Base rate
The base rate is determined based on the exchange rate of the date when payment to the merchant for a cardmember transaction is processed. This date may differ from the date the transaction is made and the date funds are debited from the cardmember bank account.
The excharge rate below is used when converting to USD.
Base rate for 12/12/2025
| Buy | Mid | Sell | |||
| USD | = | 3.672100000 | 3.672600000 | 3.673100000 | AED |
| USD | = | 66.070000000 | 66.170000000 | 66.270000000 | AFN |
| USD | = | 82.050000000 | 82.300000000 | 82.550000000 | ALL |
| USD | = | 380.840000000 | 381.840000000 | 382.840000000 | AMD |
| USD | = | 1.784500000 | 1.802250000 | 1.820000000 | ANG |
| USD | = | 912.144000000 | 921.536500000 | 930.929000000 | AOA |
| USD | = | 1436.000000000 | 1436.500000000 | 1437.000000000 | ARS |
| USD | = | 1.500024000 | 1.501107066 | 1.502189441 | AUD |
| USD | = | 1.780000000 | 1.810000000 | 1.840000000 | AWG |
| USD | = | 1.695000000 | 1.700000000 | 1.705000000 | AZN |
| USD | = | 1.665600000 | 1.670000000 | 1.674400000 | BAM |
| USD | = | 1.998100000 | 2.014100000 | 2.030100000 | BBD |
| USD | = | 121.700000000 | 122.200000000 | 122.700000000 | BDT |
| USD | = | 1.665500000 | 1.665850000 | 1.666200000 | BGN |
| USD | = | 0.376950000 | 0.376975000 | 0.377000000 | BHD |
| USD | = | 2943.720000000 | 2955.720000000 | 2967.720000000 | BIF |
| USD | = | 1.000000000 | 1.000000000 | 1.000000000 | BMD |
| USD | = | 1.291300000 | 1.291700000 | 1.292100000 | BND |
| USD | = | 6.850000000 | 6.925000000 | 7.000000000 | BOB |
| USD | = | 5.405300000 | 5.405800000 | 5.406300000 | BRL |
| USD | = | 1.000000000 | 1.000000000 | 1.000000000 | BSD |
| USD | = | 90.286000000 | 90.293500000 | 90.301000000 | BTN |
| USD | = | 14.044943820 | 14.164305949 | 14.285714285 | BWP |
| USD | = | 2.923000000 | 2.934000000 | 2.945000000 | BYN |
| USD | = | 2.000200000 | 2.011200000 | 2.022200000 | BZD |
| USD | = | 1.375954000 | 1.377533000 | 1.379113000 | CAD |
| USD | = | 2237.500000000 | 2293.750000000 | 2350.000000000 | CDF |
| USD | = | 0.793963000 | 0.794655000 | 0.795347000 | CHF |
| USD | = | 913.510000000 | 914.250000000 | 914.990000000 | CLP |
| USD | = | 7.022610500 | 7.040405250 | 7.058200000 | CNY |
| USD | = | 3804.300000000 | 3808.495000000 | 3812.690000000 | COP |
| USD | = | 495.507000000 | 500.253500000 | 505.000000000 | CRC |
| USD | = | 24.000000000 | 24.000000000 | 24.000000000 | CUP |
| USD | = | 93.910000000 | 94.340000000 | 94.770000000 | CVE |
| USD | = | 20.603000000 | 20.613000000 | 20.623000000 | CZK |
| USD | = | 177.600000000 | 178.075000000 | 178.550000000 | DJF |
| USD | = | 6.330986000 | 6.361306000 | 6.391626000 | DKK |
| USD | = | 63.380000000 | 63.570000000 | 63.760000000 | DOP |
| USD | = | 129.040000000 | 129.685500000 | 130.331000000 | DZD |
| USD | = | 11.697100000 | 11.702350000 | 11.707600000 | EEK |
| USD | = | 47.490000000 | 47.540000000 | 47.590000000 | EGP |
| USD | = | 15.000000000 | 15.075000000 | 15.150000000 | ERN |
| USD | = | 155.750300000 | 156.250300000 | 156.750300000 | ETB |
| USD | = | 0.851418889 | 0.851671234 | 0.851924454 | EUR |
| USD | = | 2.243661655 | 2.271952743 | 2.300966405 | FJD |
| USD | = | 0.744989942 | 0.745100961 | 0.745212012 | FKP |
| USD | = | 0.746541088 | 0.746627483 | 0.746713898 | GBP |
| USD | = | 2.667000000 | 2.697000000 | 2.727000000 | GEL |
| USD | = | 11.450000000 | 11.475000000 | 11.500000000 | GHS |
| USD | = | 0.744989942 | 0.745100961 | 0.745212012 | GIP |
| USD | = | 73.900000000 | 74.200000000 | 74.500000000 | GMD |
| USD | = | 8695.000000000 | 8697.500000000 | 8700.000000000 | GNF |
| USD | = | 7.649000000 | 7.659000000 | 7.669000000 | GTQ |
