Base rate
The base rate is determined based on the exchange rate of the date when payment to the merchant for a cardmember transaction is processed. This date may differ from the date the transaction is made and the date funds are debited from the cardmember bank account.
The excharge rate below is used when converting to USD.
Base rate for 07/21/2026
| Buy | Mid | Sell | |||
| USD | = | 3.672500000 | 3.673000000 | 3.673500000 | AED |
| USD | = | 65.820000000 | 65.920000000 | 66.020000000 | AFN |
| USD | = | 81.790000000 | 82.190000000 | 82.590000000 | ALL |
| USD | = | 364.930000000 | 365.930000000 | 366.930000000 | AMD |
| USD | = | 1.784500000 | 1.802250000 | 1.820000000 | ANG |
| USD | = | 912.629000000 | 919.329000000 | 926.029000000 | AOA |
| USD | = | 1481.000000000 | 1481.500000000 | 1482.000000000 | ARS |
| USD | = | 1.427580279 | 1.428606123 | 1.429635485 | AUD |
| USD | = | 1.780000000 | 1.810000000 | 1.840000000 | AWG |
| USD | = | 1.695000000 | 1.700000000 | 1.705000000 | AZN |
| USD | = | 1.713200000 | 1.717700000 | 1.722200000 | BAM |
| USD | = | 1.998100000 | 2.014100000 | 2.030100000 | BBD |
| USD | = | 123.000000000 | 123.375000000 | 123.750000000 | BDT |
| USD | = | 1.662500000 | 1.662850000 | 1.663200000 | BGN |
| USD | = | 0.376900000 | 0.377100000 | 0.377300000 | BHD |
| USD | = | 2965.680000000 | 2978.500000000 | 2991.320000000 | BIF |
| USD | = | 1.000000000 | 1.000000000 | 1.000000000 | BMD |
| USD | = | 1.290600000 | 1.290950000 | 1.291300000 | BND |
| USD | = | 10.750000000 | 10.825000000 | 10.900000000 | BOB |
| USD | = | 5.090700000 | 5.091050000 | 5.091400000 | BRL |
| USD | = | 1.000000000 | 1.000000000 | 1.000000000 | BSD |
| USD | = | 96.445000000 | 96.450000000 | 96.455000000 | BTN |
| USD | = | 14.144271570 | 14.255167498 | 14.367816091 | BWP |
| USD | = | 2.879800000 | 2.888750000 | 2.897700000 | BYN |
| USD | = | 2.000200000 | 2.011200000 | 2.022200000 | BZD |
| USD | = | 1.405445000 | 1.407044000 | 1.408642000 | CAD |
| USD | = | 2266.000000000 | 2308.000000000 | 2350.000000000 | CDF |
| USD | = | 0.809321000 | 0.809995000 | 0.810670000 | CHF |
| USD | = | 933.600000000 | 934.500000000 | 935.400000000 | CLP |
| USD | = | 6.733065500 | 6.750582750 | 6.768100000 | CNY |
| USD | = | 3255.000000000 | 3257.810000000 | 3260.620000000 | COP |
| USD | = | 447.350000000 | 453.675000000 | 460.000000000 | CRC |
| USD | = | 24.000000000 | 24.000000000 | 24.000000000 | CUP |
| USD | = | 96.590000000 | 97.035000000 | 97.480000000 | CVE |
| USD | = | 21.185000000 | 21.198000000 | 21.211000000 | CZK |
| USD | = | 177.600000000 | 178.075000000 | 178.550000000 | DJF |
| USD | = | 6.517579000 | 6.548570000 | 6.579562000 | DKK |
| USD | = | 58.250000000 | 58.440000000 | 58.630000000 | DOP |
| USD | = | 132.512000000 | 133.174500000 | 133.837000000 | DZD |
| USD | = | 11.697100000 | 11.702350000 | 11.707600000 | EEK |
| USD | = | 51.050000000 | 51.100000000 | 51.150000000 | EGP |
| USD | = | 15.000000000 | 15.075000000 | 15.150000000 | ERN |
| USD | = | 159.805000000 | 160.305000000 | 160.805000000 | ETB |
| USD | = | 0.875689715 | 0.875954352 | 0.876219149 | EUR |
| USD | = | 2.195389681 | 2.222469163 | 2.250225022 | FJD |
| USD | = | 0.744435345 | 0.744518482 | 0.744601638 | FKP |
| USD | = | 0.744450309 | 0.744531786 | 0.744613835 | GBP |
| USD | = | 2.593000000 | 2.623000000 | 2.653000000 | GEL |
| USD | = | 11.550000000 | 11.565000000 | 11.580000000 | GHS |
| USD | = | 0.744435345 | 0.744518482 | 0.744601638 | GIP |
| USD | = | 74.300000000 | 74.400000000 | 74.500000000 | GMD |
| USD | = | 8748.000000000 | 8774.000000000 | 8800.000000000 | GNF |
