Base rate
The base rate is determined based on the exchange rate of the date when payment to the merchant for a cardmember transaction is processed. This date may differ from the date the transaction is made and the date funds are debited from the cardmember bank account.
The excharge rate below is used when converting to USD.
Base rate for 10/23/2025
| Buy | Mid | Sell | |||
| USD | = | 3.672100000 | 3.672600000 | 3.673100000 | AED |
| USD | = | 66.280000000 | 66.380000000 | 66.480000000 | AFN |
| USD | = | 83.140000000 | 83.400000000 | 83.660000000 | ALL |
| USD | = | 381.510000000 | 382.510000000 | 383.510000000 | AMD |
| USD | = | 1.784500000 | 1.802250000 | 1.820000000 | ANG |
| USD | = | 911.970000000 | 918.670000000 | 925.370000000 | AOA |
| USD | = | 1488.000000000 | 1488.500000000 | 1489.000000000 | ARS |
| USD | = | 1.540362108 | 1.541461459 | 1.542562381 | AUD |
| USD | = | 1.780000000 | 1.810000000 | 1.840000000 | AWG |
| USD | = | 1.695000000 | 1.700000000 | 1.705000000 | AZN |
| USD | = | 1.684900000 | 1.689250000 | 1.693600000 | BAM |
| USD | = | 1.998100000 | 2.014100000 | 2.030100000 | BBD |
| USD | = | 122.150000000 | 122.300000000 | 122.450000000 | BDT |
| USD | = | 1.684800000 | 1.685000000 | 1.685200000 | BGN |
| USD | = | 0.376950000 | 0.376975000 | 0.377000000 | BHD |
| USD | = | 2936.170000000 | 2948.170000000 | 2960.170000000 | BIF |
| USD | = | 1.000000000 | 1.000000000 | 1.000000000 | BMD |
| USD | = | 1.297500000 | 1.297900000 | 1.298300000 | BND |
| USD | = | 6.860000000 | 6.935000000 | 7.010000000 | BOB |
| USD | = | 5.400300000 | 5.400800000 | 5.401300000 | BRL |
| USD | = | 1.000000000 | 1.000000000 | 1.000000000 | BSD |
| USD | = | 87.775000000 | 87.782500000 | 87.790000000 | BTN |
| USD | = | 14.224751066 | 14.326647564 | 14.430014430 | BWP |
| USD | = | 3.401100000 | 3.407100000 | 3.413100000 | BYN |
| USD | = | 2.000200000 | 2.011200000 | 2.022200000 | BZD |
| USD | = | 1.397230000 | 1.398853000 | 1.400477000 | CAD |
| USD | = | 2195.000000000 | 2272.500000000 | 2350.000000000 | CDF |
| USD | = | 0.795523000 | 0.796202000 | 0.796880000 | CHF |
| USD | = | 950.450000000 | 950.620000000 | 950.790000000 | CLP |
| USD | = | 7.090071500 | 7.108635750 | 7.127200000 | CNY |
| USD | = | 3907.400000000 | 3909.900000000 | 3912.400000000 | COP |
| USD | = | 499.820000000 | 502.410000000 | 505.000000000 | CRC |
| USD | = | 24.000000000 | 24.000000000 | 24.000000000 | CUP |
| USD | = | 94.990000000 | 95.425000000 | 95.860000000 | CVE |
| USD | = | 20.924000000 | 20.934500000 | 20.945000000 | CZK |
| USD | = | 177.600000000 | 178.075000000 | 178.550000000 | DJF |
| USD | = | 6.404626000 | 6.435295000 | 6.465964000 | DKK |
| USD | = | 63.660000000 | 63.850000000 | 64.040000000 | DOP |
| USD | = | 129.812500000 | 130.474200000 | 131.135900000 | DZD |
| USD | = | 11.697100000 | 11.702350000 | 11.707600000 | EEK |
| USD | = | 47.520000000 | 47.570000000 | 47.620000000 | EGP |
| USD | = | 15.000000000 | 15.075000000 | 15.150000000 | ERN |
| USD | = | 150.910200000 | 151.410200000 | 151.910200000 | ETB |
| USD | = | 0.861323475 | 0.861575045 | 0.861826762 | EUR |
| USD | = | 2.254791431 | 2.298850574 | 2.344665885 | FJD |
| USD | = | 0.748446972 | 0.748474982 | 0.748502994 | FKP |
| USD | = | 0.748997466 | 0.749074892 | 0.749152334 | GBP |
| USD | = | 2.684000000 | 2.714000000 | 2.744000000 | GEL |
| USD | = | 10.750000000 | 10.800000000 | 10.850000000 | GHS |
| USD | = | 0.748446972 | 0.748474982 | 0.748502994 | GIP |
| USD | = | 73.450000000 | 73.475000000 | 73.500000000 | GMD |
| USD | = | 8658.000000000 | 8679.000000000 | 8700.000000000 | GNF |
| USD | = | 7.652000000 | 7.662000000 | 7.672000000 | GTQ |
