Base rate
The base rate is determined based on the exchange rate of the date when payment to the merchant for a cardmember transaction is processed. This date may differ from the date the transaction is made and the date funds are debited from the cardmember bank account.
The excharge rate below is used when converting to USD.
Base rate for 10/31/2025
| Buy | Mid | Sell | |||
| USD | = | 3.672700000 | 3.672950000 | 3.673200000 | AED |
| USD | = | 66.610000000 | 66.710000000 | 66.810000000 | AFN |
| USD | = | 83.390000000 | 83.690000000 | 83.990000000 | ALL |
| USD | = | 381.720000000 | 382.720000000 | 383.720000000 | AMD |
| USD | = | 1.784500000 | 1.802250000 | 1.820000000 | ANG |
| USD | = | 911.970000000 | 918.670000000 | 925.370000000 | AOA |
| USD | = | 1438.000000000 | 1439.500000000 | 1441.000000000 | ARS |
| USD | = | 1.523412566 | 1.524508765 | 1.525606543 | AUD |
| USD | = | 1.780000000 | 1.810000000 | 1.840000000 | AWG |
| USD | = | 1.695000000 | 1.700000000 | 1.705000000 | AZN |
| USD | = | 1.690000000 | 1.694400000 | 1.698800000 | BAM |
| USD | = | 1.998100000 | 2.014100000 | 2.030100000 | BBD |
| USD | = | 121.700000000 | 122.200000000 | 122.700000000 | BDT |
| USD | = | 1.689900000 | 1.690100000 | 1.690300000 | BGN |
| USD | = | 0.376950000 | 0.376975000 | 0.377000000 | BHD |
| USD | = | 2937.440000000 | 2949.440000000 | 2961.440000000 | BIF |
| USD | = | 1.000000000 | 1.000000000 | 1.000000000 | BMD |
| USD | = | 1.299400000 | 1.299800000 | 1.300200000 | BND |
| USD | = | 6.850000000 | 6.925000000 | 7.000000000 | BOB |
| USD | = | 5.382500000 | 5.383000000 | 5.383500000 | BRL |
| USD | = | 1.000000000 | 1.000000000 | 1.000000000 | BSD |
| USD | = | 88.677000000 | 88.684500000 | 88.692000000 | BTN |
| USD | = | 14.064697609 | 14.204545454 | 14.347202295 | BWP |
| USD | = | 3.402100000 | 3.408600000 | 3.415100000 | BYN |
| USD | = | 2.000200000 | 2.011200000 | 2.022200000 | BZD |
| USD | = | 1.396339000 | 1.397979000 | 1.399619000 | CAD |
| USD | = | 2234.000000000 | 2292.000000000 | 2350.000000000 | CDF |
| USD | = | 0.800784000 | 0.801506000 | 0.802227000 | CHF |
| USD | = | 941.990000000 | 942.545000000 | 943.100000000 | CLP |
| USD | = | 7.074151500 | 7.092625750 | 7.111100000 | CNY |
| USD | = | 3858.400000000 | 3862.400000000 | 3866.400000000 | COP |
| USD | = | 497.970000000 | 501.485000000 | 505.000000000 | CRC |
| USD | = | 24.000000000 | 24.000000000 | 24.000000000 | CUP |
| USD | = | 95.280000000 | 95.715000000 | 96.150000000 | CVE |
| USD | = | 21.013000000 | 21.027500000 | 21.042000000 | CZK |
| USD | = | 177.600000000 | 178.075000000 | 178.550000000 | DJF |
| USD | = | 6.421816000 | 6.452626000 | 6.483436000 | DKK |
| USD | = | 63.990000000 | 64.180000000 | 64.370000000 | DOP |
| USD | = | 129.640000000 | 129.963750000 | 130.287500000 | DZD |
| USD | = | 11.697100000 | 11.702350000 | 11.707600000 | EEK |
| USD | = | 47.180000000 | 47.230000000 | 47.280000000 | EGP |
| USD | = | 15.000000000 | 15.075000000 | 15.150000000 | ERN |
| USD | = | 153.565800000 | 154.065800000 | 154.565800000 | ETB |
| USD | = | 0.863815958 | 0.864068987 | 0.864321416 | EUR |
| USD | = | 2.249212775 | 2.293052052 | 2.338634237 | FJD |
| USD | = | 0.760167236 | 0.760282825 | 0.760398448 | FKP |
| USD | = | 0.759833383 | 0.759912488 | 0.759991032 | GBP |
| USD | = | 2.683000000 | 2.713000000 | 2.743000000 | GEL |
| USD | = | 10.880000000 | 10.900000000 | 10.920000000 | GHS |
| USD | = | 0.760167236 | 0.760282825 | 0.760398448 | GIP |
| USD | = | 73.450000000 | 73.475000000 | 73.500000000 | GMD |
| USD | = | 8660.000000000 | 8680.000000000 | 8700.000000000 | GNF |
| USD | = | 7.655000000 | 7.665000000 | 7.675000000 | GTQ |
