Base rate
The base rate is determined based on the exchange rate of the date when payment to the merchant for a cardmember transaction is processed. This date may differ from the date the transaction is made and the date funds are debited from the cardmember bank account.
The excharge rate below is used when converting to USD.
Base rate for 12/15/2025
| Buy | Mid | Sell | |||
| USD | = | 3.672200000 | 3.672700000 | 3.673200000 | AED |
| USD | = | 66.070000000 | 66.170000000 | 66.270000000 | AFN |
| USD | = | 81.800000000 | 82.250000000 | 82.700000000 | ALL |
| USD | = | 380.770000000 | 381.770000000 | 382.770000000 | AMD |
| USD | = | 1.784500000 | 1.802250000 | 1.820000000 | ANG |
| USD | = | 912.144000000 | 921.997000000 | 931.850000000 | AOA |
| USD | = | 1440.500000000 | 1440.750000000 | 1441.000000000 | ARS |
| USD | = | 1.503268858 | 1.504345301 | 1.505423287 | AUD |
| USD | = | 1.780000000 | 1.810000000 | 1.840000000 | AWG |
| USD | = | 1.695000000 | 1.700000000 | 1.705000000 | AZN |
| USD | = | 1.666200000 | 1.670600000 | 1.675000000 | BAM |
| USD | = | 1.998100000 | 2.014100000 | 2.030100000 | BBD |
| USD | = | 121.700000000 | 122.200000000 | 122.700000000 | BDT |
| USD | = | 1.665800000 | 1.666150000 | 1.666500000 | BGN |
| USD | = | 0.376950000 | 0.376975000 | 0.377000000 | BHD |
| USD | = | 2935.000000000 | 2953.500000000 | 2972.000000000 | BIF |
| USD | = | 1.000000000 | 1.000000000 | 1.000000000 | BMD |
| USD | = | 1.291700000 | 1.291750000 | 1.291800000 | BND |
| USD | = | 6.860000000 | 6.935000000 | 7.010000000 | BOB |
| USD | = | 5.418600000 | 5.418750000 | 5.418900000 | BRL |
| USD | = | 1.000000000 | 1.000000000 | 1.000000000 | BSD |
| USD | = | 90.564000000 | 90.584000000 | 90.604000000 | BTN |
| USD | = | 13.927576601 | 14.074595355 | 14.224751066 | BWP |
| USD | = | 2.933000000 | 2.948000000 | 2.963000000 | BYN |
| USD | = | 2.000200000 | 2.011200000 | 2.022200000 | BZD |
| USD | = | 1.375157000 | 1.376754000 | 1.378351000 | CAD |
| USD | = | 2235.000000000 | 2292.500000000 | 2350.000000000 | CDF |
| USD | = | 0.795523000 | 0.796206000 | 0.796889000 | CHF |
| USD | = | 910.000000000 | 910.250000000 | 910.500000000 | CLP |
| USD | = | 7.019526000 | 7.037513000 | 7.055500000 | CNY |
| USD | = | 3803.500000000 | 3806.000000000 | 3808.500000000 | COP |
| USD | = | 495.507000000 | 500.253500000 | 505.000000000 | CRC |
| USD | = | 24.000000000 | 24.000000000 | 24.000000000 | CUP |
| USD | = | 93.940000000 | 94.375000000 | 94.810000000 | CVE |
| USD | = | 20.663000000 | 20.677000000 | 20.691000000 | CZK |
| USD | = | 177.600000000 | 178.075000000 | 178.550000000 | DJF |
| USD | = | 6.333825000 | 6.364173000 | 6.394520000 | DKK |
| USD | = | 63.130000000 | 63.460000000 | 63.790000000 | DOP |
| USD | = | 129.050000000 | 129.695500000 | 130.341000000 | DZD |
| USD | = | 11.697100000 | 11.702350000 | 11.707600000 | EEK |
| USD | = | 47.450000000 | 47.500000000 | 47.550000000 | EGP |
| USD | = | 15.000000000 | 15.075000000 | 15.150000000 | ERN |
| USD | = | 155.141200000 | 155.641200000 | 156.141200000 | ETB |
| USD | = | 0.851750304 | 0.851997764 | 0.852246094 | EUR |
| USD | = | 2.227171492 | 2.255045664 | 2.283626398 | FJD |
| USD | = | 0.747607655 | 0.747831289 | 0.748055056 | FKP |
| USD | = | 0.747987912 | 0.748067367 | 0.748146840 | GBP |
| USD | = | 2.666000000 | 2.696000000 | 2.726000000 | GEL |
| USD | = | 11.450000000 | 11.475000000 | 11.500000000 | GHS |
| USD | = | 0.747607655 | 0.747831289 | 0.748055056 | GIP |
| USD | = | 73.900000000 | 74.200000000 | 74.500000000 | GMD |
| USD | = | 8694.000000000 | 8697.000000000 | 8700.000000000 | GNF |
| USD | = | 7.650000000 | 7.660000000 | 7.670000000 | GTQ |
