Base rate
The base rate is determined based on the exchange rate of the date when payment to the merchant for a cardmember transaction is processed. This date may differ from the date the transaction is made and the date funds are debited from the cardmember bank account.
The excharge rate below is used when converting to USD.
Base rate for 12/23/2025
| Buy | Mid | Sell | |||
| USD | = | 3.672100000 | 3.672600000 | 3.673100000 | AED |
| USD | = | 66.040000000 | 66.140000000 | 66.240000000 | AFN |
| USD | = | 81.800000000 | 82.200000000 | 82.600000000 | ALL |
| USD | = | 380.500000000 | 381.500000000 | 382.500000000 | AMD |
| USD | = | 1.784500000 | 1.802250000 | 1.820000000 | ANG |
| USD | = | 912.286000000 | 918.986000000 | 925.686000000 | AOA |
| USD | = | 1451.500000000 | 1451.750000000 | 1452.000000000 | ARS |
| USD | = | 1.501354972 | 1.502439962 | 1.503526521 | AUD |
| USD | = | 1.780000000 | 1.810000000 | 1.840000000 | AWG |
| USD | = | 1.695000000 | 1.700000000 | 1.705000000 | AZN |
| USD | = | 1.657400000 | 1.664250000 | 1.671100000 | BAM |
| USD | = | 1.998100000 | 2.014100000 | 2.030100000 | BBD |
| USD | = | 121.700000000 | 122.200000000 | 122.700000000 | BDT |
| USD | = | 1.662400000 | 1.662500000 | 1.662600000 | BGN |
| USD | = | 0.377000000 | 0.377030000 | 0.377060000 | BHD |
| USD | = | 2945.200000000 | 2957.200000000 | 2969.200000000 | BIF |
| USD | = | 1.000000000 | 1.000000000 | 1.000000000 | BMD |
| USD | = | 1.288000000 | 1.288100000 | 1.288200000 | BND |
| USD | = | 6.860000000 | 6.935000000 | 7.010000000 | BOB |
| USD | = | 5.591000000 | 5.591500000 | 5.592000000 | BRL |
| USD | = | 1.000000000 | 1.000000000 | 1.000000000 | BSD |
| USD | = | 89.698000000 | 89.705500000 | 89.713000000 | BTN |
| USD | = | 12.180267965 | 13.106159895 | 14.184397163 | BWP |
| USD | = | 2.882100000 | 2.906700000 | 2.931300000 | BYN |
| USD | = | 2.000200000 | 2.011200000 | 2.022200000 | BZD |
| USD | = | 1.373417000 | 1.375043000 | 1.376668000 | CAD |
| USD | = | 2202.500000000 | 2276.250000000 | 2350.000000000 | CDF |
| USD | = | 0.791029000 | 0.791714000 | 0.792400000 | CHF |
| USD | = | 909.000000000 | 909.295000000 | 909.590000000 | CLP |
| USD | = | 7.001417000 | 7.019408500 | 7.037400000 | CNY |
| USD | = | 3792.530000000 | 3794.915000000 | 3797.300000000 | COP |
| USD | = | 492.460000000 | 495.535000000 | 498.610000000 | CRC |
| USD | = | 24.000000000 | 24.000000000 | 24.000000000 | CUP |
| USD | = | 93.720000000 | 94.155000000 | 94.590000000 | CVE |
| USD | = | 20.679000000 | 20.687000000 | 20.695000000 | CZK |
| USD | = | 177.600000000 | 178.075000000 | 178.550000000 | DJF |
| USD | = | 6.321890000 | 6.352282000 | 6.382674000 | DKK |
| USD | = | 62.330000000 | 62.520000000 | 62.710000000 | DOP |
| USD | = | 128.965000000 | 129.610000000 | 130.255000000 | DZD |
| USD | = | 11.697100000 | 11.702350000 | 11.707600000 | EEK |
| USD | = | 47.400000000 | 47.450000000 | 47.500000000 | EGP |
| USD | = | 15.000000000 | 15.075000000 | 15.150000000 | ERN |
| USD | = | 155.282200000 | 155.782200000 | 156.282200000 | ETB |
| USD | = | 0.850032938 | 0.850282293 | 0.850531071 | EUR |
| USD | = | 2.234137622 | 2.277385561 | 2.322340919 | FJD |
| USD | = | 0.742225191 | 0.742335387 | 0.742445615 | FKP |
| USD | = | 0.742577382 | 0.742659001 | 0.742740638 | GBP |
| USD | = | 2.667000000 | 2.697000000 | 2.727000000 | GEL |
| USD | = | 11.400000000 | 11.410000000 | 11.420000000 | GHS |
| USD | = | 0.742225191 | 0.742335387 | 0.742445615 | GIP |
| USD | = | 74.050000000 | 74.275000000 | 74.500000000 | GMD |
| USD | = | 8700.000000000 | 8740.000000000 | 8780.000000000 | GNF |
