Base rate
The base rate is determined based on the exchange rate of the date when payment to the merchant for a cardmember transaction is processed. This date may differ from the date the transaction is made and the date funds are debited from the cardmember bank account.
The excharge rate below is used when converting to USD.
Base rate for 10/16/2026
| Buy | Mid | Sell | |||
| USD | = | 3.672600000 | 3.672700000 | 3.672800000 | AED |
| USD | = | 64.830000000 | 64.930000000 | 65.030000000 | AFN |
| USD | = | 81.000000000 | 81.425000000 | 81.850000000 | ALL |
| USD | = | 360.490000000 | 361.490000000 | 362.490000000 | AMD |
| USD | = | 1.784500000 | 1.802250000 | 1.820000000 | ANG |
| USD | = | 913.000000000 | 919.700000000 | 926.400000000 | AOA |
| USD | = | 1512.500000000 | 1513.000000000 | 1513.500000000 | ARS |
| USD | = | 1.444308198 | 1.445341519 | 1.446378413 | AUD |
| USD | = | 1.780000000 | 1.790000000 | 1.800000000 | AWG |
| USD | = | 1.695000000 | 1.700000000 | 1.705000000 | AZN |
| USD | = | 1.744000000 | 1.746050000 | 1.748100000 | BAM |
| USD | = | 1.998100000 | 2.014100000 | 2.030100000 | BBD |
| USD | = | 122.400000000 | 123.000000000 | 123.600000000 | BDT |
| USD | = | 1.662500000 | 1.662850000 | 1.663200000 | BGN |
| USD | = | 0.377450000 | 0.377625000 | 0.377800000 | BHD |
| USD | = | 2981.250000000 | 2994.000000000 | 3006.750000000 | BIF |
| USD | = | 1.000000000 | 1.000000000 | 1.000000000 | BMD |
| USD | = | 1.282000000 | 1.282100000 | 1.282200000 | BND |
| USD | = | 11.600000000 | 11.675000000 | 11.750000000 | BOB |
| USD | = | 5.098400000 | 5.098450000 | 5.098500000 | BRL |
| USD | = | 1.000000000 | 1.000000000 | 1.000000000 | BSD |
| USD | = | 95.055000000 | 95.060000000 | 95.065000000 | BTN |
| USD | = | 13.986013986 | 14.134275618 | 14.285714285 | BWP |
| USD | = | 3.011400000 | 3.020800000 | 3.030200000 | BYN |
| USD | = | 2.000200000 | 2.011200000 | 2.022200000 | BZD |
| USD | = | 1.417714000 | 1.419316000 | 1.420918000 | CAD |
| USD | = | 2302.500000000 | 2311.250000000 | 2320.000000000 | CDF |
| USD | = | 0.827087000 | 0.827781000 | 0.828474000 | CHF |
| USD | = | 980.600000000 | 981.215000000 | 981.830000000 | CLP |
| USD | = | 6.657445500 | 6.674522750 | 6.691600000 | CNY |
| USD | = | 3173.530000000 | 3174.985000000 | 3176.440000000 | COP |
| USD | = | 448.875000000 | 454.437500000 | 460.000000000 | CRC |
| USD | = | 24.000000000 | 24.000000000 | 24.000000000 | CUP |
| USD | = | 98.330000000 | 98.600000000 | 98.870000000 | CVE |
| USD | = | 21.691000000 | 21.704000000 | 21.717000000 | CZK |
| USD | = | 177.600000000 | 178.075000000 | 178.550000000 | DJF |
| USD | = | 6.635408000 | 6.667147000 | 6.698886000 | DKK |
| USD | = | 61.150000000 | 61.340000000 | 61.530000000 | DOP |
| USD | = | 133.948000000 | 134.618000000 | 135.288000000 | DZD |
| USD | = | 11.697100000 | 11.702350000 | 11.707600000 | EEK |
| USD | = | 53.380000000 | 53.430000000 | 53.480000000 | EGP |
| USD | = | 15.000000000 | 15.075000000 | 15.150000000 | ERN |
| USD | = | 160.857800000 | 161.357800000 | 161.857800000 | ETB |
| USD | = | 0.891627175 | 0.891899943 | 0.892172878 | EUR |
| USD | = | 2.224694104 | 2.267573696 | 2.312138728 | FJD |
| USD | = | 0.753238927 | 0.753324042 | 0.753409176 | FKP |
| USD | = | 0.753498872 | 0.753584045 | 0.753669238 | GBP |
| USD | = | 2.561000000 | 2.591000000 | 2.621000000 | GEL |
| USD | = | 11.630000000 | 11.655000000 | 11.680000000 | GHS |
| USD | = | 0.753238927 | 0.753324042 | 0.753409176 | GIP |
| USD | = | 74.000000000 | 74.600000000 | 75.200000000 | GMD |
| USD | = | 8795.000000000 | 8797.500000000 | 8800.000000000 | GNF |