| USD | = | 207.890000000 | 209.180000000 | 210.470000000 | GYD |
| USD | = | 7.748442000 | 7.766912000 | 7.785381000 | HKD |
| USD | = | 26.134600000 | 26.267300000 | 26.400000000 | HNL |
| USD | = | 7.038500000 | 7.042150000 | 7.045800000 | HRK |
| USD | = | 130.600000000 | 130.850000000 | 131.100000000 | HTG |
| USD | = | 335.010000000 | 335.255000000 | 335.500000000 | HUF |
| USD | = | 16520.290000000 | 16550.145000000 | 16580.000000000 | IDR |
| USD | = | 3.302000000 | 3.303000000 | 3.304000000 | ILS |
| USD | = | 87.720000000 | 87.740000000 | 87.760000000 | INR |
| USD | = | 1309.520000000 | 1310.020000000 | 1310.520000000 | IQD |
| USD | = | 42000.000000000 | 42050.000000000 | 42100.000000000 | IRR |
| USD | = | 122.200000000 | 122.340000000 | 122.480000000 | ISK |
| USD | = | 159.470000000 | 160.380000000 | 161.290000000 | JMD |
| USD | = | 0.708000000 | 0.709000000 | 0.710000000 | JOD |
| USD | = | 151.762000000 | 151.995500000 | 152.229000000 | JPY |
| USD | = | 128.950000000 | 129.150000000 | 129.350000000 | KES |
| USD | = | 87.450000000 | 87.477150000 | 87.504300000 | KGS |
| USD | = | 4021.000000000 | 4031.000000000 | 4041.000000000 | KHR |
| USD | = | 424.850000000 | 425.850000000 | 426.850000000 | KMF |
| USD | = | 1424.183300000 | 1427.821650000 | 1431.460000000 | KRW |
| USD | = | 0.306460000 | 0.306510000 | 0.306560000 | KWD |
| USD | = | 0.827500000 | 0.831250000 | 0.835000000 | KYD |
| USD | = | 538.080000000 | 538.585000000 | 539.090000000 | KZT |
| USD | = | 21595.000000000 | 21710.000000000 | 21825.000000000 | LAK |
| USD | = | 89500.000000000 | 89550.000000000 | 89600.000000000 | LBP |
| USD | = | 303.300000000 | 303.350000000 | 303.400000000 | LKR |
| USD | = | 182.000000000 | 183.000000000 | 184.000000000 | LRD |
| USD | = | 17.375000000 | 17.394950000 | 17.414900000 | LSL |
| USD | = | 2.853600000 | 2.853900000 | 2.854200000 | LTL |
| USD | = | 0.507800000 | 0.508250000 | 0.508700000 | LVL |
| USD | = | 5.425300000 | 5.439150000 | 5.453000000 | LYD |
| USD | = | 9.244300000 | 9.248300000 | 9.252300000 | MAD |
| USD | = | 16.920000000 | 16.970000000 | 17.020000000 | MDL |
| USD | = | 4419.740000000 | 4475.740000000 | 4531.740000000 | MGA |
| USD | = | 52.880000000 | 53.150000000 | 53.420000000 | MKD |
| USD | = | 3638.000000000 | 3638.000000000 | 3638.000000000 | MMK |
| USD | = | 3592.000000000 | 3595.000000000 | 3598.000000000 | MNT |
| USD | = | 8.004000000 | 8.008000000 | 8.012000000 | MOP |
| USD | = | 39.990100000 | 40.170100000 | 40.350100000 | MRU |
| USD | = | 45.310000000 | 45.460000000 | 45.610000000 | MUR |
| USD | = | 15.420000000 | 15.460000000 | 15.500000000 | MVR |
| USD | = | 1717.020000000 | 1733.670000000 | 1750.320000000 | MWK |
| USD | = | 18.357431000 | 18.442324000 | 18.527217000 | MXN |
| USD | = | 4.228000000 | 4.230000000 | 4.232000000 | MYR |
| USD | = | 63.270000000 | 63.620000000 | 63.970000000 | MZN |
| USD | = | 17.425000000 | 17.431500000 | 17.438000000 | NAD |
| USD | = | 1464.100000000 | 1464.600000000 | 1465.100000000 | NGN |
| USD | = | 36.600000000 | 36.800000000 | 37.000000000 | NIO |
| USD | = | 10.018295000 | 10.022592000 | 10.026890000 | NOK |
| USD | = | 140.760000000 | 140.770000000 | 140.780000000 | NPR |
| USD | = | 1.741210803 | 1.743603155 | 1.745999043 | NZD |
| USD | = | 0.384990000 | 0.385015000 | 0.385040000 | OMR |
| USD | = | 1.000000000 | 1.000000000 | 1.000000000 | PAB |
| USD | = | 3.405100000 | 3.407050000 | 3.409000000 | PEN |
| USD | = | 4.076640847 | 4.205214465 | 4.342162396 | PGK |
| USD | = | 58.311144000 | 58.428072000 | 58.545000000 | PHP |
| USD | = | 281.900000000 | 283.200000000 | 284.500000000 | PKR |
