Base rate
The base rate is determined based on the exchange rate of the date when payment to the merchant for a cardmember transaction is processed. This date may differ from the date the transaction is made and the date funds are debited from the cardmember bank account.
The excharge rate below is used when converting to USD.
Base rate for 12/19/2025
| Buy | Mid | Sell | |||
| USD | = | 3.672700000 | 3.672850000 | 3.673000000 | AED |
| USD | = | 66.160000000 | 66.260000000 | 66.360000000 | AFN |
| USD | = | 81.850000000 | 82.250000000 | 82.650000000 | ALL |
| USD | = | 380.480000000 | 381.480000000 | 382.480000000 | AMD |
| USD | = | 1.784500000 | 1.802250000 | 1.820000000 | ANG |
| USD | = | 912.144000000 | 921.667500000 | 931.191000000 | AOA |
| USD | = | 1450.500000000 | 1450.750000000 | 1451.000000000 | ARS |
| USD | = | 1.510642476 | 1.511731794 | 1.512822685 | AUD |
| USD | = | 1.780000000 | 1.810000000 | 1.840000000 | AWG |
| USD | = | 1.695000000 | 1.700000000 | 1.705000000 | AZN |
| USD | = | 1.668000000 | 1.672350000 | 1.676700000 | BAM |
| USD | = | 1.998100000 | 2.014100000 | 2.030100000 | BBD |
| USD | = | 122.250000000 | 122.300000000 | 122.350000000 | BDT |
| USD | = | 1.667800000 | 1.668150000 | 1.668500000 | BGN |
| USD | = | 0.377000000 | 0.377030000 | 0.377060000 | BHD |
| USD | = | 2944.750000000 | 2956.750000000 | 2968.750000000 | BIF |
| USD | = | 1.000000000 | 1.000000000 | 1.000000000 | BMD |
| USD | = | 1.290100000 | 1.290150000 | 1.290200000 | BND |
| USD | = | 6.860000000 | 6.935000000 | 7.010000000 | BOB |
| USD | = | 5.521600000 | 5.522000000 | 5.522400000 | BRL |
| USD | = | 1.000000000 | 1.000000000 | 1.000000000 | BSD |
| USD | = | 90.266000000 | 90.273500000 | 90.281000000 | BTN |
| USD | = | 14.025245441 | 14.124293785 | 14.224751066 | BWP |
| USD | = | 2.921400000 | 2.934000000 | 2.946600000 | BYN |
| USD | = | 2.000200000 | 2.011200000 | 2.022200000 | BZD |
| USD | = | 1.376114000 | 1.377688000 | 1.379262000 | CAD |
| USD | = | 2256.500000000 | 2303.250000000 | 2350.000000000 | CDF |
| USD | = | 0.793393000 | 0.794076000 | 0.794759000 | CHF |
| USD | = | 910.040000000 | 910.785000000 | 911.530000000 | CLP |
| USD | = | 7.005894500 | 7.024147250 | 7.042400000 | CNY |
| USD | = | 3854.910000000 | 3859.910000000 | 3864.910000000 | COP |
| USD | = | 493.840000000 | 499.420000000 | 505.000000000 | CRC |
| USD | = | 24.000000000 | 24.000000000 | 24.000000000 | CUP |
| USD | = | 94.040000000 | 94.470000000 | 94.900000000 | CVE |
| USD | = | 20.755000000 | 20.775000000 | 20.795000000 | CZK |
| USD | = | 177.600000000 | 178.075000000 | 178.550000000 | DJF |
| USD | = | 6.341720000 | 6.372162000 | 6.402604000 | DKK |
| USD | = | 62.450000000 | 62.640000000 | 62.830000000 | DOP |
| USD | = | 129.091000000 | 129.736500000 | 130.382000000 | DZD |
| USD | = | 11.697100000 | 11.702350000 | 11.707600000 | EEK |
| USD | = | 47.480000000 | 47.530000000 | 47.580000000 | EGP |
| USD | = | 15.000000000 | 15.075000000 | 15.150000000 | ERN |
| USD | = | 154.851200000 | 155.351200000 | 155.851200000 | ETB |
| USD | = | 0.852597053 | 0.852849369 | 0.853102563 | EUR |
| USD | = | 2.240143369 | 2.283626398 | 2.328830926 | FJD |
| USD | = | 0.747160789 | 0.747272455 | 0.747384155 | FKP |
| USD | = | 0.747045807 | 0.747127295 | 0.747208243 | GBP |
| USD | = | 2.666000000 | 2.696000000 | 2.726000000 | GEL |
| USD | = | 11.490000000 | 11.510000000 | 11.530000000 | GHS |
| USD | = | 0.747160789 | 0.747272455 | 0.747384155 | GIP |
| USD | = | 74.000000000 | 74.250000000 | 74.500000000 | GMD |
| USD | = | 8703.000000000 | 8741.500000000 | 8780.000000000 | GNF |
| USD | = | 7.653000000 | 7.663000000 | 7.673000000 | GTQ |