| USD | = | 7.635000000 | 7.640000000 | 7.645000000 | GTQ |
| USD | = | 207.980000000 | 209.215000000 | 210.450000000 | GYD |
| USD | = | 7.824234000 | 7.843901000 | 7.863567000 | HKD |
| USD | = | 26.840500000 | 26.845250000 | 26.850000000 | HNL |
| USD | = | 7.038500000 | 7.042150000 | 7.045800000 | HRK |
| USD | = | 130.450000000 | 130.950000000 | 131.450000000 | HTG |
| USD | = | 324.130000000 | 324.430000000 | 324.730000000 | HUF |
| USD | = | 17866.240000000 | 17898.120000000 | 17930.000000000 | IDR |
| USD | = | 3.099600000 | 3.100600000 | 3.101600000 | ILS |
| USD | = | 95.055000000 | 95.060000000 | 95.065000000 | INR |
| USD | = | 1511.000000000 | 1516.000000000 | 1521.000000000 | IQD |
| USD | = | 1779800.000000000 | 1795875.000000000 | 1811950.000000000 | IRR |
| USD | = | 121.320000000 | 121.465000000 | 121.610000000 | ISK |
| USD | = | 158.110000000 | 158.960000000 | 159.810000000 | JMD |
| USD | = | 0.708000000 | 0.709000000 | 0.710000000 | JOD |
| USD | = | 157.902800000 | 158.144000000 | 158.385200000 | JPY |
| USD | = | 129.800000000 | 129.900000000 | 130.000000000 | KES |
| USD | = | 87.450000000 | 87.477150000 | 87.504300000 | KGS |
| USD | = | 4062.000000000 | 4067.000000000 | 4072.000000000 | KHR |
| USD | = | 439.200000000 | 440.200000000 | 441.200000000 | KMF |
| USD | = | 1334.314900000 | 1337.842450000 | 1341.370000000 | KRW |
| USD | = | 0.308100000 | 0.308150000 | 0.308200000 | KWD |
| USD | = | 0.827500000 | 0.831250000 | 0.835000000 | KYD |
| USD | = | 452.590000000 | 452.750000000 | 452.910000000 | KZT |
| USD | = | 22392.000000000 | 22500.500000000 | 22609.000000000 | LAK |
| USD | = | 89500.000000000 | 89550.000000000 | 89600.000000000 | LBP |
| USD | = | 331.200000000 | 331.250000000 | 331.300000000 | LKR |
| USD | = | 170.000000000 | 170.500000000 | 171.000000000 | LRD |
| USD | = | 16.492400000 | 16.508900000 | 16.525400000 | LSL |
| USD | = | 2.853600000 | 2.853900000 | 2.854200000 | LTL |
| USD | = | 0.507800000 | 0.508250000 | 0.508700000 | LVL |
| USD | = | 6.408000000 | 6.421850000 | 6.435700000 | LYD |
| USD | = | 9.758600000 | 9.762600000 | 9.766600000 | MAD |
| USD | = | 17.800000000 | 17.850000000 | 17.900000000 | MDL |
| USD | = | 4551.000000000 | 4565.500000000 | 4580.000000000 | MGA |
| USD | = | 54.780000000 | 55.000000000 | 55.220000000 | MKD |
| USD | = | 3660.000000000 | 3660.000000000 | 3660.000000000 | MMK |
| USD | = | 3596.000000000 | 3599.000000000 | 3602.000000000 | MNT |
| USD | = | 8.083000000 | 8.088000000 | 8.093000000 | MOP |
| USD | = | 39.990000000 | 40.050000000 | 40.110000000 | MRU |
| USD | = | 47.150000000 | 47.300000000 | 47.450000000 | MUR |
| USD | = | 15.420000000 | 15.460000000 | 15.500000000 | MVR |
| USD | = | 1717.020000000 | 1733.670000000 | 1750.320000000 | MWK |
| USD | = | 18.360308000 | 18.445336000 | 18.530365000 | MXN |
| USD | = | 4.075097000 | 4.093221000 | 4.111345000 | MYR |
| USD | = | 63.240000000 | 63.590000000 | 63.940000000 | MZN |
| USD | = | 16.504800000 | 16.506300000 | 16.507800000 | NAD |
| USD | = | 1330.120000000 | 1330.810000000 | 1331.500000000 | NGN |
| USD | = | 36.600000000 | 36.800000000 | 37.000000000 | NIO |
| USD | = | 9.474725000 | 9.477651000 | 9.480576000 | NOK |
| USD | = | 152.100000000 | 152.105000000 | 152.110000000 | NPR |
| USD | = | 1.776918538 | 1.779330935 | 1.781753066 | NZD |
| USD | = | 0.384880000 | 0.385005000 | 0.385130000 | OMR |
| USD | = | 1.000000000 | 1.000000000 | 1.000000000 | PAB |
| USD | = | 3.436700000 | 3.438600000 | 3.440500000 | PEN |
| USD | = | 4.302925989 | 4.466279589 | 4.642525533 | PGK |
| USD | = | 62.885976000 | 63.011488000 | 63.137000000 | PHP |
