Base rate
The base rate is determined based on the exchange rate of the date when payment to the merchant for a cardmember transaction is processed. This date may differ from the date the transaction is made and the date funds are debited from the cardmember bank account.
The excharge rate below is used when converting to USD.
Base rate for 10/12/2026
| Buy | Mid | Sell | |||
| USD | = | 3.672800000 | 3.672900000 | 3.673000000 | AED |
| USD | = | 64.580000000 | 64.785000000 | 64.990000000 | AFN |
| USD | = | 81.350000000 | 81.800000000 | 82.250000000 | ALL |
| USD | = | 361.000000000 | 363.000000000 | 365.000000000 | AMD |
| USD | = | 1.784500000 | 1.802250000 | 1.820000000 | ANG |
| USD | = | 912.000000000 | 917.000000000 | 922.000000000 | AOA |
| USD | = | 1516.500000000 | 1516.750000000 | 1517.000000000 | ARS |
| USD | = | 1.435779039 | 1.436808446 | 1.437839330 | AUD |
| USD | = | 1.780000000 | 1.790000000 | 1.800000000 | AWG |
| USD | = | 1.695000000 | 1.700000000 | 1.705000000 | AZN |
| USD | = | 1.745300000 | 1.747400000 | 1.749500000 | BAM |
| USD | = | 1.997000000 | 2.003600000 | 2.010200000 | BBD |
| USD | = | 122.500000000 | 123.100000000 | 123.700000000 | BDT |
| USD | = | 1.662500000 | 1.662850000 | 1.663200000 | BGN |
| USD | = | 0.377500000 | 0.377650000 | 0.377800000 | BHD |
| USD | = | 2980.500000000 | 2995.500000000 | 3010.500000000 | BIF |
| USD | = | 1.000000000 | 1.000000000 | 1.000000000 | BMD |
| USD | = | 1.280400000 | 1.280500000 | 1.280600000 | BND |
| USD | = | 11.770000000 | 11.845000000 | 11.920000000 | BOB |
| USD | = | 4.992200000 | 4.992300000 | 4.992400000 | BRL |
| USD | = | 1.000000000 | 1.000000000 | 1.000000000 | BSD |
| USD | = | 96.760000000 | 96.775000000 | 96.790000000 | BTN |
| USD | = | 13.054830287 | 13.661202185 | 14.326647564 | BWP |
| USD | = | 3.023300000 | 3.047950000 | 3.072600000 | BYN |
| USD | = | 2.000000000 | 2.005000000 | 2.010000000 | BZD |
| USD | = | 1.420703000 | 1.422310000 | 1.423917000 | CAD |
| USD | = | 2309.000000000 | 2314.500000000 | 2320.000000000 | CDF |
| USD | = | 0.830735000 | 0.831436000 | 0.832136000 | CHF |
| USD | = | 975.060000000 | 976.860000000 | 978.660000000 | CLP |
| USD | = | 6.658540000 | 6.675420000 | 6.692300000 | CNY |
| USD | = | 3193.680000000 | 3195.015000000 | 3196.350000000 | COP |
| USD | = | 450.940000000 | 455.470000000 | 460.000000000 | CRC |
| USD | = | 24.000000000 | 24.000000000 | 24.000000000 | CUP |
| USD | = | 98.400000000 | 98.675000000 | 98.950000000 | CVE |
| USD | = | 21.752000000 | 21.764000000 | 21.776000000 | CZK |
| USD | = | 177.600000000 | 178.075000000 | 178.550000000 | DJF |
| USD | = | 6.633178000 | 6.664933000 | 6.696689000 | DKK |
| USD | = | 60.750000000 | 61.000000000 | 61.250000000 | DOP |
| USD | = | 133.966000000 | 134.636000000 | 135.306000000 | DZD |
| USD | = | 11.697100000 | 11.702350000 | 11.707600000 | EEK |
| USD | = | 52.530000000 | 52.580000000 | 52.630000000 | EGP |
| USD | = | 15.000000000 | 15.075000000 | 15.150000000 | ERN |
| USD | = | 160.497000000 | 161.266500000 | 162.036000000 | ETB |
| USD | = | 0.891463435 | 0.891735307 | 0.892008142 | EUR |
| USD | = | 2.219755826 | 2.247443532 | 2.275830678 | FJD |
| USD | = | 0.755629439 | 0.755715095 | 0.755800770 | FKP |
| USD | = | 0.755816194 | 0.755901321 | 0.755985896 | GBP |
| USD | = | 2.562000000 | 2.592000000 | 2.622000000 | GEL |
| USD | = | 11.750000000 | 11.770000000 | 11.790000000 | GHS |
| USD | = | 0.755629439 | 0.755715095 | 0.755800770 | GIP |
| USD | = | 73.900000000 | 74.550000000 | 75.200000000 | GMD |
| USD | = | 8795.000000000 | 8797.500000000 | 8800.000000000 | GNF |
