Base rate
The base rate is determined based on the exchange rate of the date when payment to the merchant for a cardmember transaction is processed. This date may differ from the date the transaction is made and the date funds are debited from the cardmember bank account.
The excharge rate below is used when converting to USD.
Base rate for 07/28/2026
| Buy | Mid | Sell | |||
| USD | = | 3.672500000 | 3.673000000 | 3.673500000 | AED |
| USD | = | 65.950000000 | 66.050000000 | 66.150000000 | AFN |
| USD | = | 82.040000000 | 82.415000000 | 82.790000000 | ALL |
| USD | = | 365.720000000 | 366.720000000 | 367.720000000 | AMD |
| USD | = | 1.784500000 | 1.802250000 | 1.820000000 | ANG |
| USD | = | 912.385000000 | 919.085000000 | 925.785000000 | AOA |
| USD | = | 1496.500000000 | 1497.000000000 | 1497.500000000 | ARS |
| USD | = | 1.430363469 | 1.431383073 | 1.432404132 | AUD |
| USD | = | 1.780000000 | 1.810000000 | 1.840000000 | AWG |
| USD | = | 1.695000000 | 1.700000000 | 1.705000000 | AZN |
| USD | = | 1.720100000 | 1.724650000 | 1.729200000 | BAM |
| USD | = | 1.998100000 | 2.014100000 | 2.030100000 | BBD |
| USD | = | 122.950000000 | 123.450000000 | 123.950000000 | BDT |
| USD | = | 1.662500000 | 1.662850000 | 1.663200000 | BGN |
| USD | = | 0.376900000 | 0.377050000 | 0.377200000 | BHD |
| USD | = | 2975.330000000 | 2987.330000000 | 2999.330000000 | BIF |
| USD | = | 1.000000000 | 1.000000000 | 1.000000000 | BMD |
| USD | = | 1.291400000 | 1.291500000 | 1.291600000 | BND |
| USD | = | 11.320000000 | 11.395000000 | 11.470000000 | BOB |
| USD | = | 5.116400000 | 5.116900000 | 5.117400000 | BRL |
| USD | = | 1.000000000 | 1.000000000 | 1.000000000 | BSD |
| USD | = | 95.910000000 | 95.915000000 | 95.920000000 | BTN |
| USD | = | 14.245014245 | 14.357501794 | 14.471780028 | BWP |
| USD | = | 2.863000000 | 2.868650000 | 2.874300000 | BYN |
| USD | = | 2.000200000 | 2.011200000 | 2.022200000 | BZD |
| USD | = | 1.410948000 | 1.412538000 | 1.414128000 | CAD |
| USD | = | 2263.000000000 | 2306.500000000 | 2350.000000000 | CDF |
| USD | = | 0.818813000 | 0.819500000 | 0.820187000 | CHF |
| USD | = | 939.740000000 | 940.100000000 | 940.460000000 | CLP |
| USD | = | 6.731871500 | 6.749185750 | 6.766500000 | CNY |
| USD | = | 3196.500000000 | 3199.000000000 | 3201.500000000 | COP |
| USD | = | 450.040000000 | 455.020000000 | 460.000000000 | CRC |
| USD | = | 24.000000000 | 24.000000000 | 24.000000000 | CUP |
| USD | = | 96.980000000 | 97.430000000 | 97.880000000 | CVE |
| USD | = | 21.241000000 | 21.254500000 | 21.268000000 | CZK |
| USD | = | 177.600000000 | 178.075000000 | 178.550000000 | DJF |
| USD | = | 6.544171000 | 6.575374000 | 6.606577000 | DKK |
| USD | = | 58.070000000 | 58.260000000 | 58.450000000 | DOP |
| USD | = | 132.771000000 | 133.434500000 | 134.098000000 | DZD |
| USD | = | 11.697100000 | 11.702350000 | 11.707600000 | EEK |
| USD | = | 50.670000000 | 50.720000000 | 50.770000000 | EGP |
| USD | = | 15.000000000 | 15.075000000 | 15.150000000 | ERN |
| USD | = | 159.999500000 | 160.499500000 | 160.999500000 | ETB |
| USD | = | 0.879335011 | 0.879601083 | 0.879867316 | EUR |
| USD | = | 2.203613926 | 2.230897936 | 2.258866049 | FJD |
| USD | = | 0.752332229 | 0.752360531 | 0.752388834 | FKP |
| USD | = | 0.752371852 | 0.752454506 | 0.752537745 | GBP |
| USD | = | 2.591000000 | 2.621000000 | 2.651000000 | GEL |
| USD | = | 11.630000000 | 11.645000000 | 11.660000000 | GHS |
| USD | = | 0.752332229 | 0.752360531 | 0.752388834 | GIP |
| USD | = | 74.400000000 | 74.450000000 | 74.500000000 | GMD |
| USD | = | 8756.000000000 | 8778.000000000 | 8800.000000000 | GNF |
