Base rate
The base rate is determined based on the exchange rate of the date when payment to the merchant for a cardmember transaction is processed. This date may differ from the date the transaction is made and the date funds are debited from the cardmember bank account.
The excharge rate below is used when converting to USD.
Base rate for 10/20/2025
| Buy | Mid | Sell | |||
| USD | = | 3.672400000 | 3.672650000 | 3.672900000 | AED |
| USD | = | 66.390000000 | 66.490000000 | 66.590000000 | AFN |
| USD | = | 82.550000000 | 82.840000000 | 83.130000000 | ALL |
| USD | = | 381.590000000 | 382.590000000 | 383.590000000 | AMD |
| USD | = | 1.784500000 | 1.802250000 | 1.820000000 | ANG |
| USD | = | 911.978000000 | 918.678000000 | 925.378000000 | AOA |
| USD | = | 1450.000000000 | 1457.500000000 | 1465.000000000 | ARS |
| USD | = | 1.537059267 | 1.538158639 | 1.539257216 | AUD |
| USD | = | 1.780000000 | 1.810000000 | 1.840000000 | AWG |
| USD | = | 1.695000000 | 1.700000000 | 1.705000000 | AZN |
| USD | = | 1.677600000 | 1.681900000 | 1.686200000 | BAM |
| USD | = | 1.998100000 | 2.014100000 | 2.030100000 | BBD |
| USD | = | 121.830000000 | 121.875000000 | 121.920000000 | BDT |
| USD | = | 1.675800000 | 1.676000000 | 1.676200000 | BGN |
| USD | = | 0.376950000 | 0.376975000 | 0.377000000 | BHD |
| USD | = | 2938.000000000 | 2951.000000000 | 2964.000000000 | BIF |
| USD | = | 1.000000000 | 1.000000000 | 1.000000000 | BMD |
| USD | = | 1.295500000 | 1.295550000 | 1.295600000 | BND |
| USD | = | 6.850000000 | 6.925000000 | 7.000000000 | BOB |
| USD | = | 5.403900000 | 5.404400000 | 5.404900000 | BRL |
| USD | = | 1.000000000 | 1.000000000 | 1.000000000 | BSD |
| USD | = | 87.974000000 | 88.002500000 | 88.031000000 | BTN |
| USD | = | 14.124293785 | 14.275517487 | 14.430014430 | BWP |
| USD | = | 3.402100000 | 3.408100000 | 3.414100000 | BYN |
| USD | = | 2.000200000 | 2.011200000 | 2.022200000 | BZD |
| USD | = | 1.399864000 | 1.401478000 | 1.403092000 | CAD |
| USD | = | 2120.000000000 | 2145.000000000 | 2170.000000000 | CDF |
| USD | = | 0.792865000 | 0.793545000 | 0.794226000 | CHF |
| USD | = | 956.060000000 | 956.430000000 | 956.800000000 | CLP |
| USD | = | 7.090768000 | 7.109234000 | 7.127700000 | CNY |
| USD | = | 3829.320000000 | 3831.320000000 | 3833.320000000 | COP |
| USD | = | 500.217600000 | 502.608800000 | 505.000000000 | CRC |
| USD | = | 24.000000000 | 24.000000000 | 24.000000000 | CUP |
| USD | = | 94.580000000 | 95.015000000 | 95.450000000 | CVE |
| USD | = | 20.825000000 | 20.847000000 | 20.869000000 | CZK |
| USD | = | 177.600000000 | 178.075000000 | 178.550000000 | DJF |
| USD | = | 6.375152000 | 6.405658000 | 6.436163000 | DKK |
| USD | = | 63.180000000 | 63.410000000 | 63.640000000 | DOP |
| USD | = | 128.437100000 | 129.252000000 | 130.066900000 | DZD |
| USD | = | 11.697100000 | 11.702350000 | 11.707600000 | EEK |
| USD | = | 47.520000000 | 47.570000000 | 47.620000000 | EGP |
| USD | = | 15.000000000 | 15.075000000 | 15.150000000 | ERN |
| USD | = | 149.477900000 | 149.977900000 | 150.477900000 | ETB |
| USD | = | 0.857460852 | 0.857707964 | 0.857955954 | EUR |
| USD | = | 2.253775073 | 2.297794117 | 2.343566908 | FJD |
| USD | = | 0.744768004 | 0.744851215 | 0.744934445 | FKP |
| USD | = | 0.744709767 | 0.744784645 | 0.744858983 | GBP |
| USD | = | 2.676000000 | 2.706000000 | 2.736000000 | GEL |
| USD | = | 10.550000000 | 10.625000000 | 10.700000000 | GHS |
| USD | = | 0.744768004 | 0.744851215 | 0.744934445 | GIP |
| USD | = | 73.450000000 | 73.475000000 | 73.500000000 | GMD |
| USD | = | 8655.000000000 | 8677.500000000 | 8700.000000000 | GNF |
| USD | = | 7.650000000 | 7.660000000 | 7.670000000 | GTQ |