| USD | = | 7.618000000 | 7.628000000 | 7.638000000 | GTQ |
| USD | = | 207.890000000 | 209.180000000 | 210.470000000 | GYD |
| USD | = | 7.827113000 | 7.839522000 | 7.851930000 | HKD |
| USD | = | 26.712100000 | 26.781050000 | 26.850000000 | HNL |
| USD | = | 7.038500000 | 7.042150000 | 7.045800000 | HRK |
| USD | = | 130.400000000 | 130.700000000 | 131.000000000 | HTG |
| USD | = | 316.900000000 | 317.100000000 | 317.300000000 | HUF |
| USD | = | 17876.210000000 | 17908.105000000 | 17940.000000000 | IDR |
| USD | = | 3.051600000 | 3.054100000 | 3.056600000 | ILS |
| USD | = | 96.440000000 | 96.450000000 | 96.460000000 | INR |
| USD | = | 1309.550000000 | 1310.050000000 | 1310.550000000 | IQD |
| USD | = | 1374995.000000000 | 1375245.000000000 | 1375495.000000000 | IRR |
| USD | = | 125.120000000 | 125.265000000 | 125.410000000 | ISK |
| USD | = | 157.810000000 | 158.645000000 | 159.480000000 | JMD |
| USD | = | 0.708000000 | 0.709000000 | 0.710000000 | JOD |
| USD | = | 162.230300000 | 162.478000000 | 162.725700000 | JPY |
| USD | = | 129.200000000 | 129.300000000 | 129.400000000 | KES |
| USD | = | 87.450000000 | 87.477150000 | 87.504300000 | KGS |
| USD | = | 4031.000000000 | 4036.000000000 | 4041.000000000 | KHR |
| USD | = | 431.000000000 | 432.000000000 | 433.000000000 | KMF |
| USD | = | 1468.023000000 | 1471.856500000 | 1475.690000000 | KRW |
| USD | = | 0.307550000 | 0.307600000 | 0.307650000 | KWD |
| USD | = | 0.827500000 | 0.831250000 | 0.835000000 | KYD |
| USD | = | 470.040000000 | 470.200000000 | 470.360000000 | KZT |
| USD | = | 22400.000000000 | 22550.000000000 | 22700.000000000 | LAK |
| USD | = | 89500.000000000 | 89550.000000000 | 89600.000000000 | LBP |
| USD | = | 335.750000000 | 336.000000000 | 336.250000000 | LKR |
| USD | = | 180.000000000 | 181.000000000 | 182.000000000 | LRD |
| USD | = | 16.484000000 | 16.497550000 | 16.511100000 | LSL |
| USD | = | 2.853600000 | 2.853900000 | 2.854200000 | LTL |
| USD | = | 0.507800000 | 0.508250000 | 0.508700000 | LVL |
| USD | = | 6.379700000 | 6.393550000 | 6.407400000 | LYD |
| USD | = | 9.366700000 | 9.370700000 | 9.374700000 | MAD |
| USD | = | 17.450000000 | 17.500000000 | 17.550000000 | MDL |
| USD | = | 4290.780000000 | 4305.280000000 | 4319.780000000 | MGA |
| USD | = | 53.700000000 | 53.965000000 | 54.230000000 | MKD |
| USD | = | 3658.000000000 | 3658.000000000 | 3658.000000000 | MMK |
| USD | = | 3584.000000000 | 3587.000000000 | 3590.000000000 | MNT |
| USD | = | 8.076000000 | 8.080000000 | 8.084000000 | MOP |
| USD | = | 39.880100000 | 40.060100000 | 40.240100000 | MRU |
| USD | = | 46.980000000 | 47.130000000 | 47.280000000 | MUR |
| USD | = | 15.420000000 | 15.460000000 | 15.500000000 | MVR |
| USD | = | 1717.020000000 | 1733.670000000 | 1750.320000000 | MWK |
| USD | = | 17.338358000 | 17.418238000 | 17.498117000 | MXN |
| USD | = | 4.074100000 | 4.094092000 | 4.114084000 | MYR |
| USD | = | 63.270000000 | 63.905000000 | 64.540000000 | MZN |
| USD | = | 16.505400000 | 16.506850000 | 16.508300000 | NAD |
| USD | = | 1379.350000000 | 1379.850000000 | 1380.350000000 | NGN |
| USD | = | 36.600000000 | 36.800000000 | 37.000000000 | NIO |
| USD | = | 9.667409000 | 9.671086000 | 9.674763000 | NOK |
| USD | = | 154.310000000 | 154.320000000 | 154.330000000 | NPR |
| USD | = | 1.706359430 | 1.708671507 | 1.710986931 | NZD |
| USD | = | 0.384870000 | 0.385020000 | 0.385170000 | OMR |
| USD | = | 1.000000000 | 1.000000000 | 1.000000000 | PAB |
| USD | = | 3.389000000 | 3.391100000 | 3.393200000 | PEN |
| USD | = | 4.242681374 | 4.401408450 | 4.572473708 | PGK |
| USD | = | 61.546660000 | 61.631330000 | 61.716000000 | PHP |
