Base rate
The base rate is determined based on the exchange rate of the date when payment to the merchant for a cardmember transaction is processed. This date may differ from the date the transaction is made and the date funds are debited from the cardmember bank account.
The excharge rate below is used when converting to USD.
Base rate for 11/12/2025
| Buy | Mid | Sell | |||
| USD | = | 3.672700000 | 3.672950000 | 3.673200000 | AED |
| USD | = | 66.400000000 | 66.500000000 | 66.600000000 | AFN |
| USD | = | 83.100000000 | 83.415000000 | 83.730000000 | ALL |
| USD | = | 381.520000000 | 382.520000000 | 383.520000000 | AMD |
| USD | = | 1.784500000 | 1.802250000 | 1.820000000 | ANG |
| USD | = | 911.960000000 | 912.425000000 | 912.890000000 | AOA |
| USD | = | 1405.000000000 | 1410.000000000 | 1415.000000000 | ARS |
| USD | = | 1.530584913 | 1.531684423 | 1.532787865 | AUD |
| USD | = | 1.780000000 | 1.810000000 | 1.840000000 | AWG |
| USD | = | 1.695000000 | 1.700000000 | 1.705000000 | AZN |
| USD | = | 1.687800000 | 1.692200000 | 1.696600000 | BAM |
| USD | = | 1.998100000 | 2.014100000 | 2.030100000 | BBD |
| USD | = | 121.600000000 | 122.100000000 | 122.600000000 | BDT |
| USD | = | 1.687700000 | 1.687950000 | 1.688200000 | BGN |
| USD | = | 0.377000000 | 0.377025000 | 0.377050000 | BHD |
| USD | = | 2939.100000000 | 2951.100000000 | 2963.100000000 | BIF |
| USD | = | 1.000000000 | 1.000000000 | 1.000000000 | BMD |
| USD | = | 1.300700000 | 1.301050000 | 1.301400000 | BND |
| USD | = | 6.850000000 | 6.925000000 | 7.000000000 | BOB |
| USD | = | 5.271700000 | 5.272150000 | 5.272600000 | BRL |
| USD | = | 1.000000000 | 1.000000000 | 1.000000000 | BSD |
| USD | = | 88.545000000 | 88.552500000 | 88.560000000 | BTN |
| USD | = | 14.184397163 | 14.285714285 | 14.388489208 | BWP |
| USD | = | 3.404100000 | 3.410100000 | 3.416100000 | BYN |
| USD | = | 2.000200000 | 2.011200000 | 2.022200000 | BZD |
| USD | = | 1.399998000 | 1.401599000 | 1.403199000 | CAD |
| USD | = | 2130.000000000 | 2165.000000000 | 2200.000000000 | CDF |
| USD | = | 0.799697000 | 0.800380000 | 0.801062000 | CHF |
| USD | = | 933.830000000 | 934.755000000 | 935.680000000 | CLP |
| USD | = | 7.081216000 | 7.099508000 | 7.117800000 | CNY |
| USD | = | 3731.500000000 | 3734.000000000 | 3736.500000000 | COP |
| USD | = | 499.650000000 | 502.325000000 | 505.000000000 | CRC |
| USD | = | 24.000000000 | 24.000000000 | 24.000000000 | CUP |
| USD | = | 95.160000000 | 95.595000000 | 96.030000000 | CVE |
| USD | = | 20.920000000 | 20.932500000 | 20.945000000 | CZK |
| USD | = | 177.600000000 | 178.075000000 | 178.550000000 | DJF |
| USD | = | 6.414147000 | 6.444900000 | 6.475654000 | DKK |
| USD | = | 64.160000000 | 64.350000000 | 64.540000000 | DOP |
| USD | = | 129.751000000 | 130.399500000 | 131.048000000 | DZD |
| USD | = | 11.697100000 | 11.702350000 | 11.707600000 | EEK |
| USD | = | 47.140000000 | 47.190000000 | 47.240000000 | EGP |
| USD | = | 15.000000000 | 15.075000000 | 15.150000000 | ERN |
| USD | = | 154.320000000 | 154.820000000 | 155.320000000 | ETB |
| USD | = | 0.862803836 | 0.863056272 | 0.863308855 | EUR |
| USD | = | 2.250225022 | 2.278682921 | 2.307869836 | FJD |
| USD | = | 0.758955676 | 0.759099707 | 0.759243793 | FKP |
| USD | = | 0.760237741 | 0.760318664 | 0.760399605 | GBP |
| USD | = | 2.675000000 | 2.705000000 | 2.735000000 | GEL |
| USD | = | 10.920000000 | 10.950000000 | 10.980000000 | GHS |
| USD | = | 0.758955676 | 0.759099707 | 0.759243793 | GIP |
| USD | = | 73.500000000 | 73.550000000 | 73.600000000 | GMD |
| USD | = | 8661.000000000 | 8680.500000000 | 8700.000000000 | GNF |
| USD | = | 7.653000000 | 7.664000000 | 7.675000000 | GTQ |