| USD | = | 207.980000000 | 209.215000000 | 210.450000000 | GYD |
| USD | = | 7.752584000 | 7.771419000 | 7.790254000 | HKD |
| USD | = | 26.205000000 | 26.302500000 | 26.400000000 | HNL |
| USD | = | 7.038500000 | 7.042150000 | 7.045800000 | HRK |
| USD | = | 130.600000000 | 130.850000000 | 131.100000000 | HTG |
| USD | = | 335.490000000 | 335.690000000 | 335.890000000 | HUF |
| USD | = | 16585.095000000 | 16615.047500000 | 16645.000000000 | IDR |
| USD | = | 3.241200000 | 3.251300000 | 3.261400000 | ILS |
| USD | = | 88.607000000 | 88.635000000 | 88.663000000 | INR |
| USD | = | 1309.480000000 | 1309.980000000 | 1310.480000000 | IQD |
| USD | = | 42000.000000000 | 42050.000000000 | 42100.000000000 | IRR |
| USD | = | 125.000000000 | 125.135000000 | 125.270000000 | ISK |
| USD | = | 159.610000000 | 160.495000000 | 161.380000000 | JMD |
| USD | = | 0.708000000 | 0.709000000 | 0.710000000 | JOD |
| USD | = | 153.654200000 | 153.890500000 | 154.126800000 | JPY |
| USD | = | 129.000000000 | 129.200000000 | 129.400000000 | KES |
| USD | = | 87.450000000 | 87.477150000 | 87.504300000 | KGS |
| USD | = | 4010.000000000 | 4015.000000000 | 4020.000000000 | KHR |
| USD | = | 425.750000000 | 426.750000000 | 427.750000000 | KMF |
| USD | = | 1417.825250000 | 1421.457625000 | 1425.090000000 | KRW |
| USD | = | 0.306530000 | 0.306580000 | 0.306630000 | KWD |
| USD | = | 0.827500000 | 0.831250000 | 0.835000000 | KYD |
| USD | = | 529.850000000 | 530.275000000 | 530.700000000 | KZT |
| USD | = | 21596.000000000 | 21711.000000000 | 21826.000000000 | LAK |
| USD | = | 89500.000000000 | 89550.000000000 | 89600.000000000 | LBP |
| USD | = | 304.200000000 | 304.225000000 | 304.250000000 | LKR |
| USD | = | 182.000000000 | 183.000000000 | 184.000000000 | LRD |
| USD | = | 17.283400000 | 17.284900000 | 17.286400000 | LSL |
| USD | = | 2.853600000 | 2.853900000 | 2.854200000 | LTL |
| USD | = | 0.507800000 | 0.508250000 | 0.508700000 | LVL |
| USD | = | 5.428500000 | 5.442350000 | 5.456200000 | LYD |
| USD | = | 9.259000000 | 9.261500000 | 9.264000000 | MAD |
| USD | = | 16.840000000 | 16.890000000 | 16.940000000 | MDL |
| USD | = | 4433.110000000 | 4489.280000000 | 4545.450000000 | MGA |
| USD | = | 52.730000000 | 52.965000000 | 53.200000000 | MKD |
| USD | = | 3640.000000000 | 3640.000000000 | 3640.000000000 | MMK |
| USD | = | 3586.000000000 | 3589.000000000 | 3592.000000000 | MNT |
| USD | = | 8.002000000 | 8.008000000 | 8.014000000 | MOP |
| USD | = | 40.070100000 | 40.250100000 | 40.430100000 | MRU |
| USD | = | 45.340000000 | 45.490000000 | 45.640000000 | MUR |
| USD | = | 15.420000000 | 15.460000000 | 15.500000000 | MVR |
| USD | = | 1717.020000000 | 1733.670000000 | 1750.320000000 | MWK |
| USD | = | 18.444162000 | 18.531071000 | 18.617981000 | MXN |
| USD | = | 4.195000000 | 4.200000000 | 4.205000000 | MYR |
| USD | = | 63.270000000 | 63.905000000 | 64.540000000 | MZN |
| USD | = | 17.283400000 | 17.284900000 | 17.286400000 | NAD |
| USD | = | 1443.190000000 | 1444.815000000 | 1446.440000000 | NGN |
| USD | = | 36.600000000 | 36.800000000 | 37.000000000 | NIO |
| USD | = | 10.049606000 | 10.053215000 | 10.056824000 | NOK |
| USD | = | 141.910000000 | 141.920000000 | 141.930000000 | NPR |
| USD | = | 1.738332313 | 1.740698577 | 1.743071291 | NZD |
| USD | = | 0.384990000 | 0.385015000 | 0.385040000 | OMR |
| USD | = | 1.000000000 | 1.000000000 | 1.000000000 | PAB |
| USD | = | 3.380500000 | 3.382550000 | 3.384600000 | PEN |
| USD | = | 4.065040650 | 4.210526315 | 4.366812227 | PGK |
| USD | = | 58.732300000 | 58.817650000 | 58.903000000 | PHP |
| USD | = | 281.800000000 | 283.150000000 | 284.500000000 | PKR |