| USD | = | 207.980000000 | 209.215000000 | 210.450000000 | GYD |
| USD | = | 7.771183000 | 7.782516000 | 7.793848000 | HKD |
| USD | = | 26.255600000 | 26.327800000 | 26.400000000 | HNL |
| USD | = | 7.038500000 | 7.042150000 | 7.045800000 | HRK |
| USD | = | 130.350000000 | 130.800000000 | 131.250000000 | HTG |
| USD | = | 325.880000000 | 326.080000000 | 326.280000000 | HUF |
| USD | = | 16615.005000000 | 16645.002500000 | 16675.000000000 | IDR |
| USD | = | 3.199600000 | 3.203900000 | 3.208200000 | ILS |
| USD | = | 90.231000000 | 90.251000000 | 90.271000000 | INR |
| USD | = | 1309.520000000 | 1310.020000000 | 1310.520000000 | IQD |
| USD | = | 42000.000000000 | 42050.000000000 | 42100.000000000 | IRR |
| USD | = | 126.090000000 | 126.225000000 | 126.360000000 | ISK |
| USD | = | 158.890000000 | 159.995000000 | 161.100000000 | JMD |
| USD | = | 0.708000000 | 0.709000000 | 0.710000000 | JOD |
| USD | = | 155.255800000 | 155.495550000 | 155.735300000 | JPY |
| USD | = | 128.800000000 | 128.950000000 | 129.100000000 | KES |
| USD | = | 87.450000000 | 87.477150000 | 87.504300000 | KGS |
| USD | = | 3999.000000000 | 4004.000000000 | 4009.000000000 | KHR |
| USD | = | 419.000000000 | 420.000000000 | 421.000000000 | KMF |
| USD | = | 1464.391250000 | 1468.170625000 | 1471.950000000 | KRW |
| USD | = | 0.306570000 | 0.306620000 | 0.306670000 | KWD |
| USD | = | 0.827500000 | 0.831250000 | 0.835000000 | KYD |
| USD | = | 519.660000000 | 520.215000000 | 520.770000000 | KZT |
| USD | = | 21565.000000000 | 21690.000000000 | 21815.000000000 | LAK |
| USD | = | 89500.000000000 | 89550.000000000 | 89600.000000000 | LBP |
| USD | = | 309.200000000 | 309.250000000 | 309.300000000 | LKR |
| USD | = | 175.500000000 | 177.000000000 | 178.500000000 | LRD |
| USD | = | 16.859800000 | 16.861250000 | 16.862700000 | LSL |
| USD | = | 2.853600000 | 2.853900000 | 2.854200000 | LTL |
| USD | = | 0.507800000 | 0.508250000 | 0.508700000 | LVL |
| USD | = | 5.410000000 | 5.430000000 | 5.450000000 | LYD |
| USD | = | 9.169400000 | 9.173900000 | 9.178400000 | MAD |
| USD | = | 16.920000000 | 16.970000000 | 17.020000000 | MDL |
| USD | = | 4369.300000000 | 4424.660000000 | 4480.020000000 | MGA |
| USD | = | 52.660000000 | 52.945000000 | 53.230000000 | MKD |
| USD | = | 3648.000000000 | 3648.000000000 | 3648.000000000 | MMK |
| USD | = | 3540.000000000 | 3545.000000000 | 3550.000000000 | MNT |
| USD | = | 8.015000000 | 8.020000000 | 8.025000000 | MOP |
| USD | = | 39.610000000 | 39.760000000 | 39.910000000 | MRU |
| USD | = | 45.920000000 | 46.070000000 | 46.220000000 | MUR |
| USD | = | 15.420000000 | 15.460000000 | 15.500000000 | MVR |
| USD | = | 1717.020000000 | 1733.670000000 | 1750.320000000 | MWK |
| USD | = | 17.952402000 | 18.035462000 | 18.118521000 | MXN |
| USD | = | 4.108000000 | 4.110000000 | 4.112000000 | MYR |
| USD | = | 63.500000000 | 64.135000000 | 64.770000000 | MZN |
| USD | = | 16.859800000 | 16.861250000 | 16.862700000 | NAD |
| USD | = | 1450.420000000 | 1452.795000000 | 1455.170000000 | NGN |
| USD | = | 36.600000000 | 36.800000000 | 37.000000000 | NIO |
| USD | = | 10.060874000 | 10.065390000 | 10.069906000 | NOK |
| USD | = | 144.590000000 | 144.595000000 | 144.600000000 | NPR |
| USD | = | 1.719028267 | 1.721371864 | 1.723721860 | NZD |
| USD | = | 0.384990000 | 0.385005000 | 0.385020000 | OMR |
| USD | = | 1.000000000 | 1.000000000 | 1.000000000 | PAB |
| USD | = | 3.366700000 | 3.366800000 | 3.366900000 | PEN |
| USD | = | 4.108463434 | 4.239084357 | 4.378283712 | PGK |
| USD | = | 58.806152000 | 58.911576000 | 59.017000000 | PHP |
| USD | = | 280.000000000 | 280.250000000 | 280.500000000 | PKR |
