Base rate
The base rate is determined based on the exchange rate of the date when payment to the merchant for a cardmember transaction is processed. This date may differ from the date the transaction is made and the date funds are debited from the cardmember bank account.
The excharge rate below is used when converting to USD.
Base rate for 10/22/2026
| Buy | Mid | Sell | |||
| USD | = | 3.672600000 | 3.672700000 | 3.672800000 | AED |
| USD | = | 64.850000000 | 64.950000000 | 65.050000000 | AFN |
| USD | = | 80.390000000 | 80.655000000 | 80.920000000 | ALL |
| USD | = | 360.400000000 | 361.400000000 | 362.400000000 | AMD |
| USD | = | 1.784500000 | 1.802250000 | 1.820000000 | ANG |
| USD | = | 913.000000000 | 919.700000000 | 926.400000000 | AOA |
| USD | = | 1525.500000000 | 1525.750000000 | 1526.000000000 | ARS |
| USD | = | 1.421716722 | 1.422732129 | 1.423748987 | AUD |
| USD | = | 1.780000000 | 1.790000000 | 1.800000000 | AWG |
| USD | = | 1.695000000 | 1.700000000 | 1.705000000 | AZN |
| USD | = | 1.740800000 | 1.742800000 | 1.744800000 | BAM |
| USD | = | 1.998100000 | 2.014100000 | 2.030100000 | BBD |
| USD | = | 123.450000000 | 123.675000000 | 123.900000000 | BDT |
| USD | = | 1.662500000 | 1.662850000 | 1.663200000 | BGN |
| USD | = | 0.377100000 | 0.377300000 | 0.377500000 | BHD |
| USD | = | 2987.580000000 | 2999.580000000 | 3011.580000000 | BIF |
| USD | = | 1.000000000 | 1.000000000 | 1.000000000 | BMD |
| USD | = | 1.277000000 | 1.277100000 | 1.277200000 | BND |
| USD | = | 11.680000000 | 11.755000000 | 11.830000000 | BOB |
| USD | = | 5.023800000 | 5.023850000 | 5.023900000 | BRL |
| USD | = | 1.000000000 | 1.000000000 | 1.000000000 | BSD |
| USD | = | 94.460000000 | 94.465000000 | 94.470000000 | BTN |
| USD | = | 12.953367875 | 13.605442176 | 14.326647564 | BWP |
| USD | = | 2.956800000 | 2.967200000 | 2.977600000 | BYN |
| USD | = | 2.000200000 | 2.011200000 | 2.022200000 | BZD |
| USD | = | 1.402576000 | 1.404152000 | 1.405728000 | CAD |
| USD | = | 2302.500000000 | 2311.250000000 | 2320.000000000 | CDF |
| USD | = | 0.823580000 | 0.824267000 | 0.824953000 | CHF |
| USD | = | 981.070000000 | 981.700000000 | 982.330000000 | CLP |
| USD | = | 6.642421000 | 6.659210500 | 6.676000000 | CNY |
| USD | = | 3191.310000000 | 3192.850000000 | 3194.390000000 | COP |
| USD | = | 452.760000000 | 456.380000000 | 460.000000000 | CRC |
| USD | = | 24.000000000 | 24.000000000 | 24.000000000 | CUP |
| USD | = | 98.150000000 | 98.415000000 | 98.680000000 | CVE |
| USD | = | 21.589000000 | 21.599500000 | 21.610000000 | CZK |
| USD | = | 177.600000000 | 178.075000000 | 178.550000000 | DJF |
| USD | = | 6.622899000 | 6.654445000 | 6.685992000 | DKK |
| USD | = | 61.170000000 | 61.370000000 | 61.570000000 | DOP |
| USD | = | 133.945000000 | 134.614500000 | 135.284000000 | DZD |
| USD | = | 11.697100000 | 11.702350000 | 11.707600000 | EEK |
| USD | = | 54.330000000 | 54.380000000 | 54.430000000 | EGP |
| USD | = | 15.000000000 | 15.075000000 | 15.150000000 | ERN |
| USD | = | 161.178200000 | 161.678200000 | 162.178200000 | ETB |
| USD | = | 0.889925949 | 0.890196092 | 0.890465606 | EUR |
| USD | = | 2.207505518 | 2.249718785 | 2.293577981 | FJD |
| USD | = | 0.746045956 | 0.746240811 | 0.746435769 | FKP |
| USD | = | 0.746485360 | 0.746570070 | 0.746654799 | GBP |
| USD | = | 2.566000000 | 2.596000000 | 2.626000000 | GEL |
| USD | = | 11.590000000 | 11.600000000 | 11.610000000 | GHS |
| USD | = | 0.746045956 | 0.746240811 | 0.746435769 | GIP |
| USD | = | 74.000000000 | 74.600000000 | 75.200000000 | GMD |
| USD | = | 8807.000000000 | 8851.000000000 | 8895.000000000 | GNF |