| USD | = | 3.663000000 | 3.666750000 | 3.670500000 | PLN |
| USD | = | 7068.620000000 | 7074.525000000 | 7080.430000000 | PYG |
| USD | = | 3.627100000 | 3.645100000 | 3.663100000 | QAR |
| USD | = | 4.392600000 | 4.393650000 | 4.394700000 | RON |
| USD | = | 101.160000000 | 101.305000000 | 101.450000000 | RSD |
| USD | = | 79.945500000 | 79.950000000 | 79.954500000 | RUB |
| USD | = | 1444.800000000 | 1453.300000000 | 1461.800000000 | RWF |
| USD | = | 3.750100000 | 3.750200000 | 3.750300000 | SAR |
| USD | = | 8.116883116 | 8.250825082 | 8.389261744 | SBD |
| USD | = | 14.579500000 | 14.954650000 | 15.329800000 | SCR |
| USD | = | 200.020000000 | 200.520000000 | 201.020000000 | SDD |
| USD | = | 598.650200000 | 600.320700000 | 601.991200000 | SDG |
| USD | = | 9.422796000 | 9.440995000 | 9.459193000 | SEK |
| USD | = | 1.297234000 | 1.299698000 | 1.302161000 | SGD |
| USD | = | 0.761092929 | 0.761179828 | 0.761266747 | SHP |
| USD | = | 22.850000000 | 23.200000000 | 23.550000000 | SLE |
| USD | = | 22683.000000000 | 22795.500000000 | 22908.000000000 | SLL |
| USD | = | 568.000000000 | 571.500000000 | 575.000000000 | SOS |
| USD | = | 39.483000000 | 39.736000000 | 39.989000000 | SRD |
| USD | = | 4518.365700000 | 4583.365700000 | 4648.365700000 | SSP |
| USD | = | 21.171600000 | 21.388650000 | 21.605700000 | STN |
| USD | = | 8.749800000 | 8.754800000 | 8.759800000 | SVC |
| USD | = | 11057.000000000 | 11062.000000000 | 11067.000000000 | SYP |
| USD | = | 17.250400000 | 17.275100000 | 17.299800000 | SZL |
| USD | = | 32.190720000 | 32.260360000 | 32.330000000 | THB |
| USD | = | 9.200000000 | 9.275000000 | 9.350000000 | TJS |
| USD | = | 3.494500000 | 3.499500000 | 3.504500000 | TMT |
| USD | = | 2.930000000 | 2.940000000 | 2.950000000 | TND |
| USD | = | 2.367424242 | 2.416042522 | 2.466699555 | TOP |
| USD | = | 42.024600000 | 42.029600000 | 42.034600000 | TRY |
| USD | = | 6.713600000 | 6.769800000 | 6.826000000 | TTD |
| USD | = | 30.577345000 | 30.669172500 | 30.761000000 | TWD |
| USD | = | 2440.000000000 | 2460.000000000 | 2480.000000000 | TZS |
| USD | = | 41.850000000 | 41.869400000 | 41.888800000 | UAH |
| USD | = | 3480.000000000 | 3485.000000000 | 3490.000000000 | UGX |
| USD | = | 1.000000000 | 1.000000000 | 1.000000000 | USD |
| USD | = | 39.870000000 | 39.885000000 | 39.900000000 | UYU |
| USD | = | 12020.220000000 | 12025.220000000 | 12030.220000000 | UZS |
| USD | = | 223.086785000 | 223.366343000 | 223.645900000 | VES |
| USD | = | 26315.000000000 | 26330.000000000 | 26345.000000000 | VND |
| USD | = | 119.050000000 | 121.600000000 | 124.150000000 | VUV |
| USD | = | 2.730748225 | 2.795638803 | 2.863688430 | WST |
| USD | = | 564.580000000 | 569.360000000 | 574.140000000 | XAF |
| USD | = | 2.690000000 | 2.705000000 | 2.720000000 | XCD |
| USD | = | 560.250000000 | 563.750000000 | 567.250000000 | XOF |
| USD | = | 102.820000000 | 103.270000000 | 103.720000000 | XPF |
| USD | = | 238.390000000 | 238.640000000 | 238.890000000 | YER |
| USD | = | 17.269900000 | 17.284900000 | 17.299900000 | ZAR |
| USD | = | 5185.000000000 | 5195.000000000 | 5205.000000000 | ZMK |
| USD | = | 22.050000000 | 22.075000000 | 22.100000000 | ZMW |
| USD | = | 378.000000000 | 379.500000000 | 381.000000000 | ZWD |
| USD | = | 28720.000000000 | 30670.000000000 | 32620.000000000 | ZWL |
Note:
Rates shown are for reference purposes only, and actual exchange rate used for the currency conversion to the cardmember billing currency may vary from the above rates due to rounding differences and other circumstances.
Calculate the cross rate to know the exchange rate other than USD.