| USD | = | 207.980000000 | 209.215000000 | 210.450000000 | GYD |
| USD | = | 7.762458000 | 7.773640000 | 7.784823000 | HKD |
| USD | = | 26.215700000 | 26.307850000 | 26.400000000 | HNL |
| USD | = | 7.038500000 | 7.042150000 | 7.045800000 | HRK |
| USD | = | 130.379000000 | 130.863050000 | 131.347100000 | HTG |
| USD | = | 332.070000000 | 332.340000000 | 332.610000000 | HUF |
| USD | = | 16629.960000000 | 16659.980000000 | 16690.000000000 | IDR |
| USD | = | 3.214900000 | 3.220800000 | 3.226700000 | ILS |
| USD | = | 88.440000000 | 88.466500000 | 88.493000000 | INR |
| USD | = | 1309.520000000 | 1310.020000000 | 1310.520000000 | IQD |
| USD | = | 42000.000000000 | 42050.000000000 | 42100.000000000 | IRR |
| USD | = | 126.380000000 | 126.520000000 | 126.660000000 | ISK |
| USD | = | 159.910000000 | 160.810000000 | 161.710000000 | JMD |
| USD | = | 0.708000000 | 0.709000000 | 0.710000000 | JOD |
| USD | = | 153.849900000 | 154.086500000 | 154.323100000 | JPY |
| USD | = | 128.750000000 | 129.250000000 | 129.750000000 | KES |
| USD | = | 87.450000000 | 87.477150000 | 87.504300000 | KGS |
| USD | = | 4005.000000000 | 4010.000000000 | 4015.000000000 | KHR |
| USD | = | 423.960000000 | 424.960000000 | 425.960000000 | KMF |
| USD | = | 1453.476100000 | 1457.188050000 | 1460.900000000 | KRW |
| USD | = | 0.307000000 | 0.307050000 | 0.307100000 | KWD |
| USD | = | 0.827500000 | 0.831250000 | 0.835000000 | KYD |
| USD | = | 524.620000000 | 525.125000000 | 525.630000000 | KZT |
| USD | = | 21593.000000000 | 21708.000000000 | 21823.000000000 | LAK |
| USD | = | 89500.000000000 | 89550.000000000 | 89600.000000000 | LBP |
| USD | = | 304.250000000 | 304.275000000 | 304.300000000 | LKR |
| USD | = | 182.000000000 | 182.500000000 | 183.000000000 | LRD |
| USD | = | 17.161100000 | 17.162550000 | 17.164000000 | LSL |
| USD | = | 2.853600000 | 2.853900000 | 2.854200000 | LTL |
| USD | = | 0.507800000 | 0.508250000 | 0.508700000 | LVL |
| USD | = | 5.443600000 | 5.457450000 | 5.471300000 | LYD |
| USD | = | 9.264100000 | 9.270800000 | 9.277500000 | MAD |
| USD | = | 16.820000000 | 16.870000000 | 16.920000000 | MDL |
| USD | = | 4427.370000000 | 4483.470000000 | 4539.570000000 | MGA |
| USD | = | 52.840000000 | 53.035000000 | 53.230000000 | MKD |
| USD | = | 3644.000000000 | 3644.000000000 | 3644.000000000 | MMK |
| USD | = | 3576.000000000 | 3579.000000000 | 3582.000000000 | MNT |
| USD | = | 8.006000000 | 8.011000000 | 8.016000000 | MOP |
| USD | = | 39.680100000 | 39.860100000 | 40.040100000 | MRU |
| USD | = | 45.740000000 | 45.890000000 | 46.040000000 | MUR |
| USD | = | 15.420000000 | 15.460000000 | 15.500000000 | MVR |
| USD | = | 1717.020000000 | 1733.670000000 | 1750.320000000 | MWK |
| USD | = | 18.234173000 | 18.320507000 | 18.406841000 | MXN |
| USD | = | 4.133000000 | 4.137500000 | 4.142000000 | MYR |
| USD | = | 63.270000000 | 63.905000000 | 64.540000000 | MZN |
| USD | = | 17.149100000 | 17.163700000 | 17.178300000 | NAD |
| USD | = | 1434.230000000 | 1435.230000000 | 1436.230000000 | NGN |
| USD | = | 36.600000000 | 36.800000000 | 37.000000000 | NIO |
| USD | = | 10.046291000 | 10.050066000 | 10.053840000 | NOK |
| USD | = | 141.710000000 | 141.715000000 | 141.720000000 | NPR |
| USD | = | 1.765670769 | 1.768065206 | 1.770466146 | NZD |
| USD | = | 0.384980000 | 0.385000000 | 0.385020000 | OMR |
| USD | = | 1.000000000 | 1.000000000 | 1.000000000 | PAB |
| USD | = | 3.365000000 | 3.365500000 | 3.366000000 | PEN |
| USD | = | 4.219409282 | 4.287245444 | 4.357298474 | PGK |
| USD | = | 58.805154000 | 58.912577000 | 59.020000000 | PHP |
| USD | = | 281.030000000 | 282.765000000 | 284.500000000 | PKR |
