Base rate
The base rate is determined based on the exchange rate of the date when payment to the merchant for a cardmember transaction is processed. This date may differ from the date the transaction is made and the date funds are debited from the cardmember bank account.
The excharge rate below is used when converting to USD.
Base rate for 02/23/2026
| Buy | Mid | Sell | |||
| USD | = | 3.672000000 | 3.672500000 | 3.673000000 | AED |
| USD | = | 63.070000000 | 63.170000000 | 63.270000000 | AFN |
| USD | = | 81.490000000 | 81.695000000 | 81.900000000 | ALL |
| USD | = | 375.820000000 | 376.820000000 | 377.820000000 | AMD |
| USD | = | 1.784500000 | 1.802250000 | 1.820000000 | ANG |
| USD | = | 912.131000000 | 918.831000000 | 925.531000000 | AOA |
| USD | = | 1375.000000000 | 1375.750000000 | 1376.500000000 | ARS |
| USD | = | 1.405110104 | 1.406125645 | 1.407142656 | AUD |
| USD | = | 1.780000000 | 1.810000000 | 1.840000000 | AWG |
| USD | = | 1.695000000 | 1.700000000 | 1.705000000 | AZN |
| USD | = | 1.647600000 | 1.654400000 | 1.661200000 | BAM |
| USD | = | 1.998100000 | 2.014100000 | 2.030100000 | BBD |
| USD | = | 121.700000000 | 122.200000000 | 122.700000000 | BDT |
| USD | = | 1.662500000 | 1.662850000 | 1.663200000 | BGN |
| USD | = | 0.377000000 | 0.377050000 | 0.377100000 | BHD |
| USD | = | 2953.810000000 | 2965.810000000 | 2977.810000000 | BIF |
| USD | = | 1.000000000 | 1.000000000 | 1.000000000 | BMD |
| USD | = | 1.264000000 | 1.264100000 | 1.264200000 | BND |
| USD | = | 6.860000000 | 6.935000000 | 7.010000000 | BOB |
| USD | = | 5.176300000 | 5.176750000 | 5.177200000 | BRL |
| USD | = | 1.000000000 | 1.000000000 | 1.000000000 | BSD |
| USD | = | 90.701000000 | 90.730000000 | 90.759000000 | BTN |
| USD | = | 13.812154696 | 13.908205841 | 14.005602240 | BWP |
| USD | = | 2.855600000 | 2.863250000 | 2.870900000 | BYN |
| USD | = | 2.000200000 | 2.011200000 | 2.022200000 | BZD |
| USD | = | 1.363391000 | 1.364964000 | 1.366536000 | CAD |
| USD | = | 2271.000000000 | 2310.500000000 | 2350.000000000 | CDF |
| USD | = | 0.771193000 | 0.771851000 | 0.772509000 | CHF |
| USD | = | 864.700000000 | 865.255000000 | 865.810000000 | CLP |
| USD | = | 6.873460000 | 6.891380000 | 6.909300000 | CNY |
| USD | = | 3699.240000000 | 3704.905000000 | 3710.570000000 | COP |
| USD | = | 474.090000000 | 477.165000000 | 480.240000000 | CRC |
| USD | = | 24.000000000 | 24.000000000 | 24.000000000 | CUP |
| USD | = | 93.170000000 | 93.600000000 | 94.030000000 | CVE |
| USD | = | 20.468000000 | 20.479000000 | 20.490000000 | CZK |
| USD | = | 177.600000000 | 178.075000000 | 178.550000000 | DJF |
| USD | = | 6.284027000 | 6.314075000 | 6.344123000 | DKK |
| USD | = | 61.020000000 | 61.210000000 | 61.400000000 | DOP |
| USD | = | 129.406000000 | 130.053500000 | 130.701000000 | DZD |
| USD | = | 11.697100000 | 11.702350000 | 11.707600000 | EEK |
| USD | = | 47.770000000 | 47.800000000 | 47.830000000 | EGP |
| USD | = | 15.000000000 | 15.075000000 | 15.150000000 | ERN |
| USD | = | 154.998500000 | 155.498500000 | 155.998500000 | ETB |
| USD | = | 0.844910722 | 0.845164938 | 0.845419306 | EUR |
| USD | = | 2.181025081 | 2.222222222 | 2.265005662 | FJD |
| USD | = | 0.741564701 | 0.741647198 | 0.741729713 | FKP |
| USD | = | 0.738935548 | 0.739021284 | 0.739106494 | GBP |
| USD | = | 2.645000000 | 2.675000000 | 2.705000000 | GEL |
| USD | = | 10.900000000 | 10.950000000 | 11.000000000 | GHS |
| USD | = | 0.741564701 | 0.741647198 | 0.741729713 | GIP |
| USD | = | 73.750000000 | 74.125000000 | 74.500000000 | GMD |
| USD | = | 8747.000000000 | 8773.500000000 | 8800.000000000 | GNF |
