Base rate
The base rate is determined based on the exchange rate of the date when payment to the merchant for a cardmember transaction is processed. This date may differ from the date the transaction is made and the date funds are debited from the cardmember bank account.
The excharge rate below is used when converting to USD.
Base rate for 07/13/2026
| Buy | Mid | Sell | |||
| USD | = | 3.672700000 | 3.672800000 | 3.672900000 | AED |
| USD | = | 66.420000000 | 66.520000000 | 66.620000000 | AFN |
| USD | = | 81.900000000 | 82.200000000 | 82.500000000 | ALL |
| USD | = | 366.380000000 | 367.380000000 | 368.380000000 | AMD |
| USD | = | 1.784500000 | 1.802250000 | 1.820000000 | ANG |
| USD | = | 912.843000000 | 919.543000000 | 926.243000000 | AOA |
| USD | = | 1487.000000000 | 1487.500000000 | 1488.000000000 | ARS |
| USD | = | 1.439528295 | 1.440563087 | 1.441599368 | AUD |
| USD | = | 1.780000000 | 1.810000000 | 1.840000000 | AWG |
| USD | = | 1.695000000 | 1.700000000 | 1.705000000 | AZN |
| USD | = | 1.714800000 | 1.719250000 | 1.723700000 | BAM |
| USD | = | 1.998100000 | 2.014100000 | 2.030100000 | BBD |
| USD | = | 122.850000000 | 123.300000000 | 123.750000000 | BDT |
| USD | = | 1.662500000 | 1.662850000 | 1.663200000 | BGN |
| USD | = | 0.376880000 | 0.377030000 | 0.377180000 | BHD |
| USD | = | 2973.050000000 | 2985.050000000 | 2997.050000000 | BIF |
| USD | = | 1.000000000 | 1.000000000 | 1.000000000 | BMD |
| USD | = | 1.292500000 | 1.292600000 | 1.292700000 | BND |
| USD | = | 10.140000000 | 10.215000000 | 10.290000000 | BOB |
| USD | = | 5.107500000 | 5.108750000 | 5.110000000 | BRL |
| USD | = | 1.000000000 | 1.000000000 | 1.000000000 | BSD |
| USD | = | 95.320000000 | 95.330000000 | 95.340000000 | BTN |
| USD | = | 14.184397163 | 14.234875444 | 14.285714285 | BWP |
| USD | = | 2.862900000 | 2.871800000 | 2.880700000 | BYN |
| USD | = | 2.000200000 | 2.011200000 | 2.022200000 | BZD |
| USD | = | 1.414873000 | 1.416493000 | 1.418113000 | CAD |
| USD | = | 2248.000000000 | 2299.000000000 | 2350.000000000 | CDF |
| USD | = | 0.808711000 | 0.809386000 | 0.810060000 | CHF |
| USD | = | 923.900000000 | 924.530000000 | 925.160000000 | CLP |
| USD | = | 6.742717000 | 6.760008500 | 6.777300000 | CNY |
| USD | = | 3246.230000000 | 3249.310000000 | 3252.390000000 | COP |
| USD | = | 450.960000000 | 455.480000000 | 460.000000000 | CRC |
| USD | = | 24.000000000 | 24.000000000 | 24.000000000 | CUP |
| USD | = | 96.680000000 | 97.130000000 | 97.580000000 | CVE |
| USD | = | 21.263000000 | 21.273500000 | 21.284000000 | CZK |
| USD | = | 177.600000000 | 178.075000000 | 178.550000000 | DJF |
| USD | = | 6.524091000 | 6.555331000 | 6.586572000 | DKK |
| USD | = | 58.510000000 | 58.730000000 | 58.950000000 | DOP |
| USD | = | 132.552000000 | 133.215000000 | 133.878000000 | DZD |
| USD | = | 11.697100000 | 11.702350000 | 11.707600000 | EEK |
| USD | = | 49.860000000 | 49.900000000 | 49.940000000 | EGP |
| USD | = | 15.000000000 | 15.075000000 | 15.150000000 | ERN |
| USD | = | 158.820000000 | 159.320000000 | 159.820000000 | ETB |
| USD | = | 0.876690039 | 0.876955281 | 0.877219914 | EUR |
| USD | = | 2.207505518 | 2.234886579 | 2.262955419 | FJD |
| USD | = | 0.745712155 | 0.745851202 | 0.745990302 | FKP |
| USD | = | 0.746998373 | 0.747080967 | 0.747163580 | GBP |
| USD | = | 2.600000000 | 2.630000000 | 2.660000000 | GEL |
| USD | = | 11.450000000 | 11.465000000 | 11.480000000 | GHS |
| USD | = | 0.745712155 | 0.745851202 | 0.745990302 | GIP |
| USD | = | 74.050000000 | 74.275000000 | 74.500000000 | GMD |
| USD | = | 8741.000000000 | 8770.500000000 | 8800.000000000 | GNF |