| USD | = | 3.597700000 | 3.599500000 | 3.601300000 | PLN |
| USD | = | 6700.040000000 | 6716.785000000 | 6733.530000000 | PYG |
| USD | = | 3.642000000 | 3.645000000 | 3.648000000 | QAR |
| USD | = | 4.334800000 | 4.335950000 | 4.337100000 | RON |
| USD | = | 99.880000000 | 99.975000000 | 100.070000000 | RSD |
| USD | = | 80.245500000 | 80.250000000 | 80.254500000 | RUB |
| USD | = | 1447.000000000 | 1452.000000000 | 1457.000000000 | RWF |
| USD | = | 3.752300000 | 3.752650000 | 3.753000000 | SAR |
| USD | = | 7.911392405 | 8.169934640 | 8.445945945 | SBD |
| USD | = | 13.982300000 | 13.982500000 | 13.982700000 | SCR |
| USD | = | 200.020000000 | 200.520000000 | 201.020000000 | SDD |
| USD | = | 598.300200000 | 599.970700000 | 601.641200000 | SDG |
| USD | = | 9.234285000 | 9.251118000 | 9.267951000 | SEK |
| USD | = | 1.289303000 | 1.291691000 | 1.294080000 | SGD |
| USD | = | 0.747775368 | 0.747859252 | 0.747943156 | SHP |
| USD | = | 23.800000000 | 24.250000000 | 24.700000000 | SLE |
| USD | = | 22683.000000000 | 22795.500000000 | 22908.000000000 | SLL |
| USD | = | 568.000000000 | 571.500000000 | 575.000000000 | SOS |
| USD | = | 38.303000000 | 38.577500000 | 38.852000000 | SRD |
| USD | = | 4487.195100000 | 4552.195100000 | 4617.195100000 | SSP |
| USD | = | 20.865200000 | 21.079950000 | 21.294700000 | STN |
| USD | = | 8.749800000 | 8.754800000 | 8.759800000 | SVC |
| USD | = | 11057.000000000 | 11062.000000000 | 11067.000000000 | SYP |
| USD | = | 16.814500000 | 16.852350000 | 16.890200000 | SZL |
| USD | = | 31.493520000 | 31.571760000 | 31.650000000 | THB |
| USD | = | 9.180000000 | 9.230000000 | 9.280000000 | TJS |
| USD | = | 3.494500000 | 3.499500000 | 3.504500000 | TMT |
| USD | = | 2.910500000 | 2.917250000 | 2.924000000 | TND |
| USD | = | 2.323420074 | 2.384358607 | 2.448579823 | TOP |
| USD | = | 42.633800000 | 42.638800000 | 42.643800000 | TRY |
| USD | = | 6.746400000 | 6.786200000 | 6.826000000 | TTD |
| USD | = | 31.022110000 | 31.115055000 | 31.208000000 | TWD |
| USD | = | 2425.000000000 | 2462.500000000 | 2500.000000000 | TZS |
| USD | = | 42.100000000 | 42.150000000 | 42.200000000 | UAH |
| USD | = | 3548.000000000 | 3554.000000000 | 3560.000000000 | UGX |
| USD | = | 1.000000000 | 1.000000000 | 1.000000000 | USD |
| USD | = | 39.230000000 | 39.245000000 | 39.260000000 | UYU |
| USD | = | 12042.450000000 | 12047.450000000 | 12052.450000000 | UZS |
| USD | = | 267.080525000 | 267.415212000 | 267.749900000 | VES |
| USD | = | 26300.000000000 | 26327.500000000 | 26355.000000000 | VND |
| USD | = | 119.400000000 | 122.780000000 | 126.160000000 | VUV |
| USD | = | 2.671653753 | 2.752546105 | 2.838489923 | WST |
| USD | = | 560.420000000 | 561.650000000 | 562.880000000 | XAF |
| USD | = | 2.690000000 | 2.705000000 | 2.720000000 | XCD |
| USD | = | 557.500000000 | 561.000000000 | 564.500000000 | XOF |
| USD | = | 101.330000000 | 101.780000000 | 102.230000000 | XPF |
| USD | = | 238.000000000 | 238.375000000 | 238.750000000 | YER |
| USD | = | 16.861900000 | 16.866500000 | 16.871100000 | ZAR |
| USD | = | 5185.000000000 | 5195.000000000 | 5205.000000000 | ZMK |
| USD | = | 22.900000000 | 22.925000000 | 22.950000000 | ZMW |
| USD | = | 378.000000000 | 379.500000000 | 381.000000000 | ZWD |
| USD | = | 28720.000000000 | 30670.000000000 | 32620.000000000 | ZWL |
Note:
Rates shown are for reference purposes only, and actual exchange rate used for the currency conversion to the cardmember billing currency may vary from the above rates due to rounding differences and other circumstances.
Calculate the cross rate to know the exchange rate other than USD.