Base rate
The base rate is determined based on the exchange rate of the date when payment to the merchant for a cardmember transaction is processed. This date may differ from the date the transaction is made and the date funds are debited from the cardmember bank account.
The excharge rate below is used when converting to USD.
Base rate for 10/23/2026
| Buy | Mid | Sell | |||
| USD | = | 3.672600000 | 3.672700000 | 3.672800000 | AED |
| USD | = | 64.830000000 | 64.930000000 | 65.030000000 | AFN |
| USD | = | 80.250000000 | 80.825000000 | 81.400000000 | ALL |
| USD | = | 360.330000000 | 361.330000000 | 362.330000000 | AMD |
| USD | = | 1.784500000 | 1.802250000 | 1.820000000 | ANG |
| USD | = | 913.000000000 | 919.700000000 | 926.400000000 | AOA |
| USD | = | 1527.000000000 | 1527.500000000 | 1528.000000000 | ARS |
| USD | = | 1.423815883 | 1.424838352 | 1.425864323 | AUD |
| USD | = | 1.780000000 | 1.790000000 | 1.800000000 | AWG |
| USD | = | 1.695000000 | 1.700000000 | 1.705000000 | AZN |
| USD | = | 1.742800000 | 1.744800000 | 1.746800000 | BAM |
| USD | = | 1.998100000 | 2.014100000 | 2.030100000 | BBD |
| USD | = | 123.450000000 | 123.675000000 | 123.900000000 | BDT |
| USD | = | 1.662500000 | 1.662850000 | 1.663200000 | BGN |
| USD | = | 0.377300000 | 0.377550000 | 0.377800000 | BHD |
| USD | = | 2987.790000000 | 2999.790000000 | 3011.790000000 | BIF |
| USD | = | 1.000000000 | 1.000000000 | 1.000000000 | BMD |
| USD | = | 1.276700000 | 1.276800000 | 1.276900000 | BND |
| USD | = | 11.700000000 | 11.775000000 | 11.850000000 | BOB |
| USD | = | 5.052600000 | 5.052650000 | 5.052700000 | BRL |
| USD | = | 1.000000000 | 1.000000000 | 1.000000000 | BSD |
| USD | = | 94.817500000 | 94.822500000 | 94.827500000 | BTN |
| USD | = | 13.003901170 | 13.642564802 | 14.347202295 | BWP |
| USD | = | 2.943500000 | 2.951250000 | 2.959000000 | BYN |
| USD | = | 2.000200000 | 2.011200000 | 2.022200000 | BZD |
| USD | = | 1.398512000 | 1.400090000 | 1.401667000 | CAD |
| USD | = | 2311.500000000 | 2315.750000000 | 2320.000000000 | CDF |
| USD | = | 0.819163000 | 0.819845000 | 0.820528000 | CHF |
| USD | = | 985.570000000 | 986.200000000 | 986.830000000 | CLP |
| USD | = | 6.641127500 | 6.657963750 | 6.674800000 | CNY |
| USD | = | 3181.150000000 | 3182.630000000 | 3184.110000000 | COP |
| USD | = | 452.725000000 | 456.362500000 | 460.000000000 | CRC |
| USD | = | 24.000000000 | 24.000000000 | 24.000000000 | CUP |
| USD | = | 98.260000000 | 98.530000000 | 98.800000000 | CVE |
| USD | = | 21.622000000 | 21.635000000 | 21.648000000 | CZK |
| USD | = | 177.600000000 | 178.075000000 | 178.550000000 | DJF |
| USD | = | 6.629752000 | 6.661368000 | 6.692983000 | DKK |
| USD | = | 61.090000000 | 61.280000000 | 61.470000000 | DOP |
| USD | = | 134.092000000 | 134.762500000 | 135.433000000 | DZD |
| USD | = | 11.697100000 | 11.702350000 | 11.707600000 | EEK |
| USD | = | 55.250000000 | 55.300000000 | 55.350000000 | EGP |
| USD | = | 15.000000000 | 15.075000000 | 15.150000000 | ERN |
| USD | = | 161.155500000 | 161.655500000 | 162.155500000 | ETB |
| USD | = | 0.890870977 | 0.891144077 | 0.891416550 | EUR |
| USD | = | 2.210433244 | 2.237887434 | 2.266032177 | FJD |
| USD | = | 0.745879018 | 0.745962478 | 0.746045956 | FKP |
| USD | = | 0.745968599 | 0.746051522 | 0.746134463 | GBP |
| USD | = | 2.566000000 | 2.596000000 | 2.626000000 | GEL |
| USD | = | 11.590000000 | 11.600000000 | 11.610000000 | GHS |
| USD | = | 0.745879018 | 0.745962478 | 0.746045956 | GIP |
| USD | = | 74.100000000 | 74.650000000 | 75.200000000 | GMD |
| USD | = | 8805.000000000 | 8850.000000000 | 8895.000000000 | GNF |
