Base rate
The base rate is determined based on the exchange rate of the date when payment to the merchant for a cardmember transaction is processed. This date may differ from the date the transaction is made and the date funds are debited from the cardmember bank account.
The excharge rate below is used when converting to USD.
Base rate for 07/22/2026
| Buy | Mid | Sell | |||
| USD | = | 3.672500000 | 3.672600000 | 3.672700000 | AED |
| USD | = | 65.850000000 | 65.950000000 | 66.050000000 | AFN |
| USD | = | 81.800000000 | 82.150000000 | 82.500000000 | ALL |
| USD | = | 365.680000000 | 366.680000000 | 367.680000000 | AMD |
| USD | = | 1.784500000 | 1.802250000 | 1.820000000 | ANG |
| USD | = | 912.629000000 | 919.329000000 | 926.029000000 | AOA |
| USD | = | 1477.500000000 | 1477.750000000 | 1478.000000000 | ARS |
| USD | = | 1.427563976 | 1.428585714 | 1.429610959 | AUD |
| USD | = | 1.780000000 | 1.810000000 | 1.840000000 | AWG |
| USD | = | 1.695000000 | 1.700000000 | 1.705000000 | AZN |
| USD | = | 1.715100000 | 1.719650000 | 1.724200000 | BAM |
| USD | = | 1.998100000 | 2.014100000 | 2.030100000 | BBD |
| USD | = | 122.800000000 | 123.300000000 | 123.800000000 | BDT |
| USD | = | 1.662500000 | 1.662850000 | 1.663200000 | BGN |
| USD | = | 0.376900000 | 0.377050000 | 0.377200000 | BHD |
| USD | = | 2974.520000000 | 2986.520000000 | 2998.520000000 | BIF |
| USD | = | 1.000000000 | 1.000000000 | 1.000000000 | BMD |
| USD | = | 1.291900000 | 1.292000000 | 1.292100000 | BND |
| USD | = | 10.800000000 | 10.875000000 | 10.950000000 | BOB |
| USD | = | 5.074500000 | 5.074550000 | 5.074600000 | BRL |
| USD | = | 1.000000000 | 1.000000000 | 1.000000000 | BSD |
| USD | = | 96.235000000 | 96.240000000 | 96.245000000 | BTN |
| USD | = | 14.144271570 | 14.255167498 | 14.367816091 | BWP |
| USD | = | 2.876000000 | 2.883950000 | 2.891900000 | BYN |
| USD | = | 2.000200000 | 2.011200000 | 2.022200000 | BZD |
| USD | = | 1.408997000 | 1.410596000 | 1.412195000 | CAD |
| USD | = | 2266.000000000 | 2308.000000000 | 2350.000000000 | CDF |
| USD | = | 0.811988000 | 0.812670000 | 0.813351000 | CHF |
| USD | = | 934.180000000 | 935.530000000 | 936.880000000 | CLP |
| USD | = | 6.731772000 | 6.749136000 | 6.766500000 | CNY |
| USD | = | 3217.710000000 | 3220.880000000 | 3224.050000000 | COP |
| USD | = | 447.350000000 | 453.675000000 | 460.000000000 | CRC |
| USD | = | 24.000000000 | 24.000000000 | 24.000000000 | CUP |
| USD | = | 96.700000000 | 97.145000000 | 97.590000000 | CVE |
| USD | = | 21.207000000 | 21.218000000 | 21.229000000 | CZK |
| USD | = | 177.600000000 | 178.075000000 | 178.550000000 | DJF |
| USD | = | 6.525557000 | 6.556682000 | 6.587808000 | DKK |
| USD | = | 58.020000000 | 58.210000000 | 58.400000000 | DOP |
| USD | = | 132.535000000 | 133.197500000 | 133.860000000 | DZD |
| USD | = | 11.697100000 | 11.702350000 | 11.707600000 | EEK |
| USD | = | 50.970000000 | 51.020000000 | 51.070000000 | EGP |
| USD | = | 15.000000000 | 15.075000000 | 15.150000000 | ERN |
| USD | = | 159.800000000 | 160.300000000 | 160.800000000 | ETB |
| USD | = | 0.876779972 | 0.877046038 | 0.877311496 | EUR |
| USD | = | 2.201673271 | 2.243661655 | 2.287282708 | FJD |
| USD | = | 0.747049155 | 0.747132877 | 0.747216618 | FKP |
| USD | = | 0.747379128 | 0.747462365 | 0.747545620 | GBP |
| USD | = | 2.592000000 | 2.622000000 | 2.652000000 | GEL |
| USD | = | 11.550000000 | 11.565000000 | 11.580000000 | GHS |
| USD | = | 0.747049155 | 0.747132877 | 0.747216618 | GIP |
| USD | = | 74.330000000 | 74.415000000 | 74.500000000 | GMD |
| USD | = | 8748.000000000 | 8774.000000000 | 8800.000000000 | GNF |
