Base rate
The base rate is determined based on the exchange rate of the date when payment to the merchant for a cardmember transaction is processed. This date may differ from the date the transaction is made and the date funds are debited from the cardmember bank account.
The excharge rate below is used when converting to USD.
Base rate for 10/15/2026
| Buy | Mid | Sell | |||
| USD | = | 3.672600000 | 3.672700000 | 3.672800000 | AED |
| USD | = | 64.840000000 | 64.940000000 | 65.040000000 | AFN |
| USD | = | 81.150000000 | 81.600000000 | 82.050000000 | ALL |
| USD | = | 360.430000000 | 361.430000000 | 362.430000000 | AMD |
| USD | = | 1.784500000 | 1.802250000 | 1.820000000 | ANG |
| USD | = | 913.000000000 | 919.700000000 | 926.400000000 | AOA |
| USD | = | 1513.000000000 | 1513.250000000 | 1513.500000000 | ARS |
| USD | = | 1.431667921 | 1.432697597 | 1.433730811 | AUD |
| USD | = | 1.780000000 | 1.790000000 | 1.800000000 | AWG |
| USD | = | 1.695000000 | 1.700000000 | 1.705000000 | AZN |
| USD | = | 1.746800000 | 1.748850000 | 1.750900000 | BAM |
| USD | = | 1.998100000 | 2.014100000 | 2.030100000 | BBD |
| USD | = | 123.150000000 | 123.450000000 | 123.750000000 | BDT |
| USD | = | 1.662500000 | 1.662850000 | 1.663200000 | BGN |
| USD | = | 0.377350000 | 0.377600000 | 0.377850000 | BHD |
| USD | = | 2983.170000000 | 2996.500000000 | 3009.830000000 | BIF |
| USD | = | 1.000000000 | 1.000000000 | 1.000000000 | BMD |
| USD | = | 1.283800000 | 1.283850000 | 1.283900000 | BND |
| USD | = | 11.650000000 | 11.725000000 | 11.800000000 | BOB |
| USD | = | 5.047700000 | 5.047750000 | 5.047800000 | BRL |
| USD | = | 1.000000000 | 1.000000000 | 1.000000000 | BSD |
| USD | = | 95.150000000 | 95.155000000 | 95.160000000 | BTN |
| USD | = | 13.404825737 | 13.860013860 | 14.347202295 | BWP |
| USD | = | 3.015400000 | 3.021400000 | 3.027400000 | BYN |
| USD | = | 2.000200000 | 2.011200000 | 2.022200000 | BZD |
| USD | = | 1.419393000 | 1.421003000 | 1.422614000 | CAD |
| USD | = | 2302.500000000 | 2311.250000000 | 2320.000000000 | CDF |
| USD | = | 0.831044000 | 0.831741000 | 0.832438000 | CHF |
| USD | = | 983.970000000 | 985.025000000 | 986.080000000 | CLP |
| USD | = | 6.659137000 | 6.676218500 | 6.693300000 | CNY |
| USD | = | 3190.110000000 | 3191.545000000 | 3192.980000000 | COP |
| USD | = | 450.370000000 | 455.185000000 | 460.000000000 | CRC |
| USD | = | 24.000000000 | 24.000000000 | 24.000000000 | CUP |
| USD | = | 98.490000000 | 98.760000000 | 99.030000000 | CVE |
| USD | = | 21.750000000 | 21.762000000 | 21.774000000 | CZK |
| USD | = | 177.600000000 | 178.075000000 | 178.550000000 | DJF |
| USD | = | 6.645356000 | 6.677168000 | 6.708979000 | DKK |
| USD | = | 61.110000000 | 61.305000000 | 61.500000000 | DOP |
| USD | = | 133.874000000 | 134.543000000 | 135.212000000 | DZD |
| USD | = | 11.697100000 | 11.702350000 | 11.707600000 | EEK |
| USD | = | 53.020000000 | 53.070000000 | 53.120000000 | EGP |
| USD | = | 15.000000000 | 15.075000000 | 15.150000000 | ERN |
| USD | = | 160.857800000 | 161.357800000 | 161.857800000 | ETB |
| USD | = | 0.892963182 | 0.893235970 | 0.893508925 | EUR |
| USD | = | 2.221728504 | 2.264492753 | 2.308935580 | FJD |
| USD | = | 0.759301442 | 0.759387933 | 0.759474443 | FKP |
| USD | = | 0.755635720 | 0.755722519 | 0.755809910 | GBP |
| USD | = | 2.567400000 | 2.595650000 | 2.623900000 | GEL |
| USD | = | 11.630000000 | 11.650000000 | 11.670000000 | GHS |
| USD | = | 0.759301442 | 0.759387933 | 0.759474443 | GIP |
| USD | = | 73.900000000 | 74.550000000 | 75.200000000 | GMD |
| USD | = | 8795.000000000 | 8797.500000000 | 8800.000000000 | GNF |
