Base rate
The base rate is determined based on the exchange rate of the date when payment to the merchant for a cardmember transaction is processed. This date may differ from the date the transaction is made and the date funds are debited from the cardmember bank account.
The excharge rate below is used when converting to USD.
Base rate for 12/16/2025
| Buy | Mid | Sell | |||
| USD | = | 3.672100000 | 3.672600000 | 3.673100000 | AED |
| USD | = | 66.150000000 | 66.250000000 | 66.350000000 | AFN |
| USD | = | 82.000000000 | 82.225000000 | 82.450000000 | ALL |
| USD | = | 380.700000000 | 381.700000000 | 382.700000000 | AMD |
| USD | = | 1.784500000 | 1.802250000 | 1.820000000 | ANG |
| USD | = | 912.144000000 | 921.866000000 | 931.588000000 | AOA |
| USD | = | 1438.000000000 | 1438.250000000 | 1438.500000000 | ARS |
| USD | = | 1.504494677 | 1.505563811 | 1.506632194 | AUD |
| USD | = | 1.780000000 | 1.810000000 | 1.840000000 | AWG |
| USD | = | 1.695000000 | 1.700000000 | 1.705000000 | AZN |
| USD | = | 1.663500000 | 1.668250000 | 1.673000000 | BAM |
| USD | = | 1.998100000 | 2.014100000 | 2.030100000 | BBD |
| USD | = | 121.700000000 | 122.200000000 | 122.700000000 | BDT |
| USD | = | 1.663700000 | 1.664050000 | 1.664400000 | BGN |
| USD | = | 0.376980000 | 0.377000000 | 0.377020000 | BHD |
| USD | = | 2944.120000000 | 2956.120000000 | 2968.120000000 | BIF |
| USD | = | 1.000000000 | 1.000000000 | 1.000000000 | BMD |
| USD | = | 1.289200000 | 1.289600000 | 1.290000000 | BND |
| USD | = | 6.850000000 | 6.925000000 | 7.000000000 | BOB |
| USD | = | 5.414300000 | 5.414800000 | 5.415300000 | BRL |
| USD | = | 1.000000000 | 1.000000000 | 1.000000000 | BSD |
| USD | = | 90.739000000 | 90.746500000 | 90.754000000 | BTN |
| USD | = | 14.005602240 | 14.124293785 | 14.245014245 | BWP |
| USD | = | 2.913700000 | 2.926250000 | 2.938800000 | BYN |
| USD | = | 2.000200000 | 2.011200000 | 2.022200000 | BZD |
| USD | = | 1.375202000 | 1.376774000 | 1.378345000 | CAD |
| USD | = | 2243.000000000 | 2296.500000000 | 2350.000000000 | CDF |
| USD | = | 0.795483000 | 0.796160000 | 0.796838000 | CHF |
| USD | = | 915.200000000 | 915.650000000 | 916.100000000 | CLP |
| USD | = | 7.011964000 | 7.030082000 | 7.048200000 | CNY |
| USD | = | 3818.570000000 | 3821.645000000 | 3824.720000000 | COP |
| USD | = | 493.010000000 | 499.005000000 | 505.000000000 | CRC |
| USD | = | 24.000000000 | 24.000000000 | 24.000000000 | CUP |
| USD | = | 93.790000000 | 94.240000000 | 94.690000000 | CVE |
| USD | = | 20.677000000 | 20.689000000 | 20.701000000 | CZK |
| USD | = | 177.600000000 | 178.075000000 | 178.550000000 | DJF |
| USD | = | 6.324529000 | 6.354882000 | 6.385235000 | DKK |
| USD | = | 63.190000000 | 63.385000000 | 63.580000000 | DOP |
| USD | = | 128.991000000 | 129.636000000 | 130.281000000 | DZD |
| USD | = | 11.697100000 | 11.702350000 | 11.707600000 | EEK |
| USD | = | 47.380000000 | 47.430000000 | 47.480000000 | EGP |
| USD | = | 15.000000000 | 15.075000000 | 15.150000000 | ERN |
| USD | = | 154.737600000 | 155.237600000 | 155.737600000 | ETB |
| USD | = | 0.850515157 | 0.850765518 | 0.851016752 | EUR |
| USD | = | 2.236135957 | 2.279462046 | 2.324500232 | FJD |
| USD | = | 0.747831289 | 0.748055056 | 0.748278958 | FKP |
| USD | = | 0.747301494 | 0.747385272 | 0.747469628 | GBP |
| USD | = | 2.666000000 | 2.696000000 | 2.726000000 | GEL |
| USD | = | 11.450000000 | 11.475000000 | 11.500000000 | GHS |
| USD | = | 0.747831289 | 0.748055056 | 0.748278958 | GIP |
| USD | = | 73.900000000 | 74.200000000 | 74.500000000 | GMD |
| USD | = | 8692.000000000 | 8696.000000000 | 8700.000000000 | GNF |