| USD | = | 7.618000000 | 7.628000000 | 7.638000000 | GTQ |
| USD | = | 207.980000000 | 209.215000000 | 210.450000000 | GYD |
| USD | = | 7.828680000 | 7.841245000 | 7.853809000 | HKD |
| USD | = | 26.710200000 | 26.780100000 | 26.850000000 | HNL |
| USD | = | 7.038500000 | 7.042150000 | 7.045800000 | HRK |
| USD | = | 130.500000000 | 130.750000000 | 131.000000000 | HTG |
| USD | = | 317.380000000 | 317.580000000 | 317.780000000 | HUF |
| USD | = | 17826.360000000 | 17858.180000000 | 17890.000000000 | IDR |
| USD | = | 3.045500000 | 3.046450000 | 3.047400000 | ILS |
| USD | = | 96.230000000 | 96.240000000 | 96.250000000 | INR |
| USD | = | 1309.500000000 | 1310.000000000 | 1310.500000000 | IQD |
| USD | = | 1374806.000000000 | 1375056.000000000 | 1375306.000000000 | IRR |
| USD | = | 125.270000000 | 125.415000000 | 125.560000000 | ISK |
| USD | = | 157.810000000 | 158.710000000 | 159.610000000 | JMD |
| USD | = | 0.708000000 | 0.709000000 | 0.710000000 | JOD |
| USD | = | 162.942200000 | 163.190000000 | 163.437800000 | JPY |
| USD | = | 129.200000000 | 129.300000000 | 129.400000000 | KES |
| USD | = | 87.450000000 | 87.477150000 | 87.504300000 | KGS |
| USD | = | 4030.000000000 | 4035.000000000 | 4040.000000000 | KHR |
| USD | = | 431.080000000 | 432.080000000 | 433.080000000 | KMF |
| USD | = | 1473.216900000 | 1477.018450000 | 1480.820000000 | KRW |
| USD | = | 0.307650000 | 0.307700000 | 0.307750000 | KWD |
| USD | = | 0.827500000 | 0.831250000 | 0.835000000 | KYD |
| USD | = | 469.180000000 | 469.330000000 | 469.480000000 | KZT |
| USD | = | 22512.000000000 | 22620.500000000 | 22729.000000000 | LAK |
| USD | = | 89500.000000000 | 89550.000000000 | 89600.000000000 | LBP |
| USD | = | 336.300000000 | 336.400000000 | 336.500000000 | LKR |
| USD | = | 180.000000000 | 181.000000000 | 182.000000000 | LRD |
| USD | = | 16.443800000 | 16.456300000 | 16.468800000 | LSL |
| USD | = | 2.853600000 | 2.853900000 | 2.854200000 | LTL |
| USD | = | 0.507800000 | 0.508250000 | 0.508700000 | LVL |
| USD | = | 6.382600000 | 6.396450000 | 6.410300000 | LYD |
| USD | = | 9.390000000 | 9.394000000 | 9.398000000 | MAD |
| USD | = | 17.430000000 | 17.480000000 | 17.530000000 | MDL |
| USD | = | 4293.310000000 | 4307.810000000 | 4322.310000000 | MGA |
| USD | = | 53.700000000 | 53.920000000 | 54.140000000 | MKD |
| USD | = | 3658.000000000 | 3658.000000000 | 3658.000000000 | MMK |
| USD | = | 3586.000000000 | 3589.000000000 | 3592.000000000 | MNT |
| USD | = | 8.077000000 | 8.081000000 | 8.085000000 | MOP |
| USD | = | 39.940100000 | 40.120100000 | 40.300100000 | MRU |
| USD | = | 47.110000000 | 47.260000000 | 47.410000000 | MUR |
| USD | = | 15.420000000 | 15.460000000 | 15.500000000 | MVR |
| USD | = | 1717.020000000 | 1733.670000000 | 1750.320000000 | MWK |
| USD | = | 17.328011000 | 17.407791000 | 17.487571000 | MXN |
| USD | = | 4.082270000 | 4.100915000 | 4.119560000 | MYR |
| USD | = | 63.250000000 | 63.600000000 | 63.950000000 | MZN |
| USD | = | 16.463000000 | 16.464500000 | 16.466000000 | NAD |
| USD | = | 1377.820000000 | 1379.820000000 | 1381.820000000 | NGN |
| USD | = | 36.600000000 | 36.800000000 | 37.000000000 | NIO |
| USD | = | 9.625538000 | 9.629098000 | 9.632658000 | NOK |
| USD | = | 153.980000000 | 153.985000000 | 153.990000000 | NPR |
| USD | = | 1.714439524 | 1.716773564 | 1.719111013 | NZD |
| USD | = | 0.384870000 | 0.385000000 | 0.385130000 | OMR |
| USD | = | 1.000000000 | 1.000000000 | 1.000000000 | PAB |
| USD | = | 3.395100000 | 3.397200000 | 3.399300000 | PEN |
| USD | = | 4.393673110 | 4.472271914 | 4.553734061 | PGK |
| USD | = | 61.580592000 | 61.662796000 | 61.745000000 | PHP |
