Base rate
The base rate is determined based on the exchange rate of the date when payment to the merchant for a cardmember transaction is processed. This date may differ from the date the transaction is made and the date funds are debited from the cardmember bank account.
The excharge rate below is used when converting to USD.
Base rate for 10/21/2026
| Buy | Mid | Sell | |||
| USD | = | 3.672600000 | 3.672700000 | 3.672800000 | AED |
| USD | = | 64.830000000 | 64.930000000 | 65.030000000 | AFN |
| USD | = | 80.100000000 | 80.800000000 | 81.500000000 | ALL |
| USD | = | 360.450000000 | 361.450000000 | 362.450000000 | AMD |
| USD | = | 1.784500000 | 1.802250000 | 1.820000000 | ANG |
| USD | = | 913.000000000 | 919.700000000 | 926.400000000 | AOA |
| USD | = | 1524.500000000 | 1524.750000000 | 1525.000000000 | ARS |
| USD | = | 1.426309708 | 1.427325577 | 1.428344933 | AUD |
| USD | = | 1.780000000 | 1.790000000 | 1.800000000 | AWG |
| USD | = | 1.695000000 | 1.700000000 | 1.705000000 | AZN |
| USD | = | 1.741700000 | 1.744050000 | 1.746400000 | BAM |
| USD | = | 1.998100000 | 2.014100000 | 2.030100000 | BBD |
| USD | = | 123.450000000 | 123.675000000 | 123.900000000 | BDT |
| USD | = | 1.662500000 | 1.662850000 | 1.663200000 | BGN |
| USD | = | 0.377000000 | 0.377200000 | 0.377400000 | BHD |
| USD | = | 2987.580000000 | 2999.580000000 | 3011.580000000 | BIF |
| USD | = | 1.000000000 | 1.000000000 | 1.000000000 | BMD |
| USD | = | 1.277900000 | 1.278000000 | 1.278100000 | BND |
| USD | = | 11.690000000 | 11.750000000 | 11.810000000 | BOB |
| USD | = | 5.024100000 | 5.024150000 | 5.024200000 | BRL |
| USD | = | 1.000000000 | 1.000000000 | 1.000000000 | BSD |
| USD | = | 94.910000000 | 94.930000000 | 94.950000000 | BTN |
| USD | = | 12.936610608 | 13.642564802 | 14.430014430 | BWP |
| USD | = | 2.971100000 | 2.976800000 | 2.982500000 | BYN |
| USD | = | 2.000200000 | 2.011200000 | 2.022200000 | BZD |
| USD | = | 1.405039000 | 1.406628000 | 1.408217000 | CAD |
| USD | = | 2302.500000000 | 2311.250000000 | 2320.000000000 | CDF |
| USD | = | 0.825087000 | 0.825780000 | 0.826473000 | CHF |
| USD | = | 974.550000000 | 975.000000000 | 975.450000000 | CLP |
| USD | = | 6.644510500 | 6.661355250 | 6.678200000 | CNY |
| USD | = | 3172.930000000 | 3174.510000000 | 3176.090000000 | COP |
| USD | = | 450.650000000 | 455.325000000 | 460.000000000 | CRC |
| USD | = | 24.000000000 | 24.000000000 | 24.000000000 | CUP |
| USD | = | 98.200000000 | 98.485000000 | 98.770000000 | CVE |
| USD | = | 21.628000000 | 21.646000000 | 21.664000000 | CZK |
| USD | = | 177.600000000 | 178.075000000 | 178.550000000 | DJF |
| USD | = | 6.627012000 | 6.658641000 | 6.690270000 | DKK |
| USD | = | 61.320000000 | 61.520000000 | 61.720000000 | DOP |
| USD | = | 133.862000000 | 134.531500000 | 135.201000000 | DZD |
| USD | = | 11.697100000 | 11.702350000 | 11.707600000 | EEK |
| USD | = | 54.450000000 | 54.500000000 | 54.550000000 | EGP |
| USD | = | 15.000000000 | 15.075000000 | 15.150000000 | ERN |
| USD | = | 160.987800000 | 161.487800000 | 161.987800000 | ETB |
| USD | = | 0.890552044 | 0.890824154 | 0.891096431 | EUR |
| USD | = | 2.211410880 | 2.253775073 | 2.297794117 | FJD |
| USD | = | 0.747384155 | 0.747412085 | 0.747440017 | FKP |
| USD | = | 0.747755797 | 0.747839118 | 0.747923017 | GBP |
| USD | = | 2.566000000 | 2.596000000 | 2.626000000 | GEL |
| USD | = | 11.580000000 | 11.600000000 | 11.620000000 | GHS |
| USD | = | 0.747384155 | 0.747412085 | 0.747440017 | GIP |
| USD | = | 74.000000000 | 74.600000000 | 75.200000000 | GMD |
| USD | = | 8807.000000000 | 8851.000000000 | 8895.000000000 | GNF |
