Base rate
The base rate is determined based on the exchange rate of the date when payment to the merchant for a cardmember transaction is processed. This date may differ from the date the transaction is made and the date funds are debited from the cardmember bank account.
The excharge rate below is used when converting to USD.
Base rate for 10/29/2025
| Buy | Mid | Sell | |||
| USD | = | 3.672100000 | 3.672600000 | 3.673100000 | AED |
| USD | = | 66.600000000 | 66.700000000 | 66.800000000 | AFN |
| USD | = | 82.700000000 | 83.000000000 | 83.300000000 | ALL |
| USD | = | 381.780000000 | 382.780000000 | 383.780000000 | AMD |
| USD | = | 1.784500000 | 1.802250000 | 1.820000000 | ANG |
| USD | = | 911.978000000 | 918.678000000 | 925.378000000 | AOA |
| USD | = | 1471.000000000 | 1473.500000000 | 1476.000000000 | ARS |
| USD | = | 1.517575036 | 1.518662847 | 1.519749909 | AUD |
| USD | = | 1.780000000 | 1.810000000 | 1.840000000 | AWG |
| USD | = | 1.695000000 | 1.700000000 | 1.705000000 | AZN |
| USD | = | 1.677800000 | 1.682150000 | 1.686500000 | BAM |
| USD | = | 1.998100000 | 2.014100000 | 2.030100000 | BBD |
| USD | = | 121.800000000 | 122.300000000 | 122.800000000 | BDT |
| USD | = | 1.677400000 | 1.677650000 | 1.677900000 | BGN |
| USD | = | 0.376950000 | 0.376975000 | 0.377000000 | BHD |
| USD | = | 2937.000000000 | 2949.000000000 | 2961.000000000 | BIF |
| USD | = | 1.000000000 | 1.000000000 | 1.000000000 | BMD |
| USD | = | 1.293300000 | 1.293350000 | 1.293400000 | BND |
| USD | = | 6.850000000 | 6.925000000 | 7.000000000 | BOB |
| USD | = | 5.358100000 | 5.358500000 | 5.358900000 | BRL |
| USD | = | 1.000000000 | 1.000000000 | 1.000000000 | BSD |
| USD | = | 88.271000000 | 88.278500000 | 88.286000000 | BTN |
| USD | = | 13.831258644 | 14.084507042 | 14.347202295 | BWP |
| USD | = | 3.402100000 | 3.408100000 | 3.414100000 | BYN |
| USD | = | 2.000200000 | 2.011200000 | 2.022200000 | BZD |
| USD | = | 1.392246000 | 1.393832000 | 1.395418000 | CAD |
| USD | = | 2221.000000000 | 2285.500000000 | 2350.000000000 | CDF |
| USD | = | 0.792226000 | 0.792906000 | 0.793586000 | CHF |
| USD | = | 942.320000000 | 943.800000000 | 945.280000000 | CLP |
| USD | = | 7.063405500 | 7.081502750 | 7.099600000 | CNY |
| USD | = | 3895.430000000 | 3897.930000000 | 3900.430000000 | COP |
| USD | = | 497.730000000 | 501.365000000 | 505.000000000 | CRC |
| USD | = | 24.000000000 | 24.000000000 | 24.000000000 | CUP |
| USD | = | 94.600000000 | 95.030000000 | 95.460000000 | CVE |
| USD | = | 20.850000000 | 20.860500000 | 20.871000000 | CZK |
| USD | = | 177.600000000 | 178.075000000 | 178.550000000 | DJF |
| USD | = | 6.376684000 | 6.407245000 | 6.437806000 | DKK |
| USD | = | 63.990000000 | 64.180000000 | 64.370000000 | DOP |
| USD | = | 129.642400000 | 129.909750000 | 130.177100000 | DZD |
| USD | = | 11.697100000 | 11.702350000 | 11.707600000 | EEK |
| USD | = | 47.320000000 | 47.370000000 | 47.420000000 | EGP |
| USD | = | 15.000000000 | 15.075000000 | 15.150000000 | ERN |
| USD | = | 152.910000000 | 153.410000000 | 153.910000000 | ETB |
| USD | = | 0.857631462 | 0.857877935 | 0.858125288 | EUR |
| USD | = | 2.233139794 | 2.261164499 | 2.289901534 | FJD |
| USD | = | 0.753068755 | 0.753182194 | 0.753295668 | FKP |
| USD | = | 0.753065352 | 0.753143054 | 0.753220204 | GBP |
| USD | = | 2.687000000 | 2.717000000 | 2.747000000 | GEL |
| USD | = | 10.800000000 | 10.825000000 | 10.850000000 | GHS |
| USD | = | 0.753068755 | 0.753182194 | 0.753295668 | GIP |
| USD | = | 72.500000000 | 73.500000000 | 74.500000000 | GMD |
| USD | = | 8660.000000000 | 8680.000000000 | 8700.000000000 | GNF |
