Base rate
The base rate is determined based on the exchange rate of the date when payment to the merchant for a cardmember transaction is processed. This date may differ from the date the transaction is made and the date funds are debited from the cardmember bank account.
The excharge rate below is used when converting to USD.
Base rate for 10/21/2025
| Buy | Mid | Sell | |||
| USD | = | 3.672100000 | 3.672600000 | 3.673100000 | AED |
| USD | = | 66.350000000 | 66.450000000 | 66.550000000 | AFN |
| USD | = | 82.610000000 | 82.955000000 | 83.300000000 | ALL |
| USD | = | 382.010000000 | 383.010000000 | 384.010000000 | AMD |
| USD | = | 1.784500000 | 1.802250000 | 1.820000000 | ANG |
| USD | = | 911.970000000 | 918.670000000 | 925.370000000 | AOA |
| USD | = | 1475.000000000 | 1477.500000000 | 1480.000000000 | ARS |
| USD | = | 1.533638834 | 1.534730961 | 1.535824645 | AUD |
| USD | = | 1.780000000 | 1.810000000 | 1.840000000 | AWG |
| USD | = | 1.695000000 | 1.700000000 | 1.705000000 | AZN |
| USD | = | 1.679500000 | 1.683850000 | 1.688200000 | BAM |
| USD | = | 1.998100000 | 2.014100000 | 2.030100000 | BBD |
| USD | = | 121.860000000 | 121.905000000 | 121.950000000 | BDT |
| USD | = | 1.679500000 | 1.679700000 | 1.679900000 | BGN |
| USD | = | 0.376960000 | 0.376985000 | 0.377010000 | BHD |
| USD | = | 2935.970000000 | 2947.970000000 | 2959.970000000 | BIF |
| USD | = | 1.000000000 | 1.000000000 | 1.000000000 | BMD |
| USD | = | 1.293600000 | 1.293650000 | 1.293700000 | BND |
| USD | = | 6.860000000 | 6.935000000 | 7.010000000 | BOB |
| USD | = | 5.373200000 | 5.373650000 | 5.374100000 | BRL |
| USD | = | 1.000000000 | 1.000000000 | 1.000000000 | BSD |
| USD | = | 87.890000000 | 87.897500000 | 87.905000000 | BTN |
| USD | = | 14.044943820 | 14.214641080 | 14.388489208 | BWP |
| USD | = | 3.402100000 | 3.408600000 | 3.415100000 | BYN |
| USD | = | 2.000200000 | 2.011200000 | 2.022200000 | BZD |
| USD | = | 1.401735000 | 1.403342000 | 1.404950000 | CAD |
| USD | = | 2160.000000000 | 2180.000000000 | 2200.000000000 | CDF |
| USD | = | 0.791895000 | 0.792571000 | 0.793248000 | CHF |
| USD | = | 950.660000000 | 950.840000000 | 951.020000000 | CLP |
| USD | = | 7.084002000 | 7.102251000 | 7.120500000 | CNY |
| USD | = | 3874.500000000 | 3877.000000000 | 3879.500000000 | COP |
| USD | = | 498.750000000 | 501.875000000 | 505.000000000 | CRC |
| USD | = | 24.000000000 | 24.000000000 | 24.000000000 | CUP |
| USD | = | 94.690000000 | 95.120000000 | 95.550000000 | CVE |
| USD | = | 20.849000000 | 20.861500000 | 20.874000000 | CZK |
| USD | = | 177.600000000 | 178.075000000 | 178.550000000 | DJF |
| USD | = | 6.383609000 | 6.414166000 | 6.444724000 | DKK |
| USD | = | 63.440000000 | 63.630000000 | 63.820000000 | DOP |
| USD | = | 129.863700000 | 130.159200000 | 130.454700000 | DZD |
| USD | = | 11.697100000 | 11.702350000 | 11.707600000 | EEK |
| USD | = | 47.450000000 | 47.500000000 | 47.550000000 | EGP |
| USD | = | 15.000000000 | 15.075000000 | 15.150000000 | ERN |
| USD | = | 150.331200000 | 150.831200000 | 151.331200000 | ETB |
| USD | = | 0.858613047 | 0.858863774 | 0.859114647 | EUR |
| USD | = | 2.279462046 | 2.297794117 | 2.316423442 | FJD |
| USD | = | 0.746045956 | 0.746157289 | 0.746268656 | FKP |
| USD | = | 0.746014788 | 0.746092155 | 0.746169538 | GBP |
| USD | = | 2.682000000 | 2.714000000 | 2.746000000 | GEL |
| USD | = | 10.700000000 | 10.750000000 | 10.800000000 | GHS |
| USD | = | 0.746045956 | 0.746157289 | 0.746268656 | GIP |
| USD | = | 73.400000000 | 73.450000000 | 73.500000000 | GMD |
| USD | = | 8655.000000000 | 8677.500000000 | 8700.000000000 | GNF |
| USD | = | 7.650000000 | 7.660000000 | 7.670000000 | GTQ |