| USD | = | 7.635000000 | 7.642500000 | 7.650000000 | GTQ |
| USD | = | 207.980000000 | 209.215000000 | 210.450000000 | GYD |
| USD | = | 7.831456000 | 7.851117000 | 7.870778000 | HKD |
| USD | = | 26.839800000 | 26.844900000 | 26.850000000 | HNL |
| USD | = | 7.038500000 | 7.042150000 | 7.045800000 | HRK |
| USD | = | 130.600000000 | 131.025000000 | 131.450000000 | HTG |
| USD | = | 324.050000000 | 324.385000000 | 324.720000000 | HUF |
| USD | = | 17926.060000000 | 17958.030000000 | 17990.000000000 | IDR |
| USD | = | 3.089700000 | 3.092200000 | 3.094700000 | ILS |
| USD | = | 94.780000000 | 94.790000000 | 94.800000000 | INR |
| USD | = | 1511.000000000 | 1516.000000000 | 1521.000000000 | IQD |
| USD | = | 1831500.000000000 | 1832375.000000000 | 1833250.000000000 | IRR |
| USD | = | 121.160000000 | 121.325000000 | 121.490000000 | ISK |
| USD | = | 157.810000000 | 158.710000000 | 159.610000000 | JMD |
| USD | = | 0.708000000 | 0.709000000 | 0.710000000 | JOD |
| USD | = | 158.047600000 | 158.289500000 | 158.531400000 | JPY |
| USD | = | 129.800000000 | 129.900000000 | 130.000000000 | KES |
| USD | = | 87.450000000 | 87.477150000 | 87.504300000 | KGS |
| USD | = | 4067.000000000 | 4072.000000000 | 4077.000000000 | KHR |
| USD | = | 438.320000000 | 439.320000000 | 440.320000000 | KMF |
| USD | = | 1318.166050000 | 1321.583025000 | 1325.000000000 | KRW |
| USD | = | 0.307950000 | 0.308000000 | 0.308050000 | KWD |
| USD | = | 0.827500000 | 0.831250000 | 0.835000000 | KYD |
| USD | = | 450.350000000 | 450.510000000 | 450.670000000 | KZT |
| USD | = | 22400.000000000 | 22508.500000000 | 22617.000000000 | LAK |
| USD | = | 89500.000000000 | 89550.000000000 | 89600.000000000 | LBP |
| USD | = | 331.750000000 | 331.800000000 | 331.850000000 | LKR |
| USD | = | 170.000000000 | 170.500000000 | 171.000000000 | LRD |
| USD | = | 16.370500000 | 16.386100000 | 16.401700000 | LSL |
| USD | = | 2.853600000 | 2.853900000 | 2.854200000 | LTL |
| USD | = | 0.507800000 | 0.508250000 | 0.508700000 | LVL |
| USD | = | 6.398500000 | 6.412350000 | 6.426200000 | LYD |
| USD | = | 9.781700000 | 9.791150000 | 9.800600000 | MAD |
| USD | = | 17.830000000 | 17.880000000 | 17.930000000 | MDL |
| USD | = | 4570.770000000 | 4585.270000000 | 4599.770000000 | MGA |
| USD | = | 54.590000000 | 54.805000000 | 55.020000000 | MKD |
| USD | = | 3660.000000000 | 3660.000000000 | 3660.000000000 | MMK |
| USD | = | 3597.000000000 | 3600.000000000 | 3603.000000000 | MNT |
| USD | = | 8.084000000 | 8.089000000 | 8.094000000 | MOP |
| USD | = | 40.064500000 | 40.124600000 | 40.184700000 | MRU |
| USD | = | 47.110000000 | 47.260000000 | 47.410000000 | MUR |
| USD | = | 15.420000000 | 15.460000000 | 15.500000000 | MVR |
| USD | = | 1717.020000000 | 1733.670000000 | 1750.320000000 | MWK |
| USD | = | 18.345144000 | 18.430063000 | 18.514983000 | MXN |
| USD | = | 4.066972000 | 4.085679000 | 4.104386000 | MYR |
| USD | = | 63.250000000 | 63.600000000 | 63.950000000 | MZN |
| USD | = | 16.379300000 | 16.380800000 | 16.382300000 | NAD |
| USD | = | 1329.810000000 | 1331.060000000 | 1332.310000000 | NGN |
| USD | = | 36.600000000 | 36.800000000 | 37.000000000 | NIO |
| USD | = | 9.407275000 | 9.410152000 | 9.413030000 | NOK |
| USD | = | 151.890000000 | 151.895000000 | 151.900000000 | NPR |
| USD | = | 1.759005669 | 1.761391358 | 1.763780416 | NZD |
| USD | = | 0.384880000 | 0.385005000 | 0.385130000 | OMR |
| USD | = | 1.000000000 | 1.000000000 | 1.000000000 | PAB |
| USD | = | 3.426000000 | 3.427900000 | 3.429800000 | PEN |
| USD | = | 4.306632213 | 4.470272686 | 4.646840148 | PGK |
| USD | = | 62.885976000 | 63.010988000 | 63.136000000 | PHP |