| USD | = | 7.635000000 | 7.640000000 | 7.645000000 | GTQ |
| USD | = | 207.790000000 | 209.155000000 | 210.520000000 | GYD |
| USD | = | 7.831402000 | 7.851013000 | 7.870624000 | HKD |
| USD | = | 26.848200000 | 26.849100000 | 26.850000000 | HNL |
| USD | = | 7.038500000 | 7.042150000 | 7.045800000 | HRK |
| USD | = | 130.500000000 | 130.950000000 | 131.400000000 | HTG |
| USD | = | 324.960000000 | 325.160000000 | 325.360000000 | HUF |
| USD | = | 17841.315000000 | 17873.157500000 | 17905.000000000 | IDR |
| USD | = | 3.097100000 | 3.099100000 | 3.101100000 | ILS |
| USD | = | 95.150000000 | 95.155000000 | 95.160000000 | INR |
| USD | = | 1510.000000000 | 1515.000000000 | 1520.000000000 | IQD |
| USD | = | 1779500.000000000 | 1790500.000000000 | 1801500.000000000 | IRR |
| USD | = | 121.710000000 | 121.845000000 | 121.980000000 | ISK |
| USD | = | 158.110000000 | 159.010000000 | 159.910000000 | JMD |
| USD | = | 0.708000000 | 0.709000000 | 0.710000000 | JOD |
| USD | = | 157.728100000 | 157.969050000 | 158.210000000 | JPY |
| USD | = | 129.600000000 | 129.700000000 | 129.800000000 | KES |
| USD | = | 87.450000000 | 87.477150000 | 87.504300000 | KGS |
| USD | = | 4062.000000000 | 4067.000000000 | 4072.000000000 | KHR |
| USD | = | 441.340000000 | 442.340000000 | 443.340000000 | KMF |
| USD | = | 1333.678100000 | 1337.124050000 | 1340.570000000 | KRW |
| USD | = | 0.308100000 | 0.308150000 | 0.308200000 | KWD |
| USD | = | 0.827500000 | 0.831250000 | 0.835000000 | KYD |
| USD | = | 451.320000000 | 451.470000000 | 451.620000000 | KZT |
| USD | = | 22385.000000000 | 22493.500000000 | 22602.000000000 | LAK |
| USD | = | 89500.000000000 | 89550.000000000 | 89600.000000000 | LBP |
| USD | = | 331.000000000 | 331.050000000 | 331.100000000 | LKR |
| USD | = | 170.000000000 | 170.500000000 | 171.000000000 | LRD |
| USD | = | 16.561600000 | 16.576400000 | 16.591200000 | LSL |
| USD | = | 2.853600000 | 2.853900000 | 2.854200000 | LTL |
| USD | = | 0.507800000 | 0.508250000 | 0.508700000 | LVL |
| USD | = | 6.408200000 | 6.422050000 | 6.435900000 | LYD |
| USD | = | 9.847600000 | 9.852000000 | 9.856400000 | MAD |
| USD | = | 17.850000000 | 17.900000000 | 17.950000000 | MDL |
| USD | = | 4445.000000000 | 4501.000000000 | 4557.000000000 | MGA |
| USD | = | 55.020000000 | 55.250000000 | 55.480000000 | MKD |
| USD | = | 3660.000000000 | 3660.000000000 | 3660.000000000 | MMK |
| USD | = | 3596.000000000 | 3599.000000000 | 3602.000000000 | MNT |
| USD | = | 8.083000000 | 8.087000000 | 8.091000000 | MOP |
| USD | = | 40.050000000 | 40.110050000 | 40.170100000 | MRU |
| USD | = | 47.460000000 | 47.610000000 | 47.760000000 | MUR |
| USD | = | 15.420000000 | 15.460000000 | 15.500000000 | MVR |
| USD | = | 1717.020000000 | 1733.670000000 | 1750.320000000 | MWK |
| USD | = | 18.374931000 | 18.459698000 | 18.544465000 | MXN |
| USD | = | 4.051202000 | 4.069897000 | 4.088592000 | MYR |
| USD | = | 63.250000000 | 63.600000000 | 63.950000000 | MZN |
| USD | = | 16.612400000 | 16.613850000 | 16.615300000 | NAD |
| USD | = | 1329.690000000 | 1331.090000000 | 1332.490000000 | NGN |
| USD | = | 36.600000000 | 36.800000000 | 37.000000000 | NIO |
| USD | = | 9.490929000 | 9.494394000 | 9.497859000 | NOK |
| USD | = | 152.240000000 | 152.250000000 | 152.260000000 | NPR |
| USD | = | 1.780300265 | 1.782721859 | 1.785146864 | NZD |
| USD | = | 0.384880000 | 0.385005000 | 0.385130000 | OMR |
| USD | = | 1.000000000 | 1.000000000 | 1.000000000 | PAB |
| USD | = | 3.428700000 | 3.430800000 | 3.432900000 | PEN |
| USD | = | 4.302925989 | 4.466279589 | 4.642525533 | PGK |
| USD | = | 62.708332000 | 62.819666000 | 62.931000000 | PHP |
