Base rate
The base rate is determined based on the exchange rate of the date when payment to the merchant for a cardmember transaction is processed. This date may differ from the date the transaction is made and the date funds are debited from the cardmember bank account.
The excharge rate below is used when converting to USD.
Base rate for 11/20/2025
| Buy | Mid | Sell | |||
| USD | = | 3.672000000 | 3.672500000 | 3.673000000 | AED |
| USD | = | 66.290000000 | 66.390000000 | 66.490000000 | AFN |
| USD | = | 83.360000000 | 83.670000000 | 83.980000000 | ALL |
| USD | = | 380.470000000 | 381.470000000 | 382.470000000 | AMD |
| USD | = | 1.784500000 | 1.802250000 | 1.820000000 | ANG |
| USD | = | 912.085000000 | 921.292500000 | 930.500000000 | AOA |
| USD | = | 1406.000000000 | 1407.000000000 | 1408.000000000 | ARS |
| USD | = | 1.539650622 | 1.540760827 | 1.541872635 | AUD |
| USD | = | 1.780000000 | 1.810000000 | 1.840000000 | AWG |
| USD | = | 1.695000000 | 1.700000000 | 1.705000000 | AZN |
| USD | = | 1.694800000 | 1.699250000 | 1.703700000 | BAM |
| USD | = | 1.998100000 | 2.014100000 | 2.030100000 | BBD |
| USD | = | 121.800000000 | 122.300000000 | 122.800000000 | BDT |
| USD | = | 1.694700000 | 1.694950000 | 1.695200000 | BGN |
| USD | = | 0.377000000 | 0.377010000 | 0.377020000 | BHD |
| USD | = | 2940.320000000 | 2952.320000000 | 2964.320000000 | BIF |
| USD | = | 1.000000000 | 1.000000000 | 1.000000000 | BMD |
| USD | = | 1.305700000 | 1.306100000 | 1.306500000 | BND |
| USD | = | 6.850000000 | 6.925000000 | 7.000000000 | BOB |
| USD | = | 5.330400000 | 5.330800000 | 5.331200000 | BRL |
| USD | = | 1.000000000 | 1.000000000 | 1.000000000 | BSD |
| USD | = | 88.544000000 | 88.551500000 | 88.559000000 | BTN |
| USD | = | 14.064697609 | 14.194464158 | 14.326647564 | BWP |
| USD | = | 3.408100000 | 3.414100000 | 3.420100000 | BYN |
| USD | = | 2.000200000 | 2.011200000 | 2.022200000 | BZD |
| USD | = | 1.402437000 | 1.404110000 | 1.405783000 | CAD |
| USD | = | 2208.000000000 | 2279.000000000 | 2350.000000000 | CDF |
| USD | = | 0.804573000 | 0.805296000 | 0.806019000 | CHF |
| USD | = | 932.720000000 | 932.905000000 | 933.090000000 | CLP |
| USD | = | 7.075047000 | 7.093773500 | 7.112500000 | CNY |
| USD | = | 3717.490000000 | 3719.990000000 | 3722.490000000 | COP |
| USD | = | 495.230000000 | 500.115000000 | 505.000000000 | CRC |
| USD | = | 24.000000000 | 24.000000000 | 24.000000000 | CUP |
| USD | = | 95.550000000 | 95.990000000 | 96.430000000 | CVE |
| USD | = | 20.937000000 | 20.947000000 | 20.957000000 | CZK |
| USD | = | 177.600000000 | 178.075000000 | 178.550000000 | DJF |
| USD | = | 6.440998000 | 6.471848000 | 6.502698000 | DKK |
| USD | = | 63.210000000 | 63.405000000 | 63.600000000 | DOP |
| USD | = | 129.956000000 | 130.606000000 | 131.256000000 | DZD |
| USD | = | 11.697100000 | 11.702350000 | 11.707600000 | EEK |
| USD | = | 47.340000000 | 47.390000000 | 47.440000000 | EGP |
| USD | = | 15.000000000 | 15.075000000 | 15.150000000 | ERN |
| USD | = | 153.910600000 | 154.410600000 | 154.910600000 | ETB |
| USD | = | 0.866294391 | 0.866545119 | 0.866795992 | EUR |
| USD | = | 2.258866049 | 2.287544321 | 2.316960148 | FJD |
| USD | = | 0.765110941 | 0.765228037 | 0.765345170 | FKP |
| USD | = | 0.765598299 | 0.765680954 | 0.765763627 | GBP |
| USD | = | 2.677000000 | 2.706000000 | 2.735000000 | GEL |
| USD | = | 11.020000000 | 11.045000000 | 11.070000000 | GHS |
| USD | = | 0.765110941 | 0.765228037 | 0.765345170 | GIP |
| USD | = | 73.700000000 | 74.100000000 | 74.500000000 | GMD |
| USD | = | 8671.000000000 | 8685.500000000 | 8700.000000000 | GNF |
| USD | = | 7.650000000 | 7.660000000 | 7.670000000 | GTQ |
