Base rate
The base rate is determined based on the exchange rate of the date when payment to the merchant for a cardmember transaction is processed. This date may differ from the date the transaction is made and the date funds are debited from the cardmember bank account.
The excharge rate below is used when converting to USD.
Base rate for 12/22/2025
| Buy | Mid | Sell | |||
| USD | = | 3.672100000 | 3.672600000 | 3.673100000 | AED |
| USD | = | 66.160000000 | 66.260000000 | 66.360000000 | AFN |
| USD | = | 82.070000000 | 82.380000000 | 82.690000000 | ALL |
| USD | = | 380.470000000 | 381.470000000 | 382.470000000 | AMD |
| USD | = | 1.784500000 | 1.802250000 | 1.820000000 | ANG |
| USD | = | 912.144000000 | 918.844000000 | 925.544000000 | AOA |
| USD | = | 1448.500000000 | 1449.250000000 | 1450.000000000 | ARS |
| USD | = | 1.511094455 | 1.512177565 | 1.513262230 | AUD |
| USD | = | 1.780000000 | 1.810000000 | 1.840000000 | AWG |
| USD | = | 1.695000000 | 1.700000000 | 1.705000000 | AZN |
| USD | = | 1.664900000 | 1.671800000 | 1.678700000 | BAM |
| USD | = | 1.998100000 | 2.014100000 | 2.030100000 | BBD |
| USD | = | 122.250000000 | 122.300000000 | 122.350000000 | BDT |
| USD | = | 1.669900000 | 1.670100000 | 1.670300000 | BGN |
| USD | = | 0.377000000 | 0.377030000 | 0.377060000 | BHD |
| USD | = | 2938.500000000 | 2957.000000000 | 2975.500000000 | BIF |
| USD | = | 1.000000000 | 1.000000000 | 1.000000000 | BMD |
| USD | = | 1.292000000 | 1.292600000 | 1.293200000 | BND |
| USD | = | 6.850000000 | 6.925000000 | 7.000000000 | BOB |
| USD | = | 5.542500000 | 5.543000000 | 5.543500000 | BRL |
| USD | = | 1.000000000 | 1.000000000 | 1.000000000 | BSD |
| USD | = | 89.572000000 | 89.577000000 | 89.582000000 | BTN |
| USD | = | 13.927576601 | 14.064697609 | 14.204545454 | BWP |
| USD | = | 2.919900000 | 2.932800000 | 2.945700000 | BYN |
| USD | = | 2.000200000 | 2.011200000 | 2.022200000 | BZD |
| USD | = | 1.377506000 | 1.379163000 | 1.380819000 | CAD |
| USD | = | 2245.000000000 | 2265.000000000 | 2285.000000000 | CDF |
| USD | = | 0.794732000 | 0.795442000 | 0.796151000 | CHF |
| USD | = | 909.650000000 | 910.885000000 | 912.120000000 | CLP |
| USD | = | 7.005596000 | 7.023448000 | 7.041300000 | CNY |
| USD | = | 3802.500000000 | 3805.000000000 | 3807.500000000 | COP |
| USD | = | 491.980000000 | 498.490000000 | 505.000000000 | CRC |
| USD | = | 24.000000000 | 24.000000000 | 24.000000000 | CUP |
| USD | = | 94.150000000 | 94.585000000 | 95.020000000 | CVE |
| USD | = | 20.763000000 | 20.772500000 | 20.782000000 | CZK |
| USD | = | 177.600000000 | 178.075000000 | 178.550000000 | DJF |
| USD | = | 6.349920000 | 6.381266000 | 6.412613000 | DKK |
| USD | = | 62.450000000 | 62.640000000 | 62.830000000 | DOP |
| USD | = | 128.810000000 | 129.454000000 | 130.098000000 | DZD |
| USD | = | 11.697100000 | 11.702350000 | 11.707600000 | EEK |
| USD | = | 47.450000000 | 47.500000000 | 47.550000000 | EGP |
| USD | = | 15.000000000 | 15.075000000 | 15.150000000 | ERN |
| USD | = | 154.989000000 | 155.489000000 | 155.989000000 | ETB |
| USD | = | 0.853666240 | 0.853913356 | 0.854161345 | EUR |
| USD | = | 2.243661655 | 2.287282708 | 2.332633543 | FJD |
| USD | = | 0.747216618 | 0.747440017 | 0.747663551 | FKP |
| USD | = | 0.747303728 | 0.747393651 | 0.747483596 | GBP |
| USD | = | 2.668000000 | 2.698000000 | 2.728000000 | GEL |
| USD | = | 11.480000000 | 11.505000000 | 11.530000000 | GHS |
| USD | = | 0.747216618 | 0.747440017 | 0.747663551 | GIP |
| USD | = | 74.000000000 | 74.250000000 | 74.500000000 | GMD |
| USD | = | 8703.000000000 | 8741.500000000 | 8780.000000000 | GNF |
| USD | = | 7.653000000 | 7.663000000 | 7.673000000 | GTQ |