| USD | = | 3.649200000 | 3.652150000 | 3.655100000 | PLN |
| USD | = | 7052.270000000 | 7056.220000000 | 7060.170000000 | PYG |
| USD | = | 3.642000000 | 3.645000000 | 3.648000000 | QAR |
| USD | = | 4.384700000 | 4.387250000 | 4.389800000 | RON |
| USD | = | 100.990000000 | 101.140000000 | 101.290000000 | RSD |
| USD | = | 80.945500000 | 80.950000000 | 80.954500000 | RUB |
| USD | = | 1445.440000000 | 1453.940000000 | 1462.440000000 | RWF |
| USD | = | 3.750400000 | 3.750500000 | 3.750600000 | SAR |
| USD | = | 7.923930269 | 8.149959250 | 8.389261744 | SBD |
| USD | = | 14.331800000 | 14.332000000 | 14.332200000 | SCR |
| USD | = | 200.020000000 | 200.520000000 | 201.020000000 | SDD |
| USD | = | 598.400200000 | 600.070700000 | 601.741200000 | SDG |
| USD | = | 9.434451000 | 9.451797000 | 9.469142000 | SEK |
| USD | = | 1.298634000 | 1.301062000 | 1.303490000 | SGD |
| USD | = | 0.761440645 | 0.761527624 | 0.761614623 | SHP |
| USD | = | 22.950000000 | 23.250000000 | 23.550000000 | SLE |
| USD | = | 22683.000000000 | 22795.500000000 | 22908.000000000 | SLL |
| USD | = | 567.000000000 | 570.500000000 | 574.000000000 | SOS |
| USD | = | 38.277000000 | 38.530000000 | 38.783000000 | SRD |
| USD | = | 4508.947700000 | 4573.947700000 | 4638.947700000 | SSP |
| USD | = | 21.143600000 | 21.360550000 | 21.577500000 | STN |
| USD | = | 8.749800000 | 8.754800000 | 8.759800000 | SVC |
| USD | = | 11055.000000000 | 11060.000000000 | 11065.000000000 | SYP |
| USD | = | 17.119900000 | 17.153800000 | 17.187700000 | SZL |
| USD | = | 32.210640000 | 32.305320000 | 32.400000000 | THB |
| USD | = | 9.200000000 | 9.260000000 | 9.320000000 | TJS |
| USD | = | 3.494500000 | 3.499500000 | 3.504500000 | TMT |
| USD | = | 2.935500000 | 2.939000000 | 2.942500000 | TND |
| USD | = | 2.286759661 | 2.354048964 | 2.425418384 | TOP |
| USD | = | 42.228400000 | 42.242900000 | 42.257400000 | TRY |
| USD | = | 6.736000000 | 6.781000000 | 6.826000000 | TTD |
| USD | = | 30.809180000 | 30.901590000 | 30.994000000 | TWD |
| USD | = | 2430.000000000 | 2450.000000000 | 2470.000000000 | TZS |
| USD | = | 41.890200000 | 41.898100000 | 41.906000000 | UAH |
| USD | = | 3564.550000000 | 3569.550000000 | 3574.550000000 | UGX |
| USD | = | 1.000000000 | 1.000000000 | 1.000000000 | USD |
| USD | = | 39.750000000 | 39.765000000 | 39.780000000 | UYU |
| USD | = | 11985.000000000 | 11990.000000000 | 11995.000000000 | UZS |
| USD | = | 232.463186000 | 232.754493000 | 233.045800000 | VES |
| USD | = | 26280.000000000 | 26315.000000000 | 26350.000000000 | VND |
| USD | = | 120.540000000 | 120.840000000 | 121.140000000 | VUV |
| USD | = | 2.706359945 | 2.789400278 | 2.877697841 | WST |
| USD | = | 566.070000000 | 578.000000000 | 589.930000000 | XAF |
| USD | = | 2.690000000 | 2.705000000 | 2.720000000 | XCD |
| USD | = | 564.000000000 | 567.500000000 | 571.000000000 | XOF |
| USD | = | 102.680000000 | 103.135000000 | 103.590000000 | XPF |
| USD | = | 238.180000000 | 238.430000000 | 238.680000000 | YER |
| USD | = | 17.153000000 | 17.164150000 | 17.175300000 | ZAR |
| USD | = | 5185.000000000 | 5195.000000000 | 5205.000000000 | ZMK |
| USD | = | 22.600000000 | 22.625000000 | 22.650000000 | ZMW |
| USD | = | 378.000000000 | 379.500000000 | 381.000000000 | ZWD |
| USD | = | 28720.000000000 | 30670.000000000 | 32620.000000000 | ZWL |
Note:
Rates shown are for reference purposes only, and actual exchange rate used for the currency conversion to the cardmember billing currency may vary from the above rates due to rounding differences and other circumstances.
Calculate the cross rate to know the exchange rate other than USD.