | 128.850000000 | 128.950000000 | 129.050000000 | KES |
| USD | = | 87.450000000 | 87.477150000 | 87.504300000 | KGS |
| USD | = | 4003.000000000 | 4008.000000000 | 4013.000000000 | KHR |
| USD | = | 418.010000000 | 419.010000000 | 420.010000000 | KMF |
| USD | = | 1472.321400000 | 1476.070700000 | 1479.820000000 | KRW |
| USD | = | 0.307160000 | 0.307210000 | 0.307260000 | KWD |
| USD | = | 0.827500000 | 0.831250000 | 0.835000000 | KYD |
| USD | = | 508.970000000 | 509.480000000 | 509.990000000 | KZT |
| USD | = | 21527.000000000 | 21642.000000000 | 21757.000000000 | LAK |
| USD | = | 89500.000000000 | 89550.000000000 | 89600.000000000 | LBP |
| USD | = | 309.500000000 | 309.550000000 | 309.600000000 | LKR |
| USD | = | 176.000000000 | 177.000000000 | 178.000000000 | LRD |
| USD | = | 16.686000000 | 16.687500000 | 16.689000000 | LSL |
| USD | = | 2.853600000 | 2.853900000 | 2.854200000 | LTL |
| USD | = | 0.507800000 | 0.508250000 | 0.508700000 | LVL |
| USD | = | 5.398000000 | 5.411850000 | 5.425700000 | LYD |
| USD | = | 9.106200000 | 9.112600000 | 9.119000000 | MAD |
| USD | = | 16.680000000 | 16.730000000 | 16.780000000 | MDL |
| USD | = | 4558.600000000 | 4573.100000000 | 4587.600000000 | MGA |
| USD | = | 52.070000000 | 52.295000000 | 52.520000000 | MKD |
| USD | = | 3649.000000000 | 3649.000000000 | 3649.000000000 | MMK |
| USD | = | 3553.000000000 | 3556.000000000 | 3559.000000000 | MNT |
| USD | = | 8.012000000 | 8.017000000 | 8.022000000 | MOP |
| USD | = | 39.680100000 | 39.860100000 | 40.040100000 | MRU |
| USD | = | 45.820000000 | 45.970000000 | 46.120000000 | MUR |
| USD | = | 15.420000000 | 15.460000000 | 15.500000000 | MVR |
| USD | = | 1717.020000000 | 1733.670000000 | 1750.320000000 | MWK |
| USD | = | 17.827071000 | 17.911180000 | 17.995290000 | MXN |
| USD | = | 4.060000000 | 4.064000000 | 4.068000000 | MYR |
| USD | = | 63.270000000 | 63.905000000 | 64.540000000 | MZN |
| USD | = | 16.686000000 | 16.687500000 | 16.689000000 | NAD |
| USD | = | 1456.750000000 | 1459.500000000 | 1462.250000000 | NGN |
| USD | = | 36.600000000 | 36.800000000 | 37.000000000 | NIO |
| USD | = | 10.026813000 | 10.030100000 | 10.033387000 | NOK |
| USD | = | 143.440000000 | 143.450000000 | 143.460000000 | NPR |
| USD | = | 1.709544902 | 1.711889069 | 1.714239674 | NZD |
| USD | = | 0.384990000 | 0.385005000 | 0.385020000 | OMR |
| USD | = | 1.000000000 | 1.000000000 | 1.000000000 | PAB |
| USD | = | 3.364000000 | 3.365000000 | 3.366000000 | PEN |
| USD | = | 4.244482173 | 4.317789291 | 4.393673110 | PGK |
| USD | = | 58.644476000 | 58.749738000 | 58.855000000 | PHP |
| USD | = | 279.900000000 | 280.200000000 | 280.500000000 | PKR |
| USD | = | 3.576000000 | 3.579750000 | 3.583500000 | PLN |
| USD | = | 6774.270000000 | 6777.000000000 | 6779.730000000 | PYG |
| USD | = | 3.644800000 | 3.645150000 | 3.645500000 | QAR |
| USD | = | 4.313400000 | 4.315900000 | 4.318400000 | RON |
| USD | = | 99.470000000 | 99.510000000 | 99.550000000 | RSD |
| USD | = | 77.995500000 | 78.000000000 | 78.004500000 | RUB |
| USD | = | 1447.760000000 | 1456.260000000 | 1464.760000000 | RWF |
| USD | = | 3.750600000 | 3.750700000 | 3.750800000 | SAR |
