Base rate
The base rate is determined based on the exchange rate of the date when payment to the merchant for a cardmember transaction is processed. This date may differ from the date the transaction is made and the date funds are debited from the cardmember bank account.
The excharge rate below is used when converting to USD.
Base rate for 11/21/2025
| Buy | Mid | Sell | |||
| USD | = | 3.672700000 | 3.672950000 | 3.673200000 | AED |
| USD | = | 66.280000000 | 66.380000000 | 66.480000000 | AFN |
| USD | = | 83.360000000 | 83.675000000 | 83.990000000 | ALL |
| USD | = | 381.050000000 | 382.050000000 | 383.050000000 | AMD |
| USD | = | 1.784500000 | 1.802250000 | 1.820000000 | ANG |
| USD | = | 912.085000000 | 921.296000000 | 930.507000000 | AOA |
| USD | = | 1424.000000000 | 1424.500000000 | 1425.000000000 | ARS |
| USD | = | 1.549541955 | 1.550652049 | 1.551761326 | AUD |
| USD | = | 1.780000000 | 1.810000000 | 1.840000000 | AWG |
| USD | = | 1.695000000 | 1.700000000 | 1.705000000 | AZN |
| USD | = | 1.695500000 | 1.699950000 | 1.704400000 | BAM |
| USD | = | 1.998100000 | 2.014100000 | 2.030100000 | BBD |
| USD | = | 122.550000000 | 122.600000000 | 122.650000000 | BDT |
| USD | = | 1.695400000 | 1.695650000 | 1.695900000 | BGN |
| USD | = | 0.376990000 | 0.377005000 | 0.377020000 | BHD |
| USD | = | 2940.520000000 | 2952.520000000 | 2964.520000000 | BIF |
| USD | = | 1.000000000 | 1.000000000 | 1.000000000 | BMD |
| USD | = | 1.307000000 | 1.307400000 | 1.307800000 | BND |
| USD | = | 6.860000000 | 6.935000000 | 7.010000000 | BOB |
| USD | = | 5.332800000 | 5.333300000 | 5.333800000 | BRL |
| USD | = | 1.000000000 | 1.000000000 | 1.000000000 | BSD |
| USD | = | 88.724000000 | 88.731500000 | 88.739000000 | BTN |
| USD | = | 12.406947890 | 13.342228152 | 14.430014430 | BWP |
| USD | = | 3.410100000 | 3.416100000 | 3.422100000 | BYN |
| USD | = | 2.000200000 | 2.011200000 | 2.022200000 | BZD |
| USD | = | 1.407385000 | 1.409033000 | 1.410681000 | CAD |
| USD | = | 2208.000000000 | 2279.000000000 | 2350.000000000 | CDF |
| USD | = | 0.804748000 | 0.805471000 | 0.806194000 | CHF |
| USD | = | 928.360000000 | 929.290000000 | 930.220000000 | CLP |
| USD | = | 7.080420000 | 7.098610000 | 7.116800000 | CNY |
| USD | = | 3759.290000000 | 3763.915000000 | 3768.540000000 | COP |
| USD | = | 496.000000000 | 500.500000000 | 505.000000000 | CRC |
| USD | = | 24.000000000 | 24.000000000 | 24.000000000 | CUP |
| USD | = | 95.590000000 | 96.030000000 | 96.470000000 | CVE |
| USD | = | 20.965000000 | 20.975000000 | 20.985000000 | CZK |
| USD | = | 177.600000000 | 178.075000000 | 178.550000000 | DJF |
| USD | = | 6.444484000 | 6.475458000 | 6.506431000 | DKK |
| USD | = | 62.770000000 | 62.960000000 | 63.150000000 | DOP |
| USD | = | 130.015000000 | 130.665000000 | 131.315000000 | DZD |
| USD | = | 11.697100000 | 11.702350000 | 11.707600000 | EEK |
| USD | = | 47.350000000 | 47.400000000 | 47.450000000 | EGP |
| USD | = | 15.000000000 | 15.075000000 | 15.150000000 | ERN |
| USD | = | 154.287900000 | 154.787900000 | 155.287900000 | ETB |
| USD | = | 0.866721616 | 0.866974847 | 0.867228225 | EUR |
| USD | = | 2.265005662 | 2.293841036 | 2.323420074 | FJD |
| USD | = | 0.765169485 | 0.765228037 | 0.765286599 | FKP |
| USD | = | 0.764249625 | 0.764333741 | 0.764418461 | GBP |
| USD | = | 2.676000000 | 2.705000000 | 2.734000000 | GEL |
| USD | = | 11.040000000 | 11.065000000 | 11.090000000 | GHS |
| USD | = | 0.765169485 | 0.765228037 | 0.765286599 | GIP |
| USD | = | 73.700000000 | 74.100000000 | 74.500000000 | GMD |
| USD | = | 8671.000000000 | 8685.500000000 | 8700.000000000 | GNF |
| USD | = | 7.653000000 | 7.663000000 | 7.673000000 | GTQ |
