Base rate
The base rate is determined based on the exchange rate of the date when payment to the merchant for a cardmember transaction is processed. This date may differ from the date the transaction is made and the date funds are debited from the cardmember bank account.
The excharge rate below is used when converting to USD.
Base rate for 11/25/2025
| Buy | Mid | Sell | |||
| USD | = | 3.672100000 | 3.672600000 | 3.673100000 | AED |
| USD | = | 66.390000000 | 66.490000000 | 66.590000000 | AFN |
| USD | = | 83.420000000 | 83.915000000 | 84.410000000 | ALL |
| USD | = | 380.600000000 | 381.600000000 | 382.600000000 | AMD |
| USD | = | 1.784500000 | 1.802250000 | 1.820000000 | ANG |
| USD | = | 911.545000000 | 913.068000000 | 914.591000000 | AOA |
| USD | = | 1424.295500000 | 1424.400000000 | 1424.504500000 | ARS |
| USD | = | 1.545628498 | 1.546732990 | 1.547841457 | AUD |
| USD | = | 1.780000000 | 1.810000000 | 1.840000000 | AWG |
| USD | = | 1.695000000 | 1.700000000 | 1.705000000 | AZN |
| USD | = | 1.697600000 | 1.702050000 | 1.706500000 | BAM |
| USD | = | 1.998100000 | 2.014100000 | 2.030100000 | BBD |
| USD | = | 121.800000000 | 122.300000000 | 122.800000000 | BDT |
| USD | = | 1.697500000 | 1.697750000 | 1.698000000 | BGN |
| USD | = | 0.376990000 | 0.377005000 | 0.377020000 | BHD |
| USD | = | 2940.940000000 | 2952.940000000 | 2964.940000000 | BIF |
| USD | = | 1.000000000 | 1.000000000 | 1.000000000 | BMD |
| USD | = | 1.304500000 | 1.304900000 | 1.305300000 | BND |
| USD | = | 6.860000000 | 6.935000000 | 7.010000000 | BOB |
| USD | = | 5.388400000 | 5.388550000 | 5.388700000 | BRL |
| USD | = | 1.000000000 | 1.000000000 | 1.000000000 | BSD |
| USD | = | 89.147000000 | 89.154500000 | 89.162000000 | BTN |
| USD | = | 12.437810945 | 13.377926421 | 14.471780028 | BWP |
| USD | = | 3.411100000 | 3.417100000 | 3.423100000 | BYN |
| USD | = | 2.000200000 | 2.011200000 | 2.022200000 | BZD |
| USD | = | 1.409293000 | 1.410912000 | 1.412530000 | CAD |
| USD | = | 2205.000000000 | 2277.500000000 | 2350.000000000 | CDF |
| USD | = | 0.807831000 | 0.808526000 | 0.809221000 | CHF |
| USD | = | 939.100000000 | 940.025000000 | 940.950000000 | CLP |
| USD | = | 7.066490000 | 7.085095000 | 7.103700000 | CNY |
| USD | = | 3787.500000000 | 3790.000000000 | 3792.500000000 | COP |
| USD | = | 494.880000000 | 499.940000000 | 505.000000000 | CRC |
| USD | = | 24.000000000 | 24.000000000 | 24.000000000 | CUP |
| USD | = | 95.710000000 | 96.150000000 | 96.590000000 | CVE |
| USD | = | 20.968000000 | 20.978000000 | 20.988000000 | CZK |
| USD | = | 177.600000000 | 178.075000000 | 178.550000000 | DJF |
| USD | = | 6.452127000 | 6.483073000 | 6.514019000 | DKK |
| USD | = | 62.550000000 | 62.740000000 | 62.930000000 | DOP |
| USD | = | 130.067000000 | 130.717000000 | 131.367000000 | DZD |
| USD | = | 11.697100000 | 11.702350000 | 11.707600000 | EEK |
| USD | = | 47.680000000 | 47.730000000 | 47.780000000 | EGP |
| USD | = | 15.000000000 | 15.075000000 | 15.150000000 | ERN |
| USD | = | 153.114400000 | 153.614400000 | 154.114400000 | ETB |
| USD | = | 0.867776842 | 0.868029936 | 0.868283932 | EUR |
| USD | = | 2.261931689 | 2.290688351 | 2.320185614 | FJD |
| USD | = | 0.763125763 | 0.763329643 | 0.763533633 | FKP |
| USD | = | 0.762927811 | 0.763008144 | 0.763089076 | GBP |
| USD | = | 2.675000000 | 2.704000000 | 2.733000000 | GEL |
| USD | = | 11.100000000 | 11.125000000 | 11.150000000 | GHS |
| USD | = | 0.763125763 | 0.763329643 | 0.763533633 | GIP |
| USD | = | 73.850000000 | 74.175000000 | 74.500000000 | GMD |
| USD | = | 8671.000000000 | 8685.500000000 | 8700.000000000 | GNF |
| USD | = | 7.650000000 | 7.660000000 | 7.670000000 | GTQ |
