Base rate
The base rate is determined based on the exchange rate of the date when payment to the merchant for a cardmember transaction is processed. This date may differ from the date the transaction is made and the date funds are debited from the cardmember bank account.
The excharge rate below is used when converting to USD.
Base rate for 11/17/2025
| Buy | Mid | Sell | |||
| USD | = | 3.672200000 | 3.672700000 | 3.673200000 | AED |
| USD | = | 66.180000000 | 66.280000000 | 66.380000000 | AFN |
| USD | = | 82.800000000 | 83.200000000 | 83.600000000 | ALL |
| USD | = | 381.120000000 | 382.120000000 | 383.120000000 | AMD |
| USD | = | 1.784500000 | 1.802250000 | 1.820000000 | ANG |
| USD | = | 912.085000000 | 918.785000000 | 925.485000000 | AOA |
| USD | = | 1403.490000000 | 1403.500000000 | 1403.510000000 | ARS |
| USD | = | 1.529515051 | 1.530615368 | 1.531717269 | AUD |
| USD | = | 1.780000000 | 1.810000000 | 1.840000000 | AWG |
| USD | = | 1.695000000 | 1.700000000 | 1.705000000 | AZN |
| USD | = | 1.683800000 | 1.688200000 | 1.692600000 | BAM |
| USD | = | 1.998100000 | 2.014100000 | 2.030100000 | BBD |
| USD | = | 122.300000000 | 122.400000000 | 122.500000000 | BDT |
| USD | = | 1.682800000 | 1.683000000 | 1.683200000 | BGN |
| USD | = | 0.377000000 | 0.377025000 | 0.377050000 | BHD |
| USD | = | 2935.000000000 | 2951.000000000 | 2967.000000000 | BIF |
| USD | = | 1.000000000 | 1.000000000 | 1.000000000 | BMD |
| USD | = | 1.298600000 | 1.299100000 | 1.299600000 | BND |
| USD | = | 6.860000000 | 6.935000000 | 7.010000000 | BOB |
| USD | = | 5.296400000 | 5.296500000 | 5.296600000 | BRL |
| USD | = | 1.000000000 | 1.000000000 | 1.000000000 | BSD |
| USD | = | 88.660000000 | 88.689000000 | 88.718000000 | BTN |
| USD | = | 14.084507042 | 14.234875444 | 14.388489208 | BWP |
| USD | = | 3.405100000 | 3.411600000 | 3.418100000 | BYN |
| USD | = | 2.000200000 | 2.011200000 | 2.022200000 | BZD |
| USD | = | 1.400276000 | 1.401882000 | 1.403488000 | CAD |
| USD | = | 2170.000000000 | 2195.000000000 | 2220.000000000 | CDF |
| USD | = | 0.793665000 | 0.794347000 | 0.795030000 | CHF |
| USD | = | 925.000000000 | 925.500000000 | 926.000000000 | CLP |
| USD | = | 7.063704000 | 7.081802000 | 7.099900000 | CNY |
| USD | = | 3751.130000000 | 3755.130000000 | 3759.130000000 | COP |
| USD | = | 496.730000000 | 500.865000000 | 505.000000000 | CRC |
| USD | = | 24.000000000 | 24.000000000 | 24.000000000 | CUP |
| USD | = | 94.930000000 | 95.365000000 | 95.800000000 | CVE |
| USD | = | 20.807000000 | 20.823000000 | 20.839000000 | CZK |
| USD | = | 177.600000000 | 178.075000000 | 178.550000000 | DJF |
| USD | = | 6.398845000 | 6.429537000 | 6.460229000 | DKK |
| USD | = | 64.080000000 | 64.310000000 | 64.540000000 | DOP |
| USD | = | 129.605000000 | 130.253000000 | 130.901000000 | DZD |
| USD | = | 11.697100000 | 11.702350000 | 11.707600000 | EEK |
| USD | = | 47.060000000 | 47.110000000 | 47.160000000 | EGP |
| USD | = | 15.000000000 | 15.075000000 | 15.150000000 | ERN |
| USD | = | 155.665600000 | 156.165600000 | 156.665600000 | ETB |
| USD | = | 0.860739271 | 0.860991241 | 0.861242618 | EUR |
| USD | = | 2.248201438 | 2.276607854 | 2.305741295 | FJD |
| USD | = | 0.758898079 | 0.759157335 | 0.759416767 | FKP |
| USD | = | 0.759855323 | 0.759939630 | 0.760024533 | GBP |
| USD | = | 2.678000000 | 2.707000000 | 2.736000000 | GEL |
| USD | = | 10.900000000 | 10.950000000 | 11.000000000 | GHS |
| USD | = | 0.758898079 | 0.759157335 | 0.759416767 | GIP |
| USD | = | 73.550000000 | 73.575000000 | 73.600000000 | GMD |
| USD | = | 8661.000000000 | 8680.500000000 | 8700.000000000 | GNF |
| USD | = | 7.653000000 | 7.663000000 | 7.673000000 | GTQ |