| USD | = | 7.660000000 | 7.671500000 | 7.683000000 | GTQ |
| USD | = | 207.980000000 | 209.215000000 | 210.450000000 | GYD |
| USD | = | 7.791651000 | 7.810570000 | 7.829489000 | HKD |
| USD | = | 26.431900000 | 26.455950000 | 26.480000000 | HNL |
| USD | = | 7.038500000 | 7.042150000 | 7.045800000 | HRK |
| USD | = | 130.800000000 | 131.200000000 | 131.600000000 | HTG |
| USD | = | 321.070000000 | 321.270000000 | 321.470000000 | HUF |
| USD | = | 16809.420000000 | 16839.710000000 | 16870.000000000 | IDR |
| USD | = | 3.117900000 | 3.118900000 | 3.119900000 | ILS |
| USD | = | 90.701000000 | 90.730000000 | 90.759000000 | INR |
| USD | = | 1309.500000000 | 1310.000000000 | 1310.500000000 | IQD |
| USD | = | 1283562.000000000 | 1283812.000000000 | 1284062.000000000 | IRR |
| USD | = | 122.290000000 | 122.450000000 | 122.610000000 | ISK |
| USD | = | 155.210000000 | 156.060000000 | 156.910000000 | JMD |
| USD | = | 0.708000000 | 0.709000000 | 0.710000000 | JOD |
| USD | = | 154.123500000 | 154.360000000 | 154.596500000 | JPY |
| USD | = | 128.900000000 | 129.000000000 | 129.100000000 | KES |
| USD | = | 87.450000000 | 87.477150000 | 87.504300000 | KGS |
| USD | = | 4007.000000000 | 4012.000000000 | 4017.000000000 | KHR |
| USD | = | 418.230000000 | 419.230000000 | 420.230000000 | KMF |
| USD | = | 1437.466550000 | 1441.153275000 | 1444.840000000 | KRW |
| USD | = | 0.305400000 | 0.305450000 | 0.305500000 | KWD |
| USD | = | 0.827500000 | 0.831250000 | 0.835000000 | KYD |
| USD | = | 497.500000000 | 498.010000000 | 498.520000000 | KZT |
| USD | = | 21330.000000000 | 21431.000000000 | 21532.000000000 | LAK |
| USD | = | 89500.000000000 | 89550.000000000 | 89600.000000000 | LBP |
| USD | = | 309.300000000 | 309.400000000 | 309.500000000 | LKR |
| USD | = | 184.000000000 | 184.500000000 | 185.000000000 | LRD |
| USD | = | 15.961700000 | 15.984950000 | 16.008200000 | LSL |
| USD | = | 2.853600000 | 2.853900000 | 2.854200000 | LTL |
| USD | = | 0.507800000 | 0.508250000 | 0.508700000 | LVL |
| USD | = | 6.311800000 | 6.325650000 | 6.339500000 | LYD |
| USD | = | 9.156800000 | 9.168750000 | 9.180700000 | MAD |
| USD | = | 17.040000000 | 17.090000000 | 17.140000000 | MDL |
| USD | = | 4305.150000000 | 4319.650000000 | 4334.150000000 | MGA |
| USD | = | 52.210000000 | 52.420000000 | 52.630000000 | MKD |
| USD | = | 3656.000000000 | 3656.000000000 | 3656.000000000 | MMK |
| USD | = | 3566.000000000 | 3569.000000000 | 3572.000000000 | MNT |
| USD | = | 8.050000000 | 8.055000000 | 8.060000000 | MOP |
| USD | = | 39.820100000 | 40.000100000 | 40.180100000 | MRU |
| USD | = | 46.270000000 | 46.420000000 | 46.570000000 | MUR |
| USD | = | 15.420000000 | 15.460000000 | 15.500000000 | MVR |
| USD | = | 1717.020000000 | 1733.670000000 | 1750.320000000 | MWK |
| USD | = | 17.023796000 | 17.102855000 | 17.181915000 | MXN |
| USD | = | 3.890000000 | 3.895000000 | 3.900000000 | MYR |
| USD | = | 63.250000000 | 63.600000000 | 63.950000000 | MZN |
| USD | = | 16.036000000 | 16.037450000 | 16.038900000 | NAD |
| USD | = | 1342.360000000 | 1343.360000000 | 1344.360000000 | NGN |
| USD | = | 36.600000000 | 36.800000000 | 37.000000000 | NIO |
| USD | = | 9.484971000 | 9.493372000 | 9.501772000 | NOK |
| USD | = | 145.570000000 | 145.580000000 | 145.590000000 | NPR |
| USD | = | 1.663660985 | 1.665933655 | 1.668209760 | NZD |
| USD | = | 0.384950000 | 0.384975000 | 0.385000000 | OMR |
| USD | = | 1.000000000 | 1.000000000 | 1.000000000 | PAB |
| USD | = | 3.361700000 | 3.361800000 | 3.361900000 | PEN |
| USD | = | 4.142502071 | 4.293688278 | 4.456327985 | PGK |
| USD | = | 57.874020000 | 57.984010000 | 58.094000000 | PHP |