| USD | = | 207.890000000 | 209.180000000 | 210.470000000 | GYD |
| USD | = | 7.762543000 | 7.781953000 | 7.801362000 | HKD |
| USD | = | 26.240000000 | 26.320000000 | 26.400000000 | HNL |
| USD | = | 7.038500000 | 7.042150000 | 7.045800000 | HRK |
| USD | = | 130.550000000 | 130.850000000 | 131.150000000 | HTG |
| USD | = | 331.640000000 | 331.840000000 | 332.040000000 | HUF |
| USD | = | 16639.930000000 | 16667.465000000 | 16695.000000000 | IDR |
| USD | = | 3.262100000 | 3.266950000 | 3.271800000 | ILS |
| USD | = | 89.143000000 | 89.148000000 | 89.153000000 | INR |
| USD | = | 1309.500000000 | 1310.000000000 | 1310.500000000 | IQD |
| USD | = | 42000.000000000 | 42050.000000000 | 42100.000000000 | IRR |
| USD | = | 127.460000000 | 127.605000000 | 127.750000000 | ISK |
| USD | = | 159.610000000 | 160.510000000 | 161.410000000 | JMD |
| USD | = | 0.708000000 | 0.709000000 | 0.710000000 | JOD |
| USD | = | 156.653700000 | 156.895050000 | 157.136400000 | JPY |
| USD | = | 129.500000000 | 129.600000000 | 129.700000000 | KES |
| USD | = | 87.450000000 | 87.477150000 | 87.504300000 | KGS |
| USD | = | 3999.000000000 | 4004.000000000 | 4009.000000000 | KHR |
| USD | = | 426.150000000 | 427.150000000 | 428.150000000 | KMF |
| USD | = | 1468.510550000 | 1472.270275000 | 1476.030000000 | KRW |
| USD | = | 0.307410000 | 0.307460000 | 0.307510000 | KWD |
| USD | = | 0.827500000 | 0.831250000 | 0.835000000 | KYD |
| USD | = | 519.220000000 | 519.770000000 | 520.320000000 | KZT |
| USD | = | 21603.000000000 | 21718.000000000 | 21833.000000000 | LAK |
| USD | = | 89500.000000000 | 89550.000000000 | 89600.000000000 | LBP |
| USD | = | 307.600000000 | 307.700000000 | 307.800000000 | LKR |
| USD | = | 177.000000000 | 178.000000000 | 179.000000000 | LRD |
| USD | = | 17.302000000 | 17.303450000 | 17.304900000 | LSL |
| USD | = | 2.853600000 | 2.853900000 | 2.854200000 | LTL |
| USD | = | 0.507800000 | 0.508250000 | 0.508700000 | LVL |
| USD | = | 5.455100000 | 5.468950000 | 5.482800000 | LYD |
| USD | = | 9.288300000 | 9.291800000 | 9.295300000 | MAD |
| USD | = | 17.040000000 | 17.090000000 | 17.140000000 | MDL |
| USD | = | 4453.120000000 | 4509.545000000 | 4565.970000000 | MGA |
| USD | = | 53.280000000 | 53.435000000 | 53.590000000 | MKD |
| USD | = | 3644.000000000 | 3644.000000000 | 3644.000000000 | MMK |
| USD | = | 3563.000000000 | 3566.000000000 | 3569.000000000 | MNT |
| USD | = | 8.015000000 | 8.020000000 | 8.025000000 | MOP |
| USD | = | 39.650100000 | 39.830100000 | 40.010100000 | MRU |
| USD | = | 46.170000000 | 46.320000000 | 46.470000000 | MUR |
| USD | = | 15.420000000 | 15.460000000 | 15.500000000 | MVR |
| USD | = | 1717.020000000 | 1733.670000000 | 1750.320000000 | MWK |
| USD | = | 18.422481000 | 18.508196000 | 18.593910000 | MXN |
| USD | = | 4.137000000 | 4.139500000 | 4.142000000 | MYR |
| USD | = | 63.270000000 | 63.905000000 | 64.540000000 | MZN |
| USD | = | 17.282700000 | 17.303650000 | 17.324600000 | NAD |
| USD | = | 1452.880000000 | 1454.505000000 | 1456.130000000 | NGN |
| USD | = | 36.600000000 | 36.800000000 | 37.000000000 | NIO |
| USD | = | 10.223910000 | 10.229818000 | 10.235726000 | NOK |
| USD | = | 142.770000000 | 142.775000000 | 142.780000000 | NPR |
| USD | = | 1.779441753 | 1.781880061 | 1.784325061 | NZD |
| USD | = | 0.384980000 | 0.385000000 | 0.385020000 | OMR |
| USD | = | 1.000000000 | 1.000000000 | 1.000000000 | PAB |
| USD | = | 3.379600000 | 3.381950000 | 3.384300000 | PEN |
| USD | = | 4.228329809 | 4.296455424 | 4.366812227 | PGK |
| USD | = | 58.767230000 | 58.842615000 | 58.918000000 | PHP |
| USD | = | 280.650000000 | 282.575000000 | 284.500000000 | PKR |
