Base rate
The base rate is determined based on the exchange rate of the date when payment to the merchant for a cardmember transaction is processed. This date may differ from the date the transaction is made and the date funds are debited from the cardmember bank account.
The excharge rate below is used when converting to USD.
Base rate for 07/23/2026
| Buy | Mid | Sell | |||
| USD | = | 3.672600000 | 3.672700000 | 3.672800000 | AED |
| USD | = | 65.830000000 | 65.930000000 | 66.030000000 | AFN |
| USD | = | 81.770000000 | 82.190000000 | 82.610000000 | ALL |
| USD | = | 365.890000000 | 366.890000000 | 367.890000000 | AMD |
| USD | = | 1.784500000 | 1.802250000 | 1.820000000 | ANG |
| USD | = | 912.629000000 | 919.329000000 | 926.029000000 | AOA |
| USD | = | 1482.250000000 | 1482.625000000 | 1483.000000000 | ARS |
| USD | = | 1.429852167 | 1.430879232 | 1.431907773 | AUD |
| USD | = | 1.780000000 | 1.810000000 | 1.840000000 | AWG |
| USD | = | 1.695000000 | 1.700000000 | 1.705000000 | AZN |
| USD | = | 1.713300000 | 1.718050000 | 1.722800000 | BAM |
| USD | = | 1.998100000 | 2.014100000 | 2.030100000 | BBD |
| USD | = | 123.000000000 | 123.425000000 | 123.850000000 | BDT |
| USD | = | 1.662500000 | 1.662850000 | 1.663200000 | BGN |
| USD | = | 0.377020000 | 0.377110000 | 0.377200000 | BHD |
| USD | = | 2974.720000000 | 2986.720000000 | 2998.720000000 | BIF |
| USD | = | 1.000000000 | 1.000000000 | 1.000000000 | BMD |
| USD | = | 1.290700000 | 1.291100000 | 1.291500000 | BND |
| USD | = | 10.950000000 | 11.025000000 | 11.100000000 | BOB |
| USD | = | 5.058600000 | 5.058650000 | 5.058700000 | BRL |
| USD | = | 1.000000000 | 1.000000000 | 1.000000000 | BSD |
| USD | = | 96.565000000 | 96.570000000 | 96.575000000 | BTN |
| USD | = | 14.044943820 | 14.204545454 | 14.367816091 | BWP |
| USD | = | 2.884000000 | 2.891500000 | 2.899000000 | BYN |
| USD | = | 2.000200000 | 2.011200000 | 2.022200000 | BZD |
| USD | = | 1.406903000 | 1.408496000 | 1.410088000 | CAD |
| USD | = | 2263.000000000 | 2306.500000000 | 2350.000000000 | CDF |
| USD | = | 0.813567000 | 0.814246000 | 0.814924000 | CHF |
| USD | = | 937.270000000 | 937.720000000 | 938.170000000 | CLP |
| USD | = | 6.738637500 | 6.755968750 | 6.773300000 | CNY |
| USD | = | 3200.350000000 | 3202.850000000 | 3205.350000000 | COP |
| USD | = | 447.350000000 | 453.675000000 | 460.000000000 | CRC |
| USD | = | 24.000000000 | 24.000000000 | 24.000000000 | CUP |
| USD | = | 96.600000000 | 97.060000000 | 97.520000000 | CVE |
| USD | = | 21.168000000 | 21.178500000 | 21.189000000 | CZK |
| USD | = | 177.600000000 | 178.075000000 | 178.550000000 | DJF |
| USD | = | 6.519995000 | 6.551088000 | 6.582182000 | DKK |
| USD | = | 58.340000000 | 58.530000000 | 58.720000000 | DOP |
| USD | = | 132.548000000 | 133.211000000 | 133.874000000 | DZD |
| USD | = | 11.697100000 | 11.702350000 | 11.707600000 | EEK |
| USD | = | 51.250000000 | 51.300000000 | 51.350000000 | EGP |
| USD | = | 15.000000000 | 15.075000000 | 15.150000000 | ERN |
| USD | = | 159.780000000 | 160.280000000 | 160.780000000 | ETB |
| USD | = | 0.876038762 | 0.876305914 | 0.876573229 | EUR |
| USD | = | 2.202158114 | 2.244165170 | 2.287805994 | FJD |
| USD | = | 0.747775368 | 0.747859252 | 0.747943156 | FKP |
| USD | = | 0.747594800 | 0.747677526 | 0.747760271 | GBP |
| USD | = | 2.602000000 | 2.627150000 | 2.652300000 | GEL |
| USD | = | 11.600000000 | 11.615000000 | 11.630000000 | GHS |
| USD | = | 0.747775368 | 0.747859252 | 0.747943156 | GIP |
| USD | = | 74.330000000 | 74.415000000 | 74.500000000 | GMD |
| USD | = | 8748.000000000 | 8774.000000000 | 8800.000000000 | GNF |