| USD | = | 207.980000000 | 209.215000000 | 210.450000000 | GYD |
| USD | = | 7.760312000 | 7.779434000 | 7.798557000 | HKD |
| USD | = | 26.288600000 | 26.344300000 | 26.400000000 | HNL |
| USD | = | 7.038500000 | 7.042150000 | 7.045800000 | HRK |
| USD | = | 130.500000000 | 130.875000000 | 131.250000000 | HTG |
| USD | = | 330.350000000 | 330.550000000 | 330.750000000 | HUF |
| USD | = | 16659.870000000 | 16689.935000000 | 16720.000000000 | IDR |
| USD | = | 3.204900000 | 3.213550000 | 3.222200000 | ILS |
| USD | = | 90.247000000 | 90.267000000 | 90.287000000 | INR |
| USD | = | 1309.500000000 | 1310.000000000 | 1310.500000000 | IQD |
| USD | = | 42000.000000000 | 42050.000000000 | 42100.000000000 | IRR |
| USD | = | 125.750000000 | 125.885000000 | 126.020000000 | ISK |
| USD | = | 159.110000000 | 160.010000000 | 160.910000000 | JMD |
| USD | = | 0.708000000 | 0.709000000 | 0.710000000 | JOD |
| USD | = | 155.349600000 | 155.589500000 | 155.829400000 | JPY |
| USD | = | 128.800000000 | 128.900000000 | 129.000000000 | KES |
| USD | = | 87.450000000 | 87.477150000 | 87.504300000 | KGS |
| USD | = | 4003.000000000 | 4008.000000000 | 4013.000000000 | KHR |
| USD | = | 419.910000000 | 420.910000000 | 421.910000000 | KMF |
| USD | = | 1467.923500000 | 1471.671750000 | 1475.420000000 | KRW |
| USD | = | 0.307060000 | 0.307125000 | 0.307190000 | KWD |
| USD | = | 0.827500000 | 0.831250000 | 0.835000000 | KYD |
| USD | = | 516.000000000 | 516.025000000 | 516.050000000 | KZT |
| USD | = | 21543.000000000 | 21658.000000000 | 21773.000000000 | LAK |
| USD | = | 89500.000000000 | 89550.000000000 | 89600.000000000 | LBP |
| USD | = | 309.300000000 | 309.350000000 | 309.400000000 | LKR |
| USD | = | 176.000000000 | 177.000000000 | 178.000000000 | LRD |
| USD | = | 16.736000000 | 16.737450000 | 16.738900000 | LSL |
| USD | = | 2.853600000 | 2.853900000 | 2.854200000 | LTL |
| USD | = | 0.507800000 | 0.508250000 | 0.508700000 | LVL |
| USD | = | 5.406900000 | 5.420750000 | 5.434600000 | LYD |
| USD | = | 9.168600000 | 9.173700000 | 9.178800000 | MAD |
| USD | = | 16.688000000 | 16.738000000 | 16.788000000 | MDL |
| USD | = | 4416.520000000 | 4431.020000000 | 4445.520000000 | MGA |
| USD | = | 52.310000000 | 52.525000000 | 52.740000000 | MKD |
| USD | = | 3649.000000000 | 3649.000000000 | 3649.000000000 | MMK |
| USD | = | 3549.000000000 | 3552.000000000 | 3555.000000000 | MNT |
| USD | = | 8.015000000 | 8.020000000 | 8.025000000 | MOP |
| USD | = | 39.840100000 | 40.020100000 | 40.200100000 | MRU |
| USD | = | 45.890000000 | 46.040000000 | 46.190000000 | MUR |
| USD | = | 15.420000000 | 15.460000000 | 15.500000000 | MVR |
| USD | = | 1717.020000000 | 1733.670000000 | 1750.320000000 | MWK |
| USD | = | 17.912042000 | 17.995332000 | 18.078622000 | MXN |
| USD | = | 4.082000000 | 4.084500000 | 4.087000000 | MYR |
| USD | = | 63.270000000 | 63.905000000 | 64.540000000 | MZN |
| USD | = | 16.736000000 | 16.737450000 | 16.738900000 | NAD |
| USD | = | 1454.750000000 | 1455.750000000 | 1456.750000000 | NGN |
| USD | = | 36.600000000 | 36.800000000 | 37.000000000 | NIO |
| USD | = | 10.150363000 | 10.153891000 | 10.157419000 | NOK |
| USD | = | 144.380000000 | 144.390000000 | 144.400000000 | NPR |
| USD | = | 1.728659269 | 1.731035210 | 1.733420697 | NZD |
| USD | = | 0.384990000 | 0.385005000 | 0.385020000 | OMR |
| USD | = | 1.000000000 | 1.000000000 | 1.000000000 | PAB |
| USD | = | 3.366600000 | 3.367600000 | 3.368600000 | PEN |
| USD | = | 4.100041000 | 4.248088360 | 4.407227853 | PGK |
| USD | = | 58.409946000 | 58.528473000 | 58.647000000 | PHP |
| USD | = | 280.000000000 | 280.250000000 | 280.500000000 | PKR |
