Base rate
The base rate is determined based on the exchange rate of the date when payment to the merchant for a cardmember transaction is processed. This date may differ from the date the transaction is made and the date funds are debited from the cardmember bank account.
The excharge rate below is used when converting to USD.
Base rate for 11/24/2025
| Buy | Mid | Sell | |||
| USD | = | 3.672000000 | 3.672500000 | 3.673000000 | AED |
| USD | = | 66.280000000 | 66.380000000 | 66.480000000 | AFN |
| USD | = | 83.560000000 | 83.865000000 | 84.170000000 | ALL |
| USD | = | 381.050000000 | 382.050000000 | 383.050000000 | AMD |
| USD | = | 1.784500000 | 1.802250000 | 1.820000000 | ANG |
| USD | = | 912.085000000 | 921.292500000 | 930.500000000 | AOA |
| USD | = | 1424.495500000 | 1424.500000000 | 1424.504500000 | ARS |
| USD | = | 1.546522489 | 1.547649816 | 1.548776389 | AUD |
| USD | = | 1.780000000 | 1.810000000 | 1.840000000 | AWG |
| USD | = | 1.695000000 | 1.700000000 | 1.705000000 | AZN |
| USD | = | 1.699500000 | 1.703900000 | 1.708300000 | BAM |
| USD | = | 1.998100000 | 2.014100000 | 2.030100000 | BBD |
| USD | = | 121.800000000 | 122.300000000 | 122.800000000 | BDT |
| USD | = | 1.700000000 | 1.700250000 | 1.700500000 | BGN |
| USD | = | 0.376990000 | 0.377005000 | 0.377020000 | BHD |
| USD | = | 2934.750000000 | 2950.000000000 | 2965.250000000 | BIF |
| USD | = | 1.000000000 | 1.000000000 | 1.000000000 | BMD |
| USD | = | 1.306700000 | 1.307200000 | 1.307700000 | BND |
| USD | = | 6.850000000 | 6.925000000 | 7.000000000 | BOB |
| USD | = | 5.402800000 | 5.403250000 | 5.403700000 | BRL |
| USD | = | 1.000000000 | 1.000000000 | 1.000000000 | BSD |
| USD | = | 89.580000000 | 89.595000000 | 89.610000000 | BTN |
| USD | = | 14.245014245 | 14.357501794 | 14.471780028 | BWP |
| USD | = | 3.410100000 | 3.416100000 | 3.422100000 | BYN |
| USD | = | 2.000200000 | 2.011200000 | 2.022200000 | BZD |
| USD | = | 1.407848000 | 1.409485000 | 1.411123000 | CAD |
| USD | = | 2205.000000000 | 2277.500000000 | 2350.000000000 | CDF |
| USD | = | 0.807972000 | 0.808676000 | 0.809379000 | CHF |
| USD | = | 938.000000000 | 939.000000000 | 940.000000000 | CLP |
| USD | = | 7.071067000 | 7.089383500 | 7.107700000 | CNY |
| USD | = | 3805.000000000 | 3806.000000000 | 3807.000000000 | COP |
| USD | = | 496.240000000 | 500.620000000 | 505.000000000 | CRC |
| USD | = | 24.000000000 | 24.000000000 | 24.000000000 | CUP |
| USD | = | 95.820000000 | 96.255000000 | 96.690000000 | CVE |
| USD | = | 21.054000000 | 21.070000000 | 21.086000000 | CZK |
| USD | = | 177.600000000 | 178.075000000 | 178.550000000 | DJF |
| USD | = | 6.459450000 | 6.490518000 | 6.521586000 | DKK |
| USD | = | 62.810000000 | 63.020000000 | 63.230000000 | DOP |
| USD | = | 130.313200000 | 130.581850000 | 130.850500000 | DZD |
| USD | = | 11.697100000 | 11.702350000 | 11.707600000 | EEK |
| USD | = | 47.530000000 | 47.580000000 | 47.630000000 | EGP |
| USD | = | 15.000000000 | 15.075000000 | 15.150000000 | ERN |
| USD | = | 154.287900000 | 154.787900000 | 155.287900000 | ETB |
| USD | = | 0.868739537 | 0.868993948 | 0.869249264 | EUR |
| USD | = | 2.262443438 | 2.291213197 | 2.320724065 | FJD |
| USD | = | 0.763650248 | 0.763766898 | 0.763883584 | FKP |
| USD | = | 0.763496324 | 0.763585522 | 0.763675324 | GBP |
| USD | = | 2.675000000 | 2.704000000 | 2.733000000 | GEL |
| USD | = | 11.050000000 | 11.075000000 | 11.100000000 | GHS |
| USD | = | 0.763650248 | 0.763766898 | 0.763883584 | GIP |
| USD | = | 73.850000000 | 74.175000000 | 74.500000000 | GMD |
| USD | = | 8671.000000000 | 8685.500000000 | 8700.000000000 | GNF |
| USD | = | 7.653000000 | 7.663000000 | 7.673000000 | GTQ |