| USD | = | 7.640000000 | 7.645000000 | 7.650000000 | GTQ |
| USD | = | 207.690000000 | 209.115000000 | 210.540000000 | GYD |
| USD | = | 7.836159000 | 7.847874000 | 7.859588000 | HKD |
| USD | = | 26.834500000 | 26.842250000 | 26.850000000 | HNL |
| USD | = | 7.038500000 | 7.042150000 | 7.045800000 | HRK |
| USD | = | 130.500000000 | 130.950000000 | 131.400000000 | HTG |
| USD | = | 325.650000000 | 325.850000000 | 326.050000000 | HUF |
| USD | = | 17821.375000000 | 17853.187500000 | 17885.000000000 | IDR |
| USD | = | 3.069100000 | 3.071700000 | 3.074300000 | ILS |
| USD | = | 96.760000000 | 96.775000000 | 96.790000000 | INR |
| USD | = | 1511.000000000 | 1516.000000000 | 1521.000000000 | IQD |
| USD | = | 1779500.000000000 | 1779900.000000000 | 1780300.000000000 | IRR |
| USD | = | 121.940000000 | 122.090000000 | 122.240000000 | ISK |
| USD | = | 157.910000000 | 158.925000000 | 159.940000000 | JMD |
| USD | = | 0.708000000 | 0.709000000 | 0.710000000 | JOD |
| USD | = | 157.822900000 | 158.064500000 | 158.306100000 | JPY |
| USD | = | 129.600000000 | 129.700000000 | 129.800000000 | KES |
| USD | = | 87.450000000 | 87.477150000 | 87.504300000 | KGS |
| USD | = | 4058.870000000 | 4064.500000000 | 4070.130000000 | KHR |
| USD | = | 439.000000000 | 440.000000000 | 441.000000000 | KMF |
| USD | = | 1334.872100000 | 1338.481050000 | 1342.090000000 | KRW |
| USD | = | 0.308100000 | 0.308150000 | 0.308200000 | KWD |
| USD | = | 0.827500000 | 0.831250000 | 0.835000000 | KYD |
| USD | = | 453.420000000 | 453.570000000 | 453.720000000 | KZT |
| USD | = | 22300.000000000 | 22425.000000000 | 22550.000000000 | LAK |
| USD | = | 89500.000000000 | 89550.000000000 | 89600.000000000 | LBP |
| USD | = | 330.700000000 | 330.750000000 | 330.800000000 | LKR |
| USD | = | 170.000000000 | 171.000000000 | 172.000000000 | LRD |
| USD | = | 16.484100000 | 16.498450000 | 16.512800000 | LSL |
| USD | = | 2.853600000 | 2.853900000 | 2.854200000 | LTL |
| USD | = | 0.507800000 | 0.508250000 | 0.508700000 | LVL |
| USD | = | 6.410600000 | 6.426650000 | 6.442700000 | LYD |
| USD | = | 9.735000000 | 9.744250000 | 9.753500000 | MAD |
| USD | = | 17.742200000 | 17.873800000 | 18.005400000 | MDL |
| USD | = | 4472.000000000 | 4502.000000000 | 4532.000000000 | MGA |
| USD | = | 54.820000000 | 55.060000000 | 55.300000000 | MKD |
| USD | = | 3660.000000000 | 3660.000000000 | 3660.000000000 | MMK |
| USD | = | 3593.000000000 | 3596.000000000 | 3599.000000000 | MNT |
| USD | = | 8.083000000 | 8.087500000 | 8.092000000 | MOP |
| USD | = | 39.950000000 | 40.125000000 | 40.300000000 | MRU |
| USD | = | 47.310000000 | 47.460000000 | 47.610000000 | MUR |
| USD | = | 15.420000000 | 15.460000000 | 15.500000000 | MVR |
| USD | = | 1717.020000000 | 1733.670000000 | 1750.320000000 | MWK |
| USD | = | 18.108682000 | 18.192475000 | 18.276269000 | MXN |
| USD | = | 4.067484000 | 4.086621000 | 4.105758000 | MYR |
| USD | = | 63.250000000 | 63.900000000 | 64.550000000 | MZN |
| USD | = | 16.500000000 | 16.510000000 | 16.520000000 | NAD |
| USD | = | 1323.610000000 | 1331.110000000 | 1338.610000000 | NGN |
| USD | = | 36.600000000 | 36.800000000 | 37.000000000 | NIO |
| USD | = | 9.561163000 | 9.564166000 | 9.567169000 | NOK |
| USD | = | 154.770000000 | 154.775000000 | 154.780000000 | NPR |
| USD | = | 1.781483262 | 1.783908078 | 1.786339504 | NZD |
| USD | = | 0.384980000 | 0.385005000 | 0.385030000 | OMR |
| USD | = | 1.000000000 | 1.000000000 | 1.000000000 | PAB |
| USD | = | 3.440700000 | 3.442900000 | 3.445100000 | PEN |
| USD | = | 4.464285714 | 4.540295119 | 4.618937644 | PGK |
| USD | = | 62.672404000 | 62.756202000 | 62.840000000 | PHP |
