Base rate
The base rate is determined based on the exchange rate of the date when payment to the merchant for a cardmember transaction is processed. This date may differ from the date the transaction is made and the date funds are debited from the cardmember bank account.
The excharge rate below is used when converting to USD.
Base rate for 07/31/2026
| Buy | Mid | Sell | |||
| USD | = | 3.672500000 | 3.672600000 | 3.672700000 | AED |
| USD | = | 65.550000000 | 65.650000000 | 65.750000000 | AFN |
| USD | = | 80.880000000 | 81.260000000 | 81.640000000 | ALL |
| USD | = | 364.000000000 | 366.000000000 | 368.000000000 | AMD |
| USD | = | 1.784500000 | 1.802250000 | 1.820000000 | ANG |
| USD | = | 913.000000000 | 918.000000000 | 923.000000000 | AOA |
| USD | = | 1488.500000000 | 1489.000000000 | 1489.500000000 | ARS |
| USD | = | 1.422507482 | 1.423528071 | 1.424548097 | AUD |
| USD | = | 1.780000000 | 1.790000000 | 1.800000000 | AWG |
| USD | = | 1.695000000 | 1.700000000 | 1.705000000 | AZN |
| USD | = | 1.697100000 | 1.699050000 | 1.701000000 | BAM |
| USD | = | 1.998100000 | 2.014100000 | 2.030100000 | BBD |
| USD | = | 122.980000000 | 123.480000000 | 123.980000000 | BDT |
| USD | = | 1.662500000 | 1.662850000 | 1.663200000 | BGN |
| USD | = | 0.377000000 | 0.377050000 | 0.377100000 | BHD |
| USD | = | 2970.000000000 | 2997.500000000 | 3025.000000000 | BIF |
| USD | = | 1.000000000 | 1.000000000 | 1.000000000 | BMD |
| USD | = | 1.281700000 | 1.282100000 | 1.282500000 | BND |
| USD | = | 11.800000000 | 11.875000000 | 11.950000000 | BOB |
| USD | = | 5.061300000 | 5.061350000 | 5.061400000 | BRL |
| USD | = | 1.000000000 | 1.000000000 | 1.000000000 | BSD |
| USD | = | 95.680000000 | 95.685000000 | 95.690000000 | BTN |
| USD | = | 14.204545454 | 14.316392269 | 14.430014430 | BWP |
| USD | = | 2.911400000 | 2.920150000 | 2.928900000 | BYN |
| USD | = | 2.000200000 | 2.011200000 | 2.022200000 | BZD |
| USD | = | 1.399592000 | 1.401174000 | 1.402756000 | CAD |
| USD | = | 2277.000000000 | 2288.500000000 | 2300.000000000 | CDF |
| USD | = | 0.805126000 | 0.805803000 | 0.806480000 | CHF |
| USD | = | 925.000000000 | 925.500000000 | 926.000000000 | CLP |
| USD | = | 6.721225000 | 6.738162500 | 6.755100000 | CNY |
| USD | = | 3116.650000000 | 3118.650000000 | 3120.650000000 | COP |
| USD | = | 448.426000000 | 454.213000000 | 460.000000000 | CRC |
| USD | = | 24.000000000 | 24.000000000 | 24.000000000 | CUP |
| USD | = | 95.680000000 | 95.945000000 | 96.210000000 | CVE |
| USD | = | 20.995000000 | 21.005000000 | 21.015000000 | CZK |
| USD | = | 177.600000000 | 178.075000000 | 178.550000000 | DJF |
| USD | = | 6.456152000 | 6.487032000 | 6.517912000 | DKK |
| USD | = | 57.900000000 | 58.300000000 | 58.700000000 | DOP |
| USD | = | 132.059000000 | 132.719500000 | 133.380000000 | DZD |
| USD | = | 11.697100000 | 11.702350000 | 11.707600000 | EEK |
| USD | = | 51.020000000 | 51.070000000 | 51.120000000 | EGP |
| USD | = | 15.000000000 | 15.075000000 | 15.150000000 | ERN |
| USD | = | 159.877500000 | 160.377500000 | 160.877500000 | ETB |
| USD | = | 0.867540453 | 0.867802446 | 0.868063844 | EUR |
| USD | = | 2.189141856 | 2.216066481 | 2.243661655 | FJD |
| USD | = | 0.742170105 | 0.742252737 | 0.742335387 | FKP |
| USD | = | 0.742826708 | 0.742907830 | 0.742988418 | GBP |
| USD | = | 2.590000000 | 2.620000000 | 2.650000000 | GEL |
| USD | = | 11.670000000 | 11.685000000 | 11.700000000 | GHS |
| USD | = | 0.742170105 | 0.742252737 | 0.742335387 | GIP |
| USD | = | 74.400000000 | 74.450000000 | 74.500000000 | GMD |
| USD | = | 8757.000000000 | 8778.500000000 | 8800.000000000 | GNF |
