Base rate
The base rate is determined based on the exchange rate of the date when payment to the merchant for a cardmember transaction is processed. This date may differ from the date the transaction is made and the date funds are debited from the cardmember bank account.
The excharge rate below is used when converting to USD.
Base rate for 07/15/2026
| Buy | Mid | Sell | |||
| USD | = | 3.672700000 | 3.672800000 | 3.672900000 | AED |
| USD | = | 65.850000000 | 65.950000000 | 66.050000000 | AFN |
| USD | = | 81.610000000 | 82.080000000 | 82.550000000 | ALL |
| USD | = | 365.690000000 | 366.690000000 | 367.690000000 | AMD |
| USD | = | 1.784500000 | 1.802250000 | 1.820000000 | ANG |
| USD | = | 912.050000000 | 918.750000000 | 925.450000000 | AOA |
| USD | = | 1470.000000000 | 1470.500000000 | 1471.000000000 | ARS |
| USD | = | 1.432512885 | 1.433535557 | 1.434561748 | AUD |
| USD | = | 1.780000000 | 1.810000000 | 1.840000000 | AWG |
| USD | = | 1.695000000 | 1.700000000 | 1.705000000 | AZN |
| USD | = | 1.711800000 | 1.716350000 | 1.720900000 | BAM |
| USD | = | 1.998100000 | 2.014100000 | 2.030100000 | BBD |
| USD | = | 122.850000000 | 123.275000000 | 123.700000000 | BDT |
| USD | = | 1.662500000 | 1.662850000 | 1.663200000 | BGN |
| USD | = | 0.377000000 | 0.377075000 | 0.377150000 | BHD |
| USD | = | 2973.480000000 | 2985.480000000 | 2997.480000000 | BIF |
| USD | = | 1.000000000 | 1.000000000 | 1.000000000 | BMD |
| USD | = | 1.290300000 | 1.290800000 | 1.291300000 | BND |
| USD | = | 10.350000000 | 10.425000000 | 10.500000000 | BOB |
| USD | = | 5.072300000 | 5.072350000 | 5.072400000 | BRL |
| USD | = | 1.000000000 | 1.000000000 | 1.000000000 | BSD |
| USD | = | 96.200000000 | 96.205000000 | 96.210000000 | BTN |
| USD | = | 14.064697609 | 14.194464158 | 14.326647564 | BWP |
| USD | = | 2.871000000 | 2.880150000 | 2.889300000 | BYN |
| USD | = | 2.000200000 | 2.011200000 | 2.022200000 | BZD |
| USD | = | 1.403701000 | 1.405292000 | 1.406882000 | CAD |
| USD | = | 2258.000000000 | 2304.000000000 | 2350.000000000 | CDF |
| USD | = | 0.808430000 | 0.809105000 | 0.809781000 | CHF |
| USD | = | 925.950000000 | 926.850000000 | 927.750000000 | CLP |
| USD | = | 6.736150000 | 6.753775000 | 6.771400000 | CNY |
| USD | = | 3248.950000000 | 3251.950000000 | 3254.950000000 | COP |
| USD | = | 448.090000000 | 454.045000000 | 460.000000000 | CRC |
| USD | = | 24.000000000 | 24.000000000 | 24.000000000 | CUP |
| USD | = | 96.510000000 | 96.955000000 | 97.400000000 | CVE |
| USD | = | 21.201000000 | 21.219500000 | 21.238000000 | CZK |
| USD | = | 177.600000000 | 178.075000000 | 178.550000000 | DJF |
| USD | = | 6.512792000 | 6.543817000 | 6.574841000 | DKK |
| USD | = | 58.310000000 | 58.500000000 | 58.690000000 | DOP |
| USD | = | 132.505000000 | 133.168000000 | 133.831000000 | DZD |
| USD | = | 11.697100000 | 11.702350000 | 11.707600000 | EEK |
| USD | = | 50.670000000 | 50.720000000 | 50.770000000 | EGP |
| USD | = | 15.000000000 | 15.075000000 | 15.150000000 | ERN |
| USD | = | 158.740900000 | 159.240900000 | 159.740900000 | ETB |
| USD | = | 0.875077444 | 0.875342477 | 0.875606905 | EUR |
| USD | = | 2.200220022 | 2.227419534 | 2.255299954 | FJD |
| USD | = | 0.747440017 | 0.747523827 | 0.747607655 | FKP |
| USD | = | 0.746418497 | 0.746500406 | 0.746582332 | GBP |
| USD | = | 2.598000000 | 2.628000000 | 2.658000000 | GEL |
| USD | = | 11.490000000 | 11.505000000 | 11.520000000 | GHS |
| USD | = | 0.747440017 | 0.747523827 | 0.747607655 | GIP |
| USD | = | 74.150000000 | 74.325000000 | 74.500000000 | GMD |
| USD | = | 8741.000000000 | 8770.500000000 | 8800.000000000 | GNF |