| USD | = | 207.980000000 | 209.215000000 | 210.450000000 | GYD |
| USD | = | 7.774276000 | 7.785645000 | 7.797015000 | HKD |
| USD | = | 26.280000000 | 26.340000000 | 26.400000000 | HNL |
| USD | = | 7.038500000 | 7.042150000 | 7.045800000 | HRK |
| USD | = | 130.200000000 | 130.675000000 | 131.150000000 | HTG |
| USD | = | 327.640000000 | 327.840000000 | 328.040000000 | HUF |
| USD | = | 16585.095000000 | 16615.047500000 | 16645.000000000 | IDR |
| USD | = | 3.210700000 | 3.218900000 | 3.227100000 | ILS |
| USD | = | 90.564000000 | 90.584000000 | 90.604000000 | INR |
| USD | = | 1309.500000000 | 1310.000000000 | 1310.500000000 | IQD |
| USD | = | 42000.000000000 | 42050.000000000 | 42100.000000000 | IRR |
| USD | = | 126.300000000 | 126.440000000 | 126.580000000 | ISK |
| USD | = | 158.910000000 | 159.810000000 | 160.710000000 | JMD |
| USD | = | 0.708000000 | 0.709000000 | 0.710000000 | JOD |
| USD | = | 155.629200000 | 155.869500000 | 156.109800000 | JPY |
| USD | = | 128.800000000 | 128.950000000 | 129.100000000 | KES |
| USD | = | 87.450000000 | 87.477150000 | 87.504300000 | KGS |
| USD | = | 3996.000000000 | 4001.000000000 | 4006.000000000 | KHR |
| USD | = | 419.580000000 | 420.580000000 | 421.580000000 | KMF |
| USD | = | 1467.167300000 | 1470.923650000 | 1474.680000000 | KRW |
| USD | = | 0.305490000 | 0.305540000 | 0.305590000 | KWD |
| USD | = | 0.827500000 | 0.831250000 | 0.835000000 | KYD |
| USD | = | 520.200000000 | 520.710000000 | 521.220000000 | KZT |
| USD | = | 21554.000000000 | 21669.000000000 | 21784.000000000 | LAK |
| USD | = | 89500.000000000 | 89550.000000000 | 89600.000000000 | LBP |
| USD | = | 308.950000000 | 309.000000000 | 309.050000000 | LKR |
| USD | = | 176.000000000 | 176.500000000 | 177.000000000 | LRD |
| USD | = | 16.882600000 | 16.884050000 | 16.885500000 | LSL |
| USD | = | 2.853600000 | 2.853900000 | 2.854200000 | LTL |
| USD | = | 0.507800000 | 0.508250000 | 0.508700000 | LVL |
| USD | = | 5.418200000 | 5.432050000 | 5.445900000 | LYD |
| USD | = | 9.178800000 | 9.186000000 | 9.193200000 | MAD |
| USD | = | 16.730000000 | 16.780000000 | 16.830000000 | MDL |
| USD | = | 4416.520000000 | 4431.020000000 | 4445.520000000 | MGA |
| USD | = | 52.280000000 | 52.495000000 | 52.710000000 | MKD |
| USD | = | 3648.000000000 | 3648.000000000 | 3648.000000000 | MMK |
| USD | = | 3545.000000000 | 3548.000000000 | 3551.000000000 | MNT |
| USD | = | 8.019000000 | 8.024000000 | 8.029000000 | MOP |
| USD | = | 39.690100000 | 39.870100000 | 40.050100000 | MRU |
| USD | = | 45.770000000 | 45.920000000 | 46.070000000 | MUR |
| USD | = | 15.420000000 | 15.460000000 | 15.500000000 | MVR |
| USD | = | 1717.020000000 | 1733.670000000 | 1750.320000000 | MWK |
| USD | = | 17.922848000 | 18.009212000 | 18.095576000 | MXN |
| USD | = | 4.095000000 | 4.102500000 | 4.110000000 | MYR |
| USD | = | 63.270000000 | 63.905000000 | 64.540000000 | MZN |
| USD | = | 16.882600000 | 16.884050000 | 16.885500000 | NAD |
| USD | = | 1447.000000000 | 1449.000000000 | 1451.000000000 | NGN |
| USD | = | 36.600000000 | 36.800000000 | 37.000000000 | NIO |
| USD | = | 10.114210000 | 10.122961000 | 10.131713000 | NOK |
| USD | = | 144.660000000 | 144.670000000 | 144.680000000 | NPR |
| USD | = | 1.721354085 | 1.723709975 | 1.726072322 | NZD |
| USD | = | 0.384990000 | 0.385005000 | 0.385020000 | OMR |
| USD | = | 1.000000000 | 1.000000000 | 1.000000000 | PAB |
| USD | = | 3.366000000 | 3.367500000 | 3.369000000 | PEN |
| USD | = | 4.096681687 | 4.244482173 | 4.403346543 | PGK |
| USD | = | 58.947868000 | 59.028934000 | 59.110000000 | PHP |
| USD | = | 279.750000000 | 280.225000000 | 280.700000000 | PKR |