| USD | = | 207.980000000 | 209.215000000 | 210.450000000 | GYD |
| USD | = | 7.756669000 | 7.775645000 | 7.794621000 | HKD |
| USD | = | 26.215400000 | 26.307700000 | 26.400000000 | HNL |
| USD | = | 7.038500000 | 7.042150000 | 7.045800000 | HRK |
| USD | = | 130.700000000 | 131.000000000 | 131.300000000 | HTG |
| USD | = | 330.700000000 | 330.915000000 | 331.130000000 | HUF |
| USD | = | 16639.930000000 | 16668.965000000 | 16698.000000000 | IDR |
| USD | = | 3.220400000 | 3.225250000 | 3.230100000 | ILS |
| USD | = | 88.660000000 | 88.689000000 | 88.718000000 | INR |
| USD | = | 1309.520000000 | 1310.020000000 | 1310.520000000 | IQD |
| USD | = | 42000.000000000 | 42050.000000000 | 42100.000000000 | IRR |
| USD | = | 126.780000000 | 126.910000000 | 127.040000000 | ISK |
| USD | = | 159.510000000 | 160.410000000 | 161.310000000 | JMD |
| USD | = | 0.708000000 | 0.709000000 | 0.710000000 | JOD |
| USD | = | 154.349100000 | 154.586500000 | 154.823900000 | JPY |
| USD | = | 129.000000000 | 129.250000000 | 129.500000000 | KES |
| USD | = | 87.450000000 | 87.477150000 | 87.504300000 | KGS |
| USD | = | 4001.500000000 | 4006.500000000 | 4011.500000000 | KHR |
| USD | = | 422.800000000 | 423.800000000 | 424.800000000 | KMF |
| USD | = | 1443.705200000 | 1447.432600000 | 1451.160000000 | KRW |
| USD | = | 0.306860000 | 0.306910000 | 0.306960000 | KWD |
| USD | = | 0.827500000 | 0.831250000 | 0.835000000 | KYD |
| USD | = | 523.670000000 | 524.180000000 | 524.690000000 | KZT |
| USD | = | 21581.000000000 | 21696.000000000 | 21811.000000000 | LAK |
| USD | = | 89500.000000000 | 89550.000000000 | 89600.000000000 | LBP |
| USD | = | 306.700000000 | 306.725000000 | 306.750000000 | LKR |
| USD | = | 180.000000000 | 181.000000000 | 182.000000000 | LRD |
| USD | = | 17.110000000 | 17.130000000 | 17.150000000 | LSL |
| USD | = | 2.853600000 | 2.853900000 | 2.854200000 | LTL |
| USD | = | 0.507800000 | 0.508250000 | 0.508700000 | LVL |
| USD | = | 5.441700000 | 5.455550000 | 5.469400000 | LYD |
| USD | = | 9.223800000 | 9.235800000 | 9.247800000 | MAD |
| USD | = | 16.720000000 | 16.770000000 | 16.820000000 | MDL |
| USD | = | 4416.520000000 | 4431.020000000 | 4445.520000000 | MGA |
| USD | = | 52.710000000 | 52.910000000 | 53.110000000 | MKD |
| USD | = | 3644.000000000 | 3644.000000000 | 3644.000000000 | MMK |
| USD | = | 3572.000000000 | 3575.000000000 | 3578.000000000 | MNT |
| USD | = | 8.004000000 | 8.009000000 | 8.014000000 | MOP |
| USD | = | 39.630100000 | 39.810100000 | 39.990100000 | MRU |
| USD | = | 45.500000000 | 45.650000000 | 45.800000000 | MUR |
| USD | = | 15.420000000 | 15.460000000 | 15.500000000 | MVR |
| USD | = | 1717.020000000 | 1733.670000000 | 1750.320000000 | MWK |
| USD | = | 18.225511000 | 18.310166000 | 18.394820000 | MXN |
| USD | = | 4.129000000 | 4.131000000 | 4.133000000 | MYR |
| USD | = | 63.270000000 | 63.620000000 | 63.970000000 | MZN |
| USD | = | 17.073200000 | 17.081900000 | 17.090600000 | NAD |
| USD | = | 1439.170000000 | 1441.000000000 | 1442.830000000 | NGN |
| USD | = | 36.600000000 | 36.800000000 | 37.000000000 | NIO |
| USD | = | 10.082700000 | 10.088209000 | 10.093718000 | NOK |
| USD | = | 141.990000000 | 141.995000000 | 142.000000000 | NPR |
| USD | = | 1.759550399 | 1.761956194 | 1.764365463 | NZD |
| USD | = | 0.384980000 | 0.385000000 | 0.385020000 | OMR |
| USD | = | 1.000000000 | 1.000000000 | 1.000000000 | PAB |
| USD | = | 3.362000000 | 3.364500000 | 3.367000000 | PEN |
| USD | = | 4.219409282 | 4.287245444 | 4.357298474 | PGK |
| USD | = | 58.869026000 | 58.982513000 | 59.096000000 | PHP |
| USD | = | 280.850000000 | 282.675000000 | 284.500000000 | PKR |