| USD | = | 7.615000000 | 7.629000000 | 7.643000000 | GTQ |
| USD | = | 207.890000000 | 209.190000000 | 210.490000000 | GYD |
| USD | = | 7.829232000 | 7.841597000 | 7.853961000 | HKD |
| USD | = | 26.710000000 | 26.780000000 | 26.850000000 | HNL |
| USD | = | 7.038500000 | 7.042150000 | 7.045800000 | HRK |
| USD | = | 130.400000000 | 130.700000000 | 131.000000000 | HTG |
| USD | = | 313.710000000 | 313.910000000 | 314.110000000 | HUF |
| USD | = | 18025.760000000 | 18057.880000000 | 18090.000000000 | IDR |
| USD | = | 3.007000000 | 3.009000000 | 3.011000000 | ILS |
| USD | = | 96.200000000 | 96.205000000 | 96.210000000 | INR |
| USD | = | 1309.550000000 | 1310.050000000 | 1310.550000000 | IQD |
| USD | = | 1374805.000000000 | 1375055.000000000 | 1375305.000000000 | IRR |
| USD | = | 125.360000000 | 125.525000000 | 125.690000000 | ISK |
| USD | = | 157.610000000 | 158.510000000 | 159.410000000 | JMD |
| USD | = | 0.708000000 | 0.709000000 | 0.710000000 | JOD |
| USD | = | 161.937700000 | 162.185000000 | 162.432300000 | JPY |
| USD | = | 129.250000000 | 129.350000000 | 129.450000000 | KES |
| USD | = | 87.450000000 | 87.477150000 | 87.504300000 | KGS |
| USD | = | 4019.000000000 | 4024.000000000 | 4029.000000000 | KHR |
| USD | = | 431.250000000 | 432.250000000 | 433.250000000 | KMF |
| USD | = | 1480.759000000 | 1484.589500000 | 1488.420000000 | KRW |
| USD | = | 0.307700000 | 0.307750000 | 0.307800000 | KWD |
| USD | = | 0.827500000 | 0.831250000 | 0.835000000 | KYD |
| USD | = | 469.350000000 | 469.500000000 | 469.650000000 | KZT |
| USD | = | 22498.000000000 | 22606.500000000 | 22715.000000000 | LAK |
| USD | = | 89500.000000000 | 89550.000000000 | 89600.000000000 | LBP |
| USD | = | 336.000000000 | 336.225000000 | 336.450000000 | LKR |
| USD | = | 181.000000000 | 181.500000000 | 182.000000000 | LRD |
| USD | = | 16.336000000 | 16.352050000 | 16.368100000 | LSL |
| USD | = | 2.853600000 | 2.853900000 | 2.854200000 | LTL |
| USD | = | 0.507800000 | 0.508250000 | 0.508700000 | LVL |
| USD | = | 6.393100000 | 6.406950000 | 6.420800000 | LYD |
| USD | = | 9.321700000 | 9.325700000 | 9.329700000 | MAD |
| USD | = | 17.530000000 | 17.580000000 | 17.630000000 | MDL |
| USD | = | 4284.500000000 | 4299.000000000 | 4313.500000000 | MGA |
| USD | = | 53.660000000 | 53.915000000 | 54.170000000 | MKD |
| USD | = | 3658.000000000 | 3658.000000000 | 3658.000000000 | MMK |
| USD | = | 3584.000000000 | 3587.000000000 | 3590.000000000 | MNT |
| USD | = | 8.072000000 | 8.076500000 | 8.081000000 | MOP |
| USD | = | 39.973000000 | 40.032950000 | 40.092900000 | MRU |
| USD | = | 47.160000000 | 47.310000000 | 47.460000000 | MUR |
| USD | = | 15.420000000 | 15.460000000 | 15.500000000 | MVR |
| USD | = | 1717.020000000 | 1733.670000000 | 1750.320000000 | MWK |
| USD | = | 17.344242000 | 17.423996000 | 17.503750000 | MXN |
| USD | = | 4.059396000 | 4.077914000 | 4.096432000 | MYR |
| USD | = | 63.230000000 | 63.580000000 | 63.930000000 | MZN |
| USD | = | 16.361500000 | 16.362950000 | 16.364400000 | NAD |
| USD | = | 1380.100000000 | 1381.025000000 | 1381.950000000 | NGN |
| USD | = | 36.600000000 | 36.800000000 | 37.000000000 | NIO |
| USD | = | 9.684153000 | 9.687725000 | 9.691297000 | NOK |
| USD | = | 153.920000000 | 153.930000000 | 153.940000000 | NPR |
| USD | = | 1.718080217 | 1.720388670 | 1.722703334 | NZD |
| USD | = | 0.384970000 | 0.385020000 | 0.385070000 | OMR |
| USD | = | 1.000000000 | 1.000000000 | 1.000000000 | PAB |
| USD | = | 3.390500000 | 3.391500000 | 3.392500000 | PEN |
| USD | = | 4.237288135 | 4.395604395 | 4.566210045 | PGK |
| USD | = | 61.564624000 | 61.647312000 | 61.730000000 | PHP |
