Base rate
The base rate is determined based on the exchange rate of the date when payment to the merchant for a cardmember transaction is processed. This date may differ from the date the transaction is made and the date funds are debited from the cardmember bank account.
The excharge rate below is used when converting to USD.
Base rate for 07/20/2026
| Buy | Mid | Sell | |||
| USD | = | 3.672600000 | 3.672700000 | 3.672800000 | AED |
| USD | = | 65.740000000 | 65.840000000 | 65.940000000 | AFN |
| USD | = | 81.700000000 | 81.975000000 | 82.250000000 | ALL |
| USD | = | 365.850000000 | 366.850000000 | 367.850000000 | AMD |
| USD | = | 1.784500000 | 1.802250000 | 1.820000000 | ANG |
| USD | = | 912.629000000 | 919.329000000 | 926.029000000 | AOA |
| USD | = | 1478.000000000 | 1478.500000000 | 1479.000000000 | ARS |
| USD | = | 1.431911874 | 1.432937794 | 1.433965186 | AUD |
| USD | = | 1.780000000 | 1.810000000 | 1.840000000 | AWG |
| USD | = | 1.695000000 | 1.700000000 | 1.705000000 | AZN |
| USD | = | 1.711100000 | 1.715750000 | 1.720400000 | BAM |
| USD | = | 1.998100000 | 2.014100000 | 2.030100000 | BBD |
| USD | = | 123.000000000 | 123.375000000 | 123.750000000 | BDT |
| USD | = | 1.662500000 | 1.662850000 | 1.663200000 | BGN |
| USD | = | 0.376950000 | 0.377000000 | 0.377050000 | BHD |
| USD | = | 2974.110000000 | 2986.110000000 | 2998.110000000 | BIF |
| USD | = | 1.000000000 | 1.000000000 | 1.000000000 | BMD |
| USD | = | 1.291800000 | 1.292200000 | 1.292600000 | BND |
| USD | = | 10.650000000 | 10.725000000 | 10.800000000 | BOB |
| USD | = | 5.110800000 | 5.112050000 | 5.113300000 | BRL |
| USD | = | 1.000000000 | 1.000000000 | 1.000000000 | BSD |
| USD | = | 96.280000000 | 96.285000000 | 96.290000000 | BTN |
| USD | = | 12.886597938 | 13.586956521 | 14.367816091 | BWP |
| USD | = | 2.884900000 | 2.893450000 | 2.902000000 | BYN |
| USD | = | 2.000200000 | 2.011200000 | 2.022200000 | BZD |
| USD | = | 1.400303000 | 1.401908000 | 1.403514000 | CAD |
| USD | = | 2266.000000000 | 2308.000000000 | 2350.000000000 | CDF |
| USD | = | 0.807754000 | 0.808433000 | 0.809112000 | CHF |
| USD | = | 933.350000000 | 935.150000000 | 936.950000000 | CLP |
| USD | = | 6.742120000 | 6.759760000 | 6.777400000 | CNY |
| USD | = | 3255.520000000 | 3258.015000000 | 3260.510000000 | COP |
| USD | = | 447.350000000 | 453.675000000 | 460.000000000 | CRC |
| USD | = | 24.000000000 | 24.000000000 | 24.000000000 | CUP |
| USD | = | 96.470000000 | 96.925000000 | 97.380000000 | CVE |
| USD | = | 21.181000000 | 21.200500000 | 21.220000000 | CZK |
| USD | = | 177.600000000 | 178.075000000 | 178.550000000 | DJF |
| USD | = | 6.510976000 | 6.542101000 | 6.573225000 | DKK |
| USD | = | 58.310000000 | 58.500000000 | 58.690000000 | DOP |
| USD | = | 132.415000000 | 133.077000000 | 133.739000000 | DZD |
| USD | = | 11.697100000 | 11.702350000 | 11.707600000 | EEK |
| USD | = | 51.070000000 | 51.120000000 | 51.170000000 | EGP |
| USD | = | 15.000000000 | 15.075000000 | 15.150000000 | ERN |
| USD | = | 159.805000000 | 160.305000000 | 160.805000000 | ETB |
| USD | = | 0.874814867 | 0.875076678 | 0.875338646 | EUR |
| USD | = | 2.197802197 | 2.224941595 | 2.252759630 | FJD |
| USD | = | 0.743162901 | 0.743245754 | 0.743328625 | FKP |
| USD | = | 0.743682970 | 0.743763727 | 0.743845054 | GBP |
| USD | = | 2.598000000 | 2.628000000 | 2.658000000 | GEL |
| USD | = | 11.530000000 | 11.540000000 | 11.550000000 | GHS |
| USD | = | 0.743162901 | 0.743245754 | 0.743328625 | GIP |
| USD | = | 74.150000000 | 74.325000000 | 74.500000000 | GMD |
| USD | = | 8748.000000000 | 8774.000000000 | 8800.000000000 | GNF |
