Base rate
The base rate is determined based on the exchange rate of the date when payment to the merchant for a cardmember transaction is processed. This date may differ from the date the transaction is made and the date funds are debited from the cardmember bank account.
The excharge rate below is used when converting to USD.
Base rate for 12/18/2025
| Buy | Mid | Sell | |||
| USD | = | 3.672100000 | 3.672600000 | 3.673100000 | AED |
| USD | = | 66.200000000 | 66.300000000 | 66.400000000 | AFN |
| USD | = | 81.950000000 | 82.175000000 | 82.400000000 | ALL |
| USD | = | 380.570000000 | 381.570000000 | 382.570000000 | AMD |
| USD | = | 1.784500000 | 1.802250000 | 1.820000000 | ANG |
| USD | = | 912.144000000 | 921.329000000 | 930.514000000 | AOA |
| USD | = | 1450.500000000 | 1450.750000000 | 1451.000000000 | ARS |
| USD | = | 1.513873897 | 1.514958702 | 1.516047361 | AUD |
| USD | = | 1.780000000 | 1.810000000 | 1.840000000 | AWG |
| USD | = | 1.695000000 | 1.700000000 | 1.705000000 | AZN |
| USD | = | 1.665600000 | 1.669950000 | 1.674300000 | BAM |
| USD | = | 1.998100000 | 2.014100000 | 2.030100000 | BBD |
| USD | = | 121.700000000 | 122.200000000 | 122.700000000 | BDT |
| USD | = | 1.665400000 | 1.665750000 | 1.666100000 | BGN |
| USD | = | 0.376990000 | 0.377015000 | 0.377040000 | BHD |
| USD | = | 2944.530000000 | 2956.530000000 | 2968.530000000 | BIF |
| USD | = | 1.000000000 | 1.000000000 | 1.000000000 | BMD |
| USD | = | 1.290900000 | 1.291250000 | 1.291600000 | BND |
| USD | = | 6.850000000 | 6.925000000 | 7.000000000 | BOB |
| USD | = | 5.520000000 | 5.520500000 | 5.521000000 | BRL |
| USD | = | 1.000000000 | 1.000000000 | 1.000000000 | BSD |
| USD | = | 90.406000000 | 90.413500000 | 90.421000000 | BTN |
| USD | = | 14.005602240 | 14.104372355 | 14.204545454 | BWP |
| USD | = | 2.935700000 | 2.946700000 | 2.957700000 | BYN |
| USD | = | 2.000200000 | 2.011200000 | 2.022200000 | BZD |
| USD | = | 1.376620000 | 1.378213000 | 1.379806000 | CAD |
| USD | = | 2256.500000000 | 2303.250000000 | 2350.000000000 | CDF |
| USD | = | 0.794534000 | 0.795216000 | 0.795898000 | CHF |
| USD | = | 917.390000000 | 917.845000000 | 918.300000000 | CLP |
| USD | = | 7.008183000 | 7.026141500 | 7.044100000 | CNY |
| USD | = | 3853.690000000 | 3855.995000000 | 3858.300000000 | COP |
| USD | = | 491.490000000 | 498.245000000 | 505.000000000 | CRC |
| USD | = | 24.000000000 | 24.000000000 | 24.000000000 | CUP |
| USD | = | 93.900000000 | 94.335000000 | 94.770000000 | CVE |
| USD | = | 20.747000000 | 20.768500000 | 20.790000000 | CZK |
| USD | = | 177.600000000 | 178.075000000 | 178.550000000 | DJF |
| USD | = | 6.332762000 | 6.363147000 | 6.393532000 | DKK |
| USD | = | 62.650000000 | 62.840000000 | 63.030000000 | DOP |
| USD | = | 128.814000000 | 129.458000000 | 130.102000000 | DZD |
| USD | = | 11.697100000 | 11.702350000 | 11.707600000 | EEK |
| USD | = | 47.550000000 | 47.600000000 | 47.650000000 | EGP |
| USD | = | 15.000000000 | 15.075000000 | 15.150000000 | ERN |
| USD | = | 155.022400000 | 155.522400000 | 156.022400000 | ETB |
| USD | = | 0.851405116 | 0.851653101 | 0.851901230 | EUR |
| USD | = | 2.240645305 | 2.284148012 | 2.329373398 | FJD |
| USD | = | 0.746881768 | 0.746993351 | 0.747104968 | FKP |
| USD | = | 0.747636720 | 0.747717778 | 0.747799413 | GBP |
| USD | = | 2.666000000 | 2.696000000 | 2.726000000 | GEL |
| USD | = | 11.500000000 | 11.520000000 | 11.540000000 | GHS |
| USD | = | 0.746881768 | 0.746993351 | 0.747104968 | GIP |
| USD | = | 74.000000000 | 74.250000000 | 74.500000000 | GMD |
| USD | = | 8705.000000000 | 8742.500000000 | 8780.000000000 | GNF |