| USD | = | 277.500000000 | 277.850000000 | 278.200000000 | PKR |
| USD | = | 3.793600000 | 3.795650000 | 3.797700000 | PLN |
| USD | = | 6058.700000000 | 6060.965000000 | 6063.230000000 | PYG |
| USD | = | 3.645000000 | 3.645250000 | 3.645500000 | QAR |
| USD | = | 4.591500000 | 4.594000000 | 4.596500000 | RON |
| USD | = | 102.880000000 | 102.925000000 | 102.970000000 | RSD |
| USD | = | 78.295500000 | 78.300000000 | 78.304500000 | RUB |
| USD | = | 1462.500000000 | 1467.500000000 | 1472.500000000 | RWF |
| USD | = | 3.753800000 | 3.753900000 | 3.754000000 | SAR |
| USD | = | 7.763975155 | 7.980845969 | 8.210180623 | SBD |
| USD | = | 14.451000000 | 14.826150000 | 15.201300000 | SCR |
| USD | = | 200.020000000 | 200.520000000 | 201.020000000 | SDD |
| USD | = | 598.550200000 | 600.220700000 | 601.891200000 | SDG |
| USD | = | 9.688418000 | 9.705253000 | 9.722088000 | SEK |
| USD | = | 1.289675000 | 1.292064000 | 1.294453000 | SGD |
| USD | = | 0.749063670 | 0.749147844 | 0.749232037 | SHP |
| USD | = | 23.800000000 | 24.350000000 | 24.900000000 | SLE |
| USD | = | 22683.000000000 | 22795.500000000 | 22908.000000000 | SLL |
| USD | = | 568.000000000 | 571.500000000 | 575.000000000 | SOS |
| USD | = | 37.549000000 | 37.802000000 | 38.055000000 | SRD |
| USD | = | 4827.428800000 | 4895.428800000 | 4963.428800000 | SSP |
| USD | = | 21.485500000 | 21.706700000 | 21.927900000 | STN |
| USD | = | 8.749800000 | 8.754800000 | 8.759800000 | SVC |
| USD | = | 121.500000000 | 122.000000000 | 122.500000000 | SYP |
| USD | = | 16.446800000 | 16.457750000 | 16.468700000 | SZL |
| USD | = | 33.585120000 | 33.662560000 | 33.740000000 | THB |
| USD | = | 9.190000000 | 9.235000000 | 9.280000000 | TJS |
| USD | = | 3.495000000 | 3.500000000 | 3.505000000 | TMT |
| USD | = | 2.930500000 | 2.945500000 | 2.960500000 | TND |
| USD | = | 2.308402585 | 2.376990729 | 2.449779519 | TOP |
| USD | = | 47.197700000 | 47.202700000 | 47.207700000 | TRY |
| USD | = | 6.745600000 | 6.785800000 | 6.826000000 | TTD |
| USD | = | 32.163375000 | 32.259187500 | 32.355000000 | TWD |
| USD | = | 2620.000000000 | 2637.500000000 | 2655.000000000 | TZS |
| USD | = | 44.746400000 | 44.751200000 | 44.756000000 | UAH |
| USD | = | 3698.810000000 | 3703.810000000 | 3708.810000000 | UGX |
| USD | = | 1.000000000 | 1.000000000 | 1.000000000 | USD |
| USD | = | 40.110000000 | 40.125000000 | 40.140000000 | UYU |
| USD | = | 11981.560000000 | 11986.560000000 | 11991.560000000 | UZS |
| USD | = | 735.389020000 | 736.310560000 | 737.232100000 | VES |
| USD | = | 26310.000000000 | 26315.000000000 | 26320.000000000 | VND |
| USD | = | 117.120000000 | 117.415000000 | 117.710000000 | VUV |
| USD | = | 2.635046113 | 2.713704206 | 2.797202797 | WST |
| USD | = | 575.250000000 | 580.405000000 | 585.560000000 | XAF |
| USD | = | 2.690000000 | 2.705000000 | 2.720000000 | XCD |
| USD | = | 570.750000000 | 574.250000000 | 577.750000000 | XOF |
| USD | = | 104.340000000 | 104.805000000 | 105.270000000 | XPF |
| USD | = | 238.250000000 | 238.600000000 | 238.950000000 | YER |
| USD | = | 16.461700000 | 16.465800000 | 16.469900000 | ZAR |
| USD | = | 5185.000000000 | 5195.000000000 | 5205.000000000 | ZMK |
| USD | = | 18.322100000 | 18.347100000 | 18.372100000 | ZMW |
| USD | = | 378.000000000 | 379.500000000 | 381.000000000 | ZWD |
| USD | = | 28720.000000000 | 30670.000000000 | 32620.000000000 | ZWL |
Note:
Rates shown are for reference purposes only, and actual exchange rate used for the currency conversion to the cardmember billing currency may vary from the above rates due to rounding differences and other circumstances.
Calculate the cross rate to know the exchange rate other than USD.