| USD | = | 207.980000000 | 209.215000000 | 210.450000000 | GYD |
| USD | = | 7.753647000 | 7.771883000 | 7.790119000 | HKD |
| USD | = | 26.149700000 | 26.274850000 | 26.400000000 | HNL |
| USD | = | 7.038500000 | 7.042150000 | 7.045800000 | HRK |
| USD | = | 130.374000000 | 130.992350000 | 131.610700000 | HTG |
| USD | = | 333.760000000 | 334.005000000 | 334.250000000 | HUF |
| USD | = | 16525.275000000 | 16555.137500000 | 16585.000000000 | IDR |
| USD | = | 3.309200000 | 3.310200000 | 3.311200000 | ILS |
| USD | = | 87.974000000 | 88.002500000 | 88.031000000 | INR |
| USD | = | 1309.500000000 | 1310.000000000 | 1310.500000000 | IQD |
| USD | = | 42000.000000000 | 42050.000000000 | 42100.000000000 | IRR |
| USD | = | 121.490000000 | 121.630000000 | 121.770000000 | ISK |
| USD | = | 160.210000000 | 161.110000000 | 162.010000000 | JMD |
| USD | = | 0.708000000 | 0.709000000 | 0.710000000 | JOD |
| USD | = | 150.679600000 | 150.911500000 | 151.143400000 | JPY |
| USD | = | 128.950000000 | 129.150000000 | 129.350000000 | KES |
| USD | = | 87.450000000 | 87.477150000 | 87.504300000 | KGS |
| USD | = | 4021.000000000 | 4031.000000000 | 4041.000000000 | KHR |
| USD | = | 421.360000000 | 422.360000000 | 423.360000000 | KMF |
| USD | = | 1414.939750000 | 1418.554875000 | 1422.170000000 | KRW |
| USD | = | 0.305910000 | 0.305985000 | 0.306060000 | KWD |
| USD | = | 0.827500000 | 0.831250000 | 0.835000000 | KYD |
| USD | = | 538.840000000 | 539.350000000 | 539.860000000 | KZT |
| USD | = | 21585.000000000 | 21700.000000000 | 21815.000000000 | LAK |
| USD | = | 89500.000000000 | 89550.000000000 | 89600.000000000 | LBP |
| USD | = | 302.750000000 | 302.800000000 | 302.850000000 | LKR |
| USD | = | 182.000000000 | 183.000000000 | 184.000000000 | LRD |
| USD | = | 17.353600000 | 17.372250000 | 17.390900000 | LSL |
| USD | = | 2.853600000 | 2.853900000 | 2.854200000 | LTL |
| USD | = | 0.507800000 | 0.508250000 | 0.508700000 | LVL |
| USD | = | 5.413900000 | 5.427750000 | 5.441600000 | LYD |
| USD | = | 9.154100000 | 9.164550000 | 9.175000000 | MAD |
| USD | = | 16.700000000 | 16.750000000 | 16.800000000 | MDL |
| USD | = | 4507.440000000 | 4521.940000000 | 4536.440000000 | MGA |
| USD | = | 52.580000000 | 52.815000000 | 53.050000000 | MKD |
| USD | = | 3638.000000000 | 3638.000000000 | 3638.000000000 | MMK |
| USD | = | 3594.000000000 | 3597.000000000 | 3600.000000000 | MNT |
| USD | = | 8.000000000 | 8.005000000 | 8.010000000 | MOP |
| USD | = | 39.970100000 | 40.150100000 | 40.330100000 | MRU |
| USD | = | 44.880000000 | 45.030000000 | 45.180000000 | MUR |
| USD | = | 15.420000000 | 15.460000000 | 15.500000000 | MVR |
| USD | = | 1717.020000000 | 1733.670000000 | 1750.320000000 | MWK |
| USD | = | 18.281411000 | 18.367983000 | 18.454555000 | MXN |
| USD | = | 4.224000000 | 4.226000000 | 4.228000000 | MYR |
| USD | = | 63.250000000 | 63.600000000 | 63.950000000 | MZN |
| USD | = | 17.368900000 | 17.370400000 | 17.371900000 | NAD |
| USD | = | 1467.990000000 | 1468.990000000 | 1469.990000000 | NGN |
| USD | = | 36.600000000 | 36.800000000 | 37.000000000 | NIO |
| USD | = | 10.055779000 | 10.061852000 | 10.067925000 | NOK |
| USD | = | 140.760000000 | 140.770000000 | 140.780000000 | NPR |
| USD | = | 1.742263479 | 1.744646552 | 1.747036153 | NZD |
| USD | = | 0.384990000 | 0.385015000 | 0.385040000 | OMR |
| USD | = | 1.000000000 | 1.000000000 | 1.000000000 | PAB |
| USD | = | 3.377500000 | 3.379550000 | 3.381600000 | PEN |
| USD | = | 4.056795131 | 4.201680672 | 4.357298474 | PGK |
| USD | = | 58.003760000 | 58.102880000 | 58.202000000 | PHP |
| USD | = | 282.080000000 | 283.290000000 | 284.500000000 | PKR |