| USD | = | 7.649000000 | 7.659000000 | 7.669000000 | GTQ |
| USD | = | 207.980000000 | 209.215000000 | 210.450000000 | GYD |
| USD | = | 7.770330000 | 7.781662000 | 7.792995000 | HKD |
| USD | = | 26.279700000 | 26.339850000 | 26.400000000 | HNL |
| USD | = | 7.038500000 | 7.042150000 | 7.045800000 | HRK |
| USD | = | 130.500000000 | 130.875000000 | 131.250000000 | HTG |
| USD | = | 331.010000000 | 331.210000000 | 331.410000000 | HUF |
| USD | = | 16629.960000000 | 16659.980000000 | 16690.000000000 | IDR |
| USD | = | 3.225400000 | 3.232450000 | 3.239500000 | ILS |
| USD | = | 90.389000000 | 90.409000000 | 90.429000000 | INR |
| USD | = | 1309.520000000 | 1310.020000000 | 1310.520000000 | IQD |
| USD | = | 42000.000000000 | 42050.000000000 | 42100.000000000 | IRR |
| USD | = | 125.900000000 | 126.040000000 | 126.180000000 | ISK |
| USD | = | 159.110000000 | 160.010000000 | 160.910000000 | JMD |
| USD | = | 0.708000000 | 0.709000000 | 0.710000000 | JOD |
| USD | = | 155.238800000 | 155.478500000 | 155.718200000 | JPY |
| USD | = | 128.800000000 | 128.900000000 | 129.000000000 | KES |
| USD | = | 87.450000000 | 87.477150000 | 87.504300000 | KGS |
| USD | = | 4000.000000000 | 4005.000000000 | 4010.000000000 | KHR |
| USD | = | 419.560000000 | 420.560000000 | 421.560000000 | KMF |
| USD | = | 1467.555350000 | 1471.317675000 | 1475.080000000 | KRW |
| USD | = | 0.306830000 | 0.306895000 | 0.306960000 | KWD |
| USD | = | 0.827500000 | 0.831250000 | 0.835000000 | KYD |
| USD | = | 513.810000000 | 514.315000000 | 514.820000000 | KZT |
| USD | = | 21541.000000000 | 21656.000000000 | 21771.000000000 | LAK |
| USD | = | 89500.000000000 | 89550.000000000 | 89600.000000000 | LBP |
| USD | = | 309.600000000 | 309.650000000 | 309.700000000 | LKR |
| USD | = | 176.000000000 | 177.000000000 | 178.000000000 | LRD |
| USD | = | 16.773100000 | 16.774600000 | 16.776100000 | LSL |
| USD | = | 2.853600000 | 2.853900000 | 2.854200000 | LTL |
| USD | = | 0.507800000 | 0.508250000 | 0.508700000 | LVL |
| USD | = | 5.408700000 | 5.422550000 | 5.436400000 | LYD |
| USD | = | 9.146700000 | 9.149350000 | 9.152000000 | MAD |
| USD | = | 16.690000000 | 16.740000000 | 16.790000000 | MDL |
| USD | = | 4462.610000000 | 4505.190000000 | 4547.770000000 | MGA |
| USD | = | 52.050000000 | 52.275000000 | 52.500000000 | MKD |
| USD | = | 3649.000000000 | 3649.000000000 | 3649.000000000 | MMK |
| USD | = | 3546.000000000 | 3549.000000000 | 3552.000000000 | MNT |
| USD | = | 8.013000000 | 8.019000000 | 8.025000000 | MOP |
| USD | = | 39.710100000 | 39.890100000 | 40.070100000 | MRU |
| USD | = | 45.900000000 | 46.050000000 | 46.200000000 | MUR |
| USD | = | 15.420000000 | 15.460000000 | 15.500000000 | MVR |
| USD | = | 1717.020000000 | 1733.670000000 | 1750.320000000 | MWK |
| USD | = | 17.932034000 | 18.015309000 | 18.098584000 | MXN |
| USD | = | 4.084000000 | 4.087000000 | 4.090000000 | MYR |
| USD | = | 63.270000000 | 63.905000000 | 64.540000000 | MZN |
| USD | = | 16.773100000 | 16.774600000 | 16.776100000 | NAD |
| USD | = | 1452.840000000 | 1453.840000000 | 1454.840000000 | NGN |
| USD | = | 36.600000000 | 36.800000000 | 37.000000000 | NIO |
| USD | = | 10.198857000 | 10.204456000 | 10.210056000 | NOK |
| USD | = | 144.610000000 | 144.615000000 | 144.620000000 | NPR |
| USD | = | 1.730930340 | 1.733300516 | 1.735680204 | NZD |
| USD | = | 0.384950000 | 0.384975000 | 0.385000000 | OMR |
| USD | = | 1.000000000 | 1.000000000 | 1.000000000 | PAB |
| USD | = | 3.366900000 | 3.367000000 | 3.367100000 | PEN |
| USD | = | 4.235493434 | 4.309416074 | 4.385964912 | PGK |
| USD | = | 58.549666000 | 58.648333000 | 58.747000000 | PHP |
| USD | = | 280.000000000 | 280.250000000 | 280.500000000 | PKR |