| USD | = | 7.620000000 | 7.630000000 | 7.640000000 | GTQ |
| USD | = | 207.890000000 | 209.180000000 | 210.470000000 | GYD |
| USD | = | 7.829878000 | 7.841924000 | 7.853971000 | HKD |
| USD | = | 26.739600000 | 26.794800000 | 26.850000000 | HNL |
| USD | = | 7.038500000 | 7.042150000 | 7.045800000 | HRK |
| USD | = | 130.500000000 | 130.750000000 | 131.000000000 | HTG |
| USD | = | 314.310000000 | 314.680000000 | 315.050000000 | HUF |
| USD | = | 18020.775000000 | 18052.887500000 | 18085.000000000 | IDR |
| USD | = | 3.056800000 | 3.057800000 | 3.058800000 | ILS |
| USD | = | 95.680000000 | 95.685000000 | 95.690000000 | INR |
| USD | = | 1309.550000000 | 1310.050000000 | 1310.550000000 | IQD |
| USD | = | 1375022.000000000 | 1375272.000000000 | 1375522.000000000 | IRR |
| USD | = | 123.610000000 | 123.750000000 | 123.890000000 | ISK |
| USD | = | 157.000000000 | 158.000000000 | 159.000000000 | JMD |
| USD | = | 0.708000000 | 0.709000000 | 0.710000000 | JOD |
| USD | = | 159.958700000 | 160.203500000 | 160.448300000 | JPY |
| USD | = | 129.200000000 | 129.400000000 | 129.600000000 | KES |
| USD | = | 87.000000000 | 88.000000000 | 89.000000000 | KGS |
| USD | = | 4033.500000000 | 4041.000000000 | 4048.500000000 | KHR |
| USD | = | 427.000000000 | 428.000000000 | 429.000000000 | KMF |
| USD | = | 1414.342750000 | 1418.006375000 | 1421.670000000 | KRW |
| USD | = | 0.307650000 | 0.307700000 | 0.307750000 | KWD |
| USD | = | 0.827500000 | 0.831250000 | 0.835000000 | KYD |
| USD | = | 474.150000000 | 474.175000000 | 474.200000000 | KZT |
| USD | = | 22500.000000000 | 22650.000000000 | 22800.000000000 | LAK |
| USD | = | 89500.000000000 | 89550.000000000 | 89600.000000000 | LBP |
| USD | = | 335.800000000 | 335.850000000 | 335.900000000 | LKR |
| USD | = | 178.000000000 | 180.500000000 | 183.000000000 | LRD |
| USD | = | 16.479600000 | 16.493250000 | 16.506900000 | LSL |
| USD | = | 2.853600000 | 2.853900000 | 2.854200000 | LTL |
| USD | = | 0.507800000 | 0.508250000 | 0.508700000 | LVL |
| USD | = | 6.380000000 | 6.405000000 | 6.430000000 | LYD |
| USD | = | 9.381100000 | 9.385100000 | 9.389100000 | MAD |
| USD | = | 17.420000000 | 17.470000000 | 17.520000000 | MDL |
| USD | = | 4265.000000000 | 4302.500000000 | 4340.000000000 | MGA |
| USD | = | 53.420000000 | 53.655000000 | 53.890000000 | MKD |
| USD | = | 3658.000000000 | 3658.000000000 | 3658.000000000 | MMK |
| USD | = | 3570.000000000 | 3582.500000000 | 3595.000000000 | MNT |
| USD | = | 8.079000000 | 8.084000000 | 8.089000000 | MOP |
| USD | = | 40.000000000 | 40.150000000 | 40.300000000 | MRU |
| USD | = | 47.060000000 | 47.210000000 | 47.360000000 | MUR |
| USD | = | 15.420000000 | 15.460000000 | 15.500000000 | MVR |
| USD | = | 1717.020000000 | 1733.670000000 | 1750.320000000 | MWK |
| USD | = | 17.266987000 | 17.346790000 | 17.426593000 | MXN |
| USD | = | 3.993864000 | 4.012662000 | 4.031461000 | MYR |
| USD | = | 63.260000000 | 63.410000000 | 63.560000000 | MZN |
| USD | = | 16.499900000 | 16.501350000 | 16.502800000 | NAD |
| USD | = | 1362.930000000 | 1364.030000000 | 1365.130000000 | NGN |
| USD | = | 36.600000000 | 36.800000000 | 37.000000000 | NIO |
| USD | = | 9.531261000 | 9.534197000 | 9.537132000 | NOK |
| USD | = | 153.090000000 | 153.095000000 | 153.100000000 | NPR |
| USD | = | 1.699763902 | 1.702069716 | 1.704381795 | NZD |
| USD | = | 0.384990000 | 0.385015000 | 0.385040000 | OMR |
| USD | = | 1.000000000 | 1.000000000 | 1.000000000 | PAB |
| USD | = | 3.383500000 | 3.389000000 | 3.394500000 | PEN |
| USD | = | 4.248088360 | 4.407227853 | 4.578754578 | PGK |
| USD | = | 61.386980000 | 61.473490000 | 61.560000000 | PHP |
