Base rate
The base rate is determined based on the exchange rate of the date when payment to the merchant for a cardmember transaction is processed. This date may differ from the date the transaction is made and the date funds are debited from the cardmember bank account.
The excharge rate below is used when converting to USD.
Base rate for 09/30/2026
| Buy | Mid | Sell | |||
| USD | = | 3.672500000 | 3.672600000 | 3.672700000 | AED |
| USD | = | 65.150000000 | 65.250000000 | 65.350000000 | AFN |
| USD | = | 80.600000000 | 81.150000000 | 81.700000000 | ALL |
| USD | = | 362.180000000 | 363.180000000 | 364.180000000 | AMD |
| USD | = | 1.784500000 | 1.802250000 | 1.820000000 | ANG |
| USD | = | 913.000000000 | 919.700000000 | 926.400000000 | AOA |
| USD | = | 1524.250000000 | 1524.900000000 | 1525.550000000 | ARS |
| USD | = | 1.430005519 | 1.431020517 | 1.432036958 | AUD |
| USD | = | 1.780000000 | 1.790000000 | 1.800000000 | AWG |
| USD | = | 1.695000000 | 1.700000000 | 1.705000000 | AZN |
| USD | = | 1.724300000 | 1.726300000 | 1.728300000 | BAM |
| USD | = | 1.998100000 | 2.014100000 | 2.030100000 | BBD |
| USD | = | 122.350000000 | 122.950000000 | 123.550000000 | BDT |
| USD | = | 1.662500000 | 1.662850000 | 1.663200000 | BGN |
| USD | = | 0.376980000 | 0.377000000 | 0.377020000 | BHD |
| USD | = | 2982.500000000 | 2996.000000000 | 3009.500000000 | BIF |
| USD | = | 1.000000000 | 1.000000000 | 1.000000000 | BMD |
| USD | = | 1.277700000 | 1.277800000 | 1.277900000 | BND |
| USD | = | 11.960000000 | 12.035000000 | 12.110000000 | BOB |
| USD | = | 5.203300000 | 5.203800000 | 5.204300000 | BRL |
| USD | = | 1.000000000 | 1.000000000 | 1.000000000 | BSD |
| USD | = | 95.980000000 | 95.985000000 | 95.990000000 | BTN |
| USD | = | 12.936610608 | 13.605442176 | 14.347202295 | BWP |
| USD | = | 3.006400000 | 3.014350000 | 3.022300000 | BYN |
| USD | = | 2.000200000 | 2.011200000 | 2.022200000 | BZD |
| USD | = | 1.417477000 | 1.419076000 | 1.420675000 | CAD |
| USD | = | 2303.000000000 | 2311.500000000 | 2320.000000000 | CDF |
| USD | = | 0.833494000 | 0.834186000 | 0.834878000 | CHF |
| USD | = | 972.080000000 | 972.980000000 | 973.880000000 | CLP |
| USD | = | 6.669485000 | 6.686592500 | 6.703700000 | CNY |
| USD | = | 3323.500000000 | 3326.000000000 | 3328.500000000 | COP |
| USD | = | 453.560000000 | 456.780000000 | 460.000000000 | CRC |
| USD | = | 24.000000000 | 24.000000000 | 24.000000000 | CUP |
| USD | = | 97.220000000 | 97.485000000 | 97.750000000 | CVE |
| USD | = | 21.529000000 | 21.540500000 | 21.552000000 | CZK |
| USD | = | 177.600000000 | 178.075000000 | 178.550000000 | DJF |
| USD | = | 6.560367000 | 6.591590000 | 6.622812000 | DKK |
| USD | = | 59.260000000 | 59.470000000 | 59.680000000 | DOP |
| USD | = | 133.196000000 | 133.862000000 | 134.528000000 | DZD |
| USD | = | 11.697100000 | 11.702350000 | 11.707600000 | EEK |
| USD | = | 52.020000000 | 52.070000000 | 52.120000000 | EGP |
| USD | = | 15.000000000 | 15.075000000 | 15.150000000 | ERN |
| USD | = | 161.725000000 | 162.225000000 | 162.725000000 | ETB |
| USD | = | 0.881513170 | 0.881779784 | 0.882046559 | EUR |
| USD | = | 2.215330084 | 2.242906807 | 2.271178741 | FJD |
| USD | = | 0.757174225 | 0.757260232 | 0.757346258 | FKP |
| USD | = | 0.755783634 | 0.755866468 | 0.755948749 | GBP |
| USD | = | 2.577400000 | 2.603850000 | 2.630300000 | GEL |
| USD | = | 11.670000000 | 11.695000000 | 11.720000000 | GHS |
| USD | = | 0.757174225 | 0.757260232 | 0.757346258 | GIP |
| USD | = | 73.850000000 | 74.525000000 | 75.200000000 | GMD |
| USD | = | 8790.000000000 | 8795.000000000 | 8800.000000000 | GNF |
