Base rate
The base rate is determined based on the exchange rate of the date when payment to the merchant for a cardmember transaction is processed. This date may differ from the date the transaction is made and the date funds are debited from the cardmember bank account.
The excharge rate below is used when converting to USD.
Base rate for 07/16/2026
| Buy | Mid | Sell | |||
| USD | = | 3.672600000 | 3.672700000 | 3.672800000 | AED |
| USD | = | 65.860000000 | 65.960000000 | 66.060000000 | AFN |
| USD | = | 81.240000000 | 81.730000000 | 82.220000000 | ALL |
| USD | = | 366.250000000 | 367.250000000 | 368.250000000 | AMD |
| USD | = | 1.784500000 | 1.802250000 | 1.820000000 | ANG |
| USD | = | 912.629000000 | 919.329000000 | 926.029000000 | AOA |
| USD | = | 1475.500000000 | 1476.000000000 | 1476.500000000 | ARS |
| USD | = | 1.425878555 | 1.426897881 | 1.427918665 | AUD |
| USD | = | 1.780000000 | 1.810000000 | 1.840000000 | AWG |
| USD | = | 1.695000000 | 1.700000000 | 1.705000000 | AZN |
| USD | = | 1.704800000 | 1.709600000 | 1.714400000 | BAM |
| USD | = | 1.998100000 | 2.014100000 | 2.030100000 | BBD |
| USD | = | 122.850000000 | 123.275000000 | 123.700000000 | BDT |
| USD | = | 1.662500000 | 1.662850000 | 1.663200000 | BGN |
| USD | = | 0.376900000 | 0.377050000 | 0.377200000 | BHD |
| USD | = | 2961.000000000 | 2974.500000000 | 2988.000000000 | BIF |
| USD | = | 1.000000000 | 1.000000000 | 1.000000000 | BMD |
| USD | = | 1.288100000 | 1.288450000 | 1.288800000 | BND |
| USD | = | 10.650000000 | 10.725000000 | 10.800000000 | BOB |
| USD | = | 5.078400000 | 5.078450000 | 5.078500000 | BRL |
| USD | = | 1.000000000 | 1.000000000 | 1.000000000 | BSD |
| USD | = | 96.255000000 | 96.260000000 | 96.265000000 | BTN |
| USD | = | 14.064697609 | 14.184397163 | 14.306151645 | BWP |
| USD | = | 2.871800000 | 2.879350000 | 2.886900000 | BYN |
| USD | = | 2.000200000 | 2.011200000 | 2.022200000 | BZD |
| USD | = | 1.401956000 | 1.403556000 | 1.405157000 | CAD |
| USD | = | 2266.000000000 | 2308.000000000 | 2350.000000000 | CDF |
| USD | = | 0.803928000 | 0.804606000 | 0.805284000 | CHF |
| USD | = | 924.930000000 | 925.650000000 | 926.370000000 | CLP |
| USD | = | 6.734359000 | 6.751879500 | 6.769400000 | CNY |
| USD | = | 3222.500000000 | 3225.000000000 | 3227.500000000 | COP |
| USD | = | 448.840000000 | 454.420000000 | 460.000000000 | CRC |
| USD | = | 24.000000000 | 24.000000000 | 24.000000000 | CUP |
| USD | = | 96.120000000 | 96.580000000 | 97.040000000 | CVE |
| USD | = | 21.090000000 | 21.100500000 | 21.111000000 | CZK |
| USD | = | 177.600000000 | 178.075000000 | 178.550000000 | DJF |
| USD | = | 6.486230000 | 6.517161000 | 6.548092000 | DKK |
| USD | = | 58.110000000 | 58.310000000 | 58.510000000 | DOP |
| USD | = | 132.313000000 | 132.974500000 | 133.636000000 | DZD |
| USD | = | 11.697100000 | 11.702350000 | 11.707600000 | EEK |
| USD | = | 50.480000000 | 50.530000000 | 50.580000000 | EGP |
| USD | = | 15.000000000 | 15.075000000 | 15.150000000 | ERN |
| USD | = | 159.994500000 | 160.494500000 | 160.994500000 | ETB |
| USD | = | 0.871550077 | 0.871812978 | 0.872076798 | EUR |
| USD | = | 2.198285337 | 2.240143369 | 2.283626398 | FJD |
| USD | = | 0.738061849 | 0.738143568 | 0.738225306 | FKP |
| USD | = | 0.738540437 | 0.738620080 | 0.738699195 | GBP |
| USD | = | 2.597000000 | 2.627000000 | 2.657000000 | GEL |
| USD | = | 11.500000000 | 11.515000000 | 11.530000000 | GHS |
| USD | = | 0.738061849 | 0.738143568 | 0.738225306 | GIP |
| USD | = | 74.150000000 | 74.325000000 | 74.500000000 | GMD |
| USD | = | 8741.000000000 | 8770.500000000 | 8800.000000000 | GNF |