| USD | = | 279.300000000 | 279.550000000 | 279.800000000 | PKR |
| USD | = | 3.565100000 | 3.567200000 | 3.569300000 | PLN |
| USD | = | 6451.460000000 | 6461.320000000 | 6471.180000000 | PYG |
| USD | = | 3.644500000 | 3.644750000 | 3.645000000 | QAR |
| USD | = | 4.313700000 | 4.315050000 | 4.316400000 | RON |
| USD | = | 99.460000000 | 99.645000000 | 99.830000000 | RSD |
| USD | = | 76.720500000 | 76.725000000 | 76.729500000 | RUB |
| USD | = | 1452.050000000 | 1457.050000000 | 1462.050000000 | RWF |
| USD | = | 3.751000000 | 3.751250000 | 3.751500000 | SAR |
| USD | = | 7.739938080 | 7.955449482 | 8.183306055 | SBD |
| USD | = | 14.792700000 | 15.167850000 | 15.543000000 | SCR |
| USD | = | 200.020000000 | 200.520000000 | 201.020000000 | SDD |
| USD | = | 598.450200000 | 600.120700000 | 601.791200000 | SDG |
| USD | = | 8.991043000 | 9.012702000 | 9.034361000 | SEK |
| USD | = | 1.261806000 | 1.264160000 | 1.266514000 | SGD |
| USD | = | 0.739973360 | 0.740055504 | 0.740137665 | SHP |
| USD | = | 24.150000000 | 24.450000000 | 24.750000000 | SLE |
| USD | = | 22683.000000000 | 22795.500000000 | 22908.000000000 | SLL |
| USD | = | 567.000000000 | 570.500000000 | 574.000000000 | SOS |
| USD | = | 37.276000000 | 37.529000000 | 37.782000000 | SRD |
| USD | = | 4487.517500000 | 4555.517500000 | 4623.517500000 | SSP |
| USD | = | 20.701300000 | 20.914300000 | 21.127300000 | STN |
| USD | = | 8.749500000 | 8.754500000 | 8.759500000 | SVC |
| USD | = | 110.500000000 | 115.500000000 | 120.500000000 | SYP |
| USD | = | 15.977800000 | 15.993800000 | 16.009800000 | SZL |
| USD | = | 30.836160000 | 30.923080000 | 31.010000000 | THB |
| USD | = | 9.400000000 | 9.440000000 | 9.480000000 | TJS |
| USD | = | 3.494500000 | 3.499500000 | 3.504500000 | TMT |
| USD | = | 2.864500000 | 2.868000000 | 2.871500000 | TND |
| USD | = | 2.288853284 | 2.347969006 | 2.410219329 | TOP |
| USD | = | 43.833600000 | 43.838600000 | 43.843600000 | TRY |
| USD | = | 6.737200000 | 6.781600000 | 6.826000000 | TTD |
| USD | = | 31.292750000 | 31.386375000 | 31.480000000 | TWD |
| USD | = | 2560.000000000 | 2580.000000000 | 2600.000000000 | TZS |
| USD | = | 43.200000000 | 43.250000000 | 43.300000000 | UAH |
| USD | = | 3596.140000000 | 3601.140000000 | 3606.140000000 | UGX |
| USD | = | 1.000000000 | 1.000000000 | 1.000000000 | USD |
| USD | = | 38.760000000 | 38.775000000 | 38.790000000 | UYU |
| USD | = | 12164.410000000 | 12169.410000000 | 12174.410000000 | UZS |
| USD | = | 404.338421000 | 404.845110000 | 405.351800000 | VES |
| USD | = | 25920.000000000 | 25970.000000000 | 26020.000000000 | VND |
| USD | = | 116.270000000 | 116.560000000 | 116.850000000 | VUV |
| USD | = | 2.613012803 | 2.690341673 | 2.772387025 | WST |
| USD | = | 556.410000000 | 563.670000000 | 570.930000000 | XAF |
| USD | = | 2.690000000 | 2.705000000 | 2.720000000 | XCD |
| USD | = | 554.250000000 | 557.750000000 | 561.250000000 | XOF |
| USD | = | 100.530000000 | 100.975000000 | 101.420000000 | XPF |
| USD | = | 238.140000000 | 238.390000000 | 238.640000000 | YER |
| USD | = | 15.974800000 | 15.989750000 | 16.004700000 | ZAR |
| USD | = | 5185.000000000 | 5195.000000000 | 5205.000000000 | ZMK |
| USD | = | 18.889600000 | 18.914600000 | 18.939600000 | ZMW |
| USD | = | 378.000000000 | 379.500000000 | 381.000000000 | ZWD |
| USD | = | 28720.000000000 | 30670.000000000 | 32620.000000000 | ZWL |
Note:
Rates shown are for reference purposes only, and actual exchange rate used for the currency conversion to the cardmember billing currency may vary from the above rates due to rounding differences and other circumstances.
Calculate the cross rate to know the exchange rate other than USD.