| USD | = | 276.750000000 | 277.000000000 | 277.250000000 | PKR |
| USD | = | 3.888500000 | 3.895150000 | 3.901800000 | PLN |
| USD | = | 5710.990000000 | 5711.800000000 | 5712.610000000 | PYG |
| USD | = | 3.645000000 | 3.645200000 | 3.645400000 | QAR |
| USD | = | 4.756400000 | 4.758050000 | 4.759700000 | RON |
| USD | = | 104.660000000 | 104.705000000 | 104.750000000 | RSD |
| USD | = | 83.876300000 | 83.886300000 | 83.896300000 | RUB |
| USD | = | 1470.050000000 | 1475.050000000 | 1480.050000000 | RWF |
| USD | = | 3.751600000 | 3.752850000 | 3.754100000 | SAR |
| USD | = | 7.855459544 | 8.110300081 | 8.382229673 | SBD |
| USD | = | 14.032900000 | 14.033100000 | 14.033300000 | SCR |
| USD | = | 200.020000000 | 200.520000000 | 201.020000000 | SDD |
| USD | = | 598.500200000 | 600.170700000 | 601.841200000 | SDG |
| USD | = | 9.939516000 | 9.956109000 | 9.972703000 | SEK |
| USD | = | 1.279828000 | 1.282187000 | 1.284545000 | SGD |
| USD | = | 0.754147812 | 0.754233133 | 0.754318473 | SHP |
| USD | = | 24.400000000 | 24.650000000 | 24.900000000 | SLE |
| USD | = | 22683.000000000 | 22795.500000000 | 22908.000000000 | SLL |
| USD | = | 568.000000000 | 571.500000000 | 575.000000000 | SOS |
| USD | = | 37.363000000 | 37.616000000 | 37.869000000 | SRD |
| USD | = | 5708.258600000 | 5793.258600000 | 5878.258600000 | SSP |
| USD | = | 21.847600000 | 22.072550000 | 22.297500000 | STN |
| USD | = | 8.749500000 | 8.754500000 | 8.759500000 | SVC |
| USD | = | 121.500000000 | 122.000000000 | 122.500000000 | SYP |
| USD | = | 16.495600000 | 16.510500000 | 16.525400000 | SZL |
| USD | = | 33.366000000 | 33.453000000 | 33.540000000 | THB |
| USD | = | 9.200000000 | 9.230000000 | 9.260000000 | TJS |
| USD | = | 3.495000000 | 3.500000000 | 3.505000000 | TMT |
| USD | = | 2.984400000 | 2.999400000 | 3.014400000 | TND |
| USD | = | 2.328288707 | 2.389486260 | 2.453987730 | TOP |
| USD | = | 49.478300000 | 49.485000000 | 49.491700000 | TRY |
| USD | = | 6.752300000 | 6.789150000 | 6.826000000 | TTD |
| USD | = | 32.165365000 | 32.261182500 | 32.357000000 | TWD |
| USD | = | 2625.000000000 | 2640.000000000 | 2655.000000000 | TZS |
| USD | = | 44.900400000 | 44.908200000 | 44.916000000 | UAH |
| USD | = | 4045.000000000 | 4050.000000000 | 4055.000000000 | UGX |
| USD | = | 1.000000000 | 1.000000000 | 1.000000000 | USD |
| USD | = | 40.240000000 | 40.255000000 | 40.270000000 | UYU |
| USD | = | 12006.650000000 | 12011.650000000 | 12016.650000000 | UZS |
| USD | = | 877.915610000 | 879.015755000 | 880.115900000 | VES |
| USD | = | 25872.000000000 | 25873.000000000 | 25874.000000000 | VND |
| USD | = | 117.730000000 | 118.025000000 | 118.320000000 | VUV |
| USD | = | 2.675943270 | 2.757099531 | 2.843332385 | WST |
| USD | = | 584.940000000 | 585.250000000 | 585.560000000 | XAF |
| USD | = | 2.690000000 | 2.705000000 | 2.720000000 | XCD |
| USD | = | 581.250000000 | 584.750000000 | 588.250000000 | XOF |
| USD | = | 106.100000000 | 106.570000000 | 107.040000000 | XPF |
| USD | = | 235.850000000 | 236.100000000 | 236.350000000 | YER |
| USD | = | 16.512400000 | 16.521400000 | 16.530400000 | ZAR |
| USD | = | 5185.000000000 | 5195.000000000 | 5205.000000000 | ZMK |
| USD | = | 19.941900000 | 19.966900000 | 19.991900000 | ZMW |
| USD | = | 378.000000000 | 379.500000000 | 381.000000000 | ZWD |
| USD | = | 28720.000000000 | 30670.000000000 | 32620.000000000 | ZWL |
Note:
Rates shown are for reference purposes only, and actual exchange rate used for the currency conversion to the cardmember billing currency may vary from the above rates due to rounding differences and other circumstances.
Calculate the cross rate to know the exchange rate other than USD.