| USD | = | 276.650000000 | 276.980000000 | 277.310000000 | PKR |
| USD | = | 3.903600000 | 3.905100000 | 3.906600000 | PLN |
| USD | = | 5684.000000000 | 5694.500000000 | 5705.000000000 | PYG |
| USD | = | 3.637800000 | 3.642000000 | 3.646200000 | QAR |
| USD | = | 4.763500000 | 4.765500000 | 4.767500000 | RON |
| USD | = | 104.830000000 | 104.870000000 | 104.910000000 | RSD |
| USD | = | 83.620500000 | 83.625000000 | 83.629500000 | RUB |
| USD | = | 1470.000000000 | 1475.000000000 | 1480.000000000 | RWF |
| USD | = | 3.754200000 | 3.754400000 | 3.754600000 | SAR |
| USD | = | 7.763975155 | 7.980845969 | 8.210180623 | SBD |
| USD | = | 13.936100000 | 13.936300000 | 13.936500000 | SCR |
| USD | = | 200.020000000 | 200.520000000 | 201.020000000 | SDD |
| USD | = | 598.520200000 | 600.190700000 | 601.861200000 | SDG |
| USD | = | 9.966549000 | 9.984133000 | 10.001718000 | SEK |
| USD | = | 1.281414000 | 1.283781000 | 1.286148000 | SGD |
| USD | = | 0.756830394 | 0.756916322 | 0.757002271 | SHP |
| USD | = | 23.570000000 | 24.235000000 | 24.900000000 | SLE |
| USD | = | 22683.000000000 | 22795.500000000 | 22908.000000000 | SLL |
| USD | = | 568.000000000 | 571.500000000 | 575.000000000 | SOS |
| USD | = | 37.626000000 | 37.879000000 | 38.132000000 | SRD |
| USD | = | 5713.075600000 | 5798.075600000 | 5883.075600000 | SSP |
| USD | = | 21.882800000 | 22.108050000 | 22.333300000 | STN |
| USD | = | 8.749800000 | 8.754800000 | 8.759800000 | SVC |
| USD | = | 121.500000000 | 122.000000000 | 122.500000000 | SYP |
| USD | = | 16.564900000 | 16.578050000 | 16.591200000 | SZL |
| USD | = | 33.465600000 | 33.552800000 | 33.640000000 | THB |
| USD | = | 9.200000000 | 9.235000000 | 9.270000000 | TJS |
| USD | = | 3.495000000 | 3.500000000 | 3.505000000 | TMT |
| USD | = | 3.004500000 | 3.005250000 | 3.006000000 | TND |
| USD | = | 2.327205026 | 2.388344877 | 2.452783909 | TOP |
| USD | = | 49.396400000 | 49.403300000 | 49.410200000 | TRY |
| USD | = | 6.749300000 | 6.787650000 | 6.826000000 | TTD |
| USD | = | 32.026065000 | 32.121532500 | 32.217000000 | TWD |
| USD | = | 2600.000000000 | 2630.000000000 | 2660.000000000 | TZS |
| USD | = | 44.981200000 | 44.989100000 | 44.997000000 | UAH |
| USD | = | 4125.240000000 | 4130.240000000 | 4135.240000000 | UGX |
| USD | = | 1.000000000 | 1.000000000 | 1.000000000 | USD |
| USD | = | 40.200000000 | 40.215000000 | 40.230000000 | UYU |
| USD | = | 11958.160000000 | 11963.160000000 | 11968.160000000 | UZS |
| USD | = | 876.924694000 | 878.023597000 | 879.122500000 | VES |
| USD | = | 25894.000000000 | 25897.000000000 | 25900.000000000 | VND |
| USD | = | 117.620000000 | 117.915000000 | 118.210000000 | VUV |
| USD | = | 2.675943270 | 2.757099531 | 2.843332385 | WST |
| USD | = | 586.340000000 | 586.410000000 | 586.480000000 | XAF |
| USD | = | 2.690000000 | 2.705000000 | 2.720000000 | XCD |
| USD | = | 581.750000000 | 585.250000000 | 588.750000000 | XOF |
| USD | = | 106.270000000 | 106.740000000 | 107.210000000 | XPF |
| USD | = | 235.790000000 | 236.040000000 | 236.290000000 | YER |
| USD | = | 16.572400000 | 16.587400000 | 16.602400000 | ZAR |
| USD | = | 5185.000000000 | 5195.000000000 | 5205.000000000 | ZMK |
| USD | = | 19.890000000 | 20.248000000 | 20.606000000 | ZMW |
| USD | = | 378.000000000 | 379.500000000 | 381.000000000 | ZWD |
| USD | = | 28720.000000000 | 30670.000000000 | 32620.000000000 | ZWL |
Note:
Rates shown are for reference purposes only, and actual exchange rate used for the currency conversion to the cardmember billing currency may vary from the above rates due to rounding differences and other circumstances.
Calculate the cross rate to know the exchange rate other than USD.