| USD | = | 7.650000000 | 7.660000000 | 7.670000000 | GTQ |
| USD | = | 207.980000000 | 209.215000000 | 210.450000000 | GYD |
| USD | = | 7.750313000 | 7.768604000 | 7.786896000 | HKD |
| USD | = | 26.239500000 | 26.319750000 | 26.400000000 | HNL |
| USD | = | 7.038500000 | 7.042150000 | 7.045800000 | HRK |
| USD | = | 130.600000000 | 130.850000000 | 131.100000000 | HTG |
| USD | = | 332.870000000 | 333.055000000 | 333.240000000 | HUF |
| USD | = | 16550.200000000 | 16580.100000000 | 16610.000000000 | IDR |
| USD | = | 3.250900000 | 3.257750000 | 3.264600000 | ILS |
| USD | = | 88.219000000 | 88.224000000 | 88.229000000 | INR |
| USD | = | 1309.520000000 | 1310.020000000 | 1310.520000000 | IQD |
| USD | = | 42000.000000000 | 42050.000000000 | 42100.000000000 | IRR |
| USD | = | 122.880000000 | 123.010000000 | 123.140000000 | ISK |
| USD | = | 158.910000000 | 159.810000000 | 160.710000000 | JMD |
| USD | = | 0.708000000 | 0.709000000 | 0.710000000 | JOD |
| USD | = | 151.496400000 | 151.731500000 | 151.966600000 | JPY |
| USD | = | 128.950000000 | 129.150000000 | 129.350000000 | KES |
| USD | = | 87.450000000 | 87.477150000 | 87.504300000 | KGS |
| USD | = | 4010.000000000 | 4020.000000000 | 4030.000000000 | KHR |
| USD | = | 422.470000000 | 423.470000000 | 424.470000000 | KMF |
| USD | = | 1419.765500000 | 1423.402750000 | 1427.040000000 | KRW |
| USD | = | 0.306430000 | 0.306605000 | 0.306780000 | KWD |
| USD | = | 0.827500000 | 0.831250000 | 0.835000000 | KYD |
| USD | = | 533.000000000 | 533.500000000 | 534.000000000 | KZT |
| USD | = | 21594.000000000 | 21709.000000000 | 21824.000000000 | LAK |
| USD | = | 89500.000000000 | 89550.000000000 | 89600.000000000 | LBP |
| USD | = | 304.250000000 | 304.300000000 | 304.350000000 | LKR |
| USD | = | 182.000000000 | 183.000000000 | 184.000000000 | LRD |
| USD | = | 17.125200000 | 17.146450000 | 17.167700000 | LSL |
| USD | = | 2.853600000 | 2.853900000 | 2.854200000 | LTL |
| USD | = | 0.507800000 | 0.508250000 | 0.508700000 | LVL |
| USD | = | 5.415000000 | 5.428850000 | 5.442700000 | LYD |
| USD | = | 9.214000000 | 9.216450000 | 9.218900000 | MAD |
| USD | = | 16.850000000 | 16.900000000 | 16.950000000 | MDL |
| USD | = | 4400.600000000 | 4456.355000000 | 4512.110000000 | MGA |
| USD | = | 52.590000000 | 52.830000000 | 53.070000000 | MKD |
| USD | = | 3640.000000000 | 3640.000000000 | 3640.000000000 | MMK |
| USD | = | 3589.000000000 | 3592.000000000 | 3595.000000000 | MNT |
| USD | = | 8.001000000 | 8.005000000 | 8.009000000 | MOP |
| USD | = | 40.070100000 | 40.250100000 | 40.430100000 | MRU |
| USD | = | 45.180000000 | 45.330000000 | 45.480000000 | MUR |
| USD | = | 15.420000000 | 15.460000000 | 15.500000000 | MVR |
| USD | = | 1717.020000000 | 1733.670000000 | 1750.320000000 | MWK |
| USD | = | 18.344591000 | 18.429524000 | 18.514457000 | MXN |
| USD | = | 4.196000000 | 4.199000000 | 4.202000000 | MYR |
| USD | = | 63.270000000 | 63.905000000 | 64.540000000 | MZN |
| USD | = | 17.155300000 | 17.156800000 | 17.158300000 | NAD |
| USD | = | 1452.710000000 | 1455.460000000 | 1458.210000000 | NGN |
| USD | = | 36.600000000 | 36.800000000 | 37.000000000 | NIO |
| USD | = | 9.975096000 | 9.978534000 | 9.981972000 | NOK |
| USD | = | 141.220000000 | 141.230000000 | 141.240000000 | NPR |
| USD | = | 1.726960618 | 1.729313946 | 1.731676695 | NZD |
| USD | = | 0.384990000 | 0.385015000 | 0.385040000 | OMR |
| USD | = | 1.000000000 | 1.000000000 | 1.000000000 | PAB |
| USD | = | 3.389600000 | 3.391600000 | 3.393600000 | PEN |
| USD | = | 4.199916001 | 4.276245456 | 4.355400696 | PGK |
| USD | = | 58.972818000 | 59.058409000 | 59.144000000 | PHP |
| USD | = | 281.900000000 | 283.200000000 | 284.500000000 | PKR |
