Base rate
The base rate is determined based on the exchange rate of the date when payment to the merchant for a cardmember transaction is processed. This date may differ from the date the transaction is made and the date funds are debited from the cardmember bank account.
The excharge rate below is used when converting to USD.
Base rate for 10/14/2026
| Buy | Mid | Sell | |||
| USD | = | 3.672600000 | 3.672700000 | 3.672800000 | AED |
| USD | = | 64.800000000 | 64.900000000 | 65.000000000 | AFN |
| USD | = | 81.250000000 | 81.560000000 | 81.870000000 | ALL |
| USD | = | 360.730000000 | 361.730000000 | 362.730000000 | AMD |
| USD | = | 1.784500000 | 1.802250000 | 1.820000000 | ANG |
| USD | = | 913.000000000 | 919.700000000 | 926.400000000 | AOA |
| USD | = | 1512.500000000 | 1513.250000000 | 1514.000000000 | ARS |
| USD | = | 1.431051235 | 1.432082075 | 1.433116455 | AUD |
| USD | = | 1.780000000 | 1.790000000 | 1.800000000 | AWG |
| USD | = | 1.695000000 | 1.700000000 | 1.705000000 | AZN |
| USD | = | 1.745900000 | 1.747850000 | 1.749800000 | BAM |
| USD | = | 1.998100000 | 2.014100000 | 2.030100000 | BBD |
| USD | = | 122.550000000 | 123.150000000 | 123.750000000 | BDT |
| USD | = | 1.662500000 | 1.662850000 | 1.663200000 | BGN |
| USD | = | 0.377400000 | 0.377600000 | 0.377800000 | BHD |
| USD | = | 2986.570000000 | 2998.570000000 | 3010.570000000 | BIF |
| USD | = | 1.000000000 | 1.000000000 | 1.000000000 | BMD |
| USD | = | 1.279600000 | 1.279650000 | 1.279700000 | BND |
| USD | = | 11.640000000 | 11.715000000 | 11.790000000 | BOB |
| USD | = | 5.026600000 | 5.027100000 | 5.027600000 | BRL |
| USD | = | 1.000000000 | 1.000000000 | 1.000000000 | BSD |
| USD | = | 95.280000000 | 95.285000000 | 95.290000000 | BTN |
| USD | = | 12.987012987 | 13.614703880 | 14.306151645 | BWP |
| USD | = | 3.001600000 | 3.010400000 | 3.019200000 | BYN |
| USD | = | 2.000200000 | 2.011200000 | 2.022200000 | BZD |
| USD | = | 1.420176000 | 1.421783000 | 1.423389000 | CAD |
| USD | = | 2302.500000000 | 2311.250000000 | 2320.000000000 | CDF |
| USD | = | 0.832152000 | 0.832851000 | 0.833551000 | CHF |
| USD | = | 982.100000000 | 982.570000000 | 983.040000000 | CLP |
| USD | = | 6.660231500 | 6.677065750 | 6.693900000 | CNY |
| USD | = | 3180.630000000 | 3182.005000000 | 3183.380000000 | COP |
| USD | = | 451.500000000 | 455.750000000 | 460.000000000 | CRC |
| USD | = | 24.000000000 | 24.000000000 | 24.000000000 | CUP |
| USD | = | 98.430000000 | 98.695000000 | 98.960000000 | CVE |
| USD | = | 21.729000000 | 21.744500000 | 21.760000000 | CZK |
| USD | = | 177.600000000 | 178.075000000 | 178.550000000 | DJF |
| USD | = | 6.642434000 | 6.674222000 | 6.706010000 | DKK |
| USD | = | 61.120000000 | 61.310000000 | 61.500000000 | DOP |
| USD | = | 133.798000000 | 134.467000000 | 135.136000000 | DZD |
| USD | = | 11.697100000 | 11.702350000 | 11.707600000 | EEK |
| USD | = | 52.740000000 | 52.790000000 | 52.840000000 | EGP |
| USD | = | 15.000000000 | 15.075000000 | 15.150000000 | ERN |
| USD | = | 160.989700000 | 161.489700000 | 161.989700000 | ETB |
| USD | = | 0.892602113 | 0.892877073 | 0.893152202 | EUR |
| USD | = | 2.219755826 | 2.247443532 | 2.275830678 | FJD |
| USD | = | 0.754489210 | 0.754716981 | 0.754944889 | FKP |
| USD | = | 0.754297420 | 0.754383913 | 0.754469856 | GBP |
| USD | = | 2.569400000 | 2.596350000 | 2.623300000 | GEL |
| USD | = | 11.680000000 | 11.700000000 | 11.720000000 | GHS |
| USD | = | 0.754489210 | 0.754716981 | 0.754944889 | GIP |
| USD | = | 73.900000000 | 74.550000000 | 75.200000000 | GMD |
| USD | = | 8795.000000000 | 8797.500000000 | 8800.000000000 | GNF |
