Base rate
The base rate is determined based on the exchange rate of the date when payment to the merchant for a cardmember transaction is processed. This date may differ from the date the transaction is made and the date funds are debited from the cardmember bank account.
The excharge rate below is used when converting to USD.
Base rate for 10/20/2026
| Buy | Mid | Sell | |||
| USD | = | 3.672500000 | 3.672600000 | 3.672700000 | AED |
| USD | = | 64.800000000 | 64.900000000 | 65.000000000 | AFN |
| USD | = | 80.800000000 | 81.110000000 | 81.420000000 | ALL |
| USD | = | 360.360000000 | 361.360000000 | 362.360000000 | AMD |
| USD | = | 1.784500000 | 1.802250000 | 1.820000000 | ANG |
| USD | = | 913.000000000 | 919.700000000 | 926.400000000 | AOA |
| USD | = | 1524.000000000 | 1524.250000000 | 1524.500000000 | ARS |
| USD | = | 1.431165927 | 1.432186676 | 1.433210937 | AUD |
| USD | = | 1.780000000 | 1.790000000 | 1.800000000 | AWG |
| USD | = | 1.695000000 | 1.700000000 | 1.705000000 | AZN |
| USD | = | 1.743600000 | 1.745900000 | 1.748200000 | BAM |
| USD | = | 1.998100000 | 2.014100000 | 2.030100000 | BBD |
| USD | = | 123.450000000 | 123.675000000 | 123.900000000 | BDT |
| USD | = | 1.662500000 | 1.662850000 | 1.663200000 | BGN |
| USD | = | 0.377300000 | 0.377500000 | 0.377700000 | BHD |
| USD | = | 2981.150000000 | 2995.500000000 | 3009.850000000 | BIF |
| USD | = | 1.000000000 | 1.000000000 | 1.000000000 | BMD |
| USD | = | 1.279700000 | 1.279800000 | 1.279900000 | BND |
| USD | = | 11.620000000 | 11.695000000 | 11.770000000 | BOB |
| USD | = | 5.040400000 | 5.040450000 | 5.040500000 | BRL |
| USD | = | 1.000000000 | 1.000000000 | 1.000000000 | BSD |
| USD | = | 94.925000000 | 94.930000000 | 94.935000000 | BTN |
| USD | = | 12.953367875 | 13.633265167 | 14.388489208 | BWP |
| USD | = | 2.975900000 | 2.982950000 | 2.990000000 | BYN |
| USD | = | 2.000200000 | 2.011200000 | 2.022200000 | BZD |
| USD | = | 1.408842000 | 1.410425000 | 1.412007000 | CAD |
| USD | = | 2302.500000000 | 2311.250000000 | 2320.000000000 | CDF |
| USD | = | 0.826138000 | 0.826827000 | 0.827515000 | CHF |
| USD | = | 980.370000000 | 981.270000000 | 982.170000000 | CLP |
| USD | = | 6.647296500 | 6.664398250 | 6.681500000 | CNY |
| USD | = | 3156.530000000 | 3158.030000000 | 3159.530000000 | COP |
| USD | = | 448.346300000 | 454.173150000 | 460.000000000 | CRC |
| USD | = | 24.000000000 | 24.000000000 | 24.000000000 | CUP |
| USD | = | 98.300000000 | 98.590000000 | 98.880000000 | CVE |
| USD | = | 21.692000000 | 21.703000000 | 21.714000000 | CZK |
| USD | = | 177.600000000 | 178.075000000 | 178.550000000 | DJF |
| USD | = | 6.634094000 | 6.665864000 | 6.697634000 | DKK |
| USD | = | 61.190000000 | 61.490000000 | 61.790000000 | DOP |
| USD | = | 134.152900000 | 134.429250000 | 134.705600000 | DZD |
| USD | = | 11.697100000 | 11.702350000 | 11.707600000 | EEK |
| USD | = | 53.860000000 | 53.910000000 | 53.960000000 | EGP |
| USD | = | 15.000000000 | 15.075000000 | 15.150000000 | ERN |
| USD | = | 160.822100000 | 161.322100000 | 161.822100000 | ETB |
| USD | = | 0.891459461 | 0.891732922 | 0.892005755 | EUR |
| USD | = | 2.215330084 | 2.257846014 | 2.302025782 | FJD |
| USD | = | 0.751314800 | 0.751343025 | 0.751371252 | FKP |
| USD | = | 0.751247634 | 0.751332864 | 0.751418113 | GBP |
| USD | = | 2.564900000 | 2.596250000 | 2.627600000 | GEL |
| USD | = | 11.650000000 | 11.675000000 | 11.700000000 | GHS |
| USD | = | 0.751314800 | 0.751343025 | 0.751371252 | GIP |
| USD | = | 74.000000000 | 74.600000000 | 75.200000000 | GMD |
| USD | = | 8807.000000000 | 8851.000000000 | 8895.000000000 | GNF |
