Base rate
The base rate is determined based on the exchange rate of the date when payment to the merchant for a cardmember transaction is processed. This date may differ from the date the transaction is made and the date funds are debited from the cardmember bank account.
The excharge rate below is used when converting to USD.
Base rate for 11/19/2025
| Buy | Mid | Sell | |||
| USD | = | 3.672100000 | 3.672600000 | 3.673100000 | AED |
| USD | = | 66.240000000 | 66.380000000 | 66.520000000 | AFN |
| USD | = | 83.150000000 | 83.455000000 | 83.760000000 | ALL |
| USD | = | 382.000000000 | 383.500000000 | 385.000000000 | AMD |
| USD | = | 1.784500000 | 1.802250000 | 1.820000000 | ANG |
| USD | = | 912.000000000 | 917.000000000 | 922.000000000 | AOA |
| USD | = | 1397.000000000 | 1400.500000000 | 1404.000000000 | ARS |
| USD | = | 1.535357753 | 1.536454692 | 1.537555563 | AUD |
| USD | = | 1.780000000 | 1.810000000 | 1.840000000 | AWG |
| USD | = | 1.695000000 | 1.700000000 | 1.705000000 | AZN |
| USD | = | 1.688700000 | 1.693150000 | 1.697600000 | BAM |
| USD | = | 1.997000000 | 2.003600000 | 2.010200000 | BBD |
| USD | = | 121.800000000 | 122.300000000 | 122.800000000 | BDT |
| USD | = | 1.688700000 | 1.688950000 | 1.689200000 | BGN |
| USD | = | 0.377000000 | 0.377010000 | 0.377020000 | BHD |
| USD | = | 2937.060000000 | 2963.680000000 | 2990.300000000 | BIF |
| USD | = | 1.000000000 | 1.000000000 | 1.000000000 | BMD |
| USD | = | 1.301100000 | 1.301500000 | 1.301900000 | BND |
| USD | = | 6.850000000 | 6.920000000 | 6.990000000 | BOB |
| USD | = | 5.321800000 | 5.322200000 | 5.322600000 | BRL |
| USD | = | 1.000000000 | 1.000000000 | 1.000000000 | BSD |
| USD | = | 88.578000000 | 88.585500000 | 88.593000000 | BTN |
| USD | = | 14.064697609 | 14.224751066 | 14.388489208 | BWP |
| USD | = | 3.407100000 | 3.413600000 | 3.420100000 | BYN |
| USD | = | 2.000000000 | 2.005000000 | 2.010000000 | BZD |
| USD | = | 1.396934000 | 1.398537000 | 1.400141000 | CAD |
| USD | = | 2208.000000000 | 2279.000000000 | 2350.000000000 | CDF |
| USD | = | 0.799519000 | 0.800202000 | 0.800885000 | CHF |
| USD | = | 931.520000000 | 932.555000000 | 933.590000000 | CLP |
| USD | = | 7.071863000 | 7.090031500 | 7.108200000 | CNY |
| USD | = | 3721.100000000 | 3723.600000000 | 3726.100000000 | COP |
| USD | = | 495.230000000 | 500.115000000 | 505.000000000 | CRC |
| USD | = | 24.000000000 | 24.000000000 | 24.000000000 | CUP |
| USD | = | 95.210000000 | 95.650000000 | 96.090000000 | CVE |
| USD | = | 20.869000000 | 20.881500000 | 20.894000000 | CZK |
| USD | = | 177.600000000 | 178.075000000 | 178.550000000 | DJF |
| USD | = | 6.418628000 | 6.449343000 | 6.480058000 | DKK |
| USD | = | 63.250000000 | 63.630000000 | 64.010000000 | DOP |
| USD | = | 129.787000000 | 130.436000000 | 131.085000000 | DZD |
| USD | = | 11.697100000 | 11.702350000 | 11.707600000 | EEK |
| USD | = | 47.110000000 | 47.160000000 | 47.210000000 | EGP |
| USD | = | 15.000000000 | 15.075000000 | 15.150000000 | ERN |
| USD | = | 153.003000000 | 154.148000000 | 155.293000000 | ETB |
| USD | = | 0.863275318 | 0.863527284 | 0.863779397 | EUR |
| USD | = | 2.252759630 | 2.281282080 | 2.310536044 | FJD |
| USD | = | 0.760861294 | 0.760977094 | 0.761092929 | FKP |
| USD | = | 0.760530880 | 0.760612445 | 0.760694605 | GBP |
| USD | = | 2.675800000 | 2.705550000 | 2.735300000 | GEL |
| USD | = | 10.970000000 | 10.995000000 | 11.020000000 | GHS |
| USD | = | 0.760861294 | 0.760977094 | 0.761092929 | GIP |
| USD | = | 71.940000000 | 72.750000000 | 73.560000000 | GMD |
| USD | = | 8670.000000000 | 8685.000000000 | 8700.000000000 | GNF |
| USD | = | 7.650000000 | 7.660000000 | 7.670000000 | GTQ |