| USD | = | 7.623000000 | 7.633000000 | 7.643000000 | GTQ |
| USD | = | 207.890000000 | 209.190000000 | 210.490000000 | GYD |
| USD | = | 7.816054000 | 7.836519000 | 7.856984000 | HKD |
| USD | = | 26.699300000 | 26.774650000 | 26.850000000 | HNL |
| USD | = | 7.038500000 | 7.042150000 | 7.045800000 | HRK |
| USD | = | 130.550000000 | 130.875000000 | 131.200000000 | HTG |
| USD | = | 312.540000000 | 312.830000000 | 313.120000000 | HUF |
| USD | = | 17990.865000000 | 18022.932500000 | 18055.000000000 | IDR |
| USD | = | 3.006400000 | 3.007400000 | 3.008400000 | ILS |
| USD | = | 95.320000000 | 95.330000000 | 95.340000000 | INR |
| USD | = | 1309.520000000 | 1310.020000000 | 1310.520000000 | IQD |
| USD | = | 1374123.000000000 | 1374373.000000000 | 1374623.000000000 | IRR |
| USD | = | 125.580000000 | 125.745000000 | 125.910000000 | ISK |
| USD | = | 158.110000000 | 158.960000000 | 159.810000000 | JMD |
| USD | = | 0.708000000 | 0.709000000 | 0.710000000 | JOD |
| USD | = | 161.666100000 | 161.912500000 | 162.158900000 | JPY |
| USD | = | 129.150000000 | 129.250000000 | 129.350000000 | KES |
| USD | = | 87.448000000 | 87.475150000 | 87.502300000 | KGS |
| USD | = | 4023.500000000 | 4028.500000000 | 4033.500000000 | KHR |
| USD | = | 430.760000000 | 431.760000000 | 432.760000000 | KMF |
| USD | = | 1490.908000000 | 1495.154000000 | 1499.400000000 | KRW |
| USD | = | 0.307700000 | 0.307750000 | 0.307800000 | KWD |
| USD | = | 0.827500000 | 0.831250000 | 0.835000000 | KYD |
| USD | = | 473.700000000 | 474.025000000 | 474.350000000 | KZT |
| USD | = | 22442.000000000 | 22550.500000000 | 22659.000000000 | LAK |
| USD | = | 89500.000000000 | 89550.000000000 | 89600.000000000 | LBP |
| USD | = | 335.700000000 | 335.750000000 | 335.800000000 | LKR |
| USD | = | 181.000000000 | 181.500000000 | 182.000000000 | LRD |
| USD | = | 16.336200000 | 16.349950000 | 16.363700000 | LSL |
| USD | = | 2.853600000 | 2.853900000 | 2.854200000 | LTL |
| USD | = | 0.507800000 | 0.508250000 | 0.508700000 | LVL |
| USD | = | 6.381600000 | 6.395450000 | 6.409300000 | LYD |
| USD | = | 9.321100000 | 9.327850000 | 9.334600000 | MAD |
| USD | = | 17.400000000 | 17.450000000 | 17.500000000 | MDL |
| USD | = | 4281.920000000 | 4296.420000000 | 4310.920000000 | MGA |
| USD | = | 53.660000000 | 53.915000000 | 54.170000000 | MKD |
| USD | = | 3658.000000000 | 3658.000000000 | 3658.000000000 | MMK |
| USD | = | 3584.000000000 | 3587.000000000 | 3590.000000000 | MNT |
| USD | = | 8.075000000 | 8.080000000 | 8.085000000 | MOP |
| USD | = | 39.900100000 | 40.080100000 | 40.260100000 | MRU |
| USD | = | 46.930000000 | 47.080000000 | 47.230000000 | MUR |
| USD | = | 15.420000000 | 15.460000000 | 15.500000000 | MVR |
| USD | = | 1717.020000000 | 1733.670000000 | 1750.320000000 | MWK |
| USD | = | 17.429319000 | 17.509655000 | 17.589992000 | MXN |
| USD | = | 4.056233000 | 4.075217000 | 4.094201000 | MYR |
| USD | = | 63.240000000 | 63.590000000 | 63.940000000 | MZN |
| USD | = | 16.346700000 | 16.361700000 | 16.376700000 | NAD |
| USD | = | 1377.450000000 | 1378.700000000 | 1379.950000000 | NGN |
| USD | = | 36.600000000 | 36.800000000 | 37.000000000 | NIO |
| USD | = | 9.779448000 | 9.782765000 | 9.786083000 | NOK |
| USD | = | 152.520000000 | 152.530000000 | 152.540000000 | NPR |
| USD | = | 1.734488039 | 1.736825742 | 1.739169755 | NZD |
| USD | = | 0.384870000 | 0.385020000 | 0.385170000 | OMR |
| USD | = | 1.000000000 | 1.000000000 | 1.000000000 | PAB |
| USD | = | 3.391000000 | 3.392500000 | 3.394000000 | PEN |
| USD | = | 4.235493434 | 4.393673110 | 4.564125969 | PGK |
| USD | = | 61.372010000 | 61.454505000 | 61.537000000 | PHP |