| USD | = | 207.980000000 | 209.215000000 | 210.450000000 | GYD |
| USD | = | 7.766634000 | 7.778070000 | 7.789505000 | HKD |
| USD | = | 26.288600000 | 26.344300000 | 26.400000000 | HNL |
| USD | = | 7.038500000 | 7.042150000 | 7.045800000 | HRK |
| USD | = | 130.700000000 | 131.150000000 | 131.600000000 | HTG |
| USD | = | 329.980000000 | 330.180000000 | 330.380000000 | HUF |
| USD | = | 16684.795000000 | 16714.897500000 | 16745.000000000 | IDR |
| USD | = | 3.193600000 | 3.203400000 | 3.213200000 | ILS |
| USD | = | 89.572000000 | 89.577000000 | 89.582000000 | INR |
| USD | = | 1309.520000000 | 1310.020000000 | 1310.520000000 | IQD |
| USD | = | 42000.000000000 | 42050.000000000 | 42100.000000000 | IRR |
| USD | = | 125.550000000 | 125.690000000 | 125.830000000 | ISK |
| USD | = | 158.710000000 | 159.610000000 | 160.510000000 | JMD |
| USD | = | 0.708000000 | 0.709000000 | 0.710000000 | JOD |
| USD | = | 157.363600000 | 157.611000000 | 157.858400000 | JPY |
| USD | = | 128.800000000 | 128.900000000 | 129.000000000 | KES |
| USD | = | 87.450000000 | 87.477150000 | 87.504300000 | KGS |
| USD | = | 4005.000000000 | 4010.000000000 | 4015.000000000 | KHR |
| USD | = | 419.370000000 | 420.370000000 | 421.370000000 | KMF |
| USD | = | 1470.172200000 | 1474.026100000 | 1477.880000000 | KRW |
| USD | = | 0.307110000 | 0.307160000 | 0.307210000 | KWD |
| USD | = | 0.827500000 | 0.831250000 | 0.835000000 | KYD |
| USD | = | 517.160000000 | 517.670000000 | 518.180000000 | KZT |
| USD | = | 21545.000000000 | 21660.000000000 | 21775.000000000 | LAK |
| USD | = | 89500.000000000 | 89550.000000000 | 89600.000000000 | LBP |
| USD | = | 309.500000000 | 309.550000000 | 309.600000000 | LKR |
| USD | = | 176.000000000 | 177.000000000 | 178.000000000 | LRD |
| USD | = | 16.768100000 | 16.769550000 | 16.771000000 | LSL |
| USD | = | 2.853600000 | 2.853900000 | 2.854200000 | LTL |
| USD | = | 0.507800000 | 0.508250000 | 0.508700000 | LVL |
| USD | = | 5.406900000 | 5.420750000 | 5.434600000 | LYD |
| USD | = | 9.147800000 | 9.159700000 | 9.171600000 | MAD |
| USD | = | 16.810000000 | 16.860000000 | 16.910000000 | MDL |
| USD | = | 4416.520000000 | 4431.020000000 | 4445.520000000 | MGA |
| USD | = | 52.290000000 | 52.510000000 | 52.730000000 | MKD |
| USD | = | 3649.000000000 | 3649.000000000 | 3649.000000000 | MMK |
| USD | = | 3549.000000000 | 3552.000000000 | 3555.000000000 | MNT |
| USD | = | 8.015000000 | 8.020000000 | 8.025000000 | MOP |
| USD | = | 39.540100000 | 39.720100000 | 39.900100000 | MRU |
| USD | = | 46.000000000 | 46.150000000 | 46.300000000 | MUR |
| USD | = | 15.420000000 | 15.460000000 | 15.500000000 | MVR |
| USD | = | 1717.020000000 | 1733.670000000 | 1750.320000000 | MWK |
| USD | = | 17.935193000 | 18.022097000 | 18.109001000 | MXN |
| USD | = | 4.074000000 | 4.077000000 | 4.080000000 | MYR |
| USD | = | 63.270000000 | 63.905000000 | 64.540000000 | MZN |
| USD | = | 16.768100000 | 16.769550000 | 16.771000000 | NAD |
| USD | = | 1457.000000000 | 1459.500000000 | 1462.000000000 | NGN |
| USD | = | 36.600000000 | 36.800000000 | 37.000000000 | NIO |
| USD | = | 10.128477000 | 10.136884000 | 10.145290000 | NOK |
| USD | = | 142.830000000 | 142.840000000 | 142.850000000 | NPR |
| USD | = | 1.734154166 | 1.736554294 | 1.738961075 | NZD |
| USD | = | 0.384990000 | 0.385005000 | 0.385020000 | OMR |
| USD | = | 1.000000000 | 1.000000000 | 1.000000000 | PAB |
| USD | = | 3.366500000 | 3.367500000 | 3.368500000 | PEN |
| USD | = | 4.113533525 | 4.247186239 | 4.389815627 | PGK |
| USD | = | 58.486792000 | 58.594396000 | 58.702000000 | PHP |
| USD | = | 280.000000000 | 280.250000000 | 280.500000000 | PKR |