| USD | = | 207.980000000 | 209.215000000 | 210.450000000 | GYD |
| USD | = | 7.768191000 | 7.779630000 | 7.791068000 | HKD |
| USD | = | 26.233900000 | 26.316950000 | 26.400000000 | HNL |
| USD | = | 7.038500000 | 7.042150000 | 7.045800000 | HRK |
| USD | = | 130.468200000 | 130.937750000 | 131.407300000 | HTG |
| USD | = | 333.400000000 | 333.790000000 | 334.180000000 | HUF |
| USD | = | 16639.930000000 | 16668.965000000 | 16698.000000000 | IDR |
| USD | = | 3.273600000 | 3.282350000 | 3.291100000 | ILS |
| USD | = | 89.580000000 | 89.595000000 | 89.610000000 | INR |
| USD | = | 1309.520000000 | 1310.020000000 | 1310.520000000 | IQD |
| USD | = | 42000.000000000 | 42050.000000000 | 42100.000000000 | IRR |
| USD | = | 127.610000000 | 127.745000000 | 127.880000000 | ISK |
| USD | = | 159.910000000 | 160.810000000 | 161.710000000 | JMD |
| USD | = | 0.708000000 | 0.709000000 | 0.710000000 | JOD |
| USD | = | 156.447000000 | 156.690000000 | 156.933000000 | JPY |
| USD | = | 129.300000000 | 129.450000000 | 129.600000000 | KES |
| USD | = | 87.450000000 | 87.477150000 | 87.504300000 | KGS |
| USD | = | 4000.000000000 | 4005.000000000 | 4010.000000000 | KHR |
| USD | = | 426.560000000 | 427.560000000 | 428.560000000 | KMF |
| USD | = | 1462.222150000 | 1466.066075000 | 1469.910000000 | KRW |
| USD | = | 0.307370000 | 0.307420000 | 0.307470000 | KWD |
| USD | = | 0.827500000 | 0.831250000 | 0.835000000 | KYD |
| USD | = | 520.110000000 | 520.620000000 | 521.130000000 | KZT |
| USD | = | 21598.000000000 | 21713.000000000 | 21828.000000000 | LAK |
| USD | = | 89500.000000000 | 89550.000000000 | 89600.000000000 | LBP |
| USD | = | 307.750000000 | 307.800000000 | 307.850000000 | LKR |
| USD | = | 178.000000000 | 179.000000000 | 180.000000000 | LRD |
| USD | = | 17.342400000 | 17.361300000 | 17.380200000 | LSL |
| USD | = | 2.853600000 | 2.853900000 | 2.854200000 | LTL |
| USD | = | 0.507800000 | 0.508250000 | 0.508700000 | LVL |
| USD | = | 5.459900000 | 5.473750000 | 5.487600000 | LYD |
| USD | = | 9.272700000 | 9.281500000 | 9.290300000 | MAD |
| USD | = | 17.010000000 | 17.060000000 | 17.110000000 | MDL |
| USD | = | 4416.520000000 | 4431.020000000 | 4445.520000000 | MGA |
| USD | = | 53.260000000 | 53.460000000 | 53.660000000 | MKD |
| USD | = | 3644.000000000 | 3644.000000000 | 3644.000000000 | MMK |
| USD | = | 3564.000000000 | 3567.000000000 | 3570.000000000 | MNT |
| USD | = | 8.017000000 | 8.022000000 | 8.027000000 | MOP |
| USD | = | 39.680100000 | 39.860100000 | 40.040100000 | MRU |
| USD | = | 46.050000000 | 46.200000000 | 46.350000000 | MUR |
| USD | = | 15.420000000 | 15.460000000 | 15.500000000 | MVR |
| USD | = | 1717.030000000 | 1733.680000000 | 1750.330000000 | MWK |
| USD | = | 18.392597000 | 18.477462000 | 18.562326000 | MXN |
| USD | = | 4.147000000 | 4.150000000 | 4.153000000 | MYR |
| USD | = | 63.270000000 | 63.905000000 | 64.540000000 | MZN |
| USD | = | 17.377400000 | 17.378850000 | 17.380300000 | NAD |
| USD | = | 1451.330000000 | 1453.330000000 | 1455.330000000 | NGN |
| USD | = | 36.600000000 | 36.800000000 | 37.000000000 | NIO |
| USD | = | 10.237053000 | 10.245347000 | 10.253642000 | NOK |
| USD | = | 143.170000000 | 143.175000000 | 143.180000000 | NPR |
| USD | = | 1.779505084 | 1.781959442 | 1.784423764 | NZD |
| USD | = | 0.384980000 | 0.385000000 | 0.385020000 | OMR |
| USD | = | 1.000000000 | 1.000000000 | 1.000000000 | PAB |
| USD | = | 3.385000000 | 3.387000000 | 3.389000000 | PEN |
| USD | = | 4.228329809 | 4.296455424 | 4.366812227 | PGK |
| USD | = | 58.639486000 | 58.748243000 | 58.857000000 | PHP |
| USD | = | 280.650000000 | 282.575000000 | 284.500000000 | PKR |