| USD | = | 7.639000000 | 7.644500000 | 7.650000000 | GTQ |
| USD | = | 208.390000000 | 209.440000000 | 210.490000000 | GYD |
| USD | = | 7.822605000 | 7.834165000 | 7.845725000 | HKD |
| USD | = | 26.845100000 | 26.847550000 | 26.850000000 | HNL |
| USD | = | 7.038500000 | 7.042150000 | 7.045800000 | HRK |
| USD | = | 130.552500000 | 131.059300000 | 131.566100000 | HTG |
| USD | = | 325.910000000 | 326.135000000 | 326.360000000 | HUF |
| USD | = | 17990.865000000 | 18022.932500000 | 18055.000000000 | IDR |
| USD | = | 3.111000000 | 3.112000000 | 3.113000000 | ILS |
| USD | = | 94.817500000 | 94.822500000 | 94.827500000 | INR |
| USD | = | 1511.000000000 | 1516.000000000 | 1521.000000000 | IQD |
| USD | = | 1831500.000000000 | 1832375.000000000 | 1833250.000000000 | IRR |
| USD | = | 121.240000000 | 121.380000000 | 121.520000000 | ISK |
| USD | = | 157.810000000 | 158.710000000 | 159.610000000 | JMD |
| USD | = | 0.708000000 | 0.709000000 | 0.710000000 | JOD |
| USD | = | 156.289200000 | 156.527500000 | 156.765800000 | JPY |
| USD | = | 129.700000000 | 129.850000000 | 130.000000000 | KES |
| USD | = | 87.450000000 | 87.477150000 | 87.504300000 | KGS |
| USD | = | 4074.000000000 | 4079.000000000 | 4084.000000000 | KHR |
| USD | = | 438.900000000 | 439.900000000 | 440.900000000 | KMF |
| USD | = | 1319.200850000 | 1322.655425000 | 1326.110000000 | KRW |
| USD | = | 0.307950000 | 0.308000000 | 0.308050000 | KWD |
| USD | = | 0.827500000 | 0.831250000 | 0.835000000 | KYD |
| USD | = | 449.630000000 | 449.635000000 | 449.640000000 | KZT |
| USD | = | 22394.000000000 | 22502.500000000 | 22611.000000000 | LAK |
| USD | = | 89500.000000000 | 89550.000000000 | 89600.000000000 | LBP |
| USD | = | 332.200000000 | 332.250000000 | 332.300000000 | LKR |
| USD | = | 170.000000000 | 170.500000000 | 171.000000000 | LRD |
| USD | = | 16.465700000 | 16.479750000 | 16.493800000 | LSL |
| USD | = | 2.853600000 | 2.853900000 | 2.854200000 | LTL |
| USD | = | 0.507800000 | 0.508250000 | 0.508700000 | LVL |
| USD | = | 6.390700000 | 6.404550000 | 6.418400000 | LYD |
| USD | = | 9.801100000 | 9.806850000 | 9.812600000 | MAD |
| USD | = | 17.850000000 | 17.900000000 | 17.950000000 | MDL |
| USD | = | 4584.700000000 | 4599.200000000 | 4613.700000000 | MGA |
| USD | = | 54.740000000 | 54.995000000 | 55.250000000 | MKD |
| USD | = | 3660.000000000 | 3660.000000000 | 3660.000000000 | MMK |
| USD | = | 3598.000000000 | 3601.000000000 | 3604.000000000 | MNT |
| USD | = | 8.072000000 | 8.078000000 | 8.084000000 | MOP |
| USD | = | 40.005000000 | 40.065000000 | 40.125000000 | MRU |
| USD | = | 46.850000000 | 47.000000000 | 47.150000000 | MUR |
| USD | = | 15.420000000 | 15.460000000 | 15.500000000 | MVR |
| USD | = | 1717.020000000 | 1733.670000000 | 1750.320000000 | MWK |
| USD | = | 18.641069000 | 18.726933000 | 18.812797000 | MXN |
| USD | = | 4.058104000 | 4.076013000 | 4.093923000 | MYR |
| USD | = | 63.250000000 | 63.600000000 | 63.950000000 | MZN |
| USD | = | 16.487400000 | 16.488900000 | 16.490400000 | NAD |
| USD | = | 1330.300000000 | 1331.400000000 | 1332.500000000 | NGN |
| USD | = | 36.600000000 | 36.800000000 | 37.000000000 | NIO |
| USD | = | 9.324859000 | 9.328085000 | 9.331311000 | NOK |
| USD | = | 151.710000000 | 151.720000000 | 151.730000000 | NPR |
| USD | = | 1.757169691 | 1.759541111 | 1.761922045 | NZD |
| USD | = | 0.384880000 | 0.385005000 | 0.385130000 | OMR |
| USD | = | 1.000000000 | 1.000000000 | 1.000000000 | PAB |
| USD | = | 3.443300000 | 3.445100000 | 3.446900000 | PEN |
| USD | = | 4.308487720 | 4.472271914 | 4.649000464 | PGK |
| USD | = | 63.364018000 | 63.449009000 | 63.534000000 | PHP |