| USD | = | 7.650000000 | 7.661500000 | 7.673000000 | GTQ |
| USD | = | 207.980000000 | 209.215000000 | 210.450000000 | GYD |
| USD | = | 7.763630000 | 7.782992000 | 7.802353000 | HKD |
| USD | = | 26.318200000 | 26.359100000 | 26.400000000 | HNL |
| USD | = | 7.038500000 | 7.042150000 | 7.045800000 | HRK |
| USD | = | 130.500000000 | 130.900000000 | 131.300000000 | HTG |
| USD | = | 330.190000000 | 330.390000000 | 330.590000000 | HUF |
| USD | = | 16714.705000000 | 16744.852500000 | 16775.000000000 | IDR |
| USD | = | 3.192400000 | 3.196450000 | 3.200500000 | ILS |
| USD | = | 89.584000000 | 89.604000000 | 89.624000000 | INR |
| USD | = | 1309.500000000 | 1310.000000000 | 1310.500000000 | IQD |
| USD | = | 42000.000000000 | 42050.000000000 | 42100.000000000 | IRR |
| USD | = | 125.670000000 | 125.810000000 | 125.950000000 | ISK |
| USD | = | 159.010000000 | 159.910000000 | 160.810000000 | JMD |
| USD | = | 0.708000000 | 0.709000000 | 0.710000000 | JOD |
| USD | = | 156.673600000 | 156.916000000 | 157.158400000 | JPY |
| USD | = | 128.800000000 | 128.900000000 | 129.000000000 | KES |
| USD | = | 87.450000000 | 87.477150000 | 87.504300000 | KGS |
| USD | = | 4002.000000000 | 4007.000000000 | 4012.000000000 | KHR |
| USD | = | 418.800000000 | 419.800000000 | 420.800000000 | KMF |
| USD | = | 1470.450800000 | 1474.245400000 | 1478.040000000 | KRW |
| USD | = | 0.307310000 | 0.307360000 | 0.307410000 | KWD |
| USD | = | 0.827500000 | 0.831250000 | 0.835000000 | KYD |
| USD | = | 514.520000000 | 515.080000000 | 515.640000000 | KZT |
| USD | = | 21547.000000000 | 21662.000000000 | 21777.000000000 | LAK |
| USD | = | 89500.000000000 | 89550.000000000 | 89600.000000000 | LBP |
| USD | = | 309.500000000 | 309.600000000 | 309.700000000 | LKR |
| USD | = | 176.000000000 | 177.000000000 | 178.000000000 | LRD |
| USD | = | 16.709900000 | 16.711350000 | 16.712800000 | LSL |
| USD | = | 2.853600000 | 2.853900000 | 2.854200000 | LTL |
| USD | = | 0.507800000 | 0.508250000 | 0.508700000 | LVL |
| USD | = | 5.415500000 | 5.429350000 | 5.443200000 | LYD |
| USD | = | 9.122100000 | 9.134050000 | 9.146000000 | MAD |
| USD | = | 16.830000000 | 16.880000000 | 16.930000000 | MDL |
| USD | = | 4551.430000000 | 4565.930000000 | 4580.430000000 | MGA |
| USD | = | 52.120000000 | 52.340000000 | 52.560000000 | MKD |
| USD | = | 3649.000000000 | 3649.000000000 | 3649.000000000 | MMK |
| USD | = | 3550.000000000 | 3553.000000000 | 3556.000000000 | MNT |
| USD | = | 8.013000000 | 8.018000000 | 8.023000000 | MOP |
| USD | = | 39.640100000 | 39.820100000 | 40.000100000 | MRU |
| USD | = | 46.020000000 | 46.170000000 | 46.320000000 | MUR |
| USD | = | 15.420000000 | 15.460000000 | 15.500000000 | MVR |
| USD | = | 1717.020000000 | 1733.670000000 | 1750.320000000 | MWK |
| USD | = | 17.894290000 | 17.978677000 | 18.063064000 | MXN |
| USD | = | 4.076000000 | 4.078000000 | 4.080000000 | MYR |
| USD | = | 63.270000000 | 63.905000000 | 64.540000000 | MZN |
| USD | = | 16.709900000 | 16.711350000 | 16.712800000 | NAD |
| USD | = | 1456.640000000 | 1457.640000000 | 1458.640000000 | NGN |
| USD | = | 36.600000000 | 36.800000000 | 37.000000000 | NIO |
| USD | = | 10.102881000 | 10.107254000 | 10.111627000 | NOK |
| USD | = | 143.440000000 | 143.450000000 | 143.460000000 | NPR |
| USD | = | 1.723463403 | 1.725845923 | 1.728232053 | NZD |
| USD | = | 0.384990000 | 0.385005000 | 0.385020000 | OMR |
| USD | = | 1.000000000 | 1.000000000 | 1.000000000 | PAB |
| USD | = | 3.365800000 | 3.366000000 | 3.366200000 | PEN |
| USD | = | 4.242681374 | 4.315925766 | 4.391743522 | PGK |
| USD | = | 58.587590000 | 58.690295000 | 58.793000000 | PHP |
| USD | = | 279.800000000 | 280.050000000 | 280.300000000 | PKR |