| USD | = | 277.500000000 | 277.850000000 | 278.200000000 | PKR |
| USD | = | 3.736100000 | 3.737550000 | 3.739000000 | PLN |
| USD | = | 5951.470000000 | 5962.465000000 | 5973.460000000 | PYG |
| USD | = | 3.641900000 | 3.644150000 | 3.646400000 | QAR |
| USD | = | 4.549900000 | 4.552600000 | 4.555300000 | RON |
| USD | = | 101.810000000 | 101.900000000 | 101.990000000 | RSD |
| USD | = | 80.000000000 | 80.010000000 | 80.020000000 | RUB |
| USD | = | 1461.000000000 | 1466.000000000 | 1471.000000000 | RWF |
| USD | = | 3.754700000 | 3.754900000 | 3.755100000 | SAR |
| USD | = | 7.763975155 | 7.980845969 | 8.210180623 | SBD |
| USD | = | 14.300000000 | 14.550000000 | 14.800000000 | SCR |
| USD | = | 200.020000000 | 200.520000000 | 201.020000000 | SDD |
| USD | = | 598.500200000 | 600.170700000 | 601.841200000 | SDG |
| USD | = | 9.524811000 | 9.540743000 | 9.556676000 | SEK |
| USD | = | 1.279773000 | 1.282132000 | 1.284492000 | SGD |
| USD | = | 0.743494423 | 0.743577350 | 0.743660295 | SHP |
| USD | = | 24.090000000 | 24.490000000 | 24.890000000 | SLE |
| USD | = | 22683.000000000 | 22795.500000000 | 22908.000000000 | SLL |
| USD | = | 568.000000000 | 572.000000000 | 576.000000000 | SOS |
| USD | = | 37.582000000 | 37.835000000 | 38.088000000 | SRD |
| USD | = | 4932.138600000 | 5000.138600000 | 5068.138600000 | SSP |
| USD | = | 21.259900000 | 21.478750000 | 21.697600000 | STN |
| USD | = | 8.749500000 | 8.754500000 | 8.759500000 | SVC |
| USD | = | 121.550000000 | 122.050000000 | 122.550000000 | SYP |
| USD | = | 16.482900000 | 16.494900000 | 16.506900000 | SZL |
| USD | = | 33.226560000 | 33.308280000 | 33.390000000 | THB |
| USD | = | 9.220000000 | 9.240000000 | 9.260000000 | TJS |
| USD | = | 3.495000000 | 3.500000000 | 3.505000000 | TMT |
| USD | = | 2.936400000 | 2.937150000 | 2.937900000 | TND |
| USD | = | 2.302025782 | 2.361832782 | 2.424830261 | TOP |
| USD | = | 47.492000000 | 47.507000000 | 47.522000000 | TRY |
| USD | = | 6.754200000 | 6.790100000 | 6.826000000 | TTD |
| USD | = | 32.233025000 | 32.329012500 | 32.425000000 | TWD |
| USD | = | 2630.000000000 | 2647.500000000 | 2665.000000000 | TZS |
| USD | = | 44.675400000 | 44.687200000 | 44.699000000 | UAH |
| USD | = | 3740.000000000 | 3745.000000000 | 3750.000000000 | UGX |
| USD | = | 1.000000000 | 1.000000000 | 1.000000000 | USD |
| USD | = | 40.220000000 | 40.240000000 | 40.260000000 | UYU |
| USD | = | 12000.000000000 | 12040.000000000 | 12080.000000000 | UZS |
| USD | = | 744.763126000 | 745.696413000 | 746.629700000 | VES |
| USD | = | 26279.000000000 | 26281.500000000 | 26284.000000000 | VND |
| USD | = | 116.700000000 | 120.080000000 | 123.460000000 | VUV |
| USD | = | 2.624671916 | 2.702702702 | 2.785515320 | WST |
| USD | = | 569.210000000 | 577.385000000 | 585.560000000 | XAF |
| USD | = | 2.690000000 | 2.705000000 | 2.720000000 | XCD |
| USD | = | 570.000000000 | 573.500000000 | 577.000000000 | XOF |
| USD | = | 103.250000000 | 103.705000000 | 104.160000000 | XPF |
| USD | = | 238.000000000 | 238.300000000 | 238.600000000 | YER |
| USD | = | 16.500600000 | 16.503950000 | 16.507300000 | ZAR |
| USD | = | 5185.000000000 | 5195.000000000 | 5205.000000000 | ZMK |
| USD | = | 18.673000000 | 18.942000000 | 19.211000000 | ZMW |
| USD | = | 378.000000000 | 379.500000000 | 381.000000000 | ZWD |
| USD | = | 28720.000000000 | 30670.000000000 | 32620.000000000 | ZWL |
Note:
Rates shown are for reference purposes only, and actual exchange rate used for the currency conversion to the cardmember billing currency may vary from the above rates due to rounding differences and other circumstances.
Calculate the cross rate to know the exchange rate other than USD.