| USD | = | 276.500000000 | 276.740000000 | 276.980000000 | PKR |
| USD | = | 3.898200000 | 3.900350000 | 3.902500000 | PLN |
| USD | = | 5780.040000000 | 5783.240000000 | 5786.440000000 | PYG |
| USD | = | 3.641100000 | 3.643400000 | 3.645700000 | QAR |
| USD | = | 4.762300000 | 4.766500000 | 4.770700000 | RON |
| USD | = | 104.600000000 | 104.760000000 | 104.920000000 | RSD |
| USD | = | 81.895500000 | 81.900000000 | 81.904500000 | RUB |
| USD | = | 1470.770000000 | 1475.770000000 | 1480.770000000 | RWF |
| USD | = | 3.751600000 | 3.751850000 | 3.752100000 | SAR |
| USD | = | 7.751937984 | 7.968127490 | 8.196721311 | SBD |
| USD | = | 14.520500000 | 14.895650000 | 15.270800000 | SCR |
| USD | = | 200.020000000 | 200.520000000 | 201.020000000 | SDD |
| USD | = | 598.550200000 | 600.220700000 | 601.891200000 | SDG |
| USD | = | 9.890461000 | 9.907328000 | 9.924194000 | SEK |
| USD | = | 1.274533000 | 1.276881000 | 1.279229000 | SGD |
| USD | = | 0.747216618 | 0.747300377 | 0.747384155 | SHP |
| USD | = | 22.710000000 | 23.545000000 | 24.380000000 | SLE |
| USD | = | 22683.000000000 | 22795.500000000 | 22908.000000000 | SLL |
| USD | = | 568.000000000 | 571.500000000 | 575.000000000 | SOS |
| USD | = | 37.547000000 | 37.800000000 | 38.053000000 | SRD |
| USD | = | 5660.196100000 | 5745.196100000 | 5830.196100000 | SSP |
| USD | = | 21.832100000 | 22.056850000 | 22.281600000 | STN |
| USD | = | 8.749800000 | 8.754800000 | 8.759800000 | SVC |
| USD | = | 121.520000000 | 122.020000000 | 122.520000000 | SYP |
| USD | = | 16.469900000 | 16.482750000 | 16.495600000 | SZL |
| USD | = | 33.585120000 | 33.667560000 | 33.750000000 | THB |
| USD | = | 9.150000000 | 9.200000000 | 9.250000000 | TJS |
| USD | = | 3.495000000 | 3.500000000 | 3.505000000 | TMT |
| USD | = | 2.979300000 | 2.994300000 | 3.009300000 | TND |
| USD | = | 2.316960148 | 2.377555872 | 2.441406250 | TOP |
| USD | = | 49.700800000 | 49.735950000 | 49.771100000 | TRY |
| USD | = | 6.764000000 | 6.795000000 | 6.826000000 | TTD |
| USD | = | 32.434015000 | 32.530507500 | 32.627000000 | TWD |
| USD | = | 2630.000000000 | 2645.000000000 | 2660.000000000 | TZS |
| USD | = | 45.170400000 | 45.170700000 | 45.171000000 | UAH |
| USD | = | 4224.290000000 | 4229.290000000 | 4234.290000000 | UGX |
| USD | = | 1.000000000 | 1.000000000 | 1.000000000 | USD |
| USD | = | 40.090000000 | 40.105000000 | 40.120000000 | UYU |
| USD | = | 11962.500000000 | 11967.500000000 | 11972.500000000 | UZS |
| USD | = | 884.011532000 | 885.119316000 | 886.227100000 | VES |
| USD | = | 25848.000000000 | 25851.500000000 | 25855.000000000 | VND |
| USD | = | 117.180000000 | 117.470000000 | 117.760000000 | VUV |
| USD | = | 2.657454158 | 2.737476047 | 2.822466836 | WST |
| USD | = | 584.530000000 | 585.045000000 | 585.560000000 | XAF |
| USD | = | 2.690000000 | 2.705000000 | 2.720000000 | XCD |
| USD | = | 580.250000000 | 583.750000000 | 587.250000000 | XOF |
| USD | = | 106.020000000 | 106.495000000 | 106.970000000 | XPF |
| USD | = | 235.820000000 | 236.070000000 | 236.320000000 | YER |
| USD | = | 16.477600000 | 16.490100000 | 16.502600000 | ZAR |
| USD | = | 5185.000000000 | 5195.000000000 | 5205.000000000 | ZMK |
| USD | = | 20.029000000 | 20.291000000 | 20.553000000 | ZMW |
| USD | = | 378.000000000 | 379.500000000 | 381.000000000 | ZWD |
| USD | = | 28720.000000000 | 30670.000000000 | 32620.000000000 | ZWL |
Note:
Rates shown are for reference purposes only, and actual exchange rate used for the currency conversion to the cardmember billing currency may vary from the above rates due to rounding differences and other circumstances.
Calculate the cross rate to know the exchange rate other than USD.