| USD | = | 207.790000000 | 209.130000000 | 210.470000000 | GYD |
| USD | = | 7.772331000 | 7.783689000 | 7.795048000 | HKD |
| USD | = | 26.230000000 | 26.315000000 | 26.400000000 | HNL |
| USD | = | 7.038500000 | 7.042150000 | 7.045800000 | HRK |
| USD | = | 130.500000000 | 130.850000000 | 131.200000000 | HTG |
| USD | = | 331.350000000 | 331.615000000 | 331.880000000 | HUF |
| USD | = | 16684.795000000 | 16714.897500000 | 16745.000000000 | IDR |
| USD | = | 3.270900000 | 3.279750000 | 3.288600000 | ILS |
| USD | = | 88.530000000 | 88.557000000 | 88.584000000 | INR |
| USD | = | 1309.500000000 | 1310.000000000 | 1310.500000000 | IQD |
| USD | = | 42000.000000000 | 42112.500000000 | 42225.000000000 | IRR |
| USD | = | 126.620000000 | 126.765000000 | 126.910000000 | ISK |
| USD | = | 159.710000000 | 160.835000000 | 161.960000000 | JMD |
| USD | = | 0.708000000 | 0.709000000 | 0.710000000 | JOD |
| USD | = | 155.279700000 | 155.519000000 | 155.758300000 | JPY |
| USD | = | 129.500000000 | 129.750000000 | 130.000000000 | KES |
| USD | = | 87.000000000 | 87.500000000 | 88.000000000 | KGS |
| USD | = | 4000.995000000 | 4014.698900000 | 4028.402800000 | KHR |
| USD | = | 424.000000000 | 425.000000000 | 426.000000000 | KMF |
| USD | = | 1450.262250000 | 1454.006125000 | 1457.750000000 | KRW |
| USD | = | 0.307060000 | 0.307125000 | 0.307190000 | KWD |
| USD | = | 0.827500000 | 0.831250000 | 0.835000000 | KYD |
| USD | = | 519.190000000 | 519.710000000 | 520.230000000 | KZT |
| USD | = | 21558.400000000 | 21683.000000000 | 21807.600000000 | LAK |
| USD | = | 89500.000000000 | 89550.000000000 | 89600.000000000 | LBP |
| USD | = | 307.750000000 | 307.875000000 | 308.000000000 | LKR |
| USD | = | 178.500000000 | 179.750000000 | 181.000000000 | LRD |
| USD | = | 17.187000000 | 17.188500000 | 17.190000000 | LSL |
| USD | = | 2.853600000 | 2.853900000 | 2.854200000 | LTL |
| USD | = | 0.507800000 | 0.508250000 | 0.508700000 | LVL |
| USD | = | 5.430000000 | 5.450000000 | 5.470000000 | LYD |
| USD | = | 9.252000000 | 9.256000000 | 9.260000000 | MAD |
| USD | = | 16.813200000 | 16.832450000 | 16.851700000 | MDL |
| USD | = | 4429.860000000 | 4485.985000000 | 4542.110000000 | MGA |
| USD | = | 52.780000000 | 53.105000000 | 53.430000000 | MKD |
| USD | = | 3644.000000000 | 3644.000000000 | 3644.000000000 | MMK |
| USD | = | 3565.000000000 | 3582.500000000 | 3600.000000000 | MNT |
| USD | = | 8.010000000 | 8.019000000 | 8.028000000 | MOP |
| USD | = | 39.600000000 | 39.800000000 | 40.000000000 | MRU |
| USD | = | 45.720000000 | 45.870000000 | 46.020000000 | MUR |
| USD | = | 15.420000000 | 15.460000000 | 15.500000000 | MVR |
| USD | = | 1717.020000000 | 1733.670000000 | 1750.320000000 | MWK |
| USD | = | 18.259202000 | 18.343810000 | 18.428418000 | MXN |
| USD | = | 4.160000000 | 4.164000000 | 4.168000000 | MYR |
| USD | = | 63.270000000 | 63.905000000 | 64.540000000 | MZN |
| USD | = | 17.187000000 | 17.188500000 | 17.190000000 | NAD |
| USD | = | 1448.050000000 | 1448.715000000 | 1449.380000000 | NGN |
| USD | = | 36.600000000 | 36.800000000 | 37.000000000 | NIO |
| USD | = | 10.105579000 | 10.109738000 | 10.113898000 | NOK |
| USD | = | 141.770000000 | 141.775000000 | 141.780000000 | NPR |
| USD | = | 1.764801389 | 1.767215328 | 1.769639011 | NZD |
| USD | = | 0.384980000 | 0.385000000 | 0.385020000 | OMR |
| USD | = | 1.000000000 | 1.000000000 | 1.000000000 | PAB |
| USD | = | 3.370500000 | 3.372500000 | 3.374500000 | PEN |
| USD | = | 4.096681687 | 4.226542688 | 4.364906154 | PGK |
| USD | = | 58.677410000 | 58.786705000 | 58.896000000 | PHP |
| USD | = | 280.700000000 | 282.600000000 | 284.500000000 | PKR |