| USD | = | 7.633000000 | 7.641500000 | 7.650000000 | GTQ |
| USD | = | 207.790000000 | 209.130000000 | 210.470000000 | GYD |
| USD | = | 7.833536000 | 7.845297000 | 7.857057000 | HKD |
| USD | = | 26.848200000 | 26.849100000 | 26.850000000 | HNL |
| USD | = | 7.038500000 | 7.042150000 | 7.045800000 | HRK |
| USD | = | 130.500000000 | 130.950000000 | 131.400000000 | HTG |
| USD | = | 324.620000000 | 324.905000000 | 325.190000000 | HUF |
| USD | = | 17831.345000000 | 17863.172500000 | 17895.000000000 | IDR |
| USD | = | 3.071500000 | 3.072450000 | 3.073400000 | ILS |
| USD | = | 95.280000000 | 95.285000000 | 95.290000000 | INR |
| USD | = | 1511.000000000 | 1516.000000000 | 1521.000000000 | IQD |
| USD | = | 1779500.000000000 | 1790000.000000000 | 1800500.000000000 | IRR |
| USD | = | 121.450000000 | 121.590000000 | 121.730000000 | ISK |
| USD | = | 157.910000000 | 158.810000000 | 159.710000000 | JMD |
| USD | = | 0.708000000 | 0.709000000 | 0.710000000 | JOD |
| USD | = | 158.089500000 | 158.331500000 | 158.573500000 | JPY |
| USD | = | 129.600000000 | 129.700000000 | 129.800000000 | KES |
| USD | = | 87.450000000 | 87.477150000 | 87.504300000 | KGS |
| USD | = | 4065.000000000 | 4070.000000000 | 4075.000000000 | KHR |
| USD | = | 440.140000000 | 441.140000000 | 442.140000000 | KMF |
| USD | = | 1333.091050000 | 1336.540525000 | 1339.990000000 | KRW |
| USD | = | 0.308250000 | 0.308300000 | 0.308350000 | KWD |
| USD | = | 0.827500000 | 0.831250000 | 0.835000000 | KYD |
| USD | = | 449.280000000 | 449.440000000 | 449.600000000 | KZT |
| USD | = | 22392.000000000 | 22500.500000000 | 22609.000000000 | LAK |
| USD | = | 89500.000000000 | 89550.000000000 | 89600.000000000 | LBP |
| USD | = | 331.000000000 | 331.050000000 | 331.100000000 | LKR |
| USD | = | 170.000000000 | 170.500000000 | 171.000000000 | LRD |
| USD | = | 16.462600000 | 16.479450000 | 16.496300000 | LSL |
| USD | = | 2.853600000 | 2.853900000 | 2.854200000 | LTL |
| USD | = | 0.507800000 | 0.508250000 | 0.508700000 | LVL |
| USD | = | 6.416800000 | 6.430650000 | 6.444500000 | LYD |
| USD | = | 9.803100000 | 9.807100000 | 9.811100000 | MAD |
| USD | = | 17.850000000 | 17.900000000 | 17.950000000 | MDL |
| USD | = | 4536.490000000 | 4550.990000000 | 4565.490000000 | MGA |
| USD | = | 54.790000000 | 55.050000000 | 55.310000000 | MKD |
| USD | = | 3660.000000000 | 3660.000000000 | 3660.000000000 | MMK |
| USD | = | 3596.000000000 | 3599.000000000 | 3602.000000000 | MNT |
| USD | = | 8.083000000 | 8.088000000 | 8.093000000 | MOP |
| USD | = | 40.160100000 | 40.340100000 | 40.520100000 | MRU |
| USD | = | 47.590000000 | 47.740000000 | 47.890000000 | MUR |
| USD | = | 15.420000000 | 15.460000000 | 15.500000000 | MVR |
| USD | = | 1717.020000000 | 1733.670000000 | 1750.320000000 | MWK |
| USD | = | 18.294127000 | 18.379322000 | 18.464516000 | MXN |
| USD | = | 4.073936000 | 4.091669000 | 4.109401000 | MYR |
| USD | = | 63.240000000 | 63.590000000 | 63.940000000 | MZN |
| USD | = | 16.500800000 | 16.502300000 | 16.503800000 | NAD |
| USD | = | 1329.100000000 | 1329.790000000 | 1330.480000000 | NGN |
| USD | = | 36.600000000 | 36.800000000 | 37.000000000 | NIO |
| USD | = | 9.515361000 | 9.517950000 | 9.520538000 | NOK |
| USD | = | 152.450000000 | 152.455000000 | 152.460000000 | NPR |
| USD | = | 1.779188476 | 1.781613393 | 1.784041746 | NZD |
| USD | = | 0.384880000 | 0.385005000 | 0.385130000 | OMR |
| USD | = | 1.000000000 | 1.000000000 | 1.000000000 | PAB |
| USD | = | 3.428400000 | 3.430400000 | 3.432400000 | PEN |
| USD | = | 4.456327985 | 4.537205081 | 4.621072088 | PGK |
| USD | = | 62.603542000 | 62.728271000 | 62.853000000 | PHP |
