Base rate
The base rate is determined based on the exchange rate of the date when payment to the merchant for a cardmember transaction is processed. This date may differ from the date the transaction is made and the date funds are debited from the cardmember bank account.
The excharge rate below is used when converting to USD.
Base rate for 11/18/2025
| Buy | Mid | Sell | |||
| USD | = | 3.672100000 | 3.672600000 | 3.673100000 | AED |
| USD | = | 66.270000000 | 66.370000000 | 66.470000000 | AFN |
| USD | = | 83.040000000 | 83.350000000 | 83.660000000 | ALL |
| USD | = | 380.720000000 | 381.720000000 | 382.720000000 | AMD |
| USD | = | 1.784500000 | 1.802250000 | 1.820000000 | ANG |
| USD | = | 912.085000000 | 918.785000000 | 925.485000000 | AOA |
| USD | = | 1385.000000000 | 1387.000000000 | 1389.000000000 | ARS |
| USD | = | 1.539247738 | 1.540343126 | 1.541440074 | AUD |
| USD | = | 1.780000000 | 1.810000000 | 1.840000000 | AWG |
| USD | = | 1.695000000 | 1.700000000 | 1.705000000 | AZN |
| USD | = | 1.687400000 | 1.691800000 | 1.696200000 | BAM |
| USD | = | 1.998100000 | 2.014100000 | 2.030100000 | BBD |
| USD | = | 121.750000000 | 122.250000000 | 122.750000000 | BDT |
| USD | = | 1.687300000 | 1.687500000 | 1.687700000 | BGN |
| USD | = | 0.377000000 | 0.377035000 | 0.377070000 | BHD |
| USD | = | 2939.910000000 | 2951.910000000 | 2963.910000000 | BIF |
| USD | = | 1.000000000 | 1.000000000 | 1.000000000 | BMD |
| USD | = | 1.302600000 | 1.303000000 | 1.303400000 | BND |
| USD | = | 6.850000000 | 6.925000000 | 7.000000000 | BOB |
| USD | = | 5.329000000 | 5.329400000 | 5.329800000 | BRL |
| USD | = | 1.000000000 | 1.000000000 | 1.000000000 | BSD |
| USD | = | 88.613000000 | 88.620500000 | 88.628000000 | BTN |
| USD | = | 12.345679012 | 13.280212483 | 14.367816091 | BWP |
| USD | = | 3.406100000 | 3.412100000 | 3.418100000 | BYN |
| USD | = | 2.000200000 | 2.011200000 | 2.022200000 | BZD |
| USD | = | 1.403542000 | 1.405155000 | 1.406767000 | CAD |
| USD | = | 2180.000000000 | 2205.000000000 | 2230.000000000 | CDF |
| USD | = | 0.795632000 | 0.796312000 | 0.796992000 | CHF |
| USD | = | 922.750000000 | 924.230000000 | 925.710000000 | CLP |
| USD | = | 7.071863000 | 7.089931500 | 7.108000000 | CNY |
| USD | = | 3755.000000000 | 3756.500000000 | 3758.000000000 | COP |
| USD | = | 495.230000000 | 500.115000000 | 505.000000000 | CRC |
| USD | = | 24.000000000 | 24.000000000 | 24.000000000 | CUP |
| USD | = | 95.130000000 | 95.570000000 | 96.010000000 | CVE |
| USD | = | 20.833000000 | 20.847500000 | 20.862000000 | CZK |
| USD | = | 177.600000000 | 178.075000000 | 178.550000000 | DJF |
| USD | = | 6.413180000 | 6.443937000 | 6.474694000 | DKK |
| USD | = | 63.620000000 | 63.810000000 | 64.000000000 | DOP |
| USD | = | 129.733000000 | 130.382000000 | 131.031000000 | DZD |
| USD | = | 11.697100000 | 11.702350000 | 11.707600000 | EEK |
| USD | = | 47.000000000 | 47.050000000 | 47.100000000 | EGP |
| USD | = | 15.000000000 | 15.075000000 | 15.150000000 | ERN |
| USD | = | 154.747400000 | 155.247400000 | 155.747400000 | ETB |
| USD | = | 0.862579076 | 0.862831381 | 0.863083833 | EUR |
| USD | = | 2.254283137 | 2.282844424 | 2.312138728 | FJD |
| USD | = | 0.759243793 | 0.759301442 | 0.759359100 | FKP |
| USD | = | 0.760073635 | 0.760151635 | 0.760230228 | GBP |
| USD | = | 2.677000000 | 2.706000000 | 2.735000000 | GEL |
| USD | = | 10.950000000 | 10.975000000 | 11.000000000 | GHS |
| USD | = | 0.759243793 | 0.759301442 | 0.759359100 | GIP |
| USD | = | 72.550000000 | 73.550000000 | 74.550000000 | GMD |
| USD | = | 8667.000000000 | 8683.500000000 | 8700.000000000 | GNF |
| USD | = | 7.648000000 | 7.658000000 | 7.668000000 | GTQ |