| USD | = | 3.679300000 | 3.683050000 | 3.686800000 | PLN |
| USD | = | 6995.160000000 | 6996.215000000 | 6997.270000000 | PYG |
| USD | = | 3.643500000 | 3.644250000 | 3.645000000 | QAR |
| USD | = | 4.420800000 | 4.421800000 | 4.422800000 | RON |
| USD | = | 101.840000000 | 101.885000000 | 101.930000000 | RSD |
| USD | = | 79.095500000 | 79.100000000 | 79.104500000 | RUB |
| USD | = | 1445.930000000 | 1454.430000000 | 1462.930000000 | RWF |
| USD | = | 3.750300000 | 3.750400000 | 3.750500000 | SAR |
| USD | = | 7.923930269 | 8.149959250 | 8.389261744 | SBD |
| USD | = | 14.586600000 | 14.961750000 | 15.336900000 | SCR |
| USD | = | 200.020000000 | 200.520000000 | 201.020000000 | SDD |
| USD | = | 598.450200000 | 600.120700000 | 601.791200000 | SDG |
| USD | = | 9.524714000 | 9.545440000 | 9.566166000 | SEK |
| USD | = | 1.304865000 | 1.307288000 | 1.309711000 | SGD |
| USD | = | 0.765286599 | 0.765374459 | 0.765462339 | SHP |
| USD | = | 22.700000000 | 22.900000000 | 23.100000000 | SLE |
| USD | = | 22683.000000000 | 22795.500000000 | 22908.000000000 | SLL |
| USD | = | 567.000000000 | 570.500000000 | 574.000000000 | SOS |
| USD | = | 38.208000000 | 38.461000000 | 38.714000000 | SRD |
| USD | = | 4502.440300000 | 4567.440300000 | 4632.440300000 | SSP |
| USD | = | 21.290200000 | 21.508200000 | 21.726200000 | STN |
| USD | = | 8.749500000 | 8.754500000 | 8.759500000 | SVC |
| USD | = | 11055.000000000 | 11060.000000000 | 11065.000000000 | SYP |
| USD | = | 17.342400000 | 17.361300000 | 17.380200000 | SZL |
| USD | = | 32.300280000 | 32.380140000 | 32.460000000 | THB |
| USD | = | 9.220000000 | 9.265000000 | 9.310000000 | TJS |
| USD | = | 3.494500000 | 3.499500000 | 3.504500000 | TMT |
| USD | = | 2.947500000 | 2.951000000 | 2.954500000 | TND |
| USD | = | 2.353494939 | 2.416042522 | 2.482005460 | TOP |
| USD | = | 42.438400000 | 42.443400000 | 42.448400000 | TRY |
| USD | = | 6.768300000 | 6.797150000 | 6.826000000 | TTD |
| USD | = | 31.182305000 | 31.275652500 | 31.369000000 | TWD |
| USD | = | 2430.000000000 | 2450.000000000 | 2470.000000000 | TZS |
| USD | = | 42.236100000 | 42.247800000 | 42.259500000 | UAH |
| USD | = | 3630.000000000 | 3635.000000000 | 3640.000000000 | UGX |
| USD | = | 1.000000000 | 1.000000000 | 1.000000000 | USD |
| USD | = | 39.750000000 | 39.770000000 | 39.790000000 | UYU |
| USD | = | 11909.670000000 | 11914.670000000 | 11919.670000000 | UZS |
| USD | = | 242.502724000 | 242.806612000 | 243.110500000 | VES |
| USD | = | 26349.000000000 | 26353.000000000 | 26357.000000000 | VND |
| USD | = | 119.700000000 | 122.250000000 | 124.800000000 | VUV |
| USD | = | 2.721088435 | 2.805049088 | 2.894356005 | WST |
| USD | = | 569.540000000 | 573.300000000 | 577.060000000 | XAF |
| USD | = | 2.690000000 | 2.705000000 | 2.720000000 | XCD |
| USD | = | 566.000000000 | 569.500000000 | 573.000000000 | XOF |
| USD | = | 103.390000000 | 103.845000000 | 104.300000000 | XPF |
| USD | = | 238.170000000 | 238.420000000 | 238.670000000 | YER |
| USD | = | 17.364700000 | 17.371200000 | 17.377700000 | ZAR |
| USD | = | 5185.000000000 | 5195.000000000 | 5205.000000000 | ZMK |
| USD | = | 23.120000000 | 23.145000000 | 23.170000000 | ZMW |
| USD | = | 378.000000000 | 379.500000000 | 381.000000000 | ZWD |
| USD | = | 28720.000000000 | 30670.000000000 | 32620.000000000 | ZWL |
Note:
Rates shown are for reference purposes only, and actual exchange rate used for the currency conversion to the cardmember billing currency may vary from the above rates due to rounding differences and other circumstances.
Calculate the cross rate to know the exchange rate other than USD.