| USD | = | 3.636300000 | 3.637900000 | 3.639500000 | PLN |
| USD | = | 7033.380000000 | 7039.685000000 | 7045.990000000 | PYG |
| USD | = | 3.642000000 | 3.645000000 | 3.648000000 | QAR |
| USD | = | 4.364400000 | 4.366700000 | 4.369000000 | RON |
| USD | = | 100.760000000 | 100.800000000 | 100.840000000 | RSD |
| USD | = | 80.845500000 | 80.850000000 | 80.854500000 | RUB |
| USD | = | 1446.500000000 | 1453.500000000 | 1460.500000000 | RWF |
| USD | = | 3.749700000 | 3.749900000 | 3.750100000 | SAR |
| USD | = | 8.116883116 | 8.250825082 | 8.389261744 | SBD |
| USD | = | 14.009700000 | 14.009900000 | 14.010100000 | SCR |
| USD | = | 200.020000000 | 200.520000000 | 201.020000000 | SDD |
| USD | = | 598.350200000 | 600.020700000 | 601.691200000 | SDG |
| USD | = | 9.436166000 | 9.453996000 | 9.471826000 | SEK |
| USD | = | 1.296587000 | 1.298982000 | 1.301378000 | SGD |
| USD | = | 0.761614623 | 0.761701641 | 0.761788679 | SHP |
| USD | = | 23.050000000 | 23.400000000 | 23.750000000 | SLE |
| USD | = | 22683.000000000 | 22795.500000000 | 22908.000000000 | SLL |
| USD | = | 567.000000000 | 570.500000000 | 574.000000000 | SOS |
| USD | = | 38.312000000 | 38.565000000 | 38.818000000 | SRD |
| USD | = | 4502.623200000 | 4567.623200000 | 4632.623200000 | SSP |
| USD | = | 21.093700000 | 21.310000000 | 21.526300000 | STN |
| USD | = | 8.749500000 | 8.754500000 | 8.759500000 | SVC |
| USD | = | 11055.000000000 | 11060.000000000 | 11065.000000000 | SYP |
| USD | = | 17.055800000 | 17.082700000 | 17.109600000 | SZL |
| USD | = | 32.230560000 | 32.340280000 | 32.450000000 | THB |
| USD | = | 9.150000000 | 9.240000000 | 9.330000000 | TJS |
| USD | = | 3.494500000 | 3.499500000 | 3.504500000 | TMT |
| USD | = | 2.947000000 | 2.950500000 | 2.954000000 | TND |
| USD | = | 2.344116268 | 2.406159769 | 2.471576866 | TOP |
| USD | = | 42.314900000 | 42.326950000 | 42.339000000 | TRY |
| USD | = | 6.735100000 | 6.780550000 | 6.826000000 | TTD |
| USD | = | 30.392275000 | 30.563637500 | 30.735000000 | TWD |
| USD | = | 2410.000000000 | 2440.000000000 | 2470.000000000 | TZS |
| USD | = | 42.005000000 | 42.010500000 | 42.016000000 | UAH |
| USD | = | 3566.910000000 | 3571.910000000 | 3576.910000000 | UGX |
| USD | = | 1.000000000 | 1.000000000 | 1.000000000 | USD |
| USD | = | 39.760000000 | 39.775000000 | 39.790000000 | UYU |
| USD | = | 12034.610000000 | 12039.610000000 | 12044.610000000 | UZS |
| USD | = | 235.868950000 | 236.164525000 | 236.460100000 | VES |
| USD | = | 26325.000000000 | 26350.000000000 | 26375.000000000 | VND |
| USD | = | 120.470000000 | 120.775000000 | 121.080000000 | VUV |
| USD | = | 2.703433360 | 2.786291446 | 2.874389192 | WST |
| USD | = | 563.050000000 | 564.310000000 | 565.570000000 | XAF |
| USD | = | 2.690000000 | 2.705000000 | 2.720000000 | XCD |
| USD | = | 562.500000000 | 566.000000000 | 569.500000000 | XOF |
| USD | = | 102.440000000 | 102.890000000 | 103.340000000 | XPF |
| USD | = | 238.180000000 | 238.430000000 | 238.680000000 | YER |
| USD | = | 17.074400000 | 17.089400000 | 17.104400000 | ZAR |
| USD | = | 5185.000000000 | 5195.000000000 | 5205.000000000 | ZMK |
| USD | = | 22.565000000 | 22.590000000 | 22.615000000 | ZMW |
| USD | = | 378.000000000 | 379.500000000 | 381.000000000 | ZWD |
| USD | = | 28720.000000000 | 30670.000000000 | 32620.000000000 | ZWL |
Note:
Rates shown are for reference purposes only, and actual exchange rate used for the currency conversion to the cardmember billing currency may vary from the above rates due to rounding differences and other circumstances.
Calculate the cross rate to know the exchange rate other than USD.