| USD | = | 7.635000000 | 7.640000000 | 7.645000000 | GTQ |
| USD | = | 207.990000000 | 209.230000000 | 210.470000000 | GYD |
| USD | = | 7.835617000 | 7.847206000 | 7.858795000 | HKD |
| USD | = | 26.842400000 | 26.846200000 | 26.850000000 | HNL |
| USD | = | 7.038500000 | 7.042150000 | 7.045800000 | HRK |
| USD | = | 130.500000000 | 130.875000000 | 131.250000000 | HTG |
| USD | = | 323.550000000 | 323.750000000 | 323.950000000 | HUF |
| USD | = | 17906.120000000 | 17938.060000000 | 17970.000000000 | IDR |
| USD | = | 3.066500000 | 3.067500000 | 3.068500000 | ILS |
| USD | = | 95.980000000 | 95.985000000 | 95.990000000 | INR |
| USD | = | 1309.500000000 | 1310.000000000 | 1310.500000000 | IQD |
| USD | = | 1374100.000000000 | 1374600.000000000 | 1375100.000000000 | IRR |
| USD | = | 120.480000000 | 120.625000000 | 120.770000000 | ISK |
| USD | = | 157.410000000 | 158.260000000 | 159.110000000 | JMD |
| USD | = | 0.708000000 | 0.709000000 | 0.710000000 | JOD |
| USD | = | 157.175900000 | 157.417000000 | 157.658100000 | JPY |
| USD | = | 129.600000000 | 129.700000000 | 129.800000000 | KES |
| USD | = | 87.448500000 | 87.475650000 | 87.502800000 | KGS |
| USD | = | 4053.000000000 | 4058.000000000 | 4063.000000000 | KHR |
| USD | = | 433.400000000 | 434.400000000 | 435.400000000 | KMF |
| USD | = | 1344.245000000 | 1347.922500000 | 1351.600000000 | KRW |
| USD | = | 0.307650000 | 0.307700000 | 0.307750000 | KWD |
| USD | = | 0.827500000 | 0.831250000 | 0.835000000 | KYD |
| USD | = | 439.500000000 | 439.660000000 | 439.820000000 | KZT |
| USD | = | 22336.000000000 | 22444.500000000 | 22553.000000000 | LAK |
| USD | = | 89500.000000000 | 89550.000000000 | 89600.000000000 | LBP |
| USD | = | 330.800000000 | 330.900000000 | 331.000000000 | LKR |
| USD | = | 171.000000000 | 171.500000000 | 172.000000000 | LRD |
| USD | = | 16.369400000 | 16.385250000 | 16.401100000 | LSL |
| USD | = | 2.853600000 | 2.853900000 | 2.854200000 | LTL |
| USD | = | 0.507800000 | 0.508250000 | 0.508700000 | LVL |
| USD | = | 6.380800000 | 6.394650000 | 6.408500000 | LYD |
| USD | = | 9.683000000 | 9.687000000 | 9.691000000 | MAD |
| USD | = | 17.600000000 | 17.650000000 | 17.700000000 | MDL |
| USD | = | 4413.020000000 | 4427.520000000 | 4442.020000000 | MGA |
| USD | = | 54.120000000 | 54.305000000 | 54.490000000 | MKD |
| USD | = | 3660.000000000 | 3660.000000000 | 3660.000000000 | MMK |
| USD | = | 3596.000000000 | 3599.000000000 | 3602.000000000 | MNT |
| USD | = | 8.081000000 | 8.085000000 | 8.089000000 | MOP |
| USD | = | 39.900800000 | 39.960800000 | 40.020800000 | MRU |
| USD | = | 47.460000000 | 47.610000000 | 47.760000000 | MUR |
| USD | = | 15.420000000 | 15.460000000 | 15.500000000 | MVR |
| USD | = | 1717.020000000 | 1733.670000000 | 1750.320000000 | MWK |
| USD | = | 17.964892000 | 18.047218000 | 18.129544000 | MXN |
| USD | = | 4.056807000 | 4.076100000 | 4.095394000 | MYR |
| USD | = | 63.250000000 | 63.600000000 | 63.950000000 | MZN |
| USD | = | 16.400400000 | 16.401900000 | 16.403400000 | NAD |
| USD | = | 1324.480000000 | 1325.730000000 | 1326.980000000 | NGN |
| USD | = | 36.600000000 | 36.800000000 | 37.000000000 | NIO |
| USD | = | 9.596446000 | 9.598894000 | 9.601342000 | NOK |
| USD | = | 153.570000000 | 153.575000000 | 153.580000000 | NPR |
| USD | = | 1.770811013 | 1.773209988 | 1.775612319 | NZD |
| USD | = | 0.384980000 | 0.385005000 | 0.385030000 | OMR |
| USD | = | 1.000000000 | 1.000000000 | 1.000000000 | PAB |
| USD | = | 3.438600000 | 3.440400000 | 3.442200000 | PEN |
| USD | = | 4.444444444 | 4.524886877 | 4.608294930 | PGK |
| USD | = | 62.390968000 | 62.515984000 | 62.641000000 | PHP |
