Base rate
The base rate is determined based on the exchange rate of the date when payment to the merchant for a cardmember transaction is processed. This date may differ from the date the transaction is made and the date funds are debited from the cardmember bank account.
The excharge rate below is used when converting to USD.
Base rate for 11/14/2025
| Buy | Mid | Sell | |||
| USD | = | 3.672000000 | 3.672500000 | 3.673000000 | AED |
| USD | = | 66.160000000 | 66.275000000 | 66.390000000 | AFN |
| USD | = | 82.800000000 | 83.105000000 | 83.410000000 | ALL |
| USD | = | 381.280000000 | 382.280000000 | 383.280000000 | AMD |
| USD | = | 1.784500000 | 1.802250000 | 1.820000000 | ANG |
| USD | = | 911.172000000 | 922.110000000 | 933.048000000 | AOA |
| USD | = | 1407.000000000 | 1408.000000000 | 1409.000000000 | ARS |
| USD | = | 1.530971554 | 1.532066926 | 1.533163867 | AUD |
| USD | = | 1.780000000 | 1.810000000 | 1.840000000 | AWG |
| USD | = | 1.695000000 | 1.700000000 | 1.705000000 | AZN |
| USD | = | 1.681500000 | 1.685900000 | 1.690300000 | BAM |
| USD | = | 1.997000000 | 2.003600000 | 2.010200000 | BBD |
| USD | = | 121.700000000 | 122.200000000 | 122.700000000 | BDT |
| USD | = | 1.681500000 | 1.681700000 | 1.681900000 | BGN |
| USD | = | 0.377000000 | 0.377025000 | 0.377050000 | BHD |
| USD | = | 2936.550000000 | 2950.170000000 | 2963.790000000 | BIF |
| USD | = | 1.000000000 | 1.000000000 | 1.000000000 | BMD |
| USD | = | 1.300800000 | 1.301300000 | 1.301800000 | BND |
| USD | = | 6.850000000 | 6.925000000 | 7.000000000 | BOB |
| USD | = | 5.297800000 | 5.298200000 | 5.298600000 | BRL |
| USD | = | 1.000000000 | 1.000000000 | 1.000000000 | BSD |
| USD | = | 88.695000000 | 88.702500000 | 88.710000000 | BTN |
| USD | = | 12.315270935 | 13.245033112 | 14.326647564 | BWP |
| USD | = | 3.405100000 | 3.411100000 | 3.417100000 | BYN |
| USD | = | 2.000000000 | 2.005000000 | 2.010000000 | BZD |
| USD | = | 1.402045000 | 1.403656000 | 1.405267000 | CAD |
| USD | = | 2097.900000000 | 2124.050000000 | 2150.200000000 | CDF |
| USD | = | 0.792586000 | 0.793267000 | 0.793948000 | CHF |
| USD | = | 928.270000000 | 929.750000000 | 931.230000000 | CLP |
| USD | = | 7.059624500 | 7.078112250 | 7.096600000 | CNY |
| USD | = | 3744.000000000 | 3748.570000000 | 3753.140000000 | COP |
| USD | = | 497.420000000 | 501.210000000 | 505.000000000 | CRC |
| USD | = | 24.000000000 | 24.000000000 | 24.000000000 | CUP |
| USD | = | 94.810000000 | 95.245000000 | 95.680000000 | CVE |
| USD | = | 20.780000000 | 20.791000000 | 20.802000000 | CZK |
| USD | = | 177.600000000 | 178.075000000 | 178.550000000 | DJF |
| USD | = | 6.390401000 | 6.421082000 | 6.451762000 | DKK |
| USD | = | 64.150000000 | 64.380000000 | 64.610000000 | DOP |
| USD | = | 129.553000000 | 130.201000000 | 130.849000000 | DZD |
| USD | = | 11.697100000 | 11.702350000 | 11.707600000 | EEK |
| USD | = | 47.140000000 | 47.190000000 | 47.240000000 | EGP |
| USD | = | 15.000000000 | 15.075000000 | 15.150000000 | ERN |
| USD | = | 153.514000000 | 154.482500000 | 155.451000000 | ETB |
| USD | = | 0.859539252 | 0.859791999 | 0.860045634 | EUR |
| USD | = | 2.250225022 | 2.278682921 | 2.307869836 | FJD |
| USD | = | 0.756830394 | 0.756887677 | 0.756944970 | FKP |
| USD | = | 0.760140656 | 0.760222714 | 0.760304790 | GBP |
| USD | = | 2.678000000 | 2.707000000 | 2.736000000 | GEL |
| USD | = | 10.950000000 | 10.970000000 | 10.990000000 | GHS |
| USD | = | 0.756830394 | 0.756887677 | 0.756944970 | GIP |
| USD | = | 73.550000000 | 73.575000000 | 73.600000000 | GMD |
| USD | = | 8661.000000000 | 8680.500000000 | 8700.000000000 | GNF |
| USD | = | 7.655000000 | 7.665000000 | 7.675000000 | GTQ |