| USD | = | 7.616000000 | 7.629500000 | 7.643000000 | GTQ |
| USD | = | 207.980000000 | 209.215000000 | 210.450000000 | GYD |
| USD | = | 7.823968000 | 7.836327000 | 7.848685000 | HKD |
| USD | = | 26.704500000 | 26.777250000 | 26.850000000 | HNL |
| USD | = | 7.038500000 | 7.042150000 | 7.045800000 | HRK |
| USD | = | 130.400000000 | 130.700000000 | 131.000000000 | HTG |
| USD | = | 313.150000000 | 313.355000000 | 313.560000000 | HUF |
| USD | = | 18005.820000000 | 18037.910000000 | 18070.000000000 | IDR |
| USD | = | 2.992400000 | 2.993400000 | 2.994400000 | ILS |
| USD | = | 96.250000000 | 96.260000000 | 96.270000000 | INR |
| USD | = | 1309.500000000 | 1310.000000000 | 1310.500000000 | IQD |
| USD | = | 1374555.000000000 | 1374805.000000000 | 1375055.000000000 | IRR |
| USD | = | 124.680000000 | 124.845000000 | 125.010000000 | ISK |
| USD | = | 157.480000000 | 158.220000000 | 158.960000000 | JMD |
| USD | = | 0.708000000 | 0.709000000 | 0.710000000 | JOD |
| USD | = | 161.828900000 | 162.076000000 | 162.323100000 | JPY |
| USD | = | 129.200000000 | 129.300000000 | 129.400000000 | KES |
| USD | = | 87.449800000 | 87.476950000 | 87.504100000 | KGS |
| USD | = | 4019.500000000 | 4024.500000000 | 4029.500000000 | KHR |
| USD | = | 428.000000000 | 429.000000000 | 430.000000000 | KMF |
| USD | = | 1479.256550000 | 1483.153275000 | 1487.050000000 | KRW |
| USD | = | 0.307600000 | 0.307650000 | 0.307700000 | KWD |
| USD | = | 0.827500000 | 0.831250000 | 0.835000000 | KYD |
| USD | = | 468.960000000 | 469.110000000 | 469.260000000 | KZT |
| USD | = | 22465.000000000 | 22573.500000000 | 22682.000000000 | LAK |
| USD | = | 89500.000000000 | 89550.000000000 | 89600.000000000 | LBP |
| USD | = | 336.200000000 | 336.250000000 | 336.300000000 | LKR |
| USD | = | 180.000000000 | 181.000000000 | 182.000000000 | LRD |
| USD | = | 16.299900000 | 16.314400000 | 16.328900000 | LSL |
| USD | = | 2.853600000 | 2.853900000 | 2.854200000 | LTL |
| USD | = | 0.507800000 | 0.508250000 | 0.508700000 | LVL |
| USD | = | 6.379000000 | 6.392850000 | 6.406700000 | LYD |
| USD | = | 9.337000000 | 9.341000000 | 9.345000000 | MAD |
| USD | = | 17.500000000 | 17.550000000 | 17.600000000 | MDL |
| USD | = | 4286.890000000 | 4301.390000000 | 4315.890000000 | MGA |
| USD | = | 53.660000000 | 53.915000000 | 54.170000000 | MKD |
| USD | = | 3658.000000000 | 3658.000000000 | 3658.000000000 | MMK |
| USD | = | 3584.000000000 | 3587.000000000 | 3590.000000000 | MNT |
| USD | = | 8.074000000 | 8.078000000 | 8.082000000 | MOP |
| USD | = | 39.900000000 | 39.959850000 | 40.019700000 | MRU |
| USD | = | 46.970000000 | 47.120000000 | 47.270000000 | MUR |
| USD | = | 15.420000000 | 15.460000000 | 15.500000000 | MVR |
| USD | = | 1717.020000000 | 1733.670000000 | 1750.320000000 | MWK |
| USD | = | 17.305788000 | 17.386334000 | 17.466880000 | MXN |
| USD | = | 4.052090000 | 4.070625000 | 4.089159000 | MYR |
| USD | = | 63.250000000 | 63.400000000 | 63.550000000 | MZN |
| USD | = | 16.314000000 | 16.322000000 | 16.330000000 | NAD |
| USD | = | 1376.430000000 | 1377.680000000 | 1378.930000000 | NGN |
| USD | = | 36.600000000 | 36.800000000 | 37.000000000 | NIO |
| USD | = | 9.651346000 | 9.654397000 | 9.657448000 | NOK |
| USD | = | 154.010000000 | 154.015000000 | 154.020000000 | NPR |
| USD | = | 1.707670685 | 1.709974623 | 1.712284787 | NZD |
| USD | = | 0.384870000 | 0.385020000 | 0.385170000 | OMR |
| USD | = | 1.000000000 | 1.000000000 | 1.000000000 | PAB |
| USD | = | 3.386700000 | 3.388200000 | 3.389700000 | PEN |
| USD | = | 4.239084357 | 4.397537379 | 4.568296025 | PGK |
| USD | = | 61.556640000 | 61.638820000 | 61.721000000 | PHP |