| USD | = | 277.700000000 | 278.050000000 | 278.400000000 | PKR |
| USD | = | 3.783900000 | 3.787350000 | 3.790800000 | PLN |
| USD | = | 6061.490000000 | 6065.615000000 | 6069.740000000 | PYG |
| USD | = | 3.645000000 | 3.645250000 | 3.645500000 | QAR |
| USD | = | 4.587400000 | 4.589000000 | 4.590600000 | RON |
| USD | = | 102.620000000 | 102.735000000 | 102.850000000 | RSD |
| USD | = | 77.495500000 | 77.500000000 | 77.504500000 | RUB |
| USD | = | 1461.870000000 | 1466.870000000 | 1471.870000000 | RWF |
| USD | = | 3.755900000 | 3.756000000 | 3.756100000 | SAR |
| USD | = | 7.770007770 | 7.987220447 | 8.216926869 | SBD |
| USD | = | 13.202000000 | 13.202200000 | 13.202400000 | SCR |
| USD | = | 200.020000000 | 200.520000000 | 201.020000000 | SDD |
| USD | = | 598.500200000 | 600.170700000 | 601.841200000 | SDG |
| USD | = | 9.641787000 | 9.658667000 | 9.675547000 | SEK |
| USD | = | 1.288432000 | 1.290816000 | 1.293200000 | SGD |
| USD | = | 0.747607655 | 0.747691502 | 0.747775368 | SHP |
| USD | = | 23.800000000 | 24.350000000 | 24.900000000 | SLE |
| USD | = | 22683.000000000 | 22795.500000000 | 22908.000000000 | SLL |
| USD | = | 568.000000000 | 571.500000000 | 575.000000000 | SOS |
| USD | = | 37.549000000 | 37.802000000 | 38.055000000 | SRD |
| USD | = | 4734.910000000 | 4802.910000000 | 4870.910000000 | SSP |
| USD | = | 21.444200000 | 21.664900000 | 21.885600000 | STN |
| USD | = | 8.749500000 | 8.754500000 | 8.759500000 | SVC |
| USD | = | 121.500000000 | 122.000000000 | 122.500000000 | SYP |
| USD | = | 16.339200000 | 16.353650000 | 16.368100000 | SZL |
| USD | = | 33.326160000 | 33.408080000 | 33.490000000 | THB |
| USD | = | 9.200000000 | 9.240000000 | 9.280000000 | TJS |
| USD | = | 3.495000000 | 3.500000000 | 3.505000000 | TMT |
| USD | = | 2.934700000 | 2.949700000 | 2.964700000 | TND |
| USD | = | 2.311070025 | 2.371354043 | 2.434867299 | TOP |
| USD | = | 47.024400000 | 47.031950000 | 47.039500000 | TRY |
| USD | = | 6.749300000 | 6.787650000 | 6.826000000 | TTD |
| USD | = | 31.973330000 | 32.068665000 | 32.164000000 | TWD |
| USD | = | 2625.000000000 | 2640.000000000 | 2655.000000000 | TZS |
| USD | = | 44.700000000 | 44.800000000 | 44.900000000 | UAH |
| USD | = | 3698.810000000 | 3703.810000000 | 3708.810000000 | UGX |
| USD | = | 1.000000000 | 1.000000000 | 1.000000000 | USD |
| USD | = | 40.230000000 | 40.245000000 | 40.260000000 | UYU |
| USD | = | 12060.490000000 | 12065.490000000 | 12070.490000000 | UZS |
| USD | = | 723.932633000 | 724.839816000 | 725.747000000 | VES |
| USD | = | 26259.000000000 | 26261.500000000 | 26264.000000000 | VND |
| USD | = | 118.000000000 | 121.380000000 | 124.760000000 | VUV |
| USD | = | 2.640612622 | 2.719608376 | 2.803476310 | WST |
| USD | = | 574.040000000 | 579.800000000 | 585.560000000 | XAF |
| USD | = | 2.690000000 | 2.705000000 | 2.720000000 | XCD |
| USD | = | 572.500000000 | 576.000000000 | 579.500000000 | XOF |
| USD | = | 104.140000000 | 104.600000000 | 105.060000000 | XPF |
| USD | = | 238.250000000 | 238.600000000 | 238.950000000 | YER |
| USD | = | 16.357000000 | 16.362250000 | 16.367500000 | ZAR |
| USD | = | 5185.000000000 | 5195.000000000 | 5205.000000000 | ZMK |
| USD | = | 18.100000000 | 18.125000000 | 18.150000000 | ZMW |
| USD | = | 378.000000000 | 379.500000000 | 381.000000000 | ZWD |
| USD | = | 28720.000000000 | 30670.000000000 | 32620.000000000 | ZWL |
Note:
Rates shown are for reference purposes only, and actual exchange rate used for the currency conversion to the cardmember billing currency may vary from the above rates due to rounding differences and other circumstances.
Calculate the cross rate to know the exchange rate other than USD.