| USD | = | 7.620000000 | 7.630000000 | 7.640000000 | GTQ |
| USD | = | 207.980000000 | 209.215000000 | 210.450000000 | GYD |
| USD | = | 7.829331000 | 7.841717000 | 7.854103000 | HKD |
| USD | = | 26.711300000 | 26.780650000 | 26.850000000 | HNL |
| USD | = | 7.038500000 | 7.042150000 | 7.045800000 | HRK |
| USD | = | 130.216900000 | 130.679900000 | 131.142900000 | HTG |
| USD | = | 317.970000000 | 318.170000000 | 318.370000000 | HUF |
| USD | = | 17831.345000000 | 17863.172500000 | 17895.000000000 | IDR |
| USD | = | 3.041100000 | 3.046450000 | 3.051800000 | ILS |
| USD | = | 96.280000000 | 96.285000000 | 96.290000000 | INR |
| USD | = | 1309.500000000 | 1310.000000000 | 1310.500000000 | IQD |
| USD | = | 1374755.000000000 | 1375005.000000000 | 1375255.000000000 | IRR |
| USD | = | 125.330000000 | 125.480000000 | 125.630000000 | ISK |
| USD | = | 157.610000000 | 158.510000000 | 159.410000000 | JMD |
| USD | = | 0.708000000 | 0.709000000 | 0.710000000 | JOD |
| USD | = | 162.275200000 | 162.523500000 | 162.771800000 | JPY |
| USD | = | 129.150000000 | 129.250000000 | 129.350000000 | KES |
| USD | = | 87.450000000 | 87.477150000 | 87.504300000 | KGS |
| USD | = | 4032.000000000 | 4037.000000000 | 4042.000000000 | KHR |
| USD | = | 430.390000000 | 431.390000000 | 432.390000000 | KMF |
| USD | = | 1480.629650000 | 1484.694825000 | 1488.760000000 | KRW |
| USD | = | 0.307550000 | 0.307600000 | 0.307650000 | KWD |
| USD | = | 0.827500000 | 0.831250000 | 0.835000000 | KYD |
| USD | = | 470.780000000 | 470.930000000 | 471.080000000 | KZT |
| USD | = | 22479.000000000 | 22587.500000000 | 22696.000000000 | LAK |
| USD | = | 89500.000000000 | 89550.000000000 | 89600.000000000 | LBP |
| USD | = | 336.100000000 | 336.175000000 | 336.250000000 | LKR |
| USD | = | 180.000000000 | 181.000000000 | 182.000000000 | LRD |
| USD | = | 16.537600000 | 16.548850000 | 16.560100000 | LSL |
| USD | = | 2.853600000 | 2.853900000 | 2.854200000 | LTL |
| USD | = | 0.507800000 | 0.508250000 | 0.508700000 | LVL |
| USD | = | 6.370100000 | 6.383950000 | 6.397800000 | LYD |
| USD | = | 9.324600000 | 9.336600000 | 9.348600000 | MAD |
| USD | = | 17.430000000 | 17.480000000 | 17.530000000 | MDL |
| USD | = | 4288.740000000 | 4303.240000000 | 4317.740000000 | MGA |
| USD | = | 53.660000000 | 53.915000000 | 54.170000000 | MKD |
| USD | = | 3658.000000000 | 3658.000000000 | 3658.000000000 | MMK |
| USD | = | 3584.000000000 | 3587.000000000 | 3590.000000000 | MNT |
| USD | = | 8.075000000 | 8.080000000 | 8.085000000 | MOP |
| USD | = | 39.880100000 | 40.060100000 | 40.240100000 | MRU |
| USD | = | 47.000000000 | 47.150000000 | 47.300000000 | MUR |
| USD | = | 15.420000000 | 15.460000000 | 15.500000000 | MVR |
| USD | = | 1717.020000000 | 1733.670000000 | 1750.320000000 | MWK |
| USD | = | 17.461975000 | 17.543108000 | 17.624241000 | MXN |
| USD | = | 4.080905000 | 4.100451000 | 4.119998000 | MYR |
| USD | = | 63.250000000 | 63.600000000 | 63.950000000 | MZN |
| USD | = | 16.482500000 | 16.487500000 | 16.492500000 | NAD |
| USD | = | 1378.380000000 | 1379.630000000 | 1380.880000000 | NGN |
| USD | = | 36.600000000 | 36.800000000 | 37.000000000 | NIO |
| USD | = | 9.643164000 | 9.645917000 | 9.648670000 | NOK |
| USD | = | 154.050000000 | 154.055000000 | 154.060000000 | NPR |
| USD | = | 1.710369456 | 1.712689487 | 1.715015821 | NZD |
| USD | = | 0.384000000 | 0.384500000 | 0.385000000 | OMR |
| USD | = | 1.000000000 | 1.000000000 | 1.000000000 | PAB |
| USD | = | 3.392600000 | 3.393600000 | 3.394600000 | PEN |
| USD | = | 4.391743522 | 4.470272686 | 4.551661356 | PGK |
| USD | = | 61.440872000 | 61.523436000 | 61.606000000 | PHP |