| USD | = | 276.650000000 | 276.965000000 | 277.280000000 | PKR |
| USD | = | 3.900300000 | 3.902500000 | 3.904700000 | PLN |
| USD | = | 5703.530000000 | 5705.920000000 | 5708.310000000 | PYG |
| USD | = | 3.641400000 | 3.643600000 | 3.645800000 | QAR |
| USD | = | 4.760000000 | 4.765100000 | 4.770200000 | RON |
| USD | = | 104.630000000 | 104.785000000 | 104.940000000 | RSD |
| USD | = | 83.650000000 | 83.660000000 | 83.670000000 | RUB |
| USD | = | 1469.820000000 | 1474.820000000 | 1479.820000000 | RWF |
| USD | = | 3.755500000 | 3.755700000 | 3.755900000 | SAR |
| USD | = | 7.763975155 | 7.980845969 | 8.210180623 | SBD |
| USD | = | 13.895300000 | 13.895500000 | 13.895700000 | SCR |
| USD | = | 200.020000000 | 200.520000000 | 201.020000000 | SDD |
| USD | = | 598.500200000 | 600.170700000 | 601.841200000 | SDG |
| USD | = | 9.946526000 | 9.963052000 | 9.979578000 | SEK |
| USD | = | 1.277744000 | 1.280416000 | 1.283088000 | SGD |
| USD | = | 0.754944889 | 0.755030389 | 0.755115910 | SHP |
| USD | = | 23.780000000 | 24.340000000 | 24.900000000 | SLE |
| USD | = | 22683.000000000 | 22795.500000000 | 22908.000000000 | SLL |
| USD | = | 568.000000000 | 571.500000000 | 575.000000000 | SOS |
| USD | = | 37.395000000 | 37.648000000 | 37.901000000 | SRD |
| USD | = | 5667.040600000 | 5752.040600000 | 5837.040600000 | SSP |
| USD | = | 21.871000000 | 22.095200000 | 22.319400000 | STN |
| USD | = | 8.749500000 | 8.754500000 | 8.759500000 | SVC |
| USD | = | 121.520000000 | 122.020000000 | 122.520000000 | SYP |
| USD | = | 16.465900000 | 16.481100000 | 16.496300000 | SZL |
| USD | = | 33.405840000 | 33.492920000 | 33.580000000 | THB |
| USD | = | 9.200000000 | 9.235000000 | 9.270000000 | TJS |
| USD | = | 3.495000000 | 3.500000000 | 3.505000000 | TMT |
| USD | = | 2.986600000 | 3.001600000 | 3.016600000 | TND |
| USD | = | 2.324500232 | 2.385496183 | 2.449779519 | TOP |
| USD | = | 49.371100000 | 49.376100000 | 49.381100000 | TRY |
| USD | = | 6.775600000 | 6.800800000 | 6.826000000 | TTD |
| USD | = | 31.949450000 | 32.044725000 | 32.140000000 | TWD |
| USD | = | 2600.000000000 | 2630.000000000 | 2660.000000000 | TZS |
| USD | = | 45.091100000 | 45.095500000 | 45.099900000 | UAH |
| USD | = | 4145.000000000 | 4150.000000000 | 4155.000000000 | UGX |
| USD | = | 1.000000000 | 1.000000000 | 1.000000000 | USD |
| USD | = | 40.180000000 | 40.200000000 | 40.220000000 | UYU |
| USD | = | 11908.350000000 | 11913.350000000 | 11918.350000000 | UZS |
| USD | = | 875.707544000 | 876.804922000 | 877.902300000 | VES |
| USD | = | 25913.000000000 | 25914.000000000 | 25915.000000000 | VND |
| USD | = | 117.820000000 | 118.115000000 | 118.410000000 | VUV |
| USD | = | 2.670226969 | 2.751031636 | 2.836879432 | WST |
| USD | = | 585.520000000 | 585.540000000 | 585.560000000 | XAF |
| USD | = | 2.690000000 | 2.705000000 | 2.720000000 | XCD |
| USD | = | 582.500000000 | 586.000000000 | 589.500000000 | XOF |
| USD | = | 106.210000000 | 106.680000000 | 107.150000000 | XPF |
| USD | = | 235.840000000 | 236.090000000 | 236.340000000 | YER |
| USD | = | 16.483200000 | 16.489700000 | 16.496200000 | ZAR |
| USD | = | 5185.000000000 | 5195.000000000 | 5205.000000000 | ZMK |
| USD | = | 19.864000000 | 20.126500000 | 20.389000000 | ZMW |
| USD | = | 378.000000000 | 379.500000000 | 381.000000000 | ZWD |
| USD | = | 28720.000000000 | 30670.000000000 | 32620.000000000 | ZWL |
Note:
Rates shown are for reference purposes only, and actual exchange rate used for the currency conversion to the cardmember billing currency may vary from the above rates due to rounding differences and other circumstances.
Calculate the cross rate to know the exchange rate other than USD.