Base rate
The base rate is determined based on the exchange rate of the date when payment to the merchant for a cardmember transaction is processed. This date may differ from the date the transaction is made and the date funds are debited from the cardmember bank account.
The excharge rate below is used when converting to USD.
Base rate for 10/13/2026
| Buy | Mid | Sell | |||
| USD | = | 3.672600000 | 3.672700000 | 3.672800000 | AED |
| USD | = | 64.900000000 | 65.000000000 | 65.100000000 | AFN |
| USD | = | 81.600000000 | 82.025000000 | 82.450000000 | ALL |
| USD | = | 361.210000000 | 362.210000000 | 363.210000000 | AMD |
| USD | = | 1.784500000 | 1.802250000 | 1.820000000 | ANG |
| USD | = | 913.000000000 | 919.700000000 | 926.400000000 | AOA |
| USD | = | 1516.500000000 | 1516.750000000 | 1517.000000000 | ARS |
| USD | = | 1.436556631 | 1.437591287 | 1.438627434 | AUD |
| USD | = | 1.780000000 | 1.790000000 | 1.800000000 | AWG |
| USD | = | 1.695000000 | 1.700000000 | 1.705000000 | AZN |
| USD | = | 1.752300000 | 1.754350000 | 1.756400000 | BAM |
| USD | = | 1.998100000 | 2.014100000 | 2.030100000 | BBD |
| USD | = | 122.500000000 | 123.100000000 | 123.700000000 | BDT |
| USD | = | 1.662500000 | 1.662850000 | 1.663200000 | BGN |
| USD | = | 0.377350000 | 0.377575000 | 0.377800000 | BHD |
| USD | = | 2986.570000000 | 2998.570000000 | 3010.570000000 | BIF |
| USD | = | 1.000000000 | 1.000000000 | 1.000000000 | BMD |
| USD | = | 1.280700000 | 1.280750000 | 1.280800000 | BND |
| USD | = | 11.690000000 | 11.765000000 | 11.840000000 | BOB |
| USD | = | 4.986600000 | 4.987100000 | 4.987600000 | BRL |
| USD | = | 1.000000000 | 1.000000000 | 1.000000000 | BSD |
| USD | = | 95.770000000 | 95.775000000 | 95.780000000 | BTN |
| USD | = | 13.003901170 | 13.717421124 | 14.513788098 | BWP |
| USD | = | 3.010300000 | 3.015800000 | 3.021300000 | BYN |
| USD | = | 2.000200000 | 2.011200000 | 2.022200000 | BZD |
| USD | = | 1.426385000 | 1.427990000 | 1.429595000 | CAD |
| USD | = | 2303.500000000 | 2311.750000000 | 2320.000000000 | CDF |
| USD | = | 0.833482000 | 0.834181000 | 0.834879000 | CHF |
| USD | = | 975.060000000 | 976.860000000 | 978.660000000 | CLP |
| USD | = | 6.658838500 | 6.676069250 | 6.693300000 | CNY |
| USD | = | 3195.050000000 | 3196.385000000 | 3197.720000000 | COP |
| USD | = | 450.470000000 | 455.235000000 | 460.000000000 | CRC |
| USD | = | 24.000000000 | 24.000000000 | 24.000000000 | CUP |
| USD | = | 98.790000000 | 99.065000000 | 99.340000000 | CVE |
| USD | = | 21.819000000 | 21.835000000 | 21.851000000 | CZK |
| USD | = | 177.600000000 | 178.075000000 | 178.550000000 | DJF |
| USD | = | 6.666826000 | 6.698657000 | 6.730488000 | DKK |
| USD | = | 61.120000000 | 61.310000000 | 61.500000000 | DOP |
| USD | = | 134.016000000 | 134.686000000 | 135.356000000 | DZD |
| USD | = | 11.697100000 | 11.702350000 | 11.707600000 | EEK |
| USD | = | 52.600000000 | 52.650000000 | 52.700000000 | EGP |
| USD | = | 15.000000000 | 15.075000000 | 15.150000000 | ERN |
| USD | = | 160.989700000 | 161.489700000 | 161.989700000 | ETB |
| USD | = | 0.895843822 | 0.896120782 | 0.896397111 | EUR |
| USD | = | 2.225189141 | 2.253013405 | 2.281542322 | FJD |
| USD | = | 0.757116898 | 0.757231561 | 0.757346258 | FKP |
| USD | = | 0.756978776 | 0.757063592 | 0.757149000 | GBP |
| USD | = | 2.562000000 | 2.592000000 | 2.622000000 | GEL |
| USD | = | 11.700000000 | 11.730000000 | 11.760000000 | GHS |
| USD | = | 0.757116898 | 0.757231561 | 0.757346258 | GIP |
| USD | = | 73.900000000 | 74.550000000 | 75.200000000 | GMD |
| USD | = | 8795.000000000 | 8797.500000000 | 8800.000000000 | GNF |