| USD | = | 207.980000000 | 209.215000000 | 210.450000000 | GYD |
| USD | = | 7.760934000 | 7.772278000 | 7.783622000 | HKD |
| USD | = | 26.215400000 | 26.307700000 | 26.400000000 | HNL |
| USD | = | 7.038500000 | 7.042150000 | 7.045800000 | HRK |
| USD | = | 130.500000000 | 130.850000000 | 131.200000000 | HTG |
| USD | = | 331.540000000 | 331.775000000 | 332.010000000 | HUF |
| USD | = | 16669.840000000 | 16699.920000000 | 16730.000000000 | IDR |
| USD | = | 3.250200000 | 3.258550000 | 3.266900000 | ILS |
| USD | = | 88.631000000 | 88.636000000 | 88.641000000 | INR |
| USD | = | 1309.510000000 | 1310.010000000 | 1310.510000000 | IQD |
| USD | = | 42000.000000000 | 42050.000000000 | 42100.000000000 | IRR |
| USD | = | 126.680000000 | 126.820000000 | 126.960000000 | ISK |
| USD | = | 159.810000000 | 160.710000000 | 161.610000000 | JMD |
| USD | = | 0.708000000 | 0.709000000 | 0.710000000 | JOD |
| USD | = | 155.052100000 | 155.291000000 | 155.529900000 | JPY |
| USD | = | 129.350000000 | 129.500000000 | 129.650000000 | KES |
| USD | = | 87.450000000 | 87.477150000 | 87.504300000 | KGS |
| USD | = | 3998.000000000 | 4003.000000000 | 4008.000000000 | KHR |
| USD | = | 424.430000000 | 425.430000000 | 426.430000000 | KMF |
| USD | = | 1455.366600000 | 1459.133300000 | 1462.900000000 | KRW |
| USD | = | 0.306770000 | 0.306835000 | 0.306900000 | KWD |
| USD | = | 0.827500000 | 0.831250000 | 0.835000000 | KYD |
| USD | = | 521.690000000 | 522.200000000 | 522.710000000 | KZT |
| USD | = | 21585.000000000 | 21700.000000000 | 21815.000000000 | LAK |
| USD | = | 89500.000000000 | 89550.000000000 | 89600.000000000 | LBP |
| USD | = | 306.750000000 | 307.000000000 | 307.250000000 | LKR |
| USD | = | 180.000000000 | 180.500000000 | 181.000000000 | LRD |
| USD | = | 17.181100000 | 17.182550000 | 17.184000000 | LSL |
| USD | = | 2.853600000 | 2.853900000 | 2.854200000 | LTL |
| USD | = | 0.507800000 | 0.508250000 | 0.508700000 | LVL |
| USD | = | 5.438500000 | 5.452350000 | 5.466200000 | LYD |
| USD | = | 9.256600000 | 9.260100000 | 9.263600000 | MAD |
| USD | = | 16.770000000 | 16.820000000 | 16.870000000 | MDL |
| USD | = | 4426.030000000 | 4482.110000000 | 4538.190000000 | MGA |
| USD | = | 52.920000000 | 53.125000000 | 53.330000000 | MKD |
| USD | = | 3644.000000000 | 3644.000000000 | 3644.000000000 | MMK |
| USD | = | 3572.000000000 | 3575.000000000 | 3578.000000000 | MNT |
| USD | = | 8.007000000 | 8.012000000 | 8.017000000 | MOP |
| USD | = | 39.630100000 | 39.810100000 | 39.990100000 | MRU |
| USD | = | 45.650000000 | 45.800000000 | 45.950000000 | MUR |
| USD | = | 15.420000000 | 15.460000000 | 15.500000000 | MVR |
| USD | = | 1717.020000000 | 1733.670000000 | 1750.320000000 | MWK |
| USD | = | 18.350961000 | 18.436413000 | 18.521866000 | MXN |
| USD | = | 4.145000000 | 4.148500000 | 4.152000000 | MYR |
| USD | = | 63.270000000 | 63.905000000 | 64.540000000 | MZN |
| USD | = | 17.166200000 | 17.181350000 | 17.196500000 | NAD |
| USD | = | 1443.750000000 | 1445.105000000 | 1446.460000000 | NGN |
| USD | = | 36.600000000 | 36.800000000 | 37.000000000 | NIO |
| USD | = | 10.101771000 | 10.105229000 | 10.108687000 | NOK |
| USD | = | 141.810000000 | 141.815000000 | 141.820000000 | NPR |
| USD | = | 1.766325706 | 1.768743820 | 1.771171700 | NZD |
| USD | = | 0.384980000 | 0.385000000 | 0.385020000 | OMR |
| USD | = | 1.000000000 | 1.000000000 | 1.000000000 | PAB |
| USD | = | 3.360000000 | 3.362000000 | 3.364000000 | PEN |
| USD | = | 4.084967320 | 4.222972972 | 4.370629370 | PGK |
| USD | = | 58.783198000 | 58.897599000 | 59.012000000 | PHP |
| USD | = | 280.750000000 | 282.625000000 | 284.500000000 | PKR |