| USD | = | 276.800000000 | 277.050000000 | 277.300000000 | PKR |
| USD | = | 3.850400000 | 3.852300000 | 3.854200000 | PLN |
| USD | = | 5837.370000000 | 5850.290000000 | 5863.210000000 | PYG |
| USD | = | 3.641100000 | 3.643400000 | 3.645700000 | QAR |
| USD | = | 4.650800000 | 4.653350000 | 4.655900000 | RON |
| USD | = | 103.490000000 | 103.645000000 | 103.800000000 | RSD |
| USD | = | 84.000000000 | 84.010000000 | 84.020000000 | RUB |
| USD | = | 1471.000000000 | 1476.000000000 | 1481.000000000 | RWF |
| USD | = | 3.754800000 | 3.754900000 | 3.755000000 | SAR |
| USD | = | 7.757951900 | 7.974481658 | 8.203445447 | SBD |
| USD | = | 13.926800000 | 13.927000000 | 13.927200000 | SCR |
| USD | = | 200.020000000 | 200.520000000 | 201.020000000 | SDD |
| USD | = | 598.500200000 | 600.170700000 | 601.841200000 | SDG |
| USD | = | 9.976340000 | 9.992879000 | 10.009418000 | SEK |
| USD | = | 1.275431000 | 1.277789000 | 1.280147000 | SGD |
| USD | = | 0.756486874 | 0.756572725 | 0.756658595 | SHP |
| USD | = | 24.400000000 | 24.650000000 | 24.900000000 | SLE |
| USD | = | 22683.000000000 | 22795.500000000 | 22908.000000000 | SLL |
| USD | = | 568.000000000 | 571.500000000 | 575.000000000 | SOS |
| USD | = | 37.388000000 | 37.641000000 | 37.894000000 | SRD |
| USD | = | 5627.591900000 | 5712.591900000 | 5797.591900000 | SSP |
| USD | = | 21.601100000 | 21.823450000 | 22.045800000 | STN |
| USD | = | 8.749500000 | 8.754500000 | 8.759500000 | SVC |
| USD | = | 121.520000000 | 122.020000000 | 122.520000000 | SYP |
| USD | = | 16.372700000 | 16.386900000 | 16.401100000 | SZL |
| USD | = | 33.415800000 | 33.492900000 | 33.570000000 | THB |
| USD | = | 9.160000000 | 9.210000000 | 9.260000000 | TJS |
| USD | = | 3.495000000 | 3.500000000 | 3.505000000 | TMT |
| USD | = | 2.977000000 | 2.977750000 | 2.978500000 | TND |
| USD | = | 2.321801718 | 2.382654276 | 2.446782481 | TOP |
| USD | = | 49.000800000 | 49.007750000 | 49.014700000 | TRY |
| USD | = | 6.741600000 | 6.783800000 | 6.826000000 | TTD |
| USD | = | 31.690750000 | 31.785375000 | 31.880000000 | TWD |
| USD | = | 2610.000000000 | 2635.000000000 | 2660.000000000 | TZS |
| USD | = | 44.720400000 | 44.753700000 | 44.787000000 | UAH |
| USD | = | 3913.950000000 | 3918.950000000 | 3923.950000000 | UGX |
| USD | = | 1.000000000 | 1.000000000 | 1.000000000 | USD |
| USD | = | 40.270000000 | 40.285000000 | 40.300000000 | UYU |
| USD | = | 11816.180000000 | 11821.180000000 | 11826.180000000 | UZS |
| USD | = | 856.915243000 | 857.989072000 | 859.062900000 | VES |
| USD | = | 25970.000000000 | 25972.500000000 | 25975.000000000 | VND |
| USD | = | 117.100000000 | 120.480000000 | 123.860000000 | VUV |
| USD | = | 2.665245202 | 2.745744096 | 2.831257078 | WST |
| USD | = | 578.200000000 | 578.290000000 | 578.380000000 | XAF |
| USD | = | 2.690000000 | 2.705000000 | 2.720000000 | XCD |
| USD | = | 573.750000000 | 577.250000000 | 580.750000000 | XOF |
| USD | = | 104.900000000 | 105.365000000 | 105.830000000 | XPF |
| USD | = | 236.330000000 | 236.580000000 | 236.830000000 | YER |
| USD | = | 16.390800000 | 16.394850000 | 16.398900000 | ZAR |
| USD | = | 5185.000000000 | 5195.000000000 | 5205.000000000 | ZMK |
| USD | = | 19.474000000 | 19.710500000 | 19.947000000 | ZMW |
| USD | = | 378.000000000 | 379.500000000 | 381.000000000 | ZWD |
| USD | = | 28720.000000000 | 30670.000000000 | 32620.000000000 | ZWL |
Note:
Rates shown are for reference purposes only, and actual exchange rate used for the currency conversion to the cardmember billing currency may vary from the above rates due to rounding differences and other circumstances.
Calculate the cross rate to know the exchange rate other than USD.