| USD | = | 7.648000000 | 7.658000000 | 7.668000000 | GTQ |
| USD | = | 207.980000000 | 209.215000000 | 210.450000000 | GYD |
| USD | = | 7.763075000 | 7.782100000 | 7.801126000 | HKD |
| USD | = | 26.284200000 | 26.342100000 | 26.400000000 | HNL |
| USD | = | 7.038500000 | 7.042150000 | 7.045800000 | HRK |
| USD | = | 130.500000000 | 130.875000000 | 131.250000000 | HTG |
| USD | = | 326.880000000 | 327.080000000 | 327.280000000 | HUF |
| USD | = | 16610.020000000 | 16640.010000000 | 16670.000000000 | IDR |
| USD | = | 3.208600000 | 3.213950000 | 3.219300000 | ILS |
| USD | = | 90.772000000 | 90.777000000 | 90.782000000 | INR |
| USD | = | 1309.520000000 | 1310.020000000 | 1310.520000000 | IQD |
| USD | = | 42000.000000000 | 42050.000000000 | 42100.000000000 | IRR |
| USD | = | 125.920000000 | 126.090000000 | 126.260000000 | ISK |
| USD | = | 159.130000000 | 159.975000000 | 160.820000000 | JMD |
| USD | = | 0.708000000 | 0.709000000 | 0.710000000 | JOD |
| USD | = | 154.784500000 | 155.023000000 | 155.261500000 | JPY |
| USD | = | 128.900000000 | 129.000000000 | 129.100000000 | KES |
| USD | = | 87.450000000 | 87.477150000 | 87.504300000 | KGS |
| USD | = | 3999.000000000 | 4004.000000000 | 4009.000000000 | KHR |
| USD | = | 418.400000000 | 419.400000000 | 420.400000000 | KMF |
| USD | = | 1461.058000000 | 1464.809000000 | 1468.560000000 | KRW |
| USD | = | 0.306850000 | 0.306900000 | 0.306950000 | KWD |
| USD | = | 0.827500000 | 0.831250000 | 0.835000000 | KYD |
| USD | = | 515.110000000 | 515.520000000 | 515.930000000 | KZT |
| USD | = | 21550.000000000 | 21665.000000000 | 21780.000000000 | LAK |
| USD | = | 89500.000000000 | 89550.000000000 | 89600.000000000 | LBP |
| USD | = | 309.100000000 | 309.200000000 | 309.300000000 | LKR |
| USD | = | 176.000000000 | 177.000000000 | 178.000000000 | LRD |
| USD | = | 16.797600000 | 16.799050000 | 16.800500000 | LSL |
| USD | = | 2.853600000 | 2.853900000 | 2.854200000 | LTL |
| USD | = | 0.507800000 | 0.508250000 | 0.508700000 | LVL |
| USD | = | 5.407400000 | 5.421250000 | 5.435100000 | LYD |
| USD | = | 9.175100000 | 9.178600000 | 9.182100000 | MAD |
| USD | = | 16.750000000 | 16.800000000 | 16.850000000 | MDL |
| USD | = | 4416.520000000 | 4431.020000000 | 4445.520000000 | MGA |
| USD | = | 52.220000000 | 52.435000000 | 52.650000000 | MKD |
| USD | = | 3648.000000000 | 3648.000000000 | 3648.000000000 | MMK |
| USD | = | 3545.000000000 | 3548.000000000 | 3551.000000000 | MNT |
| USD | = | 8.016000000 | 8.021000000 | 8.026000000 | MOP |
| USD | = | 39.690100000 | 39.870100000 | 40.050100000 | MRU |
| USD | = | 45.800000000 | 45.950000000 | 46.100000000 | MUR |
| USD | = | 15.420000000 | 15.460000000 | 15.500000000 | MVR |
| USD | = | 1717.020000000 | 1733.670000000 | 1750.320000000 | MWK |
| USD | = | 17.900261000 | 17.983156000 | 18.066050000 | MXN |
| USD | = | 4.093000000 | 4.095500000 | 4.098000000 | MYR |
| USD | = | 63.270000000 | 63.905000000 | 64.540000000 | MZN |
| USD | = | 16.797600000 | 16.799050000 | 16.800500000 | NAD |
| USD | = | 1450.450000000 | 1451.700000000 | 1452.950000000 | NGN |
| USD | = | 36.600000000 | 36.800000000 | 37.000000000 | NIO |
| USD | = | 10.141182000 | 10.145093000 | 10.149004000 | NOK |
| USD | = | 145.170000000 | 145.175000000 | 145.180000000 | NPR |
| USD | = | 1.726006779 | 1.728378418 | 1.730753587 | NZD |
| USD | = | 0.384990000 | 0.385005000 | 0.385020000 | OMR |
| USD | = | 1.000000000 | 1.000000000 | 1.000000000 | PAB |
| USD | = | 3.368500000 | 3.368600000 | 3.368700000 | PEN |
| USD | = | 4.098360655 | 4.246284501 | 4.405286343 | PGK |
| USD | = | 58.795174000 | 58.912587000 | 59.030000000 | PHP |
| USD | = | 280.000000000 | 280.250000000 | 280.500000000 | PKR |