| USD | = | 3.646400000 | 3.647400000 | 3.648400000 | PLN |
| USD | = | 7048.000000000 | 7072.500000000 | 7097.000000000 | PYG |
| USD | = | 3.636000000 | 3.645000000 | 3.654000000 | QAR |
| USD | = | 4.376800000 | 4.378750000 | 4.380700000 | RON |
| USD | = | 100.900000000 | 100.995000000 | 101.090000000 | RSD |
| USD | = | 81.495500000 | 81.500000000 | 81.504500000 | RUB |
| USD | = | 1444.270000000 | 1452.770000000 | 1461.270000000 | RWF |
| USD | = | 3.750300000 | 3.750400000 | 3.750500000 | SAR |
| USD | = | 7.923930269 | 8.149959250 | 8.389261744 | SBD |
| USD | = | 13.564600000 | 13.564800000 | 13.565000000 | SCR |
| USD | = | 200.020000000 | 200.520000000 | 201.020000000 | SDD |
| USD | = | 598.450200000 | 600.120700000 | 601.791200000 | SDG |
| USD | = | 9.393720000 | 9.411078000 | 9.428436000 | SEK |
| USD | = | 1.295604000 | 1.297999000 | 1.300394000 | SGD |
| USD | = | 0.750187546 | 0.750271973 | 0.750356419 | SHP |
| USD | = | 22.880000000 | 23.245000000 | 23.610000000 | SLE |
| USD | = | 22683.000000000 | 22795.500000000 | 22908.000000000 | SLL |
| USD | = | 567.000000000 | 570.500000000 | 574.000000000 | SOS |
| USD | = | 39.435000000 | 39.688000000 | 39.941000000 | SRD |
| USD | = | 4525.769300000 | 4590.769300000 | 4655.769300000 | SSP |
| USD | = | 21.106800000 | 21.322900000 | 21.539000000 | STN |
| USD | = | 8.749800000 | 8.754800000 | 8.759800000 | SVC |
| USD | = | 11055.000000000 | 11060.000000000 | 11065.000000000 | SYP |
| USD | = | 17.388900000 | 17.416250000 | 17.443600000 | SZL |
| USD | = | 32.658840000 | 32.739420000 | 32.820000000 | THB |
| USD | = | 9.120000000 | 9.210000000 | 9.300000000 | TJS |
| USD | = | 3.494500000 | 3.499500000 | 3.504500000 | TMT |
| USD | = | 2.927800000 | 2.936650000 | 2.945500000 | TND |
| USD | = | 2.340276152 | 2.402113860 | 2.467308166 | TOP |
| USD | = | 41.961800000 | 41.979650000 | 41.997500000 | TRY |
| USD | = | 6.747200000 | 6.786600000 | 6.826000000 | TTD |
| USD | = | 30.591275000 | 30.683137500 | 30.775000000 | TWD |
| USD | = | 2478.000000000 | 2502.000000000 | 2526.000000000 | TZS |
| USD | = | 41.841200000 | 41.846600000 | 41.852000000 | UAH |
| USD | = | 3482.550000000 | 3487.550000000 | 3492.550000000 | UGX |
| USD | = | 1.000000000 | 1.000000000 | 1.000000000 | USD |
| USD | = | 39.800000000 | 39.815000000 | 39.830000000 | UYU |
| USD | = | 12096.290000000 | 12101.290000000 | 12106.290000000 | UZS |
| USD | = | 211.952491000 | 212.218096000 | 212.483700000 | VES |
| USD | = | 26345.000000000 | 26347.500000000 | 26350.000000000 | VND |
| USD | = | 120.680000000 | 120.985000000 | 121.290000000 | VUV |
| USD | = | 2.700513097 | 2.783189535 | 2.871088142 | WST |
| USD | = | 565.090000000 | 574.405000000 | 583.720000000 | XAF |
| USD | = | 2.690000000 | 2.705000000 | 2.720000000 | XCD |
| USD | = | 561.750000000 | 565.250000000 | 568.750000000 | XOF |
| USD | = | 102.500000000 | 102.950000000 | 103.400000000 | XPF |
| USD | = | 238.570000000 | 238.820000000 | 239.070000000 | YER |
| USD | = | 17.419100000 | 17.427550000 | 17.436000000 | ZAR |
| USD | = | 5185.000000000 | 5195.000000000 | 5205.000000000 | ZMK |
| USD | = | 22.327000000 | 22.656000000 | 22.985000000 | ZMW |
| USD | = | 378.000000000 | 379.500000000 | 381.000000000 | ZWD |
| USD | = | 28720.000000000 | 30670.000000000 | 32620.000000000 | ZWL |
Note:
Rates shown are for reference purposes only, and actual exchange rate used for the currency conversion to the cardmember billing currency may vary from the above rates due to rounding differences and other circumstances.
Calculate the cross rate to know the exchange rate other than USD.