| USD | = | 207.980000000 | 209.215000000 | 210.450000000 | GYD |
| USD | = | 7.771253000 | 7.782892000 | 7.794532000 | HKD |
| USD | = | 26.233900000 | 26.316950000 | 26.400000000 | HNL |
| USD | = | 7.038500000 | 7.042150000 | 7.045800000 | HRK |
| USD | = | 130.291500000 | 130.774350000 | 131.257200000 | HTG |
| USD | = | 331.240000000 | 331.480000000 | 331.720000000 | HUF |
| USD | = | 16674.825000000 | 16704.912500000 | 16735.000000000 | IDR |
| USD | = | 3.276200000 | 3.284050000 | 3.291900000 | ILS |
| USD | = | 88.664000000 | 88.692000000 | 88.720000000 | INR |
| USD | = | 1309.500000000 | 1310.000000000 | 1310.500000000 | IQD |
| USD | = | 42000.000000000 | 42050.000000000 | 42100.000000000 | IRR |
| USD | = | 127.310000000 | 127.450000000 | 127.590000000 | ISK |
| USD | = | 159.910000000 | 160.810000000 | 161.710000000 | JMD |
| USD | = | 0.708000000 | 0.709000000 | 0.710000000 | JOD |
| USD | = | 157.147900000 | 157.390000000 | 157.632100000 | JPY |
| USD | = | 129.550000000 | 129.650000000 | 129.750000000 | KES |
| USD | = | 87.450000000 | 87.477150000 | 87.504300000 | KGS |
| USD | = | 4000.000000000 | 4005.000000000 | 4010.000000000 | KHR |
| USD | = | 426.560000000 | 427.560000000 | 428.560000000 | KMF |
| USD | = | 1466.878750000 | 1470.664375000 | 1474.450000000 | KRW |
| USD | = | 0.307250000 | 0.307300000 | 0.307350000 | KWD |
| USD | = | 0.827500000 | 0.831250000 | 0.835000000 | KYD |
| USD | = | 518.290000000 | 518.800000000 | 519.310000000 | KZT |
| USD | = | 21598.000000000 | 21713.000000000 | 21828.000000000 | LAK |
| USD | = | 89500.000000000 | 89600.000000000 | 89700.000000000 | LBP |
| USD | = | 308.000000000 | 308.150000000 | 308.300000000 | LKR |
| USD | = | 178.000000000 | 179.000000000 | 180.000000000 | LRD |
| USD | = | 17.226200000 | 17.227700000 | 17.229200000 | LSL |
| USD | = | 2.853600000 | 2.853900000 | 2.854200000 | LTL |
| USD | = | 0.507800000 | 0.508250000 | 0.508700000 | LVL |
| USD | = | 5.459900000 | 5.473750000 | 5.487600000 | LYD |
| USD | = | 9.277200000 | 9.280100000 | 9.283000000 | MAD |
| USD | = | 17.010000000 | 17.060000000 | 17.110000000 | MDL |
| USD | = | 4447.720000000 | 4504.075000000 | 4560.430000000 | MGA |
| USD | = | 53.260000000 | 53.460000000 | 53.660000000 | MKD |
| USD | = | 3644.000000000 | 3644.000000000 | 3644.000000000 | MMK |
| USD | = | 3564.000000000 | 3567.000000000 | 3570.000000000 | MNT |
| USD | = | 8.017000000 | 8.022000000 | 8.027000000 | MOP |
| USD | = | 39.680100000 | 39.860100000 | 40.040100000 | MRU |
| USD | = | 46.070000000 | 46.220000000 | 46.370000000 | MUR |
| USD | = | 15.420000000 | 15.460000000 | 15.500000000 | MVR |
| USD | = | 1717.030000000 | 1733.680000000 | 1750.330000000 | MWK |
| USD | = | 18.299311000 | 18.385717000 | 18.472123000 | MXN |
| USD | = | 4.155000000 | 4.157500000 | 4.160000000 | MYR |
| USD | = | 63.270000000 | 63.905000000 | 64.540000000 | MZN |
| USD | = | 17.204600000 | 17.225100000 | 17.245600000 | NAD |
| USD | = | 1452.130000000 | 1453.755000000 | 1455.380000000 | NGN |
| USD | = | 36.600000000 | 36.800000000 | 37.000000000 | NIO |
| USD | = | 10.180190000 | 10.199000000 | 10.217811000 | NOK |
| USD | = | 141.930000000 | 141.935000000 | 141.940000000 | NPR |
| USD | = | 1.786355459 | 1.788799965 | 1.791254379 | NZD |
| USD | = | 0.384980000 | 0.385000000 | 0.385020000 | OMR |
| USD | = | 1.000000000 | 1.000000000 | 1.000000000 | PAB |
| USD | = | 3.378000000 | 3.380050000 | 3.382100000 | PEN |
| USD | = | 4.079967360 | 4.226542688 | 4.384042086 | PGK |
| USD | = | 58.879006000 | 58.983003000 | 59.087000000 | PHP |
| USD | = | 280.650000000 | 282.575000000 | 284.500000000 | PKR |