| USD | = | 7.640000000 | 7.645000000 | 7.650000000 | GTQ |
| USD | = | 207.980000000 | 209.215000000 | 210.450000000 | GYD |
| USD | = | 7.826947000 | 7.846691000 | 7.866436000 | HKD |
| USD | = | 26.834500000 | 26.842250000 | 26.850000000 | HNL |
| USD | = | 7.038500000 | 7.042150000 | 7.045800000 | HRK |
| USD | = | 130.314600000 | 130.804800000 | 131.295000000 | HTG |
| USD | = | 326.720000000 | 326.920000000 | 327.120000000 | HUF |
| USD | = | 17841.315000000 | 17873.157500000 | 17905.000000000 | IDR |
| USD | = | 3.077400000 | 3.078350000 | 3.079300000 | ILS |
| USD | = | 95.770000000 | 95.775000000 | 95.780000000 | INR |
| USD | = | 1510.000000000 | 1515.000000000 | 1520.000000000 | IQD |
| USD | = | 1779500.000000000 | 1779900.000000000 | 1780300.000000000 | IRR |
| USD | = | 121.900000000 | 122.045000000 | 122.190000000 | ISK |
| USD | = | 157.910000000 | 158.810000000 | 159.710000000 | JMD |
| USD | = | 0.708000000 | 0.709000000 | 0.710000000 | JOD |
| USD | = | 158.278200000 | 158.520000000 | 158.761800000 | JPY |
| USD | = | 129.600000000 | 129.700000000 | 129.800000000 | KES |
| USD | = | 87.450000000 | 87.477150000 | 87.504300000 | KGS |
| USD | = | 4065.000000000 | 4070.000000000 | 4075.000000000 | KHR |
| USD | = | 440.140000000 | 441.140000000 | 442.140000000 | KMF |
| USD | = | 1327.976750000 | 1331.408375000 | 1334.840000000 | KRW |
| USD | = | 0.308100000 | 0.308150000 | 0.308200000 | KWD |
| USD | = | 0.827500000 | 0.831250000 | 0.835000000 | KYD |
| USD | = | 451.250000000 | 451.400000000 | 451.550000000 | KZT |
| USD | = | 22382.000000000 | 22490.500000000 | 22599.000000000 | LAK |
| USD | = | 89500.000000000 | 89550.000000000 | 89600.000000000 | LBP |
| USD | = | 330.900000000 | 330.975000000 | 331.050000000 | LKR |
| USD | = | 170.000000000 | 170.500000000 | 171.000000000 | LRD |
| USD | = | 16.524400000 | 16.538800000 | 16.553200000 | LSL |
| USD | = | 2.853600000 | 2.853900000 | 2.854200000 | LTL |
| USD | = | 0.507800000 | 0.508250000 | 0.508700000 | LVL |
| USD | = | 6.409400000 | 6.423250000 | 6.437100000 | LYD |
| USD | = | 9.720100000 | 9.722800000 | 9.725500000 | MAD |
| USD | = | 17.800000000 | 17.850000000 | 17.900000000 | MDL |
| USD | = | 4525.570000000 | 4540.070000000 | 4554.570000000 | MGA |
| USD | = | 54.820000000 | 55.060000000 | 55.300000000 | MKD |
| USD | = | 3660.000000000 | 3660.000000000 | 3660.000000000 | MMK |
| USD | = | 3595.000000000 | 3598.000000000 | 3601.000000000 | MNT |
| USD | = | 8.083000000 | 8.089000000 | 8.095000000 | MOP |
| USD | = | 40.160100000 | 40.340100000 | 40.520100000 | MRU |
| USD | = | 47.380000000 | 47.530000000 | 47.680000000 | MUR |
| USD | = | 15.420000000 | 15.460000000 | 15.500000000 | MVR |
| USD | = | 1717.020000000 | 1733.670000000 | 1750.320000000 | MWK |
| USD | = | 18.178901000 | 18.263084000 | 18.347266000 | MXN |
| USD | = | 4.064073000 | 4.082718000 | 4.101364000 | MYR |
| USD | = | 63.250000000 | 63.600000000 | 63.950000000 | MZN |
| USD | = | 16.541800000 | 16.543300000 | 16.544800000 | NAD |
| USD | = | 1323.250000000 | 1330.750000000 | 1338.250000000 | NGN |
| USD | = | 36.600000000 | 36.800000000 | 37.000000000 | NIO |
| USD | = | 9.567652000 | 9.570590000 | 9.573529000 | NOK |
| USD | = | 153.230000000 | 153.240000000 | 153.250000000 | NPR |
| USD | = | 1.787476226 | 1.789907783 | 1.792342753 | NZD |
| USD | = | 0.384900000 | 0.385025000 | 0.385150000 | OMR |
| USD | = | 1.000000000 | 1.000000000 | 1.000000000 | PAB |
| USD | = | 3.443100000 | 3.444300000 | 3.445500000 | PEN |
| USD | = | 4.301075268 | 4.464285714 | 4.640371229 | PGK |
| USD | = | 62.583582000 | 62.708791000 | 62.834000000 | PHP |