| USD | = | 7.635000000 | 7.642500000 | 7.650000000 | GTQ |
| USD | = | 207.790000000 | 209.155000000 | 210.520000000 | GYD |
| USD | = | 7.827341000 | 7.847112000 | 7.866883000 | HKD |
| USD | = | 26.832400000 | 26.841200000 | 26.850000000 | HNL |
| USD | = | 7.038500000 | 7.042150000 | 7.045800000 | HRK |
| USD | = | 130.450000000 | 130.950000000 | 131.450000000 | HTG |
| USD | = | 323.330000000 | 323.590000000 | 323.850000000 | HUF |
| USD | = | 17975.910000000 | 18007.955000000 | 18040.000000000 | IDR |
| USD | = | 3.098300000 | 3.102500000 | 3.106700000 | ILS |
| USD | = | 94.925000000 | 94.930000000 | 94.935000000 | INR |
| USD | = | 1511.000000000 | 1516.000000000 | 1521.000000000 | IQD |
| USD | = | 1779800.000000000 | 1795875.000000000 | 1811950.000000000 | IRR |
| USD | = | 121.290000000 | 121.455000000 | 121.620000000 | ISK |
| USD | = | 157.810000000 | 158.710000000 | 159.610000000 | JMD |
| USD | = | 0.708000000 | 0.709000000 | 0.710000000 | JOD |
| USD | = | 158.287200000 | 158.528500000 | 158.769800000 | JPY |
| USD | = | 129.800000000 | 129.900000000 | 130.000000000 | KES |
| USD | = | 87.450000000 | 87.477150000 | 87.504300000 | KGS |
| USD | = | 4063.000000000 | 4068.000000000 | 4073.000000000 | KHR |
| USD | = | 438.280000000 | 439.280000000 | 440.280000000 | KMF |
| USD | = | 1324.185800000 | 1327.627900000 | 1331.070000000 | KRW |
| USD | = | 0.307950000 | 0.308000000 | 0.308050000 | KWD |
| USD | = | 0.827500000 | 0.831250000 | 0.835000000 | KYD |
| USD | = | 451.880000000 | 452.040000000 | 452.200000000 | KZT |
| USD | = | 22392.000000000 | 22500.500000000 | 22609.000000000 | LAK |
| USD | = | 89500.000000000 | 89550.000000000 | 89600.000000000 | LBP |
| USD | = | 331.350000000 | 331.425000000 | 331.500000000 | LKR |
| USD | = | 170.000000000 | 170.500000000 | 171.000000000 | LRD |
| USD | = | 16.399500000 | 16.414050000 | 16.428600000 | LSL |
| USD | = | 2.853600000 | 2.853900000 | 2.854200000 | LTL |
| USD | = | 0.507800000 | 0.508250000 | 0.508700000 | LVL |
| USD | = | 6.402000000 | 6.415850000 | 6.429700000 | LYD |
| USD | = | 9.784500000 | 9.787050000 | 9.789600000 | MAD |
| USD | = | 17.787000000 | 17.837000000 | 17.887000000 | MDL |
| USD | = | 4570.770000000 | 4585.270000000 | 4599.770000000 | MGA |
| USD | = | 54.770000000 | 54.985000000 | 55.200000000 | MKD |
| USD | = | 3660.000000000 | 3660.000000000 | 3660.000000000 | MMK |
| USD | = | 3596.000000000 | 3599.000000000 | 3602.000000000 | MNT |
| USD | = | 8.084000000 | 8.089000000 | 8.094000000 | MOP |
| USD | = | 40.070000000 | 40.130100000 | 40.190200000 | MRU |
| USD | = | 47.100000000 | 47.250000000 | 47.400000000 | MUR |
| USD | = | 15.420000000 | 15.460000000 | 15.500000000 | MVR |
| USD | = | 1717.020000000 | 1733.670000000 | 1750.320000000 | MWK |
| USD | = | 18.340048000 | 18.424961000 | 18.509875000 | MXN |
| USD | = | 4.073610000 | 4.090941000 | 4.108271000 | MYR |
| USD | = | 63.240000000 | 63.590000000 | 63.940000000 | MZN |
| USD | = | 16.421200000 | 16.422700000 | 16.424200000 | NAD |
| USD | = | 1325.830000000 | 1333.330000000 | 1340.830000000 | NGN |
| USD | = | 36.600000000 | 36.800000000 | 37.000000000 | NIO |
| USD | = | 9.420080000 | 9.423156000 | 9.426233000 | NOK |
| USD | = | 151.890000000 | 151.895000000 | 151.900000000 | NPR |
| USD | = | 1.762493434 | 1.764885485 | 1.767280914 | NZD |
| USD | = | 0.384880000 | 0.385005000 | 0.385130000 | OMR |
| USD | = | 1.000000000 | 1.000000000 | 1.000000000 | PAB |
| USD | = | 3.444200000 | 3.446000000 | 3.447800000 | PEN |
| USD | = | 4.304778303 | 4.468275245 | 4.644681839 | PGK |
| USD | = | 62.852044000 | 62.977522000 | 63.103000000 | PHP |