| USD | = | 277.700000000 | 278.050000000 | 278.400000000 | PKR |
| USD | = | 3.763800000 | 3.767550000 | 3.771300000 | PLN |
| USD | = | 6057.470000000 | 6064.785000000 | 6072.100000000 | PYG |
| USD | = | 3.644000000 | 3.646000000 | 3.648000000 | QAR |
| USD | = | 4.564100000 | 4.566600000 | 4.569100000 | RON |
| USD | = | 102.210000000 | 102.320000000 | 102.430000000 | RSD |
| USD | = | 77.495500000 | 77.500000000 | 77.504500000 | RUB |
| USD | = | 1460.000000000 | 1465.000000000 | 1470.000000000 | RWF |
| USD | = | 3.754800000 | 3.755000000 | 3.755200000 | SAR |
| USD | = | 7.763975155 | 7.980845969 | 8.210180623 | SBD |
| USD | = | 13.488000000 | 13.488200000 | 13.488400000 | SCR |
| USD | = | 200.020000000 | 200.520000000 | 201.020000000 | SDD |
| USD | = | 598.550200000 | 600.220700000 | 601.891200000 | SDG |
| USD | = | 9.577262000 | 9.593555000 | 9.609849000 | SEK |
| USD | = | 1.285919000 | 1.288329000 | 1.290739000 | SGD |
| USD | = | 0.739207569 | 0.739289542 | 0.739371534 | SHP |
| USD | = | 23.800000000 | 24.350000000 | 24.900000000 | SLE |
| USD | = | 22683.000000000 | 22795.500000000 | 22908.000000000 | SLL |
| USD | = | 568.000000000 | 571.500000000 | 575.000000000 | SOS |
| USD | = | 37.565000000 | 37.698500000 | 37.832000000 | SRD |
| USD | = | 4762.240000000 | 4830.240000000 | 4898.240000000 | SSP |
| USD | = | 21.356300000 | 21.579900000 | 21.803500000 | STN |
| USD | = | 8.749800000 | 8.754800000 | 8.759800000 | SVC |
| USD | = | 121.550000000 | 122.050000000 | 122.550000000 | SYP |
| USD | = | 16.305100000 | 16.316350000 | 16.327600000 | SZL |
| USD | = | 33.425760000 | 33.507880000 | 33.590000000 | THB |
| USD | = | 9.180000000 | 9.225000000 | 9.270000000 | TJS |
| USD | = | 3.495000000 | 3.500000000 | 3.505000000 | TMT |
| USD | = | 2.946400000 | 2.947150000 | 2.947900000 | TND |
| USD | = | 2.311070025 | 2.371354043 | 2.434867299 | TOP |
| USD | = | 47.036500000 | 47.041500000 | 47.046500000 | TRY |
| USD | = | 6.759900000 | 6.792950000 | 6.826000000 | TTD |
| USD | = | 32.049945000 | 32.145472500 | 32.241000000 | TWD |
| USD | = | 2615.000000000 | 2635.000000000 | 2655.000000000 | TZS |
| USD | = | 44.620400000 | 44.670200000 | 44.720000000 | UAH |
| USD | = | 3690.000000000 | 3695.000000000 | 3700.000000000 | UGX |
| USD | = | 1.000000000 | 1.000000000 | 1.000000000 | USD |
| USD | = | 40.150000000 | 40.165000000 | 40.180000000 | UYU |
| USD | = | 12040.000000000 | 12085.000000000 | 12130.000000000 | UZS |
| USD | = | 725.632572000 | 726.541886000 | 727.451200000 | VES |
| USD | = | 26254.000000000 | 26255.500000000 | 26257.000000000 | VND |
| USD | = | 118.000000000 | 121.380000000 | 124.760000000 | VUV |
| USD | = | 2.630886608 | 2.709292874 | 2.792516056 | WST |
| USD | = | 571.740000000 | 578.650000000 | 585.560000000 | XAF |
| USD | = | 2.690000000 | 2.705000000 | 2.720000000 | XCD |
| USD | = | 570.750000000 | 574.250000000 | 577.750000000 | XOF |
| USD | = | 103.710000000 | 104.190000000 | 104.670000000 | XPF |
| USD | = | 238.250000000 | 238.600000000 | 238.950000000 | YER |
| USD | = | 16.321400000 | 16.324550000 | 16.327700000 | ZAR |
| USD | = | 5185.000000000 | 5195.000000000 | 5205.000000000 | ZMK |
| USD | = | 18.200000000 | 18.225000000 | 18.250000000 | ZMW |
| USD | = | 378.000000000 | 379.500000000 | 381.000000000 | ZWD |
| USD | = | 28720.000000000 | 30670.000000000 | 32620.000000000 | ZWL |
Note:
Rates shown are for reference purposes only, and actual exchange rate used for the currency conversion to the cardmember billing currency may vary from the above rates due to rounding differences and other circumstances.
Calculate the cross rate to know the exchange rate other than USD.