| USD | = | 3.597600000 | 3.598450000 | 3.599300000 | PLN |
| USD | = | 6700.040000000 | 6716.785000000 | 6733.530000000 | PYG |
| USD | = | 3.642000000 | 3.645000000 | 3.648000000 | QAR |
| USD | = | 4.337800000 | 4.338900000 | 4.340000000 | RON |
| USD | = | 99.880000000 | 99.975000000 | 100.070000000 | RSD |
| USD | = | 80.045500000 | 80.050000000 | 80.054500000 | RUB |
| USD | = | 1447.750000000 | 1454.500000000 | 1461.250000000 | RWF |
| USD | = | 3.752500000 | 3.752600000 | 3.752700000 | SAR |
| USD | = | 7.843137254 | 8.064516129 | 8.298755186 | SBD |
| USD | = | 14.413200000 | 14.413400000 | 14.413600000 | SCR |
| USD | = | 200.020000000 | 200.520000000 | 201.020000000 | SDD |
| USD | = | 598.400200000 | 600.070700000 | 601.741200000 | SDG |
| USD | = | 9.249964000 | 9.266861000 | 9.283757000 | SEK |
| USD | = | 1.289330000 | 1.291708000 | 1.294086000 | SGD |
| USD | = | 0.748615062 | 0.748699135 | 0.748783227 | SHP |
| USD | = | 23.800000000 | 24.200000000 | 24.600000000 | SLE |
| USD | = | 22683.000000000 | 22795.500000000 | 22908.000000000 | SLL |
| USD | = | 567.000000000 | 570.500000000 | 574.000000000 | SOS |
| USD | = | 38.160000000 | 38.413000000 | 38.666000000 | SRD |
| USD | = | 4482.592900000 | 4547.592900000 | 4612.592900000 | SSP |
| USD | = | 20.872300000 | 21.087100000 | 21.301900000 | STN |
| USD | = | 8.749500000 | 8.754500000 | 8.759500000 | SVC |
| USD | = | 11055.000000000 | 11060.000000000 | 11065.000000000 | SYP |
| USD | = | 16.840400000 | 16.866550000 | 16.892700000 | SZL |
| USD | = | 31.443720000 | 31.531860000 | 31.620000000 | THB |
| USD | = | 9.200000000 | 9.240000000 | 9.280000000 | TJS |
| USD | = | 3.494500000 | 3.499500000 | 3.504500000 | TMT |
| USD | = | 2.912500000 | 2.916000000 | 2.919500000 | TND |
| USD | = | 2.325581395 | 2.386634844 | 2.450980392 | TOP |
| USD | = | 42.686400000 | 42.697500000 | 42.708600000 | TRY |
| USD | = | 6.745700000 | 6.785850000 | 6.826000000 | TTD |
| USD | = | 31.179320000 | 31.276660000 | 31.374000000 | TWD |
| USD | = | 2450.000000000 | 2470.000000000 | 2490.000000000 | TZS |
| USD | = | 42.150000000 | 42.200000000 | 42.250000000 | UAH |
| USD | = | 3548.000000000 | 3554.000000000 | 3560.000000000 | UGX |
| USD | = | 1.000000000 | 1.000000000 | 1.000000000 | USD |
| USD | = | 39.170000000 | 39.185000000 | 39.200000000 | UYU |
| USD | = | 12092.930000000 | 12097.930000000 | 12102.930000000 | UZS |
| USD | = | 270.112327000 | 270.450813000 | 270.789300000 | VES |
| USD | = | 26303.000000000 | 26306.000000000 | 26309.000000000 | VND |
| USD | = | 119.510000000 | 119.810000000 | 120.110000000 | VUV |
| USD | = | 2.675227394 | 2.756339581 | 2.842524161 | WST |
| USD | = | 558.970000000 | 559.190000000 | 559.410000000 | XAF |
| USD | = | 2.690000000 | 2.705000000 | 2.720000000 | XCD |
| USD | = | 555.250000000 | 558.750000000 | 562.250000000 | XOF |
| USD | = | 101.360000000 | 101.810000000 | 102.260000000 | XPF |
| USD | = | 238.220000000 | 238.470000000 | 238.720000000 | YER |
| USD | = | 16.864100000 | 16.876250000 | 16.888400000 | ZAR |
| USD | = | 5185.000000000 | 5195.000000000 | 5205.000000000 | ZMK |
| USD | = | 22.971400000 | 22.996400000 | 23.021400000 | ZMW |
| USD | = | 378.000000000 | 379.500000000 | 381.000000000 | ZWD |
| USD | = | 28720.000000000 | 30670.000000000 | 32620.000000000 | ZWL |
Note:
Rates shown are for reference purposes only, and actual exchange rate used for the currency conversion to the cardmember billing currency may vary from the above rates due to rounding differences and other circumstances.
Calculate the cross rate to know the exchange rate other than USD.