| USD | = | 276.500000000 | 276.755000000 | 277.010000000 | PKR |
| USD | = | 3.893400000 | 3.897150000 | 3.900900000 | PLN |
| USD | = | 5721.000000000 | 5739.500000000 | 5758.000000000 | PYG |
| USD | = | 3.637800000 | 3.642000000 | 3.646200000 | QAR |
| USD | = | 4.747100000 | 4.748900000 | 4.750700000 | RON |
| USD | = | 104.640000000 | 104.705000000 | 104.770000000 | RSD |
| USD | = | 82.745500000 | 82.750000000 | 82.754500000 | RUB |
| USD | = | 1470.240000000 | 1475.240000000 | 1480.240000000 | RWF |
| USD | = | 3.751000000 | 3.752200000 | 3.753400000 | SAR |
| USD | = | 7.763975155 | 7.980845969 | 8.210180623 | SBD |
| USD | = | 13.911500000 | 13.911700000 | 13.911900000 | SCR |
| USD | = | 200.020000000 | 200.520000000 | 201.020000000 | SDD |
| USD | = | 598.500200000 | 600.170700000 | 601.841200000 | SDG |
| USD | = | 9.902441000 | 9.919618000 | 9.936796000 | SEK |
| USD | = | 1.277436000 | 1.279799000 | 1.282162000 | SGD |
| USD | = | 0.751823171 | 0.751907966 | 0.751992780 | SHP |
| USD | = | 23.610000000 | 24.255000000 | 24.900000000 | SLE |
| USD | = | 22683.000000000 | 22795.500000000 | 22908.000000000 | SLL |
| USD | = | 568.000000000 | 571.500000000 | 575.000000000 | SOS |
| USD | = | 37.470000000 | 37.723000000 | 37.976000000 | SRD |
| USD | = | 5763.649500000 | 5848.649500000 | 5933.649500000 | SSP |
| USD | = | 21.841800000 | 22.070650000 | 22.299500000 | STN |
| USD | = | 8.749500000 | 8.754500000 | 8.759500000 | SVC |
| USD | = | 121.500000000 | 122.000000000 | 122.500000000 | SYP |
| USD | = | 16.402700000 | 16.415650000 | 16.428600000 | SZL |
| USD | = | 33.435720000 | 33.517860000 | 33.600000000 | THB |
| USD | = | 9.180000000 | 9.220000000 | 9.260000000 | TJS |
| USD | = | 3.495000000 | 3.500000000 | 3.505000000 | TMT |
| USD | = | 3.001200000 | 3.001950000 | 3.002700000 | TND |
| USD | = | 2.321262766 | 2.382086707 | 2.446183953 | TOP |
| USD | = | 49.548900000 | 49.562500000 | 49.576100000 | TRY |
| USD | = | 6.748000000 | 6.787000000 | 6.826000000 | TTD |
| USD | = | 32.317600000 | 32.413800000 | 32.510000000 | TWD |
| USD | = | 2630.000000000 | 2650.000000000 | 2670.000000000 | TZS |
| USD | = | 45.080000000 | 45.088000000 | 45.096000000 | UAH |
| USD | = | 4150.710000000 | 4155.710000000 | 4160.710000000 | UGX |
| USD | = | 1.000000000 | 1.000000000 | 1.000000000 | USD |
| USD | = | 40.100000000 | 40.115000000 | 40.130000000 | UYU |
| USD | = | 12039.720000000 | 12044.720000000 | 12049.720000000 | UZS |
| USD | = | 879.672208000 | 880.774554000 | 881.876900000 | VES |
| USD | = | 25892.000000000 | 25894.500000000 | 25897.000000000 | VND |
| USD | = | 117.720000000 | 118.015000000 | 118.310000000 | VUV |
| USD | = | 2.663825253 | 2.744237102 | 2.829654782 | WST |
| USD | = | 584.890000000 | 585.225000000 | 585.560000000 | XAF |
| USD | = | 2.690000000 | 2.705000000 | 2.720000000 | XCD |
| USD | = | 581.500000000 | 585.000000000 | 588.500000000 | XOF |
| USD | = | 106.070000000 | 106.560000000 | 107.050000000 | XPF |
| USD | = | 235.870000000 | 236.120000000 | 236.370000000 | YER |
| USD | = | 16.418300000 | 16.423900000 | 16.429500000 | ZAR |
| USD | = | 5185.000000000 | 5195.000000000 | 5205.000000000 | ZMK |
| USD | = | 19.950000000 | 20.308000000 | 20.666000000 | ZMW |
| USD | = | 378.000000000 | 379.500000000 | 381.000000000 | ZWD |
| USD | = | 28720.000000000 | 30670.000000000 | 32620.000000000 | ZWL |
Note:
Rates shown are for reference purposes only, and actual exchange rate used for the currency conversion to the cardmember billing currency may vary from the above rates due to rounding differences and other circumstances.
Calculate the cross rate to know the exchange rate other than USD.