| USD | = | 276.750000000 | 277.000000000 | 277.250000000 | PKR |
| USD | = | 3.907900000 | 3.913050000 | 3.918200000 | PLN |
| USD | = | 5678.110000000 | 5688.225000000 | 5698.340000000 | PYG |
| USD | = | 3.642000000 | 3.645000000 | 3.648000000 | QAR |
| USD | = | 4.761100000 | 4.764350000 | 4.767600000 | RON |
| USD | = | 104.630000000 | 104.785000000 | 104.940000000 | RSD |
| USD | = | 85.095500000 | 85.100000000 | 85.104500000 | RUB |
| USD | = | 1469.500000000 | 1474.500000000 | 1479.500000000 | RWF |
| USD | = | 3.755300000 | 3.755800000 | 3.756300000 | SAR |
| USD | = | 8.019246190 | 8.116883116 | 8.216926869 | SBD |
| USD | = | 13.835700000 | 13.835900000 | 13.836100000 | SCR |
| USD | = | 200.020000000 | 200.520000000 | 201.020000000 | SDD |
| USD | = | 598.500200000 | 600.170700000 | 601.841200000 | SDG |
| USD | = | 9.951914000 | 9.969246000 | 9.986578000 | SEK |
| USD | = | 1.278121000 | 1.280535000 | 1.282949000 | SGD |
| USD | = | 0.757059580 | 0.757145561 | 0.757231561 | SHP |
| USD | = | 24.400000000 | 24.650000000 | 24.900000000 | SLE |
| USD | = | 22683.000000000 | 22795.500000000 | 22908.000000000 | SLL |
| USD | = | 568.000000000 | 571.500000000 | 575.000000000 | SOS |
| USD | = | 37.473000000 | 37.662500000 | 37.852000000 | SRD |
| USD | = | 5674.037100000 | 5759.037100000 | 5844.037100000 | SSP |
| USD | = | 21.863200000 | 22.089300000 | 22.315400000 | STN |
| USD | = | 8.723700000 | 8.743100000 | 8.762500000 | SVC |
| USD | = | 121.520000000 | 122.020000000 | 122.520000000 | SYP |
| USD | = | 16.487800000 | 16.500300000 | 16.512800000 | SZL |
| USD | = | 33.375960000 | 33.457980000 | 33.540000000 | THB |
| USD | = | 9.150000000 | 9.200000000 | 9.250000000 | TJS |
| USD | = | 3.495000000 | 3.500000000 | 3.505000000 | TMT |
| USD | = | 3.003100000 | 3.003850000 | 3.004600000 | TND |
| USD | = | 2.329373398 | 2.399232245 | 2.473410833 | TOP |
| USD | = | 49.334800000 | 49.340900000 | 49.347000000 | TRY |
| USD | = | 6.775100000 | 6.800550000 | 6.826000000 | TTD |
| USD | = | 31.756420000 | 31.851210000 | 31.946000000 | TWD |
| USD | = | 2625.000000000 | 2640.000000000 | 2655.000000000 | TZS |
| USD | = | 44.900200000 | 44.910600000 | 44.921000000 | UAH |
| USD | = | 4045.000000000 | 4050.000000000 | 4055.000000000 | UGX |
| USD | = | 1.000000000 | 1.000000000 | 1.000000000 | USD |
| USD | = | 40.100000000 | 40.170000000 | 40.240000000 | UYU |
| USD | = | 11870.000000000 | 11895.000000000 | 11920.000000000 | UZS |
| USD | = | 874.605606000 | 875.701603000 | 876.797600000 | VES |
| USD | = | 25879.000000000 | 25881.000000000 | 25883.000000000 | VND |
| USD | = | 117.800000000 | 121.180000000 | 124.560000000 | VUV |
| USD | = | 2.697599136 | 2.763194252 | 2.832058906 | WST |
| USD | = | 585.340000000 | 585.410000000 | 585.480000000 | XAF |
| USD | = | 2.690000000 | 2.705000000 | 2.720000000 | XCD |
| USD | = | 582.000000000 | 583.500000000 | 585.000000000 | XOF |
| USD | = | 106.170000000 | 106.650000000 | 107.130000000 | XPF |
| USD | = | 236.000000000 | 236.300000000 | 236.600000000 | YER |
| USD | = | 16.503100000 | 16.507950000 | 16.512800000 | ZAR |
| USD | = | 5185.000000000 | 5195.000000000 | 5205.000000000 | ZMK |
| USD | = | 19.818000000 | 20.303500000 | 20.789000000 | ZMW |
| USD | = | 378.000000000 | 379.500000000 | 381.000000000 | ZWD |
| USD | = | 28720.000000000 | 30670.000000000 | 32620.000000000 | ZWL |
Note:
Rates shown are for reference purposes only, and actual exchange rate used for the currency conversion to the cardmember billing currency may vary from the above rates due to rounding differences and other circumstances.
Calculate the cross rate to know the exchange rate other than USD.