| USD | = | 3.675100000 | 3.676250000 | 3.677400000 | PLN |
| USD | = | 6973.000000000 | 6992.500000000 | 7012.000000000 | PYG |
| USD | = | 3.639900000 | 3.642650000 | 3.645400000 | QAR |
| USD | = | 4.414600000 | 4.417150000 | 4.419700000 | RON |
| USD | = | 101.730000000 | 101.825000000 | 101.920000000 | RSD |
| USD | = | 78.495500000 | 78.500000000 | 78.504500000 | RUB |
| USD | = | 1446.050000000 | 1454.550000000 | 1463.050000000 | RWF |
| USD | = | 3.750500000 | 3.750600000 | 3.750700000 | SAR |
| USD | = | 8.116883116 | 8.250825082 | 8.389261744 | SBD |
| USD | = | 13.466700000 | 13.466900000 | 13.467100000 | SCR |
| USD | = | 200.020000000 | 200.520000000 | 201.020000000 | SDD |
| USD | = | 598.400200000 | 600.070700000 | 601.741200000 | SDG |
| USD | = | 9.533008000 | 9.550583000 | 9.568157000 | SEK |
| USD | = | 1.302492000 | 1.304905000 | 1.307318000 | SGD |
| USD | = | 0.764233855 | 0.764321473 | 0.764409111 | SHP |
| USD | = | 22.880000000 | 23.055000000 | 23.230000000 | SLE |
| USD | = | 22683.000000000 | 22795.500000000 | 22908.000000000 | SLL |
| USD | = | 567.000000000 | 570.500000000 | 574.000000000 | SOS |
| USD | = | 38.013000000 | 38.266000000 | 38.519000000 | SRD |
| USD | = | 4503.364400000 | 4568.364400000 | 4633.364400000 | SSP |
| USD | = | 21.265800000 | 21.484400000 | 21.703000000 | STN |
| USD | = | 8.749800000 | 8.754800000 | 8.759800000 | SVC |
| USD | = | 11055.000000000 | 11060.000000000 | 11065.000000000 | SYP |
| USD | = | 17.265000000 | 17.297100000 | 17.329200000 | SZL |
| USD | = | 32.190720000 | 32.285360000 | 32.380000000 | THB |
| USD | = | 9.250000000 | 9.285000000 | 9.320000000 | TJS |
| USD | = | 3.494500000 | 3.499500000 | 3.504500000 | TMT |
| USD | = | 2.950000000 | 2.958900000 | 2.967800000 | TND |
| USD | = | 2.347969006 | 2.418964683 | 2.494387627 | TOP |
| USD | = | 42.427000000 | 42.447500000 | 42.468000000 | TRY |
| USD | = | 6.775500000 | 6.800750000 | 6.826000000 | TTD |
| USD | = | 31.268870000 | 31.362435000 | 31.456000000 | TWD |
| USD | = | 2460.000000000 | 2480.000000000 | 2500.000000000 | TZS |
| USD | = | 42.466100000 | 42.469050000 | 42.472000000 | UAH |
| USD | = | 3620.000000000 | 3625.000000000 | 3630.000000000 | UGX |
| USD | = | 1.000000000 | 1.000000000 | 1.000000000 | USD |
| USD | = | 39.730000000 | 39.745000000 | 39.760000000 | UYU |
| USD | = | 11984.320000000 | 11989.320000000 | 11994.320000000 | UZS |
| USD | = | 242.502724000 | 242.806612000 | 243.110500000 | VES |
| USD | = | 26350.000000000 | 26375.500000000 | 26401.000000000 | VND |
| USD | = | 121.070000000 | 121.375000000 | 121.680000000 | VUV |
| USD | = | 2.720348204 | 2.804262478 | 2.893518518 | WST |
| USD | = | 567.310000000 | 569.755000000 | 572.200000000 | XAF |
| USD | = | 2.690000000 | 2.705000000 | 2.720000000 | XCD |
| USD | = | 566.000000000 | 569.500000000 | 573.000000000 | XOF |
| USD | = | 103.280000000 | 103.735000000 | 104.190000000 | XPF |
| USD | = | 238.190000000 | 238.440000000 | 238.690000000 | YER |
| USD | = | 17.322300000 | 17.328400000 | 17.334500000 | ZAR |
| USD | = | 5185.000000000 | 5195.000000000 | 5205.000000000 | ZMK |
| USD | = | 23.005000000 | 23.263500000 | 23.522000000 | ZMW |
| USD | = | 378.000000000 | 379.500000000 | 381.000000000 | ZWD |
| USD | = | 28720.000000000 | 30670.000000000 | 32620.000000000 | ZWL |
Note:
Rates shown are for reference purposes only, and actual exchange rate used for the currency conversion to the cardmember billing currency may vary from the above rates due to rounding differences and other circumstances.
Calculate the cross rate to know the exchange rate other than USD.