| USD | = | 7.619000000 | 7.628500000 | 7.638000000 | GTQ |
| USD | = | 207.890000000 | 209.180000000 | 210.470000000 | GYD |
| USD | = | 7.824412000 | 7.836946000 | 7.849481000 | HKD |
| USD | = | 26.720800000 | 26.785400000 | 26.850000000 | HNL |
| USD | = | 7.038500000 | 7.042150000 | 7.045800000 | HRK |
| USD | = | 130.500000000 | 130.750000000 | 131.000000000 | HTG |
| USD | = | 318.540000000 | 318.740000000 | 318.940000000 | HUF |
| USD | = | 17821.375000000 | 17853.187500000 | 17885.000000000 | IDR |
| USD | = | 3.060600000 | 3.062650000 | 3.064700000 | ILS |
| USD | = | 96.560000000 | 96.570000000 | 96.580000000 | INR |
| USD | = | 1309.520000000 | 1310.020000000 | 1310.520000000 | IQD |
| USD | = | 1374995.000000000 | 1375245.000000000 | 1375495.000000000 | IRR |
| USD | = | 125.490000000 | 125.655000000 | 125.820000000 | ISK |
| USD | = | 157.510000000 | 158.410000000 | 159.310000000 | JMD |
| USD | = | 0.708000000 | 0.709000000 | 0.710000000 | JOD |
| USD | = | 162.852400000 | 163.100550000 | 163.348700000 | JPY |
| USD | = | 129.400000000 | 129.500000000 | 129.600000000 | KES |
| USD | = | 87.450000000 | 87.477150000 | 87.504300000 | KGS |
| USD | = | 4035.000000000 | 4040.000000000 | 4045.000000000 | KHR |
| USD | = | 430.970000000 | 431.970000000 | 432.970000000 | KMF |
| USD | = | 1469.067750000 | 1472.858875000 | 1476.650000000 | KRW |
| USD | = | 0.307750000 | 0.307800000 | 0.307850000 | KWD |
| USD | = | 0.827500000 | 0.831250000 | 0.835000000 | KYD |
| USD | = | 467.410000000 | 467.570000000 | 467.730000000 | KZT |
| USD | = | 22535.000000000 | 22643.500000000 | 22752.000000000 | LAK |
| USD | = | 89500.000000000 | 89550.000000000 | 89600.000000000 | LBP |
| USD | = | 336.000000000 | 336.125000000 | 336.250000000 | LKR |
| USD | = | 180.000000000 | 181.000000000 | 182.000000000 | LRD |
| USD | = | 16.375200000 | 16.388850000 | 16.402500000 | LSL |
| USD | = | 2.853600000 | 2.853900000 | 2.854200000 | LTL |
| USD | = | 0.507800000 | 0.508250000 | 0.508700000 | LVL |
| USD | = | 6.389700000 | 6.403550000 | 6.417400000 | LYD |
| USD | = | 9.383100000 | 9.387100000 | 9.391100000 | MAD |
| USD | = | 17.420000000 | 17.470000000 | 17.520000000 | MDL |
| USD | = | 4296.330000000 | 4310.830000000 | 4325.330000000 | MGA |
| USD | = | 53.710000000 | 53.980000000 | 54.250000000 | MKD |
| USD | = | 3658.000000000 | 3658.000000000 | 3658.000000000 | MMK |
| USD | = | 3586.000000000 | 3589.000000000 | 3592.000000000 | MNT |
| USD | = | 8.075000000 | 8.079000000 | 8.083000000 | MOP |
| USD | = | 39.940100000 | 40.120100000 | 40.300100000 | MRU |
| USD | = | 47.140000000 | 47.290000000 | 47.440000000 | MUR |
| USD | = | 15.420000000 | 15.460000000 | 15.500000000 | MVR |
| USD | = | 1717.020000000 | 1733.670000000 | 1750.320000000 | MWK |
| USD | = | 17.326095000 | 17.406049000 | 17.486003000 | MXN |
| USD | = | 4.069514000 | 4.088293000 | 4.107072000 | MYR |
| USD | = | 63.270000000 | 63.905000000 | 64.540000000 | MZN |
| USD | = | 16.390000000 | 16.398000000 | 16.406000000 | NAD |
| USD | = | 1369.560000000 | 1371.185000000 | 1372.810000000 | NGN |
| USD | = | 36.600000000 | 36.800000000 | 37.000000000 | NIO |
| USD | = | 9.591369000 | 9.594126000 | 9.596883000 | NOK |
| USD | = | 154.500000000 | 154.510000000 | 154.520000000 | NPR |
| USD | = | 1.718024134 | 1.720338356 | 1.722658820 | NZD |
| USD | = | 0.384870000 | 0.385000000 | 0.385130000 | OMR |
| USD | = | 1.000000000 | 1.000000000 | 1.000000000 | PAB |
| USD | = | 3.399100000 | 3.401600000 | 3.404100000 | PEN |
| USD | = | 4.244482173 | 4.403346543 | 4.574565416 | PGK |
| USD | = | 61.576600000 | 61.658800000 | 61.741000000 | PHP |