| USD | = | 3.640300000 | 3.642950000 | 3.645600000 | PLN |
| USD | = | 7078.200000000 | 7083.970000000 | 7089.740000000 | PYG |
| USD | = | 3.605100000 | 3.645100000 | 3.685100000 | QAR |
| USD | = | 4.362800000 | 4.363850000 | 4.364900000 | RON |
| USD | = | 100.470000000 | 100.560000000 | 100.650000000 | RSD |
| USD | = | 81.170500000 | 81.175000000 | 81.179500000 | RUB |
| USD | = | 1445.720000000 | 1454.000000000 | 1462.280000000 | RWF |
| USD | = | 3.750300000 | 3.750400000 | 3.750500000 | SAR |
| USD | = | 7.923930269 | 8.149959250 | 8.389261744 | SBD |
| USD | = | 14.845000000 | 15.220150000 | 15.595300000 | SCR |
| USD | = | 200.020000000 | 200.520000000 | 201.020000000 | SDD |
| USD | = | 598.500200000 | 600.170700000 | 601.841200000 | SDG |
| USD | = | 9.413104000 | 9.431709000 | 9.450314000 | SEK |
| USD | = | 1.293067000 | 1.295468000 | 1.297870000 | SGD |
| USD | = | 0.745378652 | 0.745462000 | 0.745545366 | SHP |
| USD | = | 22.890000000 | 23.330000000 | 23.770000000 | SLE |
| USD | = | 22683.000000000 | 22795.500000000 | 22908.000000000 | SLL |
| USD | = | 568.000000000 | 571.500000000 | 575.000000000 | SOS |
| USD | = | 38.982000000 | 39.235000000 | 39.488000000 | SRD |
| USD | = | 4524.215500000 | 4589.215500000 | 4654.215500000 | SSP |
| USD | = | 21.015700000 | 21.230700000 | 21.445700000 | STN |
| USD | = | 8.749500000 | 8.754500000 | 8.759500000 | SVC |
| USD | = | 13000.000000000 | 13005.000000000 | 13010.000000000 | SYP |
| USD | = | 17.353600000 | 17.372250000 | 17.390900000 | SZL |
| USD | = | 32.678760000 | 32.759380000 | 32.840000000 | THB |
| USD | = | 9.150000000 | 9.200000000 | 9.250000000 | TJS |
| USD | = | 3.494500000 | 3.499500000 | 3.504500000 | TMT |
| USD | = | 2.915000000 | 2.918500000 | 2.922000000 | TND |
| USD | = | 2.280501710 | 2.347417840 | 2.418379685 | TOP |
| USD | = | 41.912500000 | 41.935400000 | 41.958300000 | TRY |
| USD | = | 6.737000000 | 6.781500000 | 6.826000000 | TTD |
| USD | = | 30.478840000 | 30.560420000 | 30.642000000 | TWD |
| USD | = | 2430.000000000 | 2460.000000000 | 2490.000000000 | TZS |
| USD | = | 41.743000000 | 41.753750000 | 41.764500000 | UAH |
| USD | = | 3485.950000000 | 3490.950000000 | 3495.950000000 | UGX |
| USD | = | 1.000000000 | 1.000000000 | 1.000000000 | USD |
| USD | = | 39.950000000 | 39.965000000 | 39.980000000 | UYU |
| USD | = | 12103.240000000 | 12108.240000000 | 12113.240000000 | UZS |
| USD | = | 205.161212000 | 205.418306000 | 205.675400000 | VES |
| USD | = | 26337.000000000 | 26342.000000000 | 26347.000000000 | VND |
| USD | = | 120.670000000 | 120.970000000 | 121.270000000 | VUV |
| USD | = | 2.700513097 | 2.783189535 | 2.871088142 | WST |
| USD | = | 561.970000000 | 562.620000000 | 563.270000000 | XAF |
| USD | = | 2.690000000 | 2.705000000 | 2.720000000 | XCD |
| USD | = | 556.750000000 | 560.250000000 | 563.750000000 | XOF |
| USD | = | 102.060000000 | 102.505000000 | 102.950000000 | XPF |
| USD | = | 238.550000000 | 238.800000000 | 239.050000000 | YER |
| USD | = | 17.372200000 | 17.378300000 | 17.384400000 | ZAR |
| USD | = | 5185.000000000 | 5195.000000000 | 5205.000000000 | ZMK |
| USD | = | 22.525000000 | 22.550000000 | 22.575000000 | ZMW |
| USD | = | 378.000000000 | 379.500000000 | 381.000000000 | ZWD |
| USD | = | 28720.000000000 | 30670.000000000 | 32620.000000000 | ZWL |
Note:
Rates shown are for reference purposes only, and actual exchange rate used for the currency conversion to the cardmember billing currency may vary from the above rates due to rounding differences and other circumstances.
Calculate the cross rate to know the exchange rate other than USD.