| USD | = | 276.750000000 | 276.875000000 | 277.000000000 | PKR |
| USD | = | 3.925800000 | 3.929550000 | 3.933300000 | PLN |
| USD | = | 5714.150000000 | 5717.455000000 | 5720.760000000 | PYG |
| USD | = | 3.645000000 | 3.645200000 | 3.645400000 | QAR |
| USD | = | 4.778900000 | 4.782000000 | 4.785100000 | RON |
| USD | = | 105.020000000 | 105.180000000 | 105.340000000 | RSD |
| USD | = | 83.974800000 | 83.984800000 | 83.994800000 | RUB |
| USD | = | 1469.670000000 | 1474.670000000 | 1479.670000000 | RWF |
| USD | = | 3.755500000 | 3.755700000 | 3.755900000 | SAR |
| USD | = | 7.955449482 | 8.084074373 | 8.216926869 | SBD |
| USD | = | 13.955400000 | 13.955600000 | 13.955800000 | SCR |
| USD | = | 200.020000000 | 200.520000000 | 201.020000000 | SDD |
| USD | = | 598.550200000 | 600.220700000 | 601.891200000 | SDG |
| USD | = | 10.019678000 | 10.036490000 | 10.053303000 | SEK |
| USD | = | 1.278487000 | 1.280837000 | 1.283188000 | SGD |
| USD | = | 0.758035172 | 0.758121375 | 0.758207597 | SHP |
| USD | = | 24.400000000 | 24.650000000 | 24.900000000 | SLE |
| USD | = | 22683.000000000 | 22795.500000000 | 22908.000000000 | SLL |
| USD | = | 568.000000000 | 571.500000000 | 575.000000000 | SOS |
| USD | = | 37.645000000 | 37.898000000 | 38.151000000 | SRD |
| USD | = | 5650.451300000 | 5735.451300000 | 5820.451300000 | SSP |
| USD | = | 21.951400000 | 22.177400000 | 22.403400000 | STN |
| USD | = | 8.749800000 | 8.754800000 | 8.759800000 | SVC |
| USD | = | 121.500000000 | 122.000000000 | 122.500000000 | SYP |
| USD | = | 16.527700000 | 16.540450000 | 16.553200000 | SZL |
| USD | = | 33.485520000 | 33.567760000 | 33.650000000 | THB |
| USD | = | 9.200000000 | 9.230000000 | 9.260000000 | TJS |
| USD | = | 3.495000000 | 3.500000000 | 3.505000000 | TMT |
| USD | = | 2.994300000 | 3.009300000 | 3.024300000 | TND |
| USD | = | 2.345765892 | 2.416626389 | 2.491901320 | TOP |
| USD | = | 49.341400000 | 49.346400000 | 49.351400000 | TRY |
| USD | = | 6.775100000 | 6.800550000 | 6.826000000 | TTD |
| USD | = | 31.768360000 | 31.863180000 | 31.958000000 | TWD |
| USD | = | 2625.000000000 | 2640.000000000 | 2655.000000000 | TZS |
| USD | = | 45.055100000 | 45.062550000 | 45.070000000 | UAH |
| USD | = | 4145.000000000 | 4150.000000000 | 4155.000000000 | UGX |
| USD | = | 1.000000000 | 1.000000000 | 1.000000000 | USD |
| USD | = | 40.180000000 | 40.200000000 | 40.220000000 | UYU |
| USD | = | 11894.090000000 | 11899.090000000 | 11904.090000000 | UZS |
| USD | = | 874.605606000 | 875.701603000 | 876.797600000 | VES |
| USD | = | 25934.000000000 | 25937.000000000 | 25940.000000000 | VND |
| USD | = | 117.700000000 | 117.995000000 | 118.290000000 | VUV |
| USD | = | 2.677376171 | 2.758620689 | 2.844950213 | WST |
| USD | = | 587.300000000 | 587.380000000 | 587.460000000 | XAF |
| USD | = | 2.690000000 | 2.705000000 | 2.720000000 | XCD |
| USD | = | 582.000000000 | 585.500000000 | 589.000000000 | XOF |
| USD | = | 106.600000000 | 107.075000000 | 107.550000000 | XPF |
| USD | = | 235.840000000 | 236.090000000 | 236.340000000 | YER |
| USD | = | 16.536900000 | 16.548150000 | 16.559400000 | ZAR |
| USD | = | 5185.000000000 | 5195.000000000 | 5205.000000000 | ZMK |
| USD | = | 19.858900000 | 19.883900000 | 19.908900000 | ZMW |
| USD | = | 378.000000000 | 379.500000000 | 381.000000000 | ZWD |
| USD | = | 28720.000000000 | 30670.000000000 | 32620.000000000 | ZWL |
Note:
Rates shown are for reference purposes only, and actual exchange rate used for the currency conversion to the cardmember billing currency may vary from the above rates due to rounding differences and other circumstances.
Calculate the cross rate to know the exchange rate other than USD.