| USD | = | 207.890000000 | 209.180000000 | 210.470000000 | GYD |
| USD | = | 7.757671000 | 7.768905000 | 7.780140000 | HKD |
| USD | = | 26.209100000 | 26.304550000 | 26.400000000 | HNL |
| USD | = | 7.038500000 | 7.042150000 | 7.045800000 | HRK |
| USD | = | 130.600000000 | 130.950000000 | 131.300000000 | HTG |
| USD | = | 330.270000000 | 330.470000000 | 330.670000000 | HUF |
| USD | = | 16669.840000000 | 16699.920000000 | 16730.000000000 | IDR |
| USD | = | 3.222300000 | 3.226000000 | 3.229700000 | ILS |
| USD | = | 88.787000000 | 88.817000000 | 88.847000000 | INR |
| USD | = | 1309.500000000 | 1310.000000000 | 1310.500000000 | IQD |
| USD | = | 42000.000000000 | 42050.000000000 | 42100.000000000 | IRR |
| USD | = | 126.250000000 | 126.395000000 | 126.540000000 | ISK |
| USD | = | 159.550000000 | 160.540000000 | 161.530000000 | JMD |
| USD | = | 0.708000000 | 0.709000000 | 0.710000000 | JOD |
| USD | = | 154.368100000 | 154.606000000 | 154.843900000 | JPY |
| USD | = | 129.000000000 | 129.200000000 | 129.400000000 | KES |
| USD | = | 87.450000000 | 87.477150000 | 87.504300000 | KGS |
| USD | = | 3999.996000000 | 4010.199000000 | 4020.402000000 | KHR |
| USD | = | 423.610000000 | 424.610000000 | 425.610000000 | KMF |
| USD | = | 1462.281850000 | 1466.025925000 | 1469.770000000 | KRW |
| USD | = | 0.306630000 | 0.306695000 | 0.306760000 | KWD |
| USD | = | 0.827500000 | 0.831250000 | 0.835000000 | KYD |
| USD | = | 523.680000000 | 524.345000000 | 525.010000000 | KZT |
| USD | = | 21563.400000000 | 21690.250000000 | 21817.100000000 | LAK |
| USD | = | 89500.000000000 | 89550.000000000 | 89600.000000000 | LBP |
| USD | = | 305.500000000 | 305.700000000 | 305.900000000 | LKR |
| USD | = | 181.000000000 | 181.500000000 | 182.000000000 | LRD |
| USD | = | 17.045900000 | 17.047400000 | 17.048900000 | LSL |
| USD | = | 2.853600000 | 2.853900000 | 2.854200000 | LTL |
| USD | = | 0.507800000 | 0.508250000 | 0.508700000 | LVL |
| USD | = | 5.435500000 | 5.455100000 | 5.474700000 | LYD |
| USD | = | 9.246400000 | 9.249150000 | 9.251900000 | MAD |
| USD | = | 16.792400000 | 16.832050000 | 16.871700000 | MDL |
| USD | = | 4410.810000000 | 4466.700000000 | 4522.590000000 | MGA |
| USD | = | 52.700000000 | 52.965000000 | 53.230000000 | MKD |
| USD | = | 3644.000000000 | 3644.000000000 | 3644.000000000 | MMK |
| USD | = | 3571.000000000 | 3576.000000000 | 3581.000000000 | MNT |
| USD | = | 7.996000000 | 8.005500000 | 8.015000000 | MOP |
| USD | = | 39.610000000 | 39.669400000 | 39.728800000 | MRU |
| USD | = | 45.650000000 | 45.800000000 | 45.950000000 | MUR |
| USD | = | 15.420000000 | 15.460000000 | 15.500000000 | MVR |
| USD | = | 1717.020000000 | 1733.670000000 | 1750.320000000 | MWK |
| USD | = | 18.231729000 | 18.317806000 | 18.403884000 | MXN |
| USD | = | 4.124000000 | 4.127000000 | 4.130000000 | MYR |
| USD | = | 63.270000000 | 63.905000000 | 64.540000000 | MZN |
| USD | = | 17.031500000 | 17.046750000 | 17.062000000 | NAD |
| USD | = | 1437.900000000 | 1440.650000000 | 1443.400000000 | NGN |
| USD | = | 36.600000000 | 36.800000000 | 37.000000000 | NIO |
| USD | = | 10.020896000 | 10.024711000 | 10.028526000 | NOK |
| USD | = | 141.860000000 | 141.870000000 | 141.880000000 | NPR |
| USD | = | 1.767552681 | 1.769983556 | 1.772421127 | NZD |
| USD | = | 0.384980000 | 0.385000000 | 0.385020000 | OMR |
| USD | = | 1.000000000 | 1.000000000 | 1.000000000 | PAB |
| USD | = | 3.368600000 | 3.371450000 | 3.374300000 | PEN |
| USD | = | 4.076640847 | 4.222972972 | 4.380201489 | PGK |
| USD | = | 58.767230000 | 58.878615000 | 58.990000000 | PHP |
| USD | = | 280.700000000 | 282.600000000 | 284.500000000 | PKR |