| USD | = | 7.635000000 | 7.642500000 | 7.650000000 | GTQ |
| USD | = | 207.890000000 | 209.180000000 | 210.470000000 | GYD |
| USD | = | 7.825025000 | 7.844719000 | 7.864414000 | HKD |
| USD | = | 26.839600000 | 26.844800000 | 26.850000000 | HNL |
| USD | = | 7.038500000 | 7.042150000 | 7.045800000 | HRK |
| USD | = | 130.600000000 | 131.025000000 | 131.450000000 | HTG |
| USD | = | 324.730000000 | 325.050000000 | 325.370000000 | HUF |
| USD | = | 17946.000000000 | 17978.000000000 | 18010.000000000 | IDR |
| USD | = | 3.086800000 | 3.090900000 | 3.095000000 | ILS |
| USD | = | 94.460000000 | 94.465000000 | 94.470000000 | INR |
| USD | = | 1511.000000000 | 1516.000000000 | 1521.000000000 | IQD |
| USD | = | 1831500.000000000 | 1832375.000000000 | 1833250.000000000 | IRR |
| USD | = | 121.090000000 | 121.235000000 | 121.380000000 | ISK |
| USD | = | 157.910000000 | 158.760000000 | 159.610000000 | JMD |
| USD | = | 0.708000000 | 0.709000000 | 0.710000000 | JOD |
| USD | = | 157.919800000 | 158.160500000 | 158.401200000 | JPY |
| USD | = | 129.750000000 | 129.850000000 | 129.950000000 | KES |
| USD | = | 87.450000000 | 87.477150000 | 87.504300000 | KGS |
| USD | = | 4072.000000000 | 4077.000000000 | 4082.000000000 | KHR |
| USD | = | 438.040000000 | 439.040000000 | 440.040000000 | KMF |
| USD | = | 1319.688400000 | 1323.109200000 | 1326.530000000 | KRW |
| USD | = | 0.307950000 | 0.308000000 | 0.308050000 | KWD |
| USD | = | 0.827500000 | 0.831250000 | 0.835000000 | KYD |
| USD | = | 448.900000000 | 449.060000000 | 449.220000000 | KZT |
| USD | = | 22400.000000000 | 22508.500000000 | 22617.000000000 | LAK |
| USD | = | 89500.000000000 | 89550.000000000 | 89600.000000000 | LBP |
| USD | = | 331.800000000 | 331.900000000 | 332.000000000 | LKR |
| USD | = | 170.000000000 | 170.500000000 | 171.000000000 | LRD |
| USD | = | 16.347600000 | 16.365550000 | 16.383500000 | LSL |
| USD | = | 2.853600000 | 2.853900000 | 2.854200000 | LTL |
| USD | = | 0.507800000 | 0.508250000 | 0.508700000 | LVL |
| USD | = | 6.400200000 | 6.414050000 | 6.427900000 | LYD |
| USD | = | 9.784000000 | 9.788000000 | 9.792000000 | MAD |
| USD | = | 17.900000000 | 17.950000000 | 18.000000000 | MDL |
| USD | = | 4578.560000000 | 4593.060000000 | 4607.560000000 | MGA |
| USD | = | 54.660000000 | 54.895000000 | 55.130000000 | MKD |
| USD | = | 3660.000000000 | 3660.000000000 | 3660.000000000 | MMK |
| USD | = | 3597.000000000 | 3600.000000000 | 3603.000000000 | MNT |
| USD | = | 8.082000000 | 8.088000000 | 8.094000000 | MOP |
| USD | = | 40.045800000 | 40.105900000 | 40.166000000 | MRU |
| USD | = | 47.140000000 | 47.290000000 | 47.440000000 | MUR |
| USD | = | 15.420000000 | 15.460000000 | 15.500000000 | MVR |
| USD | = | 1717.020000000 | 1733.670000000 | 1750.320000000 | MWK |
| USD | = | 18.609163000 | 18.695290000 | 18.781418000 | MXN |
| USD | = | 4.062475000 | 4.080818000 | 4.099161000 | MYR |
| USD | = | 63.240000000 | 63.590000000 | 63.940000000 | MZN |
| USD | = | 16.384900000 | 16.386400000 | 16.387900000 | NAD |
| USD | = | 1333.600000000 | 1334.100000000 | 1334.600000000 | NGN |
| USD | = | 36.600000000 | 36.800000000 | 37.000000000 | NIO |
| USD | = | 9.362935000 | 9.365430000 | 9.367925000 | NOK |
| USD | = | 151.140000000 | 151.145000000 | 151.150000000 | NPR |
| USD | = | 1.751016027 | 1.753389301 | 1.755769018 | NZD |
| USD | = | 0.384880000 | 0.385005000 | 0.385130000 | OMR |
| USD | = | 1.000000000 | 1.000000000 | 1.000000000 | PAB |
| USD | = | 3.435600000 | 3.437800000 | 3.440000000 | PEN |
| USD | = | 4.308487720 | 4.472271914 | 4.649000464 | PGK |
| USD | = | 63.182382000 | 63.308191000 | 63.434000000 | PHP |