| USD | = | 207.980000000 | 209.215000000 | 210.450000000 | GYD |
| USD | = | 7.767291000 | 7.786712000 | 7.806133000 | HKD |
| USD | = | 26.229400000 | 26.314700000 | 26.400000000 | HNL |
| USD | = | 7.038500000 | 7.042150000 | 7.045800000 | HRK |
| USD | = | 130.550000000 | 130.850000000 | 131.150000000 | HTG |
| USD | = | 330.730000000 | 330.930000000 | 331.130000000 | HUF |
| USD | = | 16639.930000000 | 16667.465000000 | 16695.000000000 | IDR |
| USD | = | 3.253800000 | 3.261900000 | 3.270000000 | ILS |
| USD | = | 88.458000000 | 88.487500000 | 88.517000000 | INR |
| USD | = | 1309.520000000 | 1310.020000000 | 1310.520000000 | IQD |
| USD | = | 42000.000000000 | 42050.000000000 | 42100.000000000 | IRR |
| USD | = | 127.070000000 | 127.215000000 | 127.360000000 | ISK |
| USD | = | 159.710000000 | 160.610000000 | 161.510000000 | JMD |
| USD | = | 0.708000000 | 0.709000000 | 0.710000000 | JOD |
| USD | = | 156.749500000 | 156.991000000 | 157.232500000 | JPY |
| USD | = | 129.900000000 | 130.150000000 | 130.400000000 | KES |
| USD | = | 87.448800000 | 87.475950000 | 87.503100000 | KGS |
| USD | = | 3998.000000000 | 4003.000000000 | 4008.000000000 | KHR |
| USD | = | 424.740000000 | 425.740000000 | 426.740000000 | KMF |
| USD | = | 1459.824200000 | 1463.562100000 | 1467.300000000 | KRW |
| USD | = | 0.307360000 | 0.307425000 | 0.307490000 | KWD |
| USD | = | 0.827500000 | 0.831250000 | 0.835000000 | KYD |
| USD | = | 518.160000000 | 518.665000000 | 519.170000000 | KZT |
| USD | = | 21592.000000000 | 21707.000000000 | 21822.000000000 | LAK |
| USD | = | 89500.000000000 | 89600.000000000 | 89700.000000000 | LBP |
| USD | = | 308.000000000 | 308.250000000 | 308.500000000 | LKR |
| USD | = | 179.000000000 | 179.500000000 | 180.000000000 | LRD |
| USD | = | 17.194700000 | 17.196200000 | 17.197700000 | LSL |
| USD | = | 2.853600000 | 2.853900000 | 2.854200000 | LTL |
| USD | = | 0.507800000 | 0.508250000 | 0.508700000 | LVL |
| USD | = | 5.441300000 | 5.455150000 | 5.469000000 | LYD |
| USD | = | 9.269600000 | 9.272650000 | 9.275700000 | MAD |
| USD | = | 16.750000000 | 16.800000000 | 16.850000000 | MDL |
| USD | = | 4445.600000000 | 4501.925000000 | 4558.250000000 | MGA |
| USD | = | 53.070000000 | 53.265000000 | 53.460000000 | MKD |
| USD | = | 3644.000000000 | 3644.000000000 | 3644.000000000 | MMK |
| USD | = | 3568.000000000 | 3571.000000000 | 3574.000000000 | MNT |
| USD | = | 8.021000000 | 8.026000000 | 8.031000000 | MOP |
| USD | = | 39.640000000 | 39.700000000 | 39.760000000 | MRU |
| USD | = | 45.770000000 | 45.920000000 | 46.070000000 | MUR |
| USD | = | 15.420000000 | 15.460000000 | 15.500000000 | MVR |
| USD | = | 1717.030000000 | 1733.680000000 | 1750.330000000 | MWK |
| USD | = | 18.247838000 | 18.333426000 | 18.419014000 | MXN |
| USD | = | 4.148000000 | 4.150500000 | 4.153000000 | MYR |
| USD | = | 63.270000000 | 63.905000000 | 64.540000000 | MZN |
| USD | = | 17.194700000 | 17.196200000 | 17.197700000 | NAD |
| USD | = | 1449.270000000 | 1450.270000000 | 1451.270000000 | NGN |
| USD | = | 36.600000000 | 36.800000000 | 37.000000000 | NIO |
| USD | = | 10.168896000 | 10.173354000 | 10.177811000 | NOK |
| USD | = | 141.740000000 | 141.750000000 | 141.760000000 | NPR |
| USD | = | 1.778612539 | 1.781070779 | 1.783532643 | NZD |
| USD | = | 0.384980000 | 0.385000000 | 0.385020000 | OMR |
| USD | = | 1.000000000 | 1.000000000 | 1.000000000 | PAB |
| USD | = | 3.377500000 | 3.380000000 | 3.382500000 | PEN |
| USD | = | 4.079967360 | 4.226542688 | 4.384042086 | PGK |
| USD | = | 58.780204000 | 58.886602000 | 58.993000000 | PHP |
| USD | = | 280.650000000 | 282.575000000 | 284.500000000 | PKR |