| USD | = | 3.658900000 | 3.660200000 | 3.661500000 | PLN |
| USD | = | 7023.000000000 | 7042.000000000 | 7061.000000000 | PYG |
| USD | = | 3.641400000 | 3.643700000 | 3.646000000 | QAR |
| USD | = | 4.390800000 | 4.393500000 | 4.396200000 | RON |
| USD | = | 101.110000000 | 101.260000000 | 101.410000000 | RSD |
| USD | = | 80.950000000 | 80.960000000 | 80.970000000 | RUB |
| USD | = | 1444.000000000 | 1449.500000000 | 1455.000000000 | RWF |
| USD | = | 3.750000000 | 3.750100000 | 3.750200000 | SAR |
| USD | = | 7.923930269 | 8.149959250 | 8.389261744 | SBD |
| USD | = | 13.852100000 | 13.852300000 | 13.852500000 | SCR |
| USD | = | 200.020000000 | 200.520000000 | 201.020000000 | SDD |
| USD | = | 598.300200000 | 599.970700000 | 601.641200000 | SDG |
| USD | = | 9.454852000 | 9.472500000 | 9.490148000 | SEK |
| USD | = | 1.298988000 | 1.301400000 | 1.303811000 | SGD |
| USD | = | 0.762427569 | 0.762514773 | 0.762601998 | SHP |
| USD | = | 23.050000000 | 23.400000000 | 23.750000000 | SLE |
| USD | = | 22683.000000000 | 22795.500000000 | 22908.000000000 | SLL |
| USD | = | 568.000000000 | 571.500000000 | 575.000000000 | SOS |
| USD | = | 38.317000000 | 38.569500000 | 38.822000000 | SRD |
| USD | = | 4496.872900000 | 4561.872900000 | 4626.872900000 | SSP |
| USD | = | 21.154400000 | 21.372100000 | 21.589800000 | STN |
| USD | = | 8.741100000 | 8.750900000 | 8.760700000 | SVC |
| USD | = | 11055.000000000 | 11060.000000000 | 11065.000000000 | SYP |
| USD | = | 17.147600000 | 17.178900000 | 17.210200000 | SZL |
| USD | = | 32.200680000 | 32.300340000 | 32.400000000 | THB |
| USD | = | 9.200000000 | 9.260000000 | 9.320000000 | TJS |
| USD | = | 3.494500000 | 3.499500000 | 3.504500000 | TMT |
| USD | = | 2.938600000 | 2.947650000 | 2.956700000 | TND |
| USD | = | 2.346316283 | 2.408477842 | 2.474022761 | TOP |
| USD | = | 42.326400000 | 42.331400000 | 42.336400000 | TRY |
| USD | = | 6.737500000 | 6.781750000 | 6.826000000 | TTD |
| USD | = | 30.947485000 | 31.040242500 | 31.133000000 | TWD |
| USD | = | 2400.000000000 | 2432.500000000 | 2465.000000000 | TZS |
| USD | = | 42.088900000 | 42.091450000 | 42.094000000 | UAH |
| USD | = | 3610.000000000 | 3615.000000000 | 3620.000000000 | UGX |
| USD | = | 1.000000000 | 1.000000000 | 1.000000000 | USD |
| USD | = | 39.730000000 | 39.790000000 | 39.850000000 | UYU |
| USD | = | 11900.000000000 | 11940.000000000 | 11980.000000000 | UZS |
| USD | = | 237.156124000 | 237.453312000 | 237.750500000 | VES |
| USD | = | 26378.000000000 | 26383.000000000 | 26388.000000000 | VND |
| USD | = | 119.000000000 | 121.550000000 | 124.100000000 | VUV |
| USD | = | 2.707092582 | 2.790178571 | 2.878526194 | WST |
| USD | = | 566.360000000 | 575.280000000 | 584.200000000 | XAF |
| USD | = | 2.690000000 | 2.705000000 | 2.720000000 | XCD |
| USD | = | 563.000000000 | 565.500000000 | 568.000000000 | XOF |
| USD | = | 102.730000000 | 103.185000000 | 103.640000000 | XPF |
| USD | = | 238.300000000 | 238.550000000 | 238.800000000 | YER |
| USD | = | 17.177800000 | 17.186050000 | 17.194300000 | ZAR |
| USD | = | 5185.000000000 | 5195.000000000 | 5205.000000000 | ZMK |
| USD | = | 22.672000000 | 22.925500000 | 23.179000000 | ZMW |
| USD | = | 378.000000000 | 379.500000000 | 381.000000000 | ZWD |
| USD | = | 28720.000000000 | 30670.000000000 | 32620.000000000 | ZWL |
Note:
Rates shown are for reference purposes only, and actual exchange rate used for the currency conversion to the cardmember billing currency may vary from the above rates due to rounding differences and other circumstances.
Calculate the cross rate to know the exchange rate other than USD.