Base rate
The base rate is determined based on the exchange rate of the date when payment to the merchant for a cardmember transaction is processed. This date may differ from the date the transaction is made and the date funds are debited from the cardmember bank account.
The excharge rate below is used when converting to USD.
Base rate for 12/17/2025
| Buy | Mid | Sell | |||
| USD | = | 3.672100000 | 3.672600000 | 3.673100000 | AED |
| USD | = | 66.230000000 | 66.330000000 | 66.430000000 | AFN |
| USD | = | 81.800000000 | 82.000000000 | 82.200000000 | ALL |
| USD | = | 380.760000000 | 381.760000000 | 382.760000000 | AMD |
| USD | = | 1.784500000 | 1.802250000 | 1.820000000 | ANG |
| USD | = | 912.144000000 | 923.836500000 | 935.529000000 | AOA |
| USD | = | 1449.500000000 | 1450.250000000 | 1451.000000000 | ARS |
| USD | = | 1.506663974 | 1.507731647 | 1.508803111 | AUD |
| USD | = | 1.780000000 | 1.810000000 | 1.840000000 | AWG |
| USD | = | 1.695000000 | 1.700000000 | 1.705000000 | AZN |
| USD | = | 1.664500000 | 1.668900000 | 1.673300000 | BAM |
| USD | = | 1.998100000 | 2.014100000 | 2.030100000 | BBD |
| USD | = | 121.700000000 | 122.200000000 | 122.700000000 | BDT |
| USD | = | 1.664300000 | 1.664650000 | 1.665000000 | BGN |
| USD | = | 0.376980000 | 0.377000000 | 0.377020000 | BHD |
| USD | = | 2944.330000000 | 2956.330000000 | 2968.330000000 | BIF |
| USD | = | 1.000000000 | 1.000000000 | 1.000000000 | BMD |
| USD | = | 1.288800000 | 1.289150000 | 1.289500000 | BND |
| USD | = | 6.860000000 | 6.935000000 | 7.010000000 | BOB |
| USD | = | 5.508800000 | 5.509250000 | 5.509700000 | BRL |
| USD | = | 1.000000000 | 1.000000000 | 1.000000000 | BSD |
| USD | = | 90.923000000 | 90.930500000 | 90.938000000 | BTN |
| USD | = | 14.044943820 | 14.114326040 | 14.184397163 | BWP |
| USD | = | 2.924300000 | 2.933650000 | 2.943000000 | BYN |
| USD | = | 2.000200000 | 2.011200000 | 2.022200000 | BZD |
| USD | = | 1.373974000 | 1.375543000 | 1.377112000 | CAD |
| USD | = | 2246.500000000 | 2298.250000000 | 2350.000000000 | CDF |
| USD | = | 0.794661000 | 0.795340000 | 0.796019000 | CHF |
| USD | = | 913.580000000 | 914.875000000 | 916.170000000 | CLP |
| USD | = | 7.006491500 | 7.024495750 | 7.042500000 | CNY |
| USD | = | 3841.980000000 | 3842.965000000 | 3843.950000000 | COP |
| USD | = | 491.490000000 | 498.245000000 | 505.000000000 | CRC |
| USD | = | 24.000000000 | 24.000000000 | 24.000000000 | CUP |
| USD | = | 93.840000000 | 94.275000000 | 94.710000000 | CVE |
| USD | = | 20.680000000 | 20.691000000 | 20.702000000 | CZK |
| USD | = | 177.600000000 | 178.075000000 | 178.550000000 | DJF |
| USD | = | 6.328615000 | 6.358944000 | 6.389273000 | DKK |
| USD | = | 62.750000000 | 62.940000000 | 63.130000000 | DOP |
| USD | = | 128.798000000 | 129.442000000 | 130.086000000 | DZD |
| USD | = | 11.697100000 | 11.702350000 | 11.707600000 | EEK |
| USD | = | 47.330000000 | 47.380000000 | 47.430000000 | EGP |
| USD | = | 15.000000000 | 15.075000000 | 15.150000000 | ERN |
| USD | = | 154.961300000 | 155.461300000 | 155.961300000 | ETB |
| USD | = | 0.850871931 | 0.851121778 | 0.851372497 | EUR |
| USD | = | 2.236135957 | 2.279462046 | 2.324500232 | FJD |
| USD | = | 0.744934445 | 0.744962193 | 0.744989942 | FKP |
| USD | = | 0.744771887 | 0.744851215 | 0.744930561 | GBP |
| USD | = | 2.666000000 | 2.696000000 | 2.726000000 | GEL |
| USD | = | 11.500000000 | 11.525000000 | 11.550000000 | GHS |
| USD | = | 0.744934445 | 0.744962193 | 0.744989942 | GIP |
| USD | = | 74.000000000 | 74.250000000 | 74.500000000 | GMD |
| USD | = | 8692.000000000 | 8696.000000000 | 8700.000000000 | GNF |