| USD | = | 3.663600000 | 3.664950000 | 3.666300000 | PLN |
| USD | = | 7019.050000000 | 7019.410000000 | 7019.770000000 | PYG |
| USD | = | 3.644700000 | 3.645000000 | 3.645300000 | QAR |
| USD | = | 4.406500000 | 4.409050000 | 4.411600000 | RON |
| USD | = | 101.490000000 | 101.640000000 | 101.790000000 | RSD |
| USD | = | 80.545500000 | 80.550000000 | 80.554500000 | RUB |
| USD | = | 1445.900000000 | 1454.400000000 | 1462.900000000 | RWF |
| USD | = | 3.750200000 | 3.750300000 | 3.750400000 | SAR |
| USD | = | 8.116883116 | 8.250825082 | 8.389261744 | SBD |
| USD | = | 14.509200000 | 14.509400000 | 14.509600000 | SCR |
| USD | = | 200.020000000 | 200.520000000 | 201.020000000 | SDD |
| USD | = | 598.400200000 | 600.070700000 | 601.741200000 | SDG |
| USD | = | 9.522547000 | 9.538852000 | 9.555157000 | SEK |
| USD | = | 1.303506000 | 1.305969000 | 1.308433000 | SGD |
| USD | = | 0.766812361 | 0.766900571 | 0.766988801 | SHP |
| USD | = | 22.700000000 | 22.900000000 | 23.100000000 | SLE |
| USD | = | 22683.000000000 | 22795.500000000 | 22908.000000000 | SLL |
| USD | = | 567.000000000 | 570.500000000 | 574.000000000 | SOS |
| USD | = | 38.273000000 | 38.526000000 | 38.779000000 | SRD |
| USD | = | 4493.599600000 | 4558.599600000 | 4623.599600000 | SSP |
| USD | = | 21.231000000 | 21.449050000 | 21.667100000 | STN |
| USD | = | 8.749500000 | 8.754500000 | 8.759500000 | SVC |
| USD | = | 11057.000000000 | 11062.000000000 | 11067.000000000 | SYP |
| USD | = | 17.159200000 | 17.191400000 | 17.223600000 | SZL |
| USD | = | 32.280360000 | 32.375180000 | 32.470000000 | THB |
| USD | = | 9.140000000 | 9.230000000 | 9.320000000 | TJS |
| USD | = | 3.494500000 | 3.499500000 | 3.504500000 | TMT |
| USD | = | 2.947700000 | 2.956750000 | 2.965800000 | TND |
| USD | = | 2.354048964 | 2.416626389 | 2.482621648 | TOP |
| USD | = | 42.311000000 | 42.347650000 | 42.384300000 | TRY |
| USD | = | 6.745700000 | 6.785850000 | 6.826000000 | TTD |
| USD | = | 31.027085000 | 31.120042500 | 31.213000000 | TWD |
| USD | = | 2400.000000000 | 2420.000000000 | 2440.000000000 | TZS |
| USD | = | 42.088400000 | 42.091700000 | 42.095000000 | UAH |
| USD | = | 3635.000000000 | 3640.000000000 | 3645.000000000 | UGX |
| USD | = | 1.000000000 | 1.000000000 | 1.000000000 | USD |
| USD | = | 39.820000000 | 39.835000000 | 39.850000000 | UYU |
| USD | = | 11905.930000000 | 11910.930000000 | 11915.930000000 | UZS |
| USD | = | 239.720098000 | 240.020499000 | 240.320900000 | VES |
| USD | = | 26376.000000000 | 26377.000000000 | 26378.000000000 | VND |
| USD | = | 121.100000000 | 121.400000000 | 121.700000000 | VUV |
| USD | = | 2.721829069 | 2.805836139 | 2.895193977 | WST |
| USD | = | 568.370000000 | 576.285000000 | 584.200000000 | XAF |
| USD | = | 2.690000000 | 2.705000000 | 2.720000000 | XCD |
| USD | = | 561.500000000 | 565.000000000 | 568.500000000 | XOF |
| USD | = | 103.100000000 | 103.560000000 | 104.020000000 | XPF |
| USD | = | 238.220000000 | 238.470000000 | 238.720000000 | YER |
| USD | = | 17.183000000 | 17.192650000 | 17.202300000 | ZAR |
| USD | = | 5185.000000000 | 5195.000000000 | 5205.000000000 | ZMK |
| USD | = | 22.700000000 | 22.725000000 | 22.750000000 | ZMW |
| USD | = | 378.000000000 | 379.500000000 | 381.000000000 | ZWD |
| USD | = | 28720.000000000 | 30670.000000000 | 32620.000000000 | ZWL |
Note:
Rates shown are for reference purposes only, and actual exchange rate used for the currency conversion to the cardmember billing currency may vary from the above rates due to rounding differences and other circumstances.
Calculate the cross rate to know the exchange rate other than USD.