| USD | = | 207.980000000 | 209.215000000 | 210.450000000 | GYD |
| USD | = | 7.749948000 | 7.768201000 | 7.786453000 | HKD |
| USD | = | 26.147800000 | 26.273900000 | 26.400000000 | HNL |
| USD | = | 7.038500000 | 7.042150000 | 7.045800000 | HRK |
| USD | = | 130.600000000 | 130.850000000 | 131.100000000 | HTG |
| USD | = | 333.900000000 | 334.160000000 | 334.420000000 | HUF |
| USD | = | 16520.290000000 | 16550.145000000 | 16580.000000000 | IDR |
| USD | = | 3.280200000 | 3.286050000 | 3.291900000 | ILS |
| USD | = | 87.870000000 | 87.880000000 | 87.890000000 | INR |
| USD | = | 1309.520000000 | 1310.020000000 | 1310.520000000 | IQD |
| USD | = | 42000.000000000 | 42050.000000000 | 42100.000000000 | IRR |
| USD | = | 121.470000000 | 121.610000000 | 121.750000000 | ISK |
| USD | = | 159.910000000 | 160.810000000 | 161.710000000 | JMD |
| USD | = | 0.708000000 | 0.709000000 | 0.710000000 | JOD |
| USD | = | 150.608700000 | 150.840000000 | 151.071300000 | JPY |
| USD | = | 128.950000000 | 129.150000000 | 129.350000000 | KES |
| USD | = | 87.450000000 | 87.477150000 | 87.504300000 | KGS |
| USD | = | 4025.000000000 | 4035.000000000 | 4045.000000000 | KHR |
| USD | = | 422.200000000 | 423.200000000 | 424.200000000 | KMF |
| USD | = | 1413.556700000 | 1417.183350000 | 1420.810000000 | KRW |
| USD | = | 0.305770000 | 0.305945000 | 0.306120000 | KWD |
| USD | = | 0.827500000 | 0.831250000 | 0.835000000 | KYD |
| USD | = | 537.850000000 | 538.360000000 | 538.870000000 | KZT |
| USD | = | 21587.000000000 | 21702.000000000 | 21817.000000000 | LAK |
| USD | = | 89500.000000000 | 89550.000000000 | 89600.000000000 | LBP |
| USD | = | 302.750000000 | 302.800000000 | 302.850000000 | LKR |
| USD | = | 182.000000000 | 183.000000000 | 184.000000000 | LRD |
| USD | = | 17.197700000 | 17.217000000 | 17.236300000 | LSL |
| USD | = | 2.853600000 | 2.853900000 | 2.854200000 | LTL |
| USD | = | 0.507800000 | 0.508250000 | 0.508700000 | LVL |
| USD | = | 5.412600000 | 5.426450000 | 5.440300000 | LYD |
| USD | = | 9.200900000 | 9.208400000 | 9.215900000 | MAD |
| USD | = | 16.850000000 | 16.900000000 | 16.950000000 | MDL |
| USD | = | 4414.290000000 | 4465.815000000 | 4517.340000000 | MGA |
| USD | = | 52.680000000 | 52.920000000 | 53.160000000 | MKD |
| USD | = | 3638.000000000 | 3638.000000000 | 3638.000000000 | MMK |
| USD | = | 3593.000000000 | 3596.000000000 | 3599.000000000 | MNT |
| USD | = | 8.003000000 | 8.008000000 | 8.013000000 | MOP |
| USD | = | 40.000100000 | 40.180100000 | 40.360100000 | MRU |
| USD | = | 44.880000000 | 45.030000000 | 45.180000000 | MUR |
| USD | = | 15.420000000 | 15.460000000 | 15.500000000 | MVR |
| USD | = | 1717.020000000 | 1733.670000000 | 1750.320000000 | MWK |
| USD | = | 18.315890000 | 18.400578000 | 18.485265000 | MXN |
| USD | = | 4.224000000 | 4.226000000 | 4.228000000 | MYR |
| USD | = | 63.270000000 | 63.905000000 | 64.540000000 | MZN |
| USD | = | 17.224900000 | 17.226400000 | 17.227900000 | NAD |
| USD | = | 1464.770000000 | 1465.770000000 | 1466.770000000 | NGN |
| USD | = | 36.600000000 | 36.800000000 | 37.000000000 | NIO |
| USD | = | 10.043699000 | 10.049412000 | 10.055126000 | NOK |
| USD | = | 140.760000000 | 140.770000000 | 140.780000000 | NPR |
| USD | = | 1.738961075 | 1.741332084 | 1.743712608 | NZD |
| USD | = | 0.384960000 | 0.384990000 | 0.385020000 | OMR |
| USD | = | 1.000000000 | 1.000000000 | 1.000000000 | PAB |
| USD | = | 3.371400000 | 3.373450000 | 3.375500000 | PEN |
| USD | = | 4.192872117 | 4.264392324 | 4.338394793 | PGK |
| USD | = | 58.003760000 | 58.104380000 | 58.205000000 | PHP |
| USD | = | 281.400000000 | 282.950000000 | 284.500000000 | PKR |