| USD | = | 7.649000000 | 7.659000000 | 7.669000000 | GTQ |
| USD | = | 207.980000000 | 209.215000000 | 210.450000000 | GYD |
| USD | = | 7.766053000 | 7.777297000 | 7.788542000 | HKD |
| USD | = | 26.292800000 | 26.346400000 | 26.400000000 | HNL |
| USD | = | 7.038500000 | 7.042150000 | 7.045800000 | HRK |
| USD | = | 130.500000000 | 130.875000000 | 131.250000000 | HTG |
| USD | = | 327.920000000 | 328.090000000 | 328.260000000 | HUF |
| USD | = | 16634.945000000 | 16664.972500000 | 16695.000000000 | IDR |
| USD | = | 3.223000000 | 3.227450000 | 3.231900000 | ILS |
| USD | = | 90.928000000 | 90.949000000 | 90.970000000 | INR |
| USD | = | 1309.500000000 | 1310.000000000 | 1310.500000000 | IQD |
| USD | = | 42000.000000000 | 42050.000000000 | 42100.000000000 | IRR |
| USD | = | 125.830000000 | 125.970000000 | 126.110000000 | ISK |
| USD | = | 159.110000000 | 160.010000000 | 160.910000000 | JMD |
| USD | = | 0.708000000 | 0.709000000 | 0.710000000 | JOD |
| USD | = | 154.534800000 | 154.773000000 | 155.011200000 | JPY |
| USD | = | 128.500000000 | 128.750000000 | 129.000000000 | KES |
| USD | = | 87.450000000 | 87.477150000 | 87.504300000 | KGS |
| USD | = | 4000.000000000 | 4005.000000000 | 4010.000000000 | KHR |
| USD | = | 417.850000000 | 418.850000000 | 419.850000000 | KMF |
| USD | = | 1465.246950000 | 1469.018475000 | 1472.790000000 | KRW |
| USD | = | 0.306610000 | 0.306675000 | 0.306740000 | KWD |
| USD | = | 0.827500000 | 0.831250000 | 0.835000000 | KYD |
| USD | = | 515.250000000 | 515.765000000 | 516.280000000 | KZT |
| USD | = | 21546.000000000 | 21661.000000000 | 21776.000000000 | LAK |
| USD | = | 89500.000000000 | 89550.000000000 | 89600.000000000 | LBP |
| USD | = | 309.450000000 | 309.500000000 | 309.550000000 | LKR |
| USD | = | 176.000000000 | 177.000000000 | 178.000000000 | LRD |
| USD | = | 16.753400000 | 16.754850000 | 16.756300000 | LSL |
| USD | = | 2.853600000 | 2.853900000 | 2.854200000 | LTL |
| USD | = | 0.507800000 | 0.508250000 | 0.508700000 | LVL |
| USD | = | 5.404400000 | 5.418250000 | 5.432100000 | LYD |
| USD | = | 9.154800000 | 9.158300000 | 9.161800000 | MAD |
| USD | = | 16.700000000 | 16.750000000 | 16.800000000 | MDL |
| USD | = | 4366.320000000 | 4421.645000000 | 4476.970000000 | MGA |
| USD | = | 52.050000000 | 52.275000000 | 52.500000000 | MKD |
| USD | = | 3649.000000000 | 3649.000000000 | 3649.000000000 | MMK |
| USD | = | 3546.000000000 | 3549.000000000 | 3552.000000000 | MNT |
| USD | = | 8.013000000 | 8.019000000 | 8.025000000 | MOP |
| USD | = | 39.710100000 | 39.890100000 | 40.070100000 | MRU |
| USD | = | 45.770000000 | 45.920000000 | 46.070000000 | MUR |
| USD | = | 15.420000000 | 15.460000000 | 15.500000000 | MVR |
| USD | = | 1717.020000000 | 1733.670000000 | 1750.320000000 | MWK |
| USD | = | 17.885838000 | 17.968852000 | 18.051865000 | MXN |
| USD | = | 4.083000000 | 4.085000000 | 4.087000000 | MYR |
| USD | = | 63.270000000 | 63.905000000 | 64.540000000 | MZN |
| USD | = | 16.753400000 | 16.754850000 | 16.756300000 | NAD |
| USD | = | 1451.590000000 | 1453.030000000 | 1454.470000000 | NGN |
| USD | = | 36.600000000 | 36.800000000 | 37.000000000 | NIO |
| USD | = | 10.184369000 | 10.188743000 | 10.193117000 | NOK |
| USD | = | 145.640000000 | 145.650000000 | 145.660000000 | NPR |
| USD | = | 1.726593861 | 1.728955157 | 1.731319923 | NZD |
| USD | = | 0.384960000 | 0.384985000 | 0.385010000 | OMR |
| USD | = | 1.000000000 | 1.000000000 | 1.000000000 | PAB |
| USD | = | 3.368000000 | 3.368700000 | 3.369400000 | PEN |
| USD | = | 4.098360655 | 4.246284501 | 4.405286343 | PGK |
| USD | = | 58.549666000 | 58.657333000 | 58.765000000 | PHP |
| USD | = | 280.000000000 | 280.250000000 | 280.500000000 | PKR |
