Base rate
The base rate is determined based on the exchange rate of the date when payment to the merchant for a cardmember transaction is processed. This date may differ from the date the transaction is made and the date funds are debited from the cardmember bank account.
The excharge rate below is used when converting to USD.
Base rate for 07/29/2026
| Buy | Mid | Sell | |||
| USD | = | 3.672500000 | 3.673000000 | 3.673500000 | AED |
| USD | = | 65.920000000 | 66.020000000 | 66.120000000 | AFN |
| USD | = | 81.770000000 | 82.210000000 | 82.650000000 | ALL |
| USD | = | 365.540000000 | 366.540000000 | 367.540000000 | AMD |
| USD | = | 1.784500000 | 1.802250000 | 1.820000000 | ANG |
| USD | = | 912.385000000 | 919.085000000 | 925.785000000 | AOA |
| USD | = | 1499.250000000 | 1499.750000000 | 1500.250000000 | ARS |
| USD | = | 1.433252020 | 1.434275748 | 1.435302999 | AUD |
| USD | = | 1.780000000 | 1.810000000 | 1.840000000 | AWG |
| USD | = | 1.695000000 | 1.700000000 | 1.705000000 | AZN |
| USD | = | 1.717500000 | 1.722050000 | 1.726600000 | BAM |
| USD | = | 1.998100000 | 2.014100000 | 2.030100000 | BBD |
| USD | = | 122.950000000 | 123.450000000 | 123.950000000 | BDT |
| USD | = | 1.662500000 | 1.662850000 | 1.663200000 | BGN |
| USD | = | 0.376900000 | 0.377085000 | 0.377270000 | BHD |
| USD | = | 2975.530000000 | 2987.530000000 | 2999.530000000 | BIF |
| USD | = | 1.000000000 | 1.000000000 | 1.000000000 | BMD |
| USD | = | 1.292100000 | 1.292500000 | 1.292900000 | BND |
| USD | = | 11.300000000 | 11.375000000 | 11.450000000 | BOB |
| USD | = | 5.126500000 | 5.126550000 | 5.126600000 | BRL |
| USD | = | 1.000000000 | 1.000000000 | 1.000000000 | BSD |
| USD | = | 95.852500000 | 95.857500000 | 95.862500000 | BTN |
| USD | = | 14.204545454 | 14.347202295 | 14.492753623 | BWP |
| USD | = | 2.863000000 | 2.868650000 | 2.874300000 | BYN |
| USD | = | 2.000200000 | 2.011200000 | 2.022200000 | BZD |
| USD | = | 1.409161000 | 1.410763000 | 1.412365000 | CAD |
| USD | = | 2275.000000000 | 2312.500000000 | 2350.000000000 | CDF |
| USD | = | 0.818952000 | 0.819641000 | 0.820330000 | CHF |
| USD | = | 932.730000000 | 933.450000000 | 934.170000000 | CLP |
| USD | = | 6.737145000 | 6.754322500 | 6.771500000 | CNY |
| USD | = | 3201.690000000 | 3204.590000000 | 3207.490000000 | COP |
| USD | = | 450.040000000 | 455.020000000 | 460.000000000 | CRC |
| USD | = | 24.000000000 | 24.000000000 | 24.000000000 | CUP |
| USD | = | 96.830000000 | 97.280000000 | 97.730000000 | CVE |
| USD | = | 21.221000000 | 21.230000000 | 21.239000000 | CZK |
| USD | = | 177.600000000 | 178.075000000 | 178.550000000 | DJF |
| USD | = | 6.535180000 | 6.566413000 | 6.597645000 | DKK |
| USD | = | 57.900000000 | 58.300000000 | 58.700000000 | DOP |
| USD | = | 132.697000000 | 133.360500000 | 134.024000000 | DZD |
| USD | = | 11.697100000 | 11.702350000 | 11.707600000 | EEK |
| USD | = | 50.450000000 | 50.500000000 | 50.550000000 | EGP |
| USD | = | 15.000000000 | 15.075000000 | 15.150000000 | ERN |
| USD | = | 159.979000000 | 160.479000000 | 160.979000000 | ETB |
| USD | = | 0.878126569 | 0.878390367 | 0.878653551 | EUR |
| USD | = | 2.203613926 | 2.230897936 | 2.258866049 | FJD |
| USD | = | 0.752275633 | 0.752360531 | 0.752445447 | FKP |
| USD | = | 0.752661788 | 0.752744506 | 0.752827242 | GBP |
| USD | = | 2.590000000 | 2.620000000 | 2.650000000 | GEL |
| USD | = | 11.630000000 | 11.645000000 | 11.660000000 | GHS |
| USD | = | 0.752275633 | 0.752360531 | 0.752445447 | GIP |
| USD | = | 74.400000000 | 74.450000000 | 74.500000000 | GMD |
| USD | = | 8756.000000000 | 8778.000000000 | 8800.000000000 | GNF |