| USD | = | 7.618000000 | 7.629000000 | 7.640000000 | GTQ |
| USD | = | 207.890000000 | 209.180000000 | 210.470000000 | GYD |
| USD | = | 7.824106000 | 7.844936000 | 7.865767000 | HKD |
| USD | = | 26.728800000 | 26.789400000 | 26.850000000 | HNL |
| USD | = | 7.038500000 | 7.042150000 | 7.045800000 | HRK |
| USD | = | 130.450000000 | 130.725000000 | 131.000000000 | HTG |
| USD | = | 316.850000000 | 317.050000000 | 317.250000000 | HUF |
| USD | = | 17946.000000000 | 17978.000000000 | 18010.000000000 | IDR |
| USD | = | 3.052900000 | 3.055000000 | 3.057100000 | ILS |
| USD | = | 95.910000000 | 95.915000000 | 95.920000000 | INR |
| USD | = | 1309.500000000 | 1310.000000000 | 1310.500000000 | IQD |
| USD | = | 1374988.000000000 | 1375238.000000000 | 1375488.000000000 | IRR |
| USD | = | 125.260000000 | 125.425000000 | 125.590000000 | ISK |
| USD | = | 157.510000000 | 158.360000000 | 159.210000000 | JMD |
| USD | = | 0.708000000 | 0.709000000 | 0.710000000 | JOD |
| USD | = | 163.529300000 | 163.778500000 | 164.027700000 | JPY |
| USD | = | 129.450000000 | 129.600000000 | 129.750000000 | KES |
| USD | = | 87.450000000 | 87.477150000 | 87.504300000 | KGS |
| USD | = | 4036.000000000 | 4041.000000000 | 4046.000000000 | KHR |
| USD | = | 432.210000000 | 433.210000000 | 434.210000000 | KMF |
| USD | = | 1457.913800000 | 1461.676900000 | 1465.440000000 | KRW |
| USD | = | 0.307750000 | 0.307800000 | 0.307850000 | KWD |
| USD | = | 0.827500000 | 0.831250000 | 0.835000000 | KYD |
| USD | = | 474.190000000 | 474.350000000 | 474.510000000 | KZT |
| USD | = | 22556.000000000 | 22664.500000000 | 22773.000000000 | LAK |
| USD | = | 89500.000000000 | 89550.000000000 | 89600.000000000 | LBP |
| USD | = | 336.100000000 | 336.150000000 | 336.200000000 | LKR |
| USD | = | 180.000000000 | 181.000000000 | 182.000000000 | LRD |
| USD | = | 16.753200000 | 16.769650000 | 16.786100000 | LSL |
| USD | = | 2.853600000 | 2.853900000 | 2.854200000 | LTL |
| USD | = | 0.507800000 | 0.508250000 | 0.508700000 | LVL |
| USD | = | 6.390300000 | 6.404150000 | 6.418000000 | LYD |
| USD | = | 9.348700000 | 9.360600000 | 9.372500000 | MAD |
| USD | = | 17.510000000 | 17.560000000 | 17.610000000 | MDL |
| USD | = | 4200.000000000 | 4275.000000000 | 4350.000000000 | MGA |
| USD | = | 53.960000000 | 54.190000000 | 54.420000000 | MKD |
| USD | = | 3658.000000000 | 3658.000000000 | 3658.000000000 | MMK |
| USD | = | 3592.000000000 | 3595.000000000 | 3598.000000000 | MNT |
| USD | = | 8.077000000 | 8.083000000 | 8.089000000 | MOP |
| USD | = | 39.950100000 | 40.130100000 | 40.310100000 | MRU |
| USD | = | 47.190000000 | 47.340000000 | 47.490000000 | MUR |
| USD | = | 15.420000000 | 15.460000000 | 15.500000000 | MVR |
| USD | = | 1717.020000000 | 1733.670000000 | 1750.320000000 | MWK |
| USD | = | 17.379866000 | 17.459764000 | 17.539663000 | MXN |
| USD | = | 4.071540000 | 4.090163000 | 4.108786000 | MYR |
| USD | = | 63.270000000 | 63.905000000 | 64.540000000 | MZN |
| USD | = | 16.777300000 | 16.778800000 | 16.780300000 | NAD |
| USD | = | 1362.730000000 | 1364.170000000 | 1365.610000000 | NGN |
| USD | = | 36.600000000 | 36.800000000 | 37.000000000 | NIO |
| USD | = | 9.665061000 | 9.667671000 | 9.670281000 | NOK |
| USD | = | 153.460000000 | 153.465000000 | 153.470000000 | NPR |
| USD | = | 1.730990264 | 1.733339573 | 1.735695267 | NZD |
| USD | = | 0.384890000 | 0.385015000 | 0.385140000 | OMR |
| USD | = | 1.000000000 | 1.000000000 | 1.000000000 | PAB |
| USD | = | 3.400300000 | 3.402300000 | 3.404300000 | PEN |
| USD | = | 4.395604395 | 4.474272930 | 4.555808656 | PGK |
| USD | = | 61.559634000 | 61.642317000 | 61.725000000 | PHP |