| USD | = | 3.633700000 | 3.637450000 | 3.641200000 | PLN |
| USD | = | 7035.000000000 | 7045.500000000 | 7056.000000000 | PYG |
| USD | = | 3.638400000 | 3.643400000 | 3.648400000 | QAR |
| USD | = | 4.370700000 | 4.371850000 | 4.373000000 | RON |
| USD | = | 100.660000000 | 100.705000000 | 100.750000000 | RSD |
| USD | = | 80.695500000 | 80.700000000 | 80.704500000 | RUB |
| USD | = | 1444.100000000 | 1453.400000000 | 1462.700000000 | RWF |
| USD | = | 3.749900000 | 3.750000000 | 3.750100000 | SAR |
| USD | = | 7.923930269 | 8.149959250 | 8.389261744 | SBD |
| USD | = | 14.740000000 | 14.870000000 | 15.000000000 | SCR |
| USD | = | 200.020000000 | 200.520000000 | 201.020000000 | SDD |
| USD | = | 598.300200000 | 599.970700000 | 601.641200000 | SDG |
| USD | = | 9.389315000 | 9.406432000 | 9.423549000 | SEK |
| USD | = | 1.298785000 | 1.301202000 | 1.303620000 | SGD |
| USD | = | 0.761498629 | 0.761585621 | 0.761672633 | SHP |
| USD | = | 23.030000000 | 23.390000000 | 23.750000000 | SLE |
| USD | = | 22683.000000000 | 22795.500000000 | 22908.000000000 | SLL |
| USD | = | 567.000000000 | 570.500000000 | 574.000000000 | SOS |
| USD | = | 38.312000000 | 38.565000000 | 38.818000000 | SRD |
| USD | = | 4509.549400000 | 4574.549400000 | 4639.549400000 | SSP |
| USD | = | 21.065100000 | 21.281400000 | 21.497700000 | STN |
| USD | = | 8.741100000 | 8.750900000 | 8.760700000 | SVC |
| USD | = | 11057.000000000 | 11062.000000000 | 11067.000000000 | SYP |
| USD | = | 17.011800000 | 17.043750000 | 17.075700000 | SZL |
| USD | = | 32.210640000 | 32.300320000 | 32.390000000 | THB |
| USD | = | 9.150000000 | 9.230000000 | 9.310000000 | TJS |
| USD | = | 3.494500000 | 3.499500000 | 3.504500000 | TMT |
| USD | = | 2.912500000 | 2.913250000 | 2.914000000 | TND |
| USD | = | 2.345215759 | 2.407318247 | 2.472799208 | TOP |
| USD | = | 42.285200000 | 42.290200000 | 42.295200000 | TRY |
| USD | = | 6.733900000 | 6.779950000 | 6.826000000 | TTD |
| USD | = | 30.969375000 | 31.062187500 | 31.155000000 | TWD |
| USD | = | 2410.000000000 | 2440.000000000 | 2470.000000000 | TZS |
| USD | = | 41.944700000 | 41.962850000 | 41.981000000 | UAH |
| USD | = | 3617.060000000 | 3624.050000000 | 3631.040000000 | UGX |
| USD | = | 1.000000000 | 1.000000000 | 1.000000000 | USD |
| USD | = | 39.690000000 | 39.745000000 | 39.800000000 | UYU |
| USD | = | 11968.100000000 | 11987.150000000 | 12006.200000000 | UZS |
| USD | = | 234.284321000 | 234.577911000 | 234.871500000 | VES |
| USD | = | 26350.000000000 | 26355.000000000 | 26360.000000000 | VND |
| USD | = | 119.150000000 | 121.700000000 | 124.250000000 | VUV |
| USD | = | 2.707092582 | 2.790178571 | 2.878526194 | WST |
| USD | = | 565.640000000 | 567.170000000 | 568.700000000 | XAF |
| USD | = | 2.690000000 | 2.705000000 | 2.720000000 | XCD |
| USD | = | 562.380000000 | 565.970000000 | 569.560000000 | XOF |
| USD | = | 102.300000000 | 102.750000000 | 103.200000000 | XPF |
| USD | = | 238.010000000 | 238.455000000 | 238.900000000 | YER |
| USD | = | 17.041600000 | 17.050200000 | 17.058800000 | ZAR |
| USD | = | 5185.000000000 | 5195.000000000 | 5205.000000000 | ZMK |
| USD | = | 22.452000000 | 22.669000000 | 22.886000000 | ZMW |
| USD | = | 378.000000000 | 379.500000000 | 381.000000000 | ZWD |
| USD | = | 28720.000000000 | 30670.000000000 | 32620.000000000 | ZWL |
Note:
Rates shown are for reference purposes only, and actual exchange rate used for the currency conversion to the cardmember billing currency may vary from the above rates due to rounding differences and other circumstances.
Calculate the cross rate to know the exchange rate other than USD.