| USD | = | 7.830853563 | 8.051529790 | 8.285004142 | SBD |
| USD | = | 14.045500000 | 14.045700000 | 14.045900000 | SCR |
| USD | = | 200.020000000 | 200.520000000 | 201.020000000 | SDD |
| USD | = | 598.400200000 | 600.070700000 | 601.741200000 | SDG |
| USD | = | 9.148387000 | 9.164545000 | 9.180704000 | SEK |
| USD | = | 1.282273000 | 1.284684000 | 1.287095000 | SGD |
| USD | = | 0.741179958 | 0.741262369 | 0.741344799 | SHP |
| USD | = | 23.750000000 | 24.100000000 | 24.450000000 | SLE |
| USD | = | 22683.000000000 | 22795.500000000 | 22908.000000000 | SLL |
| USD | = | 567.000000000 | 570.500000000 | 574.000000000 | SOS |
| USD | = | 38.128000000 | 38.381000000 | 38.634000000 | SRD |
| USD | = | 4479.229500000 | 4544.229500000 | 4609.229500000 | SSP |
| USD | = | 20.769700000 | 20.983450000 | 21.197200000 | STN |
| USD | = | 8.749800000 | 8.754800000 | 8.759800000 | SVC |
| USD | = | 11055.000000000 | 11060.000000000 | 11065.000000000 | SYP |
| USD | = | 16.648300000 | 16.679350000 | 16.710400000 | SZL |
| USD | = | 30.965640000 | 31.042820000 | 31.120000000 | THB |
| USD | = | 9.120000000 | 9.190000000 | 9.260000000 | TJS |
| USD | = | 3.494500000 | 3.499500000 | 3.504500000 | TMT |
| USD | = | 2.869200000 | 2.886450000 | 2.903700000 | TND |
| USD | = | 2.321262766 | 2.382086707 | 2.446183953 | TOP |
| USD | = | 42.848900000 | 42.853900000 | 42.858900000 | TRY |
| USD | = | 6.779600000 | 6.802800000 | 6.826000000 | TTD |
| USD | = | 31.298720000 | 31.425360000 | 31.552000000 | TWD |
| USD | = | 2455.000000000 | 2477.500000000 | 2500.000000000 | TZS |
| USD | = | 41.700400000 | 41.750700000 | 41.801000000 | UAH |
| USD | = | 3608.000000000 | 3613.000000000 | 3618.000000000 | UGX |
| USD | = | 1.000000000 | 1.000000000 | 1.000000000 | USD |
| USD | = | 39.070000000 | 39.085000000 | 39.100000000 | UYU |
| USD | = | 12047.330000000 | 12052.330000000 | 12057.330000000 | UZS |
| USD | = | 290.624019000 | 290.988209000 | 291.352400000 | VES |
| USD | = | 26326.000000000 | 26331.000000000 | 26336.000000000 | VND |
| USD | = | 119.000000000 | 119.300000000 | 119.600000000 | VUV |
| USD | = | 2.667377967 | 2.748007694 | 2.833663927 | WST |
| USD | = | 556.580000000 | 556.650000000 | 556.720000000 | XAF |
| USD | = | 2.690000000 | 2.705000000 | 2.720000000 | XCD |
| USD | = | 556.250000000 | 559.750000000 | 563.250000000 | XOF |
| USD | = | 100.860000000 | 101.310000000 | 101.760000000 | XPF |
| USD | = | 238.080000000 | 238.330000000 | 238.580000000 | YER |
| USD | = | 16.673100000 | 16.688100000 | 16.703100000 | ZAR |
| USD | = | 5185.000000000 | 5195.000000000 | 5205.000000000 | ZMK |
| USD | = | 22.500000000 | 22.525000000 | 22.550000000 | ZMW |
| USD | = | 378.000000000 | 379.500000000 | 381.000000000 | ZWD |
| USD | = | 28720.000000000 | 30670.000000000 | 32620.000000000 | ZWL |
Note:
Rates shown are for reference purposes only, and actual exchange rate used for the currency conversion to the cardmember billing currency may vary from the above rates due to rounding differences and other circumstances.
Calculate the cross rate to know the exchange rate other than USD.