| USD | = | 3.582800000 | 3.584300000 | 3.585800000 | PLN |
| USD | = | 6810.720000000 | 6813.725000000 | 6816.730000000 | PYG |
| USD | = | 3.640200000 | 3.642500000 | 3.644800000 | QAR |
| USD | = | 4.322500000 | 4.325000000 | 4.327500000 | RON |
| USD | = | 99.610000000 | 99.655000000 | 99.700000000 | RSD |
| USD | = | 78.795500000 | 78.800000000 | 78.804500000 | RUB |
| USD | = | 1447.680000000 | 1456.180000000 | 1464.680000000 | RWF |
| USD | = | 3.750300000 | 3.750400000 | 3.750500000 | SAR |
| USD | = | 7.830853563 | 8.051529790 | 8.285004142 | SBD |
| USD | = | 14.707400000 | 15.082550000 | 15.457700000 | SCR |
| USD | = | 200.020000000 | 200.520000000 | 201.020000000 | SDD |
| USD | = | 598.300200000 | 599.970700000 | 601.641200000 | SDG |
| USD | = | 9.215609000 | 9.232364000 | 9.249118000 | SEK |
| USD | = | 1.285738000 | 1.288115000 | 1.290493000 | SGD |
| USD | = | 0.744213738 | 0.744296825 | 0.744379931 | SHP |
| USD | = | 23.750000000 | 24.150000000 | 24.550000000 | SLE |
| USD | = | 22683.000000000 | 22795.500000000 | 22908.000000000 | SLL |
| USD | = | 567.000000000 | 570.500000000 | 574.000000000 | SOS |
| USD | = | 38.263000000 | 38.516000000 | 38.769000000 | SRD |
| USD | = | 4484.171000000 | 4549.171000000 | 4614.171000000 | SSP |
| USD | = | 20.822700000 | 21.036050000 | 21.249400000 | STN |
| USD | = | 8.749500000 | 8.754500000 | 8.759500000 | SVC |
| USD | = | 11055.000000000 | 11060.000000000 | 11065.000000000 | SYP |
| USD | = | 16.672500000 | 16.702900000 | 16.733300000 | SZL |
| USD | = | 30.985560000 | 31.062780000 | 31.140000000 | THB |
| USD | = | 9.100000000 | 9.190000000 | 9.280000000 | TJS |
| USD | = | 3.494500000 | 3.499500000 | 3.504500000 | TMT |
| USD | = | 2.875200000 | 2.892450000 | 2.909700000 | TND |
| USD | = | 2.327205026 | 2.388344877 | 2.452783909 | TOP |
| USD | = | 42.815500000 | 42.820500000 | 42.825500000 | TRY |
| USD | = | 6.770800000 | 6.798400000 | 6.826000000 | TTD |
| USD | = | 31.350460000 | 31.468730000 | 31.587000000 | TWD |
| USD | = | 2445.000000000 | 2480.000000000 | 2515.000000000 | TZS |
| USD | = | 42.020300000 | 42.028150000 | 42.036000000 | UAH |
| USD | = | 3598.000000000 | 3603.000000000 | 3608.000000000 | UGX |
| USD | = | 1.000000000 | 1.000000000 | 1.000000000 | USD |
| USD | = | 39.040000000 | 39.060000000 | 39.080000000 | UYU |
| USD | = | 12050.430000000 | 12055.430000000 | 12060.430000000 | UZS |
| USD | = | 287.728277000 | 288.088839000 | 288.449400000 | VES |
| USD | = | 26300.000000000 | 26340.000000000 | 26380.000000000 | VND |
| USD | = | 119.360000000 | 119.660000000 | 119.960000000 | VUV |
| USD | = | 2.676659528 | 2.757859900 | 2.844141069 | WST |
| USD | = | 559.290000000 | 559.380000000 | 559.470000000 | XAF |
| USD | = | 2.690000000 | 2.705000000 | 2.720000000 | XCD |
| USD | = | 556.250000000 | 559.750000000 | 563.250000000 | XOF |
| USD | = | 101.120000000 | 101.565000000 | 102.010000000 | XPF |
| USD | = | 238.080000000 | 238.330000000 | 238.580000000 | YER |
| USD | = | 16.702100000 | 16.710800000 | 16.719500000 | ZAR |
| USD | = | 5185.000000000 | 5195.000000000 | 5205.000000000 | ZMK |
| USD | = | 22.550000000 | 22.575000000 | 22.600000000 | ZMW |
| USD | = | 378.000000000 | 379.500000000 | 381.000000000 | ZWD |
| USD | = | 28720.000000000 | 30670.000000000 | 32620.000000000 | ZWL |
Note:
Rates shown are for reference purposes only, and actual exchange rate used for the currency conversion to the cardmember billing currency may vary from the above rates due to rounding differences and other circumstances.
Calculate the cross rate to know the exchange rate other than USD.