| USD | = | 277.500000000 | 277.865000000 | 278.230000000 | PKR |
| USD | = | 3.788600000 | 3.792350000 | 3.796100000 | PLN |
| USD | = | 6049.270000000 | 6053.725000000 | 6058.180000000 | PYG |
| USD | = | 3.641400000 | 3.643650000 | 3.645900000 | QAR |
| USD | = | 4.585400000 | 4.590450000 | 4.595500000 | RON |
| USD | = | 102.780000000 | 102.840000000 | 102.900000000 | RSD |
| USD | = | 77.970500000 | 77.975000000 | 77.979500000 | RUB |
| USD | = | 1462.680000000 | 1467.680000000 | 1472.680000000 | RWF |
| USD | = | 3.753800000 | 3.753900000 | 3.754000000 | SAR |
| USD | = | 8.012820512 | 8.110300081 | 8.210180623 | SBD |
| USD | = | 13.401400000 | 13.401600000 | 13.401800000 | SCR |
| USD | = | 200.020000000 | 200.520000000 | 201.020000000 | SDD |
| USD | = | 598.500200000 | 600.170700000 | 601.841200000 | SDG |
| USD | = | 9.680898000 | 9.697655000 | 9.714411000 | SEK |
| USD | = | 1.288727000 | 1.291106000 | 1.293484000 | SGD |
| USD | = | 0.748671108 | 0.748755194 | 0.748839299 | SHP |
| USD | = | 23.600000000 | 24.250000000 | 24.900000000 | SLE |
| USD | = | 22683.000000000 | 22795.500000000 | 22908.000000000 | SLL |
| USD | = | 568.000000000 | 571.500000000 | 575.000000000 | SOS |
| USD | = | 37.552000000 | 37.805000000 | 38.058000000 | SRD |
| USD | = | 4827.428800000 | 4895.428800000 | 4963.428800000 | SSP |
| USD | = | 21.468600000 | 21.689600000 | 21.910600000 | STN |
| USD | = | 8.749500000 | 8.754500000 | 8.759500000 | SVC |
| USD | = | 121.550000000 | 122.050000000 | 122.550000000 | SYP |
| USD | = | 16.380500000 | 16.392800000 | 16.405100000 | SZL |
| USD | = | 33.634920000 | 33.717460000 | 33.800000000 | THB |
| USD | = | 9.180000000 | 9.225000000 | 9.270000000 | TJS |
| USD | = | 3.495000000 | 3.500000000 | 3.505000000 | TMT |
| USD | = | 2.929600000 | 2.944600000 | 2.959600000 | TND |
| USD | = | 2.308402585 | 2.368545712 | 2.431906614 | TOP |
| USD | = | 47.213600000 | 47.218600000 | 47.223600000 | TRY |
| USD | = | 6.746900000 | 6.786450000 | 6.826000000 | TTD |
| USD | = | 32.217105000 | 32.313052500 | 32.409000000 | TWD |
| USD | = | 2625.000000000 | 2640.000000000 | 2655.000000000 | TZS |
| USD | = | 44.801600000 | 44.811800000 | 44.822000000 | UAH |
| USD | = | 3698.810000000 | 3703.810000000 | 3708.810000000 | UGX |
| USD | = | 1.000000000 | 1.000000000 | 1.000000000 | USD |
| USD | = | 40.140000000 | 40.160000000 | 40.180000000 | UYU |
| USD | = | 12043.840000000 | 12048.840000000 | 12053.840000000 | UZS |
| USD | = | 736.036896000 | 736.959248000 | 737.881600000 | VES |
| USD | = | 26312.000000000 | 26313.500000000 | 26315.000000000 | VND |
| USD | = | 117.190000000 | 117.485000000 | 117.780000000 | VUV |
| USD | = | 2.637826431 | 2.716653083 | 2.800336040 | WST |
| USD | = | 574.640000000 | 580.100000000 | 585.560000000 | XAF |
| USD | = | 2.690000000 | 2.705000000 | 2.720000000 | XCD |
| USD | = | 571.250000000 | 574.750000000 | 578.250000000 | XOF |
| USD | = | 104.230000000 | 104.705000000 | 105.180000000 | XPF |
| USD | = | 237.850000000 | 238.100000000 | 238.350000000 | YER |
| USD | = | 16.394900000 | 16.398300000 | 16.401700000 | ZAR |
| USD | = | 5185.000000000 | 5195.000000000 | 5205.000000000 | ZMK |
| USD | = | 18.321000000 | 18.523000000 | 18.725000000 | ZMW |
| USD | = | 378.000000000 | 379.500000000 | 381.000000000 | ZWD |
| USD | = | 28720.000000000 | 30670.000000000 | 32620.000000000 | ZWL |
Note:
Rates shown are for reference purposes only, and actual exchange rate used for the currency conversion to the cardmember billing currency may vary from the above rates due to rounding differences and other circumstances.
Calculate the cross rate to know the exchange rate other than USD.