| USD | = | 3.628000000 | 3.630350000 | 3.632700000 | PLN |
| USD | = | 7100.650000000 | 7102.970000000 | 7105.290000000 | PYG |
| USD | = | 3.626900000 | 3.644900000 | 3.662900000 | QAR |
| USD | = | 4.360300000 | 4.361300000 | 4.362300000 | RON |
| USD | = | 100.470000000 | 100.615000000 | 100.760000000 | RSD |
| USD | = | 79.245500000 | 79.250000000 | 79.254500000 | RUB |
| USD | = | 1444.710000000 | 1453.210000000 | 1461.710000000 | RWF |
| USD | = | 3.750000000 | 3.750100000 | 3.750200000 | SAR |
| USD | = | 7.987220447 | 8.250825082 | 8.532423208 | SBD |
| USD | = | 14.428100000 | 14.803250000 | 15.178400000 | SCR |
| USD | = | 200.020000000 | 200.520000000 | 201.020000000 | SDD |
| USD | = | 598.550200000 | 600.220700000 | 601.891200000 | SDG |
| USD | = | 9.356281000 | 9.372850000 | 9.389419000 | SEK |
| USD | = | 1.290924000 | 1.293320000 | 1.295717000 | SGD |
| USD | = | 0.754090943 | 0.754176250 | 0.754261577 | SHP |
| USD | = | 22.850000000 | 23.200000000 | 23.550000000 | SLE |
| USD | = | 22683.000000000 | 22795.500000000 | 22908.000000000 | SLL |
| USD | = | 568.000000000 | 571.500000000 | 575.000000000 | SOS |
| USD | = | 39.483000000 | 39.736000000 | 39.989000000 | SRD |
| USD | = | 4518.689700000 | 4583.689700000 | 4648.689700000 | SSP |
| USD | = | 21.019900000 | 21.235200000 | 21.450500000 | STN |
| USD | = | 8.749800000 | 8.754800000 | 8.759800000 | SVC |
| USD | = | 11057.000000000 | 11062.000000000 | 11067.000000000 | SYP |
| USD | = | 17.125100000 | 17.146400000 | 17.167700000 | SZL |
| USD | = | 32.210640000 | 32.285320000 | 32.360000000 | THB |
| USD | = | 9.150000000 | 9.245000000 | 9.340000000 | TJS |
| USD | = | 3.494500000 | 3.499500000 | 3.504500000 | TMT |
| USD | = | 2.909000000 | 2.912500000 | 2.916000000 | TND |
| USD | = | 2.365184484 | 2.413709872 | 2.464268112 | TOP |
| USD | = | 41.948700000 | 41.958300000 | 41.967900000 | TRY |
| USD | = | 6.756600000 | 6.791300000 | 6.826000000 | TTD |
| USD | = | 30.390285000 | 30.481642500 | 30.573000000 | TWD |
| USD | = | 2440.000000000 | 2460.000000000 | 2480.000000000 | TZS |
| USD | = | 41.932800000 | 41.951400000 | 41.970000000 | UAH |
| USD | = | 3465.000000000 | 3470.000000000 | 3475.000000000 | UGX |
| USD | = | 1.000000000 | 1.000000000 | 1.000000000 | USD |
| USD | = | 39.840000000 | 39.855000000 | 39.870000000 | UYU |
| USD | = | 11999.470000000 | 12004.470000000 | 12009.470000000 | UZS |
| USD | = | 219.324016000 | 219.598858000 | 219.873700000 | VES |
| USD | = | 26308.000000000 | 26328.000000000 | 26348.000000000 | VND |
| USD | = | 119.200000000 | 121.750000000 | 124.300000000 | VUV |
| USD | = | 2.727024815 | 2.791736460 | 2.859593937 | WST |
| USD | = | 563.230000000 | 564.530000000 | 565.830000000 | XAF |
| USD | = | 2.690000000 | 2.705000000 | 2.720000000 | XCD |
| USD | = | 559.500000000 | 563.000000000 | 566.500000000 | XOF |
| USD | = | 102.080000000 | 102.530000000 | 102.980000000 | XPF |
| USD | = | 238.390000000 | 238.640000000 | 238.890000000 | YER |
| USD | = | 17.146300000 | 17.154850000 | 17.163400000 | ZAR |
| USD | = | 5185.000000000 | 5195.000000000 | 5205.000000000 | ZMK |
| USD | = | 21.850000000 | 21.875000000 | 21.900000000 | ZMW |
| USD | = | 378.000000000 | 379.500000000 | 381.000000000 | ZWD |
| USD | = | 28720.000000000 | 30670.000000000 | 32620.000000000 | ZWL |
Note:
Rates shown are for reference purposes only, and actual exchange rate used for the currency conversion to the cardmember billing currency may vary from the above rates due to rounding differences and other circumstances.
Calculate the cross rate to know the exchange rate other than USD.