| USD | = | 3.636300000 | 3.638350000 | 3.640400000 | PLN |
| USD | = | 7078.200000000 | 7083.970000000 | 7089.740000000 | PYG |
| USD | = | 3.627100000 | 3.645100000 | 3.663100000 | QAR |
| USD | = | 4.367600000 | 4.369700000 | 4.371800000 | RON |
| USD | = | 100.560000000 | 100.655000000 | 100.750000000 | RSD |
| USD | = | 80.845500000 | 80.850000000 | 80.854500000 | RUB |
| USD | = | 1444.140000000 | 1452.640000000 | 1461.140000000 | RWF |
| USD | = | 3.750300000 | 3.750400000 | 3.750500000 | SAR |
| USD | = | 8.116883116 | 8.250825082 | 8.389261744 | SBD |
| USD | = | 14.762500000 | 15.137650000 | 15.512800000 | SCR |
| USD | = | 200.020000000 | 200.520000000 | 201.020000000 | SDD |
| USD | = | 598.550200000 | 600.220700000 | 601.891200000 | SDG |
| USD | = | 9.400125000 | 9.419060000 | 9.437995000 | SEK |
| USD | = | 1.291430000 | 1.293833000 | 1.296235000 | SGD |
| USD | = | 0.747160789 | 0.747244535 | 0.747328301 | SHP |
| USD | = | 22.750000000 | 23.200000000 | 23.650000000 | SLE |
| USD | = | 22683.000000000 | 22795.500000000 | 22908.000000000 | SLL |
| USD | = | 568.000000000 | 571.500000000 | 575.000000000 | SOS |
| USD | = | 38.982000000 | 39.235000000 | 39.488000000 | SRD |
| USD | = | 4516.854100000 | 4581.854100000 | 4646.854100000 | SSP |
| USD | = | 21.039200000 | 21.254650000 | 21.470100000 | STN |
| USD | = | 8.749800000 | 8.754800000 | 8.759800000 | SVC |
| USD | = | 13000.000000000 | 13005.000000000 | 13010.000000000 | SYP |
| USD | = | 17.197600000 | 17.216950000 | 17.236300000 | SZL |
| USD | = | 32.360040000 | 32.460020000 | 32.560000000 | THB |
| USD | = | 9.150000000 | 9.200000000 | 9.250000000 | TJS |
| USD | = | 3.494500000 | 3.499500000 | 3.504500000 | TMT |
| USD | = | 2.919800000 | 2.923300000 | 2.926800000 | TND |
| USD | = | 2.279462046 | 2.346316283 | 2.417210539 | TOP |
| USD | = | 41.894700000 | 41.934700000 | 41.974700000 | TRY |
| USD | = | 6.737000000 | 6.781500000 | 6.826000000 | TTD |
| USD | = | 30.443020000 | 30.534510000 | 30.626000000 | TWD |
| USD | = | 2430.000000000 | 2460.000000000 | 2490.000000000 | TZS |
| USD | = | 41.700100000 | 41.718550000 | 41.737000000 | UAH |
| USD | = | 3467.000000000 | 3472.000000000 | 3477.000000000 | UGX |
| USD | = | 1.000000000 | 1.000000000 | 1.000000000 | USD |
| USD | = | 39.870000000 | 39.885000000 | 39.900000000 | UYU |
| USD | = | 12055.150000000 | 12060.150000000 | 12065.150000000 | UZS |
| USD | = | 207.374066000 | 207.633933000 | 207.893800000 | VES |
| USD | = | 26330.000000000 | 26342.500000000 | 26355.000000000 | VND |
| USD | = | 120.510000000 | 120.815000000 | 121.120000000 | VUV |
| USD | = | 2.737476047 | 2.802690582 | 2.871088142 | WST |
| USD | = | 563.290000000 | 573.390000000 | 583.490000000 | XAF |
| USD | = | 2.690000000 | 2.705000000 | 2.720000000 | XCD |
| USD | = | 558.750000000 | 562.250000000 | 565.750000000 | XOF |
| USD | = | 102.170000000 | 102.620000000 | 103.070000000 | XPF |
| USD | = | 238.580000000 | 238.830000000 | 239.080000000 | YER |
| USD | = | 17.218600000 | 17.226250000 | 17.233900000 | ZAR |
| USD | = | 5185.000000000 | 5195.000000000 | 5205.000000000 | ZMK |
| USD | = | 22.550000000 | 22.575000000 | 22.600000000 | ZMW |
| USD | = | 378.000000000 | 379.500000000 | 381.000000000 | ZWD |
| USD | = | 28720.000000000 | 30670.000000000 | 32620.000000000 | ZWL |
Note:
Rates shown are for reference purposes only, and actual exchange rate used for the currency conversion to the cardmember billing currency may vary from the above rates due to rounding differences and other circumstances.
Calculate the cross rate to know the exchange rate other than USD.