| USD | = | 277.600000000 | 278.025000000 | 278.450000000 | PKR |
| USD | = | 3.793600000 | 3.798700000 | 3.803800000 | PLN |
| USD | = | 6055.730000000 | 6059.930000000 | 6064.130000000 | PYG |
| USD | = | 3.642000000 | 3.645000000 | 3.648000000 | QAR |
| USD | = | 4.584600000 | 4.587150000 | 4.589700000 | RON |
| USD | = | 102.430000000 | 102.580000000 | 102.730000000 | RSD |
| USD | = | 78.195500000 | 78.200000000 | 78.204500000 | RUB |
| USD | = | 1465.000000000 | 1470.000000000 | 1475.000000000 | RWF |
| USD | = | 3.755200000 | 3.755350000 | 3.755500000 | SAR |
| USD | = | 7.955449482 | 8.084074373 | 8.216926869 | SBD |
| USD | = | 14.401200000 | 14.776350000 | 15.151500000 | SCR |
| USD | = | 200.020000000 | 200.520000000 | 201.020000000 | SDD |
| USD | = | 598.550200000 | 600.220700000 | 601.891200000 | SDG |
| USD | = | 9.652428000 | 9.669180000 | 9.685932000 | SEK |
| USD | = | 1.289822000 | 1.292209000 | 1.294597000 | SGD |
| USD | = | 0.744324525 | 0.744407637 | 0.744490768 | SHP |
| USD | = | 23.800000000 | 24.350000000 | 24.900000000 | SLE |
| USD | = | 22683.000000000 | 22795.500000000 | 22908.000000000 | SLL |
| USD | = | 568.000000000 | 571.500000000 | 575.000000000 | SOS |
| USD | = | 37.495000000 | 37.748000000 | 38.001000000 | SRD |
| USD | = | 4871.914500000 | 4939.914500000 | 5007.914500000 | SSP |
| USD | = | 21.438500000 | 21.659200000 | 21.879900000 | STN |
| USD | = | 8.749800000 | 8.754800000 | 8.759800000 | SVC |
| USD | = | 121.520000000 | 122.020000000 | 122.520000000 | SYP |
| USD | = | 16.538400000 | 16.550850000 | 16.563300000 | SZL |
| USD | = | 33.525360000 | 33.607680000 | 33.690000000 | THB |
| USD | = | 9.180000000 | 9.225000000 | 9.270000000 | TJS |
| USD | = | 3.495000000 | 3.500000000 | 3.505000000 | TMT |
| USD | = | 2.940900000 | 2.941650000 | 2.942400000 | TND |
| USD | = | 2.306273062 | 2.374732842 | 2.447381302 | TOP |
| USD | = | 47.153200000 | 47.166100000 | 47.179000000 | TRY |
| USD | = | 6.750500000 | 6.788250000 | 6.826000000 | TTD |
| USD | = | 32.151435000 | 32.247217500 | 32.343000000 | TWD |
| USD | = | 2607.000000000 | 2626.000000000 | 2645.000000000 | TZS |
| USD | = | 44.690500000 | 44.698250000 | 44.706000000 | UAH |
| USD | = | 3698.810000000 | 3703.810000000 | 3708.810000000 | UGX |
| USD | = | 1.000000000 | 1.000000000 | 1.000000000 | USD |
| USD | = | 40.230000000 | 40.245000000 | 40.260000000 | UYU |
| USD | = | 12026.250000000 | 12031.250000000 | 12036.250000000 | UZS |
| USD | = | 735.091565000 | 736.012733000 | 736.933900000 | VES |
| USD | = | 26292.000000000 | 26295.000000000 | 26298.000000000 | VND |
| USD | = | 117.200000000 | 120.580000000 | 123.960000000 | VUV |
| USD | = | 2.636435539 | 2.715177844 | 2.798768541 | WST |
| USD | = | 573.320000000 | 573.800000000 | 574.280000000 | XAF |
| USD | = | 2.690000000 | 2.705000000 | 2.720000000 | XCD |
| USD | = | 569.500000000 | 573.000000000 | 576.500000000 | XOF |
| USD | = | 104.110000000 | 104.575000000 | 105.040000000 | XPF |
| USD | = | 238.250000000 | 238.600000000 | 238.950000000 | YER |
| USD | = | 16.556200000 | 16.558900000 | 16.561600000 | ZAR |
| USD | = | 5185.000000000 | 5195.000000000 | 5205.000000000 | ZMK |
| USD | = | 18.200000000 | 18.225000000 | 18.250000000 | ZMW |
| USD | = | 378.000000000 | 379.500000000 | 381.000000000 | ZWD |
| USD | = | 28720.000000000 | 30670.000000000 | 32620.000000000 | ZWL |
Note:
Rates shown are for reference purposes only, and actual exchange rate used for the currency conversion to the cardmember billing currency may vary from the above rates due to rounding differences and other circumstances.
Calculate the cross rate to know the exchange rate other than USD.