| USD | = | 277.800000000 | 278.150000000 | 278.500000000 | PKR |
| USD | = | 3.798300000 | 3.800950000 | 3.803600000 | PLN |
| USD | = | 6070.810000000 | 6072.055000000 | 6073.300000000 | PYG |
| USD | = | 3.642000000 | 3.645000000 | 3.648000000 | QAR |
| USD | = | 4.585500000 | 4.589400000 | 4.593300000 | RON |
| USD | = | 102.720000000 | 102.815000000 | 102.910000000 | RSD |
| USD | = | 76.995500000 | 77.000000000 | 77.004500000 | RUB |
| USD | = | 1461.620000000 | 1466.620000000 | 1471.620000000 | RWF |
| USD | = | 3.754300000 | 3.754550000 | 3.754800000 | SAR |
| USD | = | 7.782101167 | 8.000000000 | 8.230452674 | SBD |
| USD | = | 14.480600000 | 14.855750000 | 15.230900000 | SCR |
| USD | = | 200.020000000 | 200.520000000 | 201.020000000 | SDD |
| USD | = | 598.500200000 | 600.170700000 | 601.841200000 | SDG |
| USD | = | 9.664453000 | 9.681909000 | 9.699364000 | SEK |
| USD | = | 1.290155000 | 1.292536000 | 1.294917000 | SGD |
| USD | = | 0.747999102 | 0.748083037 | 0.748166990 | SHP |
| USD | = | 23.800000000 | 24.350000000 | 24.900000000 | SLE |
| USD | = | 22683.000000000 | 22795.500000000 | 22908.000000000 | SLL |
| USD | = | 568.000000000 | 571.500000000 | 575.000000000 | SOS |
| USD | = | 37.457000000 | 37.710000000 | 37.963000000 | SRD |
| USD | = | 4709.338600000 | 4777.338600000 | 4845.338600000 | SSP |
| USD | = | 21.481800000 | 21.702900000 | 21.924000000 | STN |
| USD | = | 8.749500000 | 8.754500000 | 8.759500000 | SVC |
| USD | = | 121.450000000 | 121.950000000 | 122.450000000 | SYP |
| USD | = | 16.339400000 | 16.351550000 | 16.363700000 | SZL |
| USD | = | 33.206640000 | 33.278320000 | 33.350000000 | THB |
| USD | = | 9.230000000 | 9.265000000 | 9.300000000 | TJS |
| USD | = | 3.495000000 | 3.500000000 | 3.505000000 | TMT |
| USD | = | 2.925500000 | 2.929000000 | 2.932500000 | TND |
| USD | = | 2.315886984 | 2.376425855 | 2.440214738 | TOP |
| USD | = | 46.983500000 | 46.991050000 | 46.998600000 | TRY |
| USD | = | 6.772800000 | 6.799400000 | 6.826000000 | TTD |
| USD | = | 31.938505000 | 32.033752500 | 32.129000000 | TWD |
| USD | = | 2610.000000000 | 2630.000000000 | 2650.000000000 | TZS |
| USD | = | 44.496400000 | 44.509200000 | 44.522000000 | UAH |
| USD | = | 3677.860000000 | 3682.860000000 | 3687.860000000 | UGX |
| USD | = | 1.000000000 | 1.000000000 | 1.000000000 | USD |
| USD | = | 40.220000000 | 40.235000000 | 40.250000000 | UYU |
| USD | = | 12070.980000000 | 12075.980000000 | 12080.980000000 | UZS |
| USD | = | 719.542236000 | 720.443918000 | 721.345600000 | VES |
| USD | = | 26261.000000000 | 26267.500000000 | 26274.000000000 | VND |
| USD | = | 117.800000000 | 121.180000000 | 124.560000000 | VUV |
| USD | = | 2.650410813 | 2.730002730 | 2.814522938 | WST |
| USD | = | 574.860000000 | 574.940000000 | 575.020000000 | XAF |
| USD | = | 2.690000000 | 2.705000000 | 2.720000000 | XCD |
| USD | = | 570.000000000 | 573.500000000 | 577.000000000 | XOF |
| USD | = | 104.320000000 | 104.785000000 | 105.250000000 | XPF |
| USD | = | 238.200000000 | 238.575000000 | 238.950000000 | YER |
| USD | = | 16.343700000 | 16.358750000 | 16.373800000 | ZAR |
| USD | = | 5185.000000000 | 5195.000000000 | 5205.000000000 | ZMK |
| USD | = | 18.000000000 | 18.025000000 | 18.050000000 | ZMW |
| USD | = | 378.000000000 | 379.500000000 | 381.000000000 | ZWD |
| USD | = | 28720.000000000 | 30670.000000000 | 32620.000000000 | ZWL |
Note:
Rates shown are for reference purposes only, and actual exchange rate used for the currency conversion to the cardmember billing currency may vary from the above rates due to rounding differences and other circumstances.
Calculate the cross rate to know the exchange rate other than USD.