| USD | = | 3.585300000 | 3.589050000 | 3.592800000 | PLN |
| USD | = | 6700.040000000 | 6716.785000000 | 6733.530000000 | PYG |
| USD | = | 3.643800000 | 3.644100000 | 3.644400000 | QAR |
| USD | = | 4.328700000 | 4.331700000 | 4.334700000 | RON |
| USD | = | 99.750000000 | 99.865000000 | 99.980000000 | RSD |
| USD | = | 79.495500000 | 79.500000000 | 79.504500000 | RUB |
| USD | = | 1447.290000000 | 1455.790000000 | 1464.290000000 | RWF |
| USD | = | 3.751900000 | 3.752100000 | 3.752300000 | SAR |
| USD | = | 7.843137254 | 8.064516129 | 8.298755186 | SBD |
| USD | = | 14.009500000 | 14.009700000 | 14.009900000 | SCR |
| USD | = | 200.020000000 | 200.520000000 | 201.020000000 | SDD |
| USD | = | 598.300200000 | 599.970700000 | 601.641200000 | SDG |
| USD | = | 9.268734000 | 9.285902000 | 9.303071000 | SEK |
| USD | = | 1.287155000 | 1.289539000 | 1.291923000 | SGD |
| USD | = | 0.748615062 | 0.748699135 | 0.748783227 | SHP |
| USD | = | 23.300000000 | 23.700000000 | 24.100000000 | SLE |
| USD | = | 22683.000000000 | 22795.500000000 | 22908.000000000 | SLL |
| USD | = | 567.000000000 | 570.500000000 | 574.000000000 | SOS |
| USD | = | 38.438000000 | 38.691000000 | 38.944000000 | SRD |
| USD | = | 4479.126500000 | 4544.126500000 | 4609.126500000 | SSP |
| USD | = | 20.838600000 | 21.056650000 | 21.274700000 | STN |
| USD | = | 8.749800000 | 8.754800000 | 8.759800000 | SVC |
| USD | = | 11057.000000000 | 11062.000000000 | 11067.000000000 | SYP |
| USD | = | 16.757600000 | 16.790350000 | 16.823100000 | SZL |
| USD | = | 31.334160000 | 31.417080000 | 31.500000000 | THB |
| USD | = | 9.120000000 | 9.210000000 | 9.300000000 | TJS |
| USD | = | 3.494500000 | 3.499500000 | 3.504500000 | TMT |
| USD | = | 2.907000000 | 2.910500000 | 2.914000000 | TND |
| USD | = | 2.327746741 | 2.388915432 | 2.453385672 | TOP |
| USD | = | 42.693900000 | 42.698900000 | 42.703900000 | TRY |
| USD | = | 6.747600000 | 6.786800000 | 6.826000000 | TTD |
| USD | = | 31.172355000 | 31.265677500 | 31.359000000 | TWD |
| USD | = | 2460.000000000 | 2482.500000000 | 2505.000000000 | TZS |
| USD | = | 42.050000000 | 42.100000000 | 42.150000000 | UAH |
| USD | = | 3557.000000000 | 3562.000000000 | 3567.000000000 | UGX |
| USD | = | 1.000000000 | 1.000000000 | 1.000000000 | USD |
| USD | = | 39.110000000 | 39.125000000 | 39.140000000 | UYU |
| USD | = | 12125.010000000 | 12130.010000000 | 12135.010000000 | UZS |
| USD | = | 272.902135000 | 273.244118000 | 273.586100000 | VES |
| USD | = | 26290.000000000 | 26320.000000000 | 26350.000000000 | VND |
| USD | = | 119.510000000 | 119.810000000 | 120.110000000 | VUV |
| USD | = | 2.678810608 | 2.760143527 | 2.846569883 | WST |
| USD | = | 556.590000000 | 558.980000000 | 561.370000000 | XAF |
| USD | = | 2.690000000 | 2.705000000 | 2.720000000 | XCD |
| USD | = | 555.500000000 | 559.000000000 | 562.500000000 | XOF |
| USD | = | 101.200000000 | 101.665000000 | 102.130000000 | XPF |
| USD | = | 238.190000000 | 238.440000000 | 238.690000000 | YER |
| USD | = | 16.784000000 | 16.799000000 | 16.814000000 | ZAR |
| USD | = | 5185.000000000 | 5195.000000000 | 5205.000000000 | ZMK |
| USD | = | 23.150000000 | 23.175000000 | 23.200000000 | ZMW |
| USD | = | 378.000000000 | 379.500000000 | 381.000000000 | ZWD |
| USD | = | 28720.000000000 | 30670.000000000 | 32620.000000000 | ZWL |
Note:
Rates shown are for reference purposes only, and actual exchange rate used for the currency conversion to the cardmember billing currency may vary from the above rates due to rounding differences and other circumstances.
Calculate the cross rate to know the exchange rate other than USD.