| USD | = | 276.750000000 | 277.000000000 | 277.250000000 | PKR |
| USD | = | 3.888000000 | 3.890350000 | 3.892700000 | PLN |
| USD | = | 5754.260000000 | 5754.515000000 | 5754.770000000 | PYG |
| USD | = | 3.644700000 | 3.645000000 | 3.645300000 | QAR |
| USD | = | 4.742200000 | 4.745600000 | 4.749000000 | RON |
| USD | = | 104.530000000 | 104.590000000 | 104.650000000 | RSD |
| USD | = | 82.450000000 | 82.460000000 | 82.470000000 | RUB |
| USD | = | 1470.410000000 | 1475.410000000 | 1480.410000000 | RWF |
| USD | = | 3.750800000 | 3.751000000 | 3.751200000 | SAR |
| USD | = | 7.763975155 | 7.980845969 | 8.210180623 | SBD |
| USD | = | 13.979200000 | 13.979400000 | 13.979600000 | SCR |
| USD | = | 200.020000000 | 200.520000000 | 201.020000000 | SDD |
| USD | = | 598.550200000 | 600.220700000 | 601.891200000 | SDG |
| USD | = | 9.894792000 | 9.911608000 | 9.928423000 | SEK |
| USD | = | 1.275724000 | 1.278071000 | 1.280418000 | SGD |
| USD | = | 0.748783227 | 0.748867338 | 0.748951467 | SHP |
| USD | = | 22.850000000 | 22.950000000 | 23.050000000 | SLE |
| USD | = | 22683.000000000 | 22795.500000000 | 22908.000000000 | SLL |
| USD | = | 568.000000000 | 571.500000000 | 575.000000000 | SOS |
| USD | = | 37.393000000 | 37.646000000 | 37.899000000 | SRD |
| USD | = | 5660.196100000 | 5745.196100000 | 5830.196100000 | SSP |
| USD | = | 21.822300000 | 22.047000000 | 22.271700000 | STN |
| USD | = | 8.749800000 | 8.754800000 | 8.759800000 | SVC |
| USD | = | 121.520000000 | 122.020000000 | 122.520000000 | SYP |
| USD | = | 16.380300000 | 16.396300000 | 16.412300000 | SZL |
| USD | = | 33.455640000 | 33.547820000 | 33.640000000 | THB |
| USD | = | 9.180000000 | 9.215000000 | 9.250000000 | TJS |
| USD | = | 3.495000000 | 3.500000000 | 3.505000000 | TMT |
| USD | = | 2.999000000 | 2.999750000 | 3.000500000 | TND |
| USD | = | 2.318034306 | 2.378686964 | 2.442598925 | TOP |
| USD | = | 49.587200000 | 49.592200000 | 49.597200000 | TRY |
| USD | = | 6.752600000 | 6.789300000 | 6.826000000 | TTD |
| USD | = | 32.415110000 | 32.511555000 | 32.608000000 | TWD |
| USD | = | 2625.000000000 | 2645.000000000 | 2665.000000000 | TZS |
| USD | = | 45.015500000 | 45.041200000 | 45.066900000 | UAH |
| USD | = | 4153.570000000 | 4158.570000000 | 4163.570000000 | UGX |
| USD | = | 1.000000000 | 1.000000000 | 1.000000000 | USD |
| USD | = | 40.130000000 | 40.145000000 | 40.160000000 | UYU |
| USD | = | 12007.300000000 | 12012.300000000 | 12017.300000000 | UZS |
| USD | = | 881.187809000 | 882.292054000 | 883.396300000 | VES |
| USD | = | 25872.000000000 | 25876.000000000 | 25880.000000000 | VND |
| USD | = | 117.560000000 | 117.855000000 | 118.150000000 | VUV |
| USD | = | 2.658867322 | 2.738975623 | 2.824060999 | WST |
| USD | = | 584.160000000 | 584.860000000 | 585.560000000 | XAF |
| USD | = | 2.690000000 | 2.705000000 | 2.720000000 | XCD |
| USD | = | 580.500000000 | 584.000000000 | 587.500000000 | XOF |
| USD | = | 105.980000000 | 106.450000000 | 106.920000000 | XPF |
| USD | = | 235.850000000 | 236.100000000 | 236.350000000 | YER |
| USD | = | 16.392400000 | 16.396800000 | 16.401200000 | ZAR |
| USD | = | 5185.000000000 | 5195.000000000 | 5205.000000000 | ZMK |
| USD | = | 20.000000000 | 20.025000000 | 20.050000000 | ZMW |
| USD | = | 378.000000000 | 379.500000000 | 381.000000000 | ZWD |
| USD | = | 28720.000000000 | 30670.000000000 | 32620.000000000 | ZWL |
Note:
Rates shown are for reference purposes only, and actual exchange rate used for the currency conversion to the cardmember billing currency may vary from the above rates due to rounding differences and other circumstances.
Calculate the cross rate to know the exchange rate other than USD.