| USD | = | 7.620000000 | 7.630000000 | 7.640000000 | GTQ |
| USD | = | 207.890000000 | 209.180000000 | 210.470000000 | GYD |
| USD | = | 7.828881000 | 7.841523000 | 7.854166000 | HKD |
| USD | = | 26.734900000 | 26.792450000 | 26.850000000 | HNL |
| USD | = | 7.038500000 | 7.042150000 | 7.045800000 | HRK |
| USD | = | 130.400000000 | 130.700000000 | 131.000000000 | HTG |
| USD | = | 316.460000000 | 316.660000000 | 316.860000000 | HUF |
| USD | = | 18000.835000000 | 18032.917500000 | 18065.000000000 | IDR |
| USD | = | 3.050900000 | 3.051900000 | 3.052900000 | ILS |
| USD | = | 95.852500000 | 95.857500000 | 95.862500000 | INR |
| USD | = | 1309.520000000 | 1310.020000000 | 1310.520000000 | IQD |
| USD | = | 1374705.000000000 | 1374955.000000000 | 1375205.000000000 | IRR |
| USD | = | 124.750000000 | 124.890000000 | 125.030000000 | ISK |
| USD | = | 157.210000000 | 158.060000000 | 158.910000000 | JMD |
| USD | = | 0.708000000 | 0.709000000 | 0.710000000 | JOD |
| USD | = | 163.628200000 | 163.878000000 | 164.127800000 | JPY |
| USD | = | 129.450000000 | 129.550000000 | 129.650000000 | KES |
| USD | = | 87.450000000 | 87.477150000 | 87.504300000 | KGS |
| USD | = | 4037.000000000 | 4042.000000000 | 4047.000000000 | KHR |
| USD | = | 432.730000000 | 433.730000000 | 434.730000000 | KMF |
| USD | = | 1446.670300000 | 1450.415150000 | 1454.160000000 | KRW |
| USD | = | 0.307900000 | 0.307950000 | 0.308000000 | KWD |
| USD | = | 0.827500000 | 0.831250000 | 0.835000000 | KYD |
| USD | = | 477.000000000 | 477.025000000 | 477.050000000 | KZT |
| USD | = | 22567.000000000 | 22675.500000000 | 22784.000000000 | LAK |
| USD | = | 89500.000000000 | 89550.000000000 | 89600.000000000 | LBP |
| USD | = | 335.900000000 | 335.950000000 | 336.000000000 | LKR |
| USD | = | 180.000000000 | 181.000000000 | 182.000000000 | LRD |
| USD | = | 16.685700000 | 16.699750000 | 16.713800000 | LSL |
| USD | = | 2.853600000 | 2.853900000 | 2.854200000 | LTL |
| USD | = | 0.507800000 | 0.508250000 | 0.508700000 | LVL |
| USD | = | 6.400300000 | 6.414150000 | 6.428000000 | LYD |
| USD | = | 9.372000000 | 9.377800000 | 9.383600000 | MAD |
| USD | = | 17.550000000 | 17.600000000 | 17.650000000 | MDL |
| USD | = | 4309.800000000 | 4324.300000000 | 4338.800000000 | MGA |
| USD | = | 53.960000000 | 54.190000000 | 54.420000000 | MKD |
| USD | = | 3658.000000000 | 3658.000000000 | 3658.000000000 | MMK |
| USD | = | 3593.000000000 | 3596.000000000 | 3599.000000000 | MNT |
| USD | = | 8.076000000 | 8.082000000 | 8.088000000 | MOP |
| USD | = | 39.900100000 | 40.080100000 | 40.260100000 | MRU |
| USD | = | 47.340000000 | 47.490000000 | 47.640000000 | MUR |
| USD | = | 15.420000000 | 15.460000000 | 15.500000000 | MVR |
| USD | = | 1717.020000000 | 1733.670000000 | 1750.320000000 | MWK |
| USD | = | 17.362509000 | 17.442576000 | 17.522643000 | MXN |
| USD | = | 4.073620000 | 4.091780000 | 4.109939000 | MYR |
| USD | = | 63.270000000 | 63.905000000 | 64.540000000 | MZN |
| USD | = | 16.709300000 | 16.710750000 | 16.712200000 | NAD |
| USD | = | 1364.050000000 | 1366.005000000 | 1367.960000000 | NGN |
| USD | = | 36.600000000 | 36.800000000 | 37.000000000 | NIO |
| USD | = | 9.689630000 | 9.693201000 | 9.696773000 | NOK |
| USD | = | 153.460000000 | 153.465000000 | 153.470000000 | NPR |
| USD | = | 1.727912526 | 1.730253482 | 1.732600789 | NZD |
| USD | = | 0.384890000 | 0.385015000 | 0.385140000 | OMR |
| USD | = | 1.000000000 | 1.000000000 | 1.000000000 | PAB |
| USD | = | 3.401800000 | 3.403900000 | 3.406000000 | PEN |
| USD | = | 4.246284501 | 4.405286343 | 4.576659038 | PGK |
| USD | = | 61.446860000 | 61.529430000 | 61.612000000 | PHP |