| USD | = | 277.670000000 | 278.050000000 | 278.430000000 | PKR |
| USD | = | 3.793300000 | 3.795450000 | 3.797600000 | PLN |
| USD | = | 6052.000000000 | 6063.500000000 | 6075.000000000 | PYG |
| USD | = | 3.641400000 | 3.643650000 | 3.645900000 | QAR |
| USD | = | 4.588800000 | 4.591200000 | 4.593600000 | RON |
| USD | = | 102.720000000 | 102.810000000 | 102.900000000 | RSD |
| USD | = | 78.495500000 | 78.500000000 | 78.504500000 | RUB |
| USD | = | 1464.600000000 | 1470.500000000 | 1476.400000000 | RWF |
| USD | = | 3.754900000 | 3.755100000 | 3.755300000 | SAR |
| USD | = | 7.770007770 | 7.987220447 | 8.216926869 | SBD |
| USD | = | 13.443700000 | 13.443900000 | 13.444100000 | SCR |
| USD | = | 200.020000000 | 200.520000000 | 201.020000000 | SDD |
| USD | = | 598.500200000 | 600.170700000 | 601.841200000 | SDG |
| USD | = | 9.668328000 | 9.684939000 | 9.701550000 | SEK |
| USD | = | 1.288678000 | 1.291052000 | 1.293427000 | SGD |
| USD | = | 0.745656550 | 0.745739960 | 0.745823389 | SHP |
| USD | = | 23.700000000 | 24.300000000 | 24.900000000 | SLE |
| USD | = | 22683.000000000 | 22795.500000000 | 22908.000000000 | SLL |
| USD | = | 568.000000000 | 571.500000000 | 575.000000000 | SOS |
| USD | = | 37.495000000 | 37.748000000 | 38.001000000 | SRD |
| USD | = | 4806.576200000 | 4874.576200000 | 4942.576200000 | SSP |
| USD | = | 21.461100000 | 21.682000000 | 21.902900000 | STN |
| USD | = | 8.749500000 | 8.754500000 | 8.759500000 | SVC |
| USD | = | 121.550000000 | 122.050000000 | 122.550000000 | SYP |
| USD | = | 16.490300000 | 16.506300000 | 16.522300000 | SZL |
| USD | = | 33.495480000 | 33.577740000 | 33.660000000 | THB |
| USD | = | 9.200000000 | 9.250000000 | 9.300000000 | TJS |
| USD | = | 3.495000000 | 3.500000000 | 3.505000000 | TMT |
| USD | = | 2.926600000 | 2.941600000 | 2.956600000 | TND |
| USD | = | 2.308402585 | 2.368545712 | 2.431906614 | TOP |
| USD | = | 47.181300000 | 47.186300000 | 47.191300000 | TRY |
| USD | = | 6.750800000 | 6.788400000 | 6.826000000 | TTD |
| USD | = | 32.114620000 | 32.210310000 | 32.306000000 | TWD |
| USD | = | 2615.000000000 | 2635.000000000 | 2655.000000000 | TZS |
| USD | = | 44.730300000 | 44.735600000 | 44.740900000 | UAH |
| USD | = | 3695.000000000 | 3700.000000000 | 3705.000000000 | UGX |
| USD | = | 1.000000000 | 1.000000000 | 1.000000000 | USD |
| USD | = | 40.190000000 | 40.205000000 | 40.220000000 | UYU |
| USD | = | 11955.090000000 | 11960.090000000 | 11965.090000000 | UZS |
| USD | = | 735.389020000 | 736.310560000 | 737.232100000 | VES |
| USD | = | 26290.000000000 | 26295.000000000 | 26300.000000000 | VND |
| USD | = | 117.400000000 | 120.780000000 | 124.160000000 | VUV |
| USD | = | 2.633658151 | 2.712232167 | 2.795638803 | WST |
| USD | = | 574.540000000 | 580.050000000 | 585.560000000 | XAF |
| USD | = | 2.690000000 | 2.705000000 | 2.720000000 | XCD |
| USD | = | 569.500000000 | 573.000000000 | 576.500000000 | XOF |
| USD | = | 104.210000000 | 104.680000000 | 105.150000000 | XPF |
| USD | = | 238.010000000 | 238.515000000 | 239.020000000 | YER |
| USD | = | 16.502000000 | 16.506750000 | 16.511500000 | ZAR |
| USD | = | 5185.000000000 | 5195.000000000 | 5205.000000000 | ZMK |
| USD | = | 18.169000000 | 18.389000000 | 18.609000000 | ZMW |
| USD | = | 378.000000000 | 379.500000000 | 381.000000000 | ZWD |
| USD | = | 28720.000000000 | 30670.000000000 | 32620.000000000 | ZWL |
Note:
Rates shown are for reference purposes only, and actual exchange rate used for the currency conversion to the cardmember billing currency may vary from the above rates due to rounding differences and other circumstances.
Calculate the cross rate to know the exchange rate other than USD.