| USD | = | 3.583700000 | 3.584850000 | 3.586000000 | PLN |
| USD | = | 6704.700000000 | 6708.635000000 | 6712.570000000 | PYG |
| USD | = | 3.643800000 | 3.644100000 | 3.644400000 | QAR |
| USD | = | 4.339900000 | 4.342000000 | 4.344100000 | RON |
| USD | = | 100.020000000 | 100.110000000 | 100.200000000 | RSD |
| USD | = | 79.800000000 | 79.810000000 | 79.820000000 | RUB |
| USD | = | 1447.530000000 | 1456.030000000 | 1464.530000000 | RWF |
| USD | = | 3.750600000 | 3.750850000 | 3.751100000 | SAR |
| USD | = | 7.830853563 | 8.051529790 | 8.285004142 | SBD |
| USD | = | 14.585900000 | 14.961050000 | 15.336200000 | SCR |
| USD | = | 200.020000000 | 200.520000000 | 201.020000000 | SDD |
| USD | = | 598.300200000 | 599.970700000 | 601.641200000 | SDG |
| USD | = | 9.265797000 | 9.282135000 | 9.298473000 | SEK |
| USD | = | 1.287654000 | 1.290051000 | 1.292447000 | SGD |
| USD | = | 0.747775368 | 0.747859252 | 0.747943156 | SHP |
| USD | = | 23.750000000 | 24.100000000 | 24.450000000 | SLE |
| USD | = | 22683.000000000 | 22795.500000000 | 22908.000000000 | SLL |
| USD | = | 567.000000000 | 570.500000000 | 574.000000000 | SOS |
| USD | = | 38.213000000 | 38.466000000 | 38.719000000 | SRD |
| USD | = | 4481.902900000 | 4546.902900000 | 4611.902900000 | SSP |
| USD | = | 20.895500000 | 21.109600000 | 21.323700000 | STN |
| USD | = | 8.749500000 | 8.754500000 | 8.759500000 | SVC |
| USD | = | 11055.000000000 | 11060.000000000 | 11065.000000000 | SYP |
| USD | = | 16.693500000 | 16.726600000 | 16.759700000 | SZL |
| USD | = | 31.294320000 | 31.372160000 | 31.450000000 | THB |
| USD | = | 9.120000000 | 9.210000000 | 9.300000000 | TJS |
| USD | = | 3.494500000 | 3.499500000 | 3.504500000 | TMT |
| USD | = | 2.901500000 | 2.905000000 | 2.908500000 | TND |
| USD | = | 2.330459100 | 2.391772303 | 2.456398919 | TOP |
| USD | = | 42.804400000 | 42.809400000 | 42.814400000 | TRY |
| USD | = | 6.748600000 | 6.787300000 | 6.826000000 | TTD |
| USD | = | 31.366380000 | 31.450190000 | 31.534000000 | TWD |
| USD | = | 2460.000000000 | 2490.000000000 | 2520.000000000 | TZS |
| USD | = | 42.150000000 | 42.200000000 | 42.250000000 | UAH |
| USD | = | 3567.000000000 | 3572.000000000 | 3577.000000000 | UGX |
| USD | = | 1.000000000 | 1.000000000 | 1.000000000 | USD |
| USD | = | 39.250000000 | 39.265000000 | 39.280000000 | UYU |
| USD | = | 12016.610000000 | 12021.610000000 | 12026.610000000 | UZS |
| USD | = | 281.806518000 | 282.159659000 | 282.512800000 | VES |
| USD | = | 26285.000000000 | 26325.000000000 | 26365.000000000 | VND |
| USD | = | 119.730000000 | 120.030000000 | 120.330000000 | VUV |
| USD | = | 2.683123155 | 2.764722145 | 2.851439977 | WST |
| USD | = | 558.380000000 | 559.020000000 | 559.660000000 | XAF |
| USD | = | 2.690000000 | 2.705000000 | 2.720000000 | XCD |
| USD | = | 555.000000000 | 558.500000000 | 562.000000000 | XOF |
| USD | = | 101.480000000 | 101.925000000 | 102.370000000 | XPF |
| USD | = | 238.090000000 | 238.340000000 | 238.590000000 | YER |
| USD | = | 16.723300000 | 16.734700000 | 16.746100000 | ZAR |
| USD | = | 5185.000000000 | 5195.000000000 | 5205.000000000 | ZMK |
| USD | = | 22.700000000 | 22.725000000 | 22.750000000 | ZMW |
| USD | = | 378.000000000 | 379.500000000 | 381.000000000 | ZWD |
| USD | = | 28720.000000000 | 30670.000000000 | 32620.000000000 | ZWL |
Note:
Rates shown are for reference purposes only, and actual exchange rate used for the currency conversion to the cardmember billing currency may vary from the above rates due to rounding differences and other circumstances.
Calculate the cross rate to know the exchange rate other than USD.