| USD | = | 3.588200000 | 3.591150000 | 3.594100000 | PLN |
| USD | = | 6753.990000000 | 6756.390000000 | 6758.790000000 | PYG |
| USD | = | 3.650000000 | 3.655000000 | 3.660000000 | QAR |
| USD | = | 4.341700000 | 4.344000000 | 4.346300000 | RON |
| USD | = | 100.150000000 | 100.245000000 | 100.340000000 | RSD |
| USD | = | 80.495500000 | 80.500000000 | 80.504500000 | RUB |
| USD | = | 1449.250000000 | 1456.000000000 | 1462.750000000 | RWF |
| USD | = | 3.750500000 | 3.750600000 | 3.750700000 | SAR |
| USD | = | 7.843137254 | 8.064516129 | 8.298755186 | SBD |
| USD | = | 14.471800000 | 14.472000000 | 14.472200000 | SCR |
| USD | = | 200.020000000 | 200.520000000 | 201.020000000 | SDD |
| USD | = | 598.400200000 | 600.070700000 | 601.741200000 | SDG |
| USD | = | 9.253021000 | 9.272095000 | 9.291168000 | SEK |
| USD | = | 1.290289000 | 1.292690000 | 1.295091000 | SGD |
| USD | = | 0.748559023 | 0.748643084 | 0.748727163 | SHP |
| USD | = | 23.750000000 | 24.050000000 | 24.350000000 | SLE |
| USD | = | 22683.000000000 | 22795.500000000 | 22908.000000000 | SLL |
| USD | = | 567.000000000 | 570.500000000 | 574.000000000 | SOS |
| USD | = | 38.283000000 | 38.536000000 | 38.789000000 | SRD |
| USD | = | 4480.623800000 | 4545.623800000 | 4610.623800000 | SSP |
| USD | = | 20.916900000 | 21.136700000 | 21.356500000 | STN |
| USD | = | 8.749800000 | 8.754800000 | 8.759800000 | SVC |
| USD | = | 11057.000000000 | 11062.000000000 | 11067.000000000 | SYP |
| USD | = | 16.734000000 | 16.760350000 | 16.786700000 | SZL |
| USD | = | 31.264440000 | 31.342220000 | 31.420000000 | THB |
| USD | = | 9.100000000 | 9.190000000 | 9.280000000 | TJS |
| USD | = | 3.494500000 | 3.499500000 | 3.504500000 | TMT |
| USD | = | 2.905500000 | 2.909000000 | 2.912500000 | TND |
| USD | = | 2.331545814 | 2.392916965 | 2.457606291 | TOP |
| USD | = | 42.809900000 | 42.814900000 | 42.819900000 | TRY |
| USD | = | 6.763000000 | 6.794500000 | 6.826000000 | TTD |
| USD | = | 31.346480000 | 31.440240000 | 31.534000000 | TWD |
| USD | = | 2470.000000000 | 2495.000000000 | 2520.000000000 | TZS |
| USD | = | 42.150000000 | 42.200000000 | 42.250000000 | UAH |
| USD | = | 3575.000000000 | 3580.000000000 | 3585.000000000 | UGX |
| USD | = | 1.000000000 | 1.000000000 | 1.000000000 | USD |
| USD | = | 39.180000000 | 39.195000000 | 39.210000000 | UYU |
| USD | = | 11991.140000000 | 11996.140000000 | 12001.140000000 | UZS |
| USD | = | 284.688894000 | 285.045647000 | 285.402400000 | VES |
| USD | = | 26265.000000000 | 26312.500000000 | 26360.000000000 | VND |
| USD | = | 119.800000000 | 120.100000000 | 120.400000000 | VUV |
| USD | = | 2.686727565 | 2.768549280 | 2.855511136 | WST |
| USD | = | 559.180000000 | 559.900000000 | 560.620000000 | XAF |
| USD | = | 2.690000000 | 2.705000000 | 2.720000000 | XCD |
| USD | = | 556.500000000 | 560.000000000 | 563.500000000 | XOF |
| USD | = | 101.580000000 | 102.050000000 | 102.520000000 | XPF |
| USD | = | 238.090000000 | 238.340000000 | 238.590000000 | YER |
| USD | = | 16.752000000 | 16.764700000 | 16.777400000 | ZAR |
| USD | = | 5185.000000000 | 5195.000000000 | 5205.000000000 | ZMK |
| USD | = | 22.400000000 | 22.425000000 | 22.450000000 | ZMW |
| USD | = | 378.000000000 | 379.500000000 | 381.000000000 | ZWD |
| USD | = | 28720.000000000 | 30670.000000000 | 32620.000000000 | ZWL |
Note:
Rates shown are for reference purposes only, and actual exchange rate used for the currency conversion to the cardmember billing currency may vary from the above rates due to rounding differences and other circumstances.
Calculate the cross rate to know the exchange rate other than USD.