| USD | = | 277.500000000 | 277.740000000 | 277.980000000 | PKR |
| USD | = | 3.797400000 | 3.799450000 | 3.801500000 | PLN |
| USD | = | 6002.320000000 | 6005.750000000 | 6009.180000000 | PYG |
| USD | = | 3.641900000 | 3.644150000 | 3.646400000 | QAR |
| USD | = | 4.590800000 | 4.593300000 | 4.595800000 | RON |
| USD | = | 103.020000000 | 103.115000000 | 103.210000000 | RSD |
| USD | = | 78.650000000 | 78.660000000 | 78.670000000 | RUB |
| USD | = | 1463.140000000 | 1468.140000000 | 1473.140000000 | RWF |
| USD | = | 3.753900000 | 3.754000000 | 3.754100000 | SAR |
| USD | = | 7.776049766 | 7.993605115 | 8.223684210 | SBD |
| USD | = | 13.493300000 | 13.493500000 | 13.493700000 | SCR |
| USD | = | 200.020000000 | 200.520000000 | 201.020000000 | SDD |
| USD | = | 598.500200000 | 600.170700000 | 601.841200000 | SDG |
| USD | = | 9.679287000 | 9.695425000 | 9.711564000 | SEK |
| USD | = | 1.290227000 | 1.292604000 | 1.294981000 | SGD |
| USD | = | 0.753238927 | 0.753324042 | 0.753409176 | SHP |
| USD | = | 23.470000000 | 24.185000000 | 24.900000000 | SLE |
| USD | = | 22683.000000000 | 22795.500000000 | 22908.000000000 | SLL |
| USD | = | 568.000000000 | 571.500000000 | 575.000000000 | SOS |
| USD | = | 37.814000000 | 38.067000000 | 38.320000000 | SRD |
| USD | = | 4932.138600000 | 5000.138600000 | 5068.138600000 | SSP |
| USD | = | 21.515700000 | 21.737200000 | 21.958700000 | STN |
| USD | = | 8.749500000 | 8.754500000 | 8.759500000 | SVC |
| USD | = | 121.550000000 | 122.050000000 | 122.550000000 | SYP |
| USD | = | 16.689000000 | 16.705000000 | 16.721000000 | SZL |
| USD | = | 33.405840000 | 33.487920000 | 33.570000000 | THB |
| USD | = | 9.200000000 | 9.230000000 | 9.260000000 | TJS |
| USD | = | 3.495000000 | 3.500000000 | 3.505000000 | TMT |
| USD | = | 2.956000000 | 2.959500000 | 2.963000000 | TND |
| USD | = | 2.311604253 | 2.371916508 | 2.435460301 | TOP |
| USD | = | 47.383300000 | 47.388350000 | 47.393400000 | TRY |
| USD | = | 6.759700000 | 6.792850000 | 6.826000000 | TTD |
| USD | = | 32.202180000 | 32.298090000 | 32.394000000 | TWD |
| USD | = | 2630.000000000 | 2646.500000000 | 2663.000000000 | TZS |
| USD | = | 44.995400000 | 45.003700000 | 45.012000000 | UAH |
| USD | = | 3760.000000000 | 3765.000000000 | 3770.000000000 | UGX |
| USD | = | 1.000000000 | 1.000000000 | 1.000000000 | USD |
| USD | = | 40.200000000 | 40.220000000 | 40.240000000 | UYU |
| USD | = | 12045.340000000 | 12050.340000000 | 12055.340000000 | UZS |
| USD | = | 742.365834000 | 743.296117000 | 744.226400000 | VES |
| USD | = | 26330.000000000 | 26335.000000000 | 26340.000000000 | VND |
| USD | = | 117.450000000 | 120.830000000 | 124.210000000 | VUV |
| USD | = | 2.643404705 | 2.722570106 | 2.806623631 | WST |
| USD | = | 576.060000000 | 580.810000000 | 585.560000000 | XAF |
| USD | = | 2.690000000 | 2.705000000 | 2.720000000 | XCD |
| USD | = | 573.500000000 | 577.000000000 | 580.500000000 | XOF |
| USD | = | 104.490000000 | 104.955000000 | 105.420000000 | XPF |
| USD | = | 238.190000000 | 238.440000000 | 238.690000000 | YER |
| USD | = | 16.702300000 | 16.706400000 | 16.710500000 | ZAR |
| USD | = | 5185.000000000 | 5195.000000000 | 5205.000000000 | ZMK |
| USD | = | 18.636000000 | 18.887500000 | 19.139000000 | ZMW |
| USD | = | 378.000000000 | 379.500000000 | 381.000000000 | ZWD |
| USD | = | 28720.000000000 | 30670.000000000 | 32620.000000000 | ZWL |
Note:
Rates shown are for reference purposes only, and actual exchange rate used for the currency conversion to the cardmember billing currency may vary from the above rates due to rounding differences and other circumstances.
Calculate the cross rate to know the exchange rate other than USD.