| USD | = | 3.670000000 | 3.671350000 | 3.672700000 | PLN |
| USD | = | 7014.880000000 | 7015.250000000 | 7015.620000000 | PYG |
| USD | = | 3.644700000 | 3.645000000 | 3.645300000 | QAR |
| USD | = | 4.408900000 | 4.411500000 | 4.414100000 | RON |
| USD | = | 101.560000000 | 101.710000000 | 101.860000000 | RSD |
| USD | = | 80.045500000 | 80.050000000 | 80.054500000 | RUB |
| USD | = | 1445.930000000 | 1454.430000000 | 1462.930000000 | RWF |
| USD | = | 3.750300000 | 3.750400000 | 3.750500000 | SAR |
| USD | = | 7.923930269 | 8.149959250 | 8.389261744 | SBD |
| USD | = | 14.586600000 | 14.961750000 | 15.336900000 | SCR |
| USD | = | 200.020000000 | 200.520000000 | 201.020000000 | SDD |
| USD | = | 598.450200000 | 600.120700000 | 601.791200000 | SDG |
| USD | = | 9.519766000 | 9.537896000 | 9.556026000 | SEK |
| USD | = | 1.304789000 | 1.307271000 | 1.309754000 | SGD |
| USD | = | 0.766048720 | 0.766136755 | 0.766224810 | SHP |
| USD | = | 22.700000000 | 22.900000000 | 23.100000000 | SLE |
| USD | = | 22683.000000000 | 22795.500000000 | 22908.000000000 | SLL |
| USD | = | 567.000000000 | 570.500000000 | 574.000000000 | SOS |
| USD | = | 38.208000000 | 38.461000000 | 38.714000000 | SRD |
| USD | = | 4502.440300000 | 4567.440300000 | 4632.440300000 | SSP |
| USD | = | 21.240200000 | 21.458150000 | 21.676100000 | STN |
| USD | = | 8.749800000 | 8.754800000 | 8.759800000 | SVC |
| USD | = | 11055.000000000 | 11060.000000000 | 11065.000000000 | SYP |
| USD | = | 17.173900000 | 17.218450000 | 17.263000000 | SZL |
| USD | = | 32.310240000 | 32.395120000 | 32.480000000 | THB |
| USD | = | 9.220000000 | 9.270000000 | 9.320000000 | TJS |
| USD | = | 3.494500000 | 3.499500000 | 3.504500000 | TMT |
| USD | = | 2.948700000 | 2.957650000 | 2.966600000 | TND |
| USD | = | 2.354603249 | 2.417210539 | 2.483238142 | TOP |
| USD | = | 42.435700000 | 42.442900000 | 42.450100000 | TRY |
| USD | = | 6.762900000 | 6.794450000 | 6.826000000 | TTD |
| USD | = | 31.195240000 | 31.288620000 | 31.382000000 | TWD |
| USD | = | 2400.000000000 | 2430.000000000 | 2460.000000000 | TZS |
| USD | = | 42.217800000 | 42.221400000 | 42.225000000 | UAH |
| USD | = | 3635.000000000 | 3640.000000000 | 3645.000000000 | UGX |
| USD | = | 1.000000000 | 1.000000000 | 1.000000000 | USD |
| USD | = | 39.750000000 | 39.770000000 | 39.790000000 | UYU |
| USD | = | 11909.670000000 | 11914.670000000 | 11919.670000000 | UZS |
| USD | = | 240.974055000 | 241.276027000 | 241.578000000 | VES |
| USD | = | 26366.000000000 | 26376.000000000 | 26386.000000000 | VND |
| USD | = | 119.700000000 | 122.250000000 | 124.800000000 | VUV |
| USD | = | 2.724795640 | 2.808988764 | 2.898550724 | WST |
| USD | = | 568.670000000 | 576.435000000 | 584.200000000 | XAF |
| USD | = | 2.690000000 | 2.705000000 | 2.720000000 | XCD |
| USD | = | 566.000000000 | 569.500000000 | 573.000000000 | XOF |
| USD | = | 103.150000000 | 103.605000000 | 104.060000000 | XPF |
| USD | = | 238.190000000 | 238.440000000 | 238.690000000 | YER |
| USD | = | 17.214600000 | 17.227650000 | 17.240700000 | ZAR |
| USD | = | 5185.000000000 | 5195.000000000 | 5205.000000000 | ZMK |
| USD | = | 22.960000000 | 22.985000000 | 23.010000000 | ZMW |
| USD | = | 378.000000000 | 379.500000000 | 381.000000000 | ZWD |
| USD | = | 28720.000000000 | 30670.000000000 | 32620.000000000 | ZWL |
Note:
Rates shown are for reference purposes only, and actual exchange rate used for the currency conversion to the cardmember billing currency may vary from the above rates due to rounding differences and other circumstances.
Calculate the cross rate to know the exchange rate other than USD.