| USD | = | 3.584400000 | 3.585500000 | 3.586600000 | PLN |
| USD | = | 6700.040000000 | 6716.785000000 | 6733.530000000 | PYG |
| USD | = | 3.650000000 | 3.655000000 | 3.660000000 | QAR |
| USD | = | 4.331700000 | 4.334200000 | 4.336700000 | RON |
| USD | = | 99.790000000 | 99.825000000 | 99.860000000 | RSD |
| USD | = | 79.045500000 | 79.050000000 | 79.054500000 | RUB |
| USD | = | 1447.360000000 | 1455.860000000 | 1464.360000000 | RWF |
| USD | = | 3.750300000 | 3.750500000 | 3.750700000 | SAR |
| USD | = | 7.843137254 | 8.064516129 | 8.298755186 | SBD |
| USD | = | 14.599800000 | 14.974950000 | 15.350100000 | SCR |
| USD | = | 200.020000000 | 200.520000000 | 201.020000000 | SDD |
| USD | = | 598.250200000 | 599.920700000 | 601.591200000 | SDG |
| USD | = | 9.285221000 | 9.302803000 | 9.320386000 | SEK |
| USD | = | 1.286750000 | 1.289133000 | 1.291516000 | SGD |
| USD | = | 0.746491489 | 0.746575086 | 0.746658702 | SHP |
| USD | = | 23.300000000 | 23.700000000 | 24.100000000 | SLE |
| USD | = | 22683.000000000 | 22795.500000000 | 22908.000000000 | SLL |
| USD | = | 567.000000000 | 570.500000000 | 574.000000000 | SOS |
| USD | = | 38.516000000 | 38.769000000 | 39.022000000 | SRD |
| USD | = | 4482.645500000 | 4547.645500000 | 4612.645500000 | SSP |
| USD | = | 20.851000000 | 21.065600000 | 21.280200000 | STN |
| USD | = | 8.749500000 | 8.754500000 | 8.759500000 | SVC |
| USD | = | 11055.000000000 | 11060.000000000 | 11065.000000000 | SYP |
| USD | = | 16.716800000 | 16.747250000 | 16.777700000 | SZL |
| USD | = | 31.324200000 | 31.397100000 | 31.470000000 | THB |
| USD | = | 9.120000000 | 9.210000000 | 9.300000000 | TJS |
| USD | = | 3.494500000 | 3.499500000 | 3.504500000 | TMT |
| USD | = | 2.900100000 | 2.903600000 | 2.907100000 | TND |
| USD | = | 2.328830926 | 2.390057361 | 2.454590083 | TOP |
| USD | = | 42.690800000 | 42.712650000 | 42.734500000 | TRY |
| USD | = | 6.741100000 | 6.783550000 | 6.826000000 | TTD |
| USD | = | 31.311655000 | 31.405327500 | 31.499000000 | TWD |
| USD | = | 2440.000000000 | 2470.000000000 | 2500.000000000 | TZS |
| USD | = | 42.250000000 | 42.300000000 | 42.350000000 | UAH |
| USD | = | 3557.000000000 | 3562.000000000 | 3567.000000000 | UGX |
| USD | = | 1.000000000 | 1.000000000 | 1.000000000 | USD |
| USD | = | 38.950000000 | 38.965000000 | 38.980000000 | UYU |
| USD | = | 12100.560000000 | 12105.560000000 | 12110.560000000 | UZS |
| USD | = | 275.885458000 | 276.231179000 | 276.576900000 | VES |
| USD | = | 26310.000000000 | 26345.000000000 | 26380.000000000 | VND |
| USD | = | 119.580000000 | 119.880000000 | 120.180000000 | VUV |
| USD | = | 2.680246582 | 2.761668047 | 2.848191398 | WST |
| USD | = | 557.410000000 | 558.060000000 | 558.710000000 | XAF |
| USD | = | 2.690000000 | 2.705000000 | 2.720000000 | XCD |
| USD | = | 554.750000000 | 558.250000000 | 561.750000000 | XOF |
| USD | = | 101.260000000 | 101.710000000 | 102.160000000 | XPF |
| USD | = | 238.100000000 | 238.350000000 | 238.600000000 | YER |
| USD | = | 16.740300000 | 16.755500000 | 16.770700000 | ZAR |
| USD | = | 5185.000000000 | 5195.000000000 | 5205.000000000 | ZMK |
| USD | = | 22.950000000 | 22.975000000 | 23.000000000 | ZMW |
| USD | = | 378.000000000 | 379.500000000 | 381.000000000 | ZWD |
| USD | = | 28720.000000000 | 30670.000000000 | 32620.000000000 | ZWL |
Note:
Rates shown are for reference purposes only, and actual exchange rate used for the currency conversion to the cardmember billing currency may vary from the above rates due to rounding differences and other circumstances.
Calculate the cross rate to know the exchange rate other than USD.