| USD | = | 277.500000000 | 277.865000000 | 278.230000000 | PKR |
| USD | = | 3.798400000 | 3.802150000 | 3.805900000 | PLN |
| USD | = | 6005.690000000 | 6015.780000000 | 6025.870000000 | PYG |
| USD | = | 3.641900000 | 3.644150000 | 3.646400000 | QAR |
| USD | = | 4.597400000 | 4.600700000 | 4.604000000 | RON |
| USD | = | 103.180000000 | 103.275000000 | 103.370000000 | RSD |
| USD | = | 77.995500000 | 78.000000000 | 78.004500000 | RUB |
| USD | = | 1462.980000000 | 1467.980000000 | 1472.980000000 | RWF |
| USD | = | 3.753800000 | 3.753900000 | 3.754000000 | SAR |
| USD | = | 7.770007770 | 7.987220447 | 8.216926869 | SBD |
| USD | = | 13.538700000 | 13.538900000 | 13.539100000 | SCR |
| USD | = | 200.020000000 | 200.520000000 | 201.020000000 | SDD |
| USD | = | 598.550200000 | 600.220700000 | 601.891200000 | SDG |
| USD | = | 9.710837000 | 9.727437000 | 9.744036000 | SEK |
| USD | = | 1.289145000 | 1.291523000 | 1.293902000 | SGD |
| USD | = | 0.753636295 | 0.753721499 | 0.753806723 | SHP |
| USD | = | 23.510000000 | 24.205000000 | 24.900000000 | SLE |
| USD | = | 22683.000000000 | 22795.500000000 | 22908.000000000 | SLL |
| USD | = | 568.000000000 | 571.500000000 | 575.000000000 | SOS |
| USD | = | 37.569000000 | 37.822000000 | 38.075000000 | SRD |
| USD | = | 4986.820600000 | 5054.820600000 | 5122.820600000 | SSP |
| USD | = | 21.547900000 | 21.769700000 | 21.991500000 | STN |
| USD | = | 8.740800000 | 8.750600000 | 8.760400000 | SVC |
| USD | = | 121.500000000 | 122.000000000 | 122.500000000 | SYP |
| USD | = | 16.749300000 | 16.772750000 | 16.796200000 | SZL |
| USD | = | 33.485520000 | 33.567760000 | 33.650000000 | THB |
| USD | = | 9.200000000 | 9.235000000 | 9.270000000 | TJS |
| USD | = | 3.495000000 | 3.500000000 | 3.505000000 | TMT |
| USD | = | 2.964500000 | 2.965250000 | 2.966000000 | TND |
| USD | = | 2.311070025 | 2.371354043 | 2.434867299 | TOP |
| USD | = | 47.342900000 | 47.355900000 | 47.368900000 | TRY |
| USD | = | 6.776800000 | 6.801400000 | 6.826000000 | TTD |
| USD | = | 32.140490000 | 32.236245000 | 32.332000000 | TWD |
| USD | = | 2615.000000000 | 2636.500000000 | 2658.000000000 | TZS |
| USD | = | 44.880700000 | 44.885300000 | 44.889900000 | UAH |
| USD | = | 3760.000000000 | 3765.000000000 | 3770.000000000 | UGX |
| USD | = | 1.000000000 | 1.000000000 | 1.000000000 | USD |
| USD | = | 40.150000000 | 40.170000000 | 40.190000000 | UYU |
| USD | = | 11983.920000000 | 11988.920000000 | 11993.920000000 | UZS |
| USD | = | 740.953474000 | 741.881987000 | 742.810500000 | VES |
| USD | = | 26313.000000000 | 26315.000000000 | 26317.000000000 | VND |
| USD | = | 117.280000000 | 117.575000000 | 117.870000000 | VUV |
| USD | = | 2.644802962 | 2.724053391 | 2.808199943 | WST |
| USD | = | 576.820000000 | 581.190000000 | 585.560000000 | XAF |
| USD | = | 2.690000000 | 2.705000000 | 2.720000000 | XCD |
| USD | = | 571.750000000 | 575.250000000 | 578.750000000 | XOF |
| USD | = | 104.640000000 | 105.105000000 | 105.570000000 | XPF |
| USD | = | 238.190000000 | 238.440000000 | 238.690000000 | YER |
| USD | = | 16.766300000 | 16.781300000 | 16.796300000 | ZAR |
| USD | = | 5185.000000000 | 5195.000000000 | 5205.000000000 | ZMK |
| USD | = | 18.557000000 | 18.810000000 | 19.063000000 | ZMW |
| USD | = | 378.000000000 | 379.500000000 | 381.000000000 | ZWD |
| USD | = | 28720.000000000 | 30670.000000000 | 32620.000000000 | ZWL |
Note:
Rates shown are for reference purposes only, and actual exchange rate used for the currency conversion to the cardmember billing currency may vary from the above rates due to rounding differences and other circumstances.
Calculate the cross rate to know the exchange rate other than USD.