| USD | = | 276.500000000 | 276.890000000 | 277.280000000 | PKR |
| USD | = | 3.875800000 | 3.878000000 | 3.880200000 | PLN |
| USD | = | 5732.910000000 | 5733.745000000 | 5734.580000000 | PYG |
| USD | = | 3.641100000 | 3.643400000 | 3.645700000 | QAR |
| USD | = | 4.750900000 | 4.753450000 | 4.756000000 | RON |
| USD | = | 104.430000000 | 104.530000000 | 104.630000000 | RSD |
| USD | = | 81.913100000 | 81.923100000 | 81.933100000 | RUB |
| USD | = | 1470.600000000 | 1475.600000000 | 1480.600000000 | RWF |
| USD | = | 3.750900000 | 3.751150000 | 3.751400000 | SAR |
| USD | = | 7.751937984 | 7.968127490 | 8.196721311 | SBD |
| USD | = | 14.529100000 | 14.904250000 | 15.279400000 | SCR |
| USD | = | 200.020000000 | 200.520000000 | 201.020000000 | SDD |
| USD | = | 598.500200000 | 600.170700000 | 601.841200000 | SDG |
| USD | = | 9.875694000 | 9.892038000 | 9.908382000 | SEK |
| USD | = | 1.274892000 | 1.277235000 | 1.279579000 | SGD |
| USD | = | 0.747049155 | 0.747132877 | 0.747216618 | SHP |
| USD | = | 22.780000000 | 23.580000000 | 24.380000000 | SLE |
| USD | = | 22683.000000000 | 22795.500000000 | 22908.000000000 | SLL |
| USD | = | 568.000000000 | 571.500000000 | 575.000000000 | SOS |
| USD | = | 37.433000000 | 37.686000000 | 37.939000000 | SRD |
| USD | = | 5660.196000000 | 5745.196000000 | 5830.196000000 | SSP |
| USD | = | 21.808700000 | 22.032250000 | 22.255800000 | STN |
| USD | = | 8.749500000 | 8.754500000 | 8.759500000 | SVC |
| USD | = | 121.500000000 | 122.000000000 | 122.500000000 | SYP |
| USD | = | 16.350800000 | 16.367150000 | 16.383500000 | SZL |
| USD | = | 33.435720000 | 33.517860000 | 33.600000000 | THB |
| USD | = | 9.200000000 | 9.225000000 | 9.250000000 | TJS |
| USD | = | 3.495000000 | 3.500000000 | 3.505000000 | TMT |
| USD | = | 2.979100000 | 2.994100000 | 3.009100000 | TND |
| USD | = | 2.315886984 | 2.376425855 | 2.440214738 | TOP |
| USD | = | 49.625800000 | 49.630850000 | 49.635900000 | TRY |
| USD | = | 6.746500000 | 6.786250000 | 6.826000000 | TTD |
| USD | = | 32.203175000 | 32.299087500 | 32.395000000 | TWD |
| USD | = | 2630.000000000 | 2645.000000000 | 2660.000000000 | TZS |
| USD | = | 45.046500000 | 45.054150000 | 45.061800000 | UAH |
| USD | = | 4186.190000000 | 4191.190000000 | 4196.190000000 | UGX |
| USD | = | 1.000000000 | 1.000000000 | 1.000000000 | USD |
| USD | = | 40.080000000 | 40.095000000 | 40.110000000 | UYU |
| USD | = | 11960.510000000 | 11965.510000000 | 11970.510000000 | UZS |
| USD | = | 882.537726000 | 883.643663000 | 884.749600000 | VES |
| USD | = | 25856.000000000 | 25856.500000000 | 25857.000000000 | VND |
| USD | = | 117.390000000 | 117.685000000 | 117.980000000 | VUV |
| USD | = | 2.654632333 | 2.734481815 | 2.819283901 | WST |
| USD | = | 583.850000000 | 584.705000000 | 585.560000000 | XAF |
| USD | = | 2.690000000 | 2.705000000 | 2.720000000 | XCD |
| USD | = | 581.000000000 | 584.500000000 | 588.000000000 | XOF |
| USD | = | 105.910000000 | 106.375000000 | 106.840000000 | XPF |
| USD | = | 235.800000000 | 236.050000000 | 236.300000000 | YER |
| USD | = | 16.371100000 | 16.375250000 | 16.379400000 | ZAR |
| USD | = | 5185.000000000 | 5195.000000000 | 5205.000000000 | ZMK |
| USD | = | 20.022000000 | 20.272500000 | 20.523000000 | ZMW |
| USD | = | 378.000000000 | 379.500000000 | 381.000000000 | ZWD |
| USD | = | 28720.000000000 | 30670.000000000 | 32620.000000000 | ZWL |
Note:
Rates shown are for reference purposes only, and actual exchange rate used for the currency conversion to the cardmember billing currency may vary from the above rates due to rounding differences and other circumstances.
Calculate the cross rate to know the exchange rate other than USD.