| USD | = | 3.585100000 | 3.588850000 | 3.592600000 | PLN |
| USD | = | 6670.450000000 | 6676.225000000 | 6682.000000000 | PYG |
| USD | = | 3.650000000 | 3.655000000 | 3.660000000 | QAR |
| USD | = | 4.334200000 | 4.336700000 | 4.339200000 | RON |
| USD | = | 99.820000000 | 99.855000000 | 99.890000000 | RSD |
| USD | = | 80.495500000 | 80.500000000 | 80.504500000 | RUB |
| USD | = | 1447.430000000 | 1455.930000000 | 1464.430000000 | RWF |
| USD | = | 3.750700000 | 3.750900000 | 3.751100000 | SAR |
| USD | = | 7.830853563 | 8.051529790 | 8.285004142 | SBD |
| USD | = | 14.471700000 | 14.846850000 | 15.222000000 | SCR |
| USD | = | 200.020000000 | 200.520000000 | 201.020000000 | SDD |
| USD | = | 598.200200000 | 599.870700000 | 601.541200000 | SDG |
| USD | = | 9.286297000 | 9.303490000 | 9.320684000 | SEK |
| USD | = | 1.288840000 | 1.291233000 | 1.293627000 | SGD |
| USD | = | 0.748895379 | 0.748979515 | 0.749063670 | SHP |
| USD | = | 23.700000000 | 23.900000000 | 24.100000000 | SLE |
| USD | = | 22683.000000000 | 22795.500000000 | 22908.000000000 | SLL |
| USD | = | 567.000000000 | 570.500000000 | 574.000000000 | SOS |
| USD | = | 38.145000000 | 38.426500000 | 38.708000000 | SRD |
| USD | = | 4479.149900000 | 4544.149900000 | 4609.149900000 | SSP |
| USD | = | 20.863400000 | 21.078150000 | 21.292900000 | STN |
| USD | = | 8.749800000 | 8.754800000 | 8.759800000 | SVC |
| USD | = | 11057.000000000 | 11062.000000000 | 11067.000000000 | SYP |
| USD | = | 16.736400000 | 16.766600000 | 16.796800000 | SZL |
| USD | = | 31.364040000 | 31.437020000 | 31.510000000 | THB |
| USD | = | 9.100000000 | 9.190000000 | 9.280000000 | TJS |
| USD | = | 3.494500000 | 3.499500000 | 3.504500000 | TMT |
| USD | = | 2.900000000 | 2.903500000 | 2.907000000 | TND |
| USD | = | 2.330459100 | 2.391772303 | 2.456398919 | TOP |
| USD | = | 42.729600000 | 42.734600000 | 42.739600000 | TRY |
| USD | = | 6.745100000 | 6.785550000 | 6.826000000 | TTD |
| USD | = | 31.443990000 | 31.561495000 | 31.679000000 | TWD |
| USD | = | 2440.000000000 | 2465.000000000 | 2490.000000000 | TZS |
| USD | = | 42.350000000 | 42.400000000 | 42.450000000 | UAH |
| USD | = | 3560.000000000 | 3565.000000000 | 3570.000000000 | UGX |
| USD | = | 1.000000000 | 1.000000000 | 1.000000000 | USD |
| USD | = | 39.170000000 | 39.185000000 | 39.200000000 | UYU |
| USD | = | 12053.780000000 | 12058.780000000 | 12063.780000000 | UZS |
| USD | = | 278.863993000 | 279.213446000 | 279.562900000 | VES |
| USD | = | 26300.000000000 | 26335.000000000 | 26370.000000000 | VND |
| USD | = | 119.760000000 | 120.060000000 | 120.360000000 | VUV |
| USD | = | 2.684563758 | 2.766251728 | 2.853067047 | WST |
| USD | = | 554.950000000 | 557.335000000 | 559.720000000 | XAF |
| USD | = | 2.690000000 | 2.705000000 | 2.720000000 | XCD |
| USD | = | 556.750000000 | 560.250000000 | 563.750000000 | XOF |
| USD | = | 101.320000000 | 101.770000000 | 102.220000000 | XPF |
| USD | = | 238.090000000 | 238.340000000 | 238.590000000 | YER |
| USD | = | 16.766000000 | 16.775100000 | 16.784200000 | ZAR |
| USD | = | 5185.000000000 | 5195.000000000 | 5205.000000000 | ZMK |
| USD | = | 22.900000000 | 22.925000000 | 22.950000000 | ZMW |
| USD | = | 378.000000000 | 379.500000000 | 381.000000000 | ZWD |
| USD | = | 28720.000000000 | 30670.000000000 | 32620.000000000 | ZWL |
Note:
Rates shown are for reference purposes only, and actual exchange rate used for the currency conversion to the cardmember billing currency may vary from the above rates due to rounding differences and other circumstances.
Calculate the cross rate to know the exchange rate other than USD.