| USD | = | 3.652400000 | 3.653400000 | 3.654400000 | PLN |
| USD | = | 7033.380000000 | 7039.685000000 | 7045.990000000 | PYG |
| USD | = | 3.645000000 | 3.645300000 | 3.645600000 | QAR |
| USD | = | 4.384500000 | 4.387550000 | 4.390600000 | RON |
| USD | = | 101.070000000 | 101.165000000 | 101.260000000 | RSD |
| USD | = | 81.245500000 | 81.250000000 | 81.254500000 | RUB |
| USD | = | 1445.740000000 | 1454.240000000 | 1462.740000000 | RWF |
| USD | = | 3.750100000 | 3.750200000 | 3.750300000 | SAR |
| USD | = | 7.923930269 | 8.149959250 | 8.389261744 | SBD |
| USD | = | 13.448100000 | 13.448300000 | 13.448500000 | SCR |
| USD | = | 200.020000000 | 200.520000000 | 201.020000000 | SDD |
| USD | = | 598.400200000 | 600.070700000 | 601.741200000 | SDG |
| USD | = | 9.463219000 | 9.480292000 | 9.497366000 | SEK |
| USD | = | 1.300631000 | 1.303036000 | 1.305441000 | SGD |
| USD | = | 0.761324704 | 0.761411657 | 0.761498629 | SHP |
| USD | = | 23.000000000 | 23.375000000 | 23.750000000 | SLE |
| USD | = | 22683.000000000 | 22795.500000000 | 22908.000000000 | SLL |
| USD | = | 567.000000000 | 570.500000000 | 574.000000000 | SOS |
| USD | = | 38.312000000 | 38.565000000 | 38.818000000 | SRD |
| USD | = | 4494.800500000 | 4559.800500000 | 4624.800500000 | SSP |
| USD | = | 21.137800000 | 21.354850000 | 21.571900000 | STN |
| USD | = | 8.749500000 | 8.754500000 | 8.759500000 | SVC |
| USD | = | 11057.000000000 | 11062.000000000 | 11067.000000000 | SYP |
| USD | = | 17.139000000 | 17.171550000 | 17.204100000 | SZL |
| USD | = | 32.330160000 | 32.410080000 | 32.490000000 | THB |
| USD | = | 9.150000000 | 9.240000000 | 9.330000000 | TJS |
| USD | = | 3.494500000 | 3.499500000 | 3.504500000 | TMT |
| USD | = | 2.954000000 | 2.957500000 | 2.961000000 | TND |
| USD | = | 2.346866932 | 2.409058058 | 2.474634991 | TOP |
| USD | = | 42.283100000 | 42.323250000 | 42.363400000 | TRY |
| USD | = | 6.722300000 | 6.774150000 | 6.826000000 | TTD |
| USD | = | 31.019125000 | 31.112062500 | 31.205000000 | TWD |
| USD | = | 2400.000000000 | 2430.000000000 | 2460.000000000 | TZS |
| USD | = | 42.077000000 | 42.081000000 | 42.085000000 | UAH |
| USD | = | 3568.000000000 | 3573.000000000 | 3578.000000000 | UGX |
| USD | = | 1.000000000 | 1.000000000 | 1.000000000 | USD |
| USD | = | 39.780000000 | 39.795000000 | 39.810000000 | UYU |
| USD | = | 12004.920000000 | 12009.920000000 | 12014.920000000 | UZS |
| USD | = | 236.246803000 | 236.542852000 | 236.838900000 | VES |
| USD | = | 26335.000000000 | 26355.000000000 | 26375.000000000 | VND |
| USD | = | 120.790000000 | 121.095000000 | 121.400000000 | VUV |
| USD | = | 2.710027100 | 2.793296089 | 2.881844380 | WST |
| USD | = | 565.870000000 | 577.900000000 | 589.930000000 | XAF |
| USD | = | 2.690000000 | 2.705000000 | 2.720000000 | XCD |
| USD | = | 561.500000000 | 565.000000000 | 568.500000000 | XOF |
| USD | = | 102.650000000 | 103.105000000 | 103.560000000 | XPF |
| USD | = | 238.190000000 | 238.440000000 | 238.690000000 | YER |
| USD | = | 17.171700000 | 17.180650000 | 17.189600000 | ZAR |
| USD | = | 5185.000000000 | 5195.000000000 | 5205.000000000 | ZMK |
| USD | = | 22.725000000 | 22.750000000 | 22.775000000 | ZMW |
| USD | = | 378.000000000 | 379.500000000 | 381.000000000 | ZWD |
| USD | = | 28720.000000000 | 30670.000000000 | 32620.000000000 | ZWL |
Note:
Rates shown are for reference purposes only, and actual exchange rate used for the currency conversion to the cardmember billing currency may vary from the above rates due to rounding differences and other circumstances.
Calculate the cross rate to know the exchange rate other than USD.