Base rate
The base rate is determined based on the exchange rate of the date when payment to the merchant for a cardmember transaction is processed. This date may differ from the date the transaction is made and the date funds are debited from the cardmember bank account.
The excharge rate below is used when converting to USD.
Base rate for 02/20/2026
| Buy | Mid | Sell | |||
| USD | = | 3.672100000 | 3.672600000 | 3.673100000 | AED |
| USD | = | 63.070000000 | 63.170000000 | 63.270000000 | AFN |
| USD | = | 81.590000000 | 81.780000000 | 81.970000000 | ALL |
| USD | = | 375.940000000 | 376.940000000 | 377.940000000 | AMD |
| USD | = | 1.784500000 | 1.802250000 | 1.820000000 | ANG |
| USD | = | 912.130000000 | 918.830000000 | 925.530000000 | AOA |
| USD | = | 1390.000000000 | 1390.500000000 | 1391.000000000 | ARS |
| USD | = | 1.416125706 | 1.417151214 | 1.418178208 | AUD |
| USD | = | 1.780000000 | 1.810000000 | 1.840000000 | AWG |
| USD | = | 1.695000000 | 1.700000000 | 1.705000000 | AZN |
| USD | = | 1.656400000 | 1.663600000 | 1.670800000 | BAM |
| USD | = | 1.998100000 | 2.014100000 | 2.030100000 | BBD |
| USD | = | 121.700000000 | 122.200000000 | 122.700000000 | BDT |
| USD | = | 1.662500000 | 1.662850000 | 1.663200000 | BGN |
| USD | = | 0.376920000 | 0.377060000 | 0.377200000 | BHD |
| USD | = | 2953.560000000 | 2965.560000000 | 2977.560000000 | BIF |
| USD | = | 1.000000000 | 1.000000000 | 1.000000000 | BMD |
| USD | = | 1.268400000 | 1.268550000 | 1.268700000 | BND |
| USD | = | 6.850000000 | 6.925000000 | 7.000000000 | BOB |
| USD | = | 5.210400000 | 5.210850000 | 5.211300000 | BRL |
| USD | = | 1.000000000 | 1.000000000 | 1.000000000 | BSD |
| USD | = | 91.138000000 | 91.146000000 | 91.154000000 | BTN |
| USD | = | 13.605442176 | 13.736263736 | 13.869625520 | BWP |
| USD | = | 2.854400000 | 2.861900000 | 2.869400000 | BYN |
| USD | = | 2.000200000 | 2.011200000 | 2.022200000 | BZD |
| USD | = | 1.367162000 | 1.368734000 | 1.370305000 | CAD |
| USD | = | 2271.000000000 | 2310.500000000 | 2350.000000000 | CDF |
| USD | = | 0.774696000 | 0.775358000 | 0.776021000 | CHF |
| USD | = | 865.260000000 | 865.670000000 | 866.080000000 | CLP |
| USD | = | 6.873460000 | 6.891380000 | 6.909300000 | CNY |
| USD | = | 3690.940000000 | 3693.580000000 | 3696.220000000 | COP |
| USD | = | 478.020000000 | 481.095000000 | 484.170000000 | CRC |
| USD | = | 24.000000000 | 24.000000000 | 24.000000000 | CUP |
| USD | = | 93.670000000 | 94.120000000 | 94.570000000 | CVE |
| USD | = | 20.589000000 | 20.597000000 | 20.605000000 | CZK |
| USD | = | 177.600000000 | 178.075000000 | 178.550000000 | DJF |
| USD | = | 6.318447000 | 6.348640000 | 6.378834000 | DKK |
| USD | = | 61.100000000 | 61.290000000 | 61.480000000 | DOP |
| USD | = | 129.453000000 | 130.100500000 | 130.748000000 | DZD |
| USD | = | 11.697100000 | 11.702350000 | 11.707600000 | EEK |
| USD | = | 47.450000000 | 47.500000000 | 47.550000000 | EGP |
| USD | = | 15.000000000 | 15.075000000 | 15.150000000 | ERN |
| USD | = | 155.120300000 | 155.620300000 | 156.120300000 | ETB |
| USD | = | 0.849408387 | 0.849663151 | 0.849918067 | EUR |
| USD | = | 2.174385736 | 2.200946406 | 2.228163992 | FJD |
| USD | = | 0.743273375 | 0.743328625 | 0.743383883 | FKP |
| USD | = | 0.742837744 | 0.742921628 | 0.743004979 | GBP |
| USD | = | 2.646000000 | 2.676000000 | 2.706000000 | GEL |
| USD | = | 10.990000000 | 11.000000000 | 11.010000000 | GHS |
| USD | = | 0.743273375 | 0.743328625 | 0.743383883 | GIP |
| USD | = | 73.750000000 | 74.125000000 | 74.500000000 | GMD |
| USD | = | 8747.000000000 | 8773.500000000 | 8800.000000000 | GNF |
| USD | = | 7.663000000 | 7.673000000 | 7.683000000 | GTQ |
| USD | = | 207.980000000 | 209.215000000 | 210.450000000 | GYD |
| USD | = | 7.802784000 | 7.814057000 | 7.825330000 | HKD |
| USD | = | 26.431900000 | 26.455950000 | 26.480000000 | HNL |
| USD | = | 7.038500000 | 7.042150000 | 7.045800000 | HRK |
| USD | = | 130.750000000 | 131.200000000 | 131.650000000 | HTG |
| USD | = | 322.020000000 | 322.470000000 | 322.920000000 | HUF |
| USD | = | 16819.390000000 | 16849.695000000 | 16880.000000000 | IDR |
| USD | = | 3.137300000 | 3.138300000 | 3.139300000 | ILS |
| USD | = | 91.025000000 | 91.041500000 | 91.058000000 | INR |
| USD | = | 1309.550000000 | 1310.050000000 | 1310.550000000 | IQD |
| USD | = | 1283565.000000000 | 1283815.000000000 | 1284065.000000000 | IRR |
| USD | = | 122.980000000 | 123.120000000 | 123.260000000 | ISK |
| USD | = | 154.910000000 | 155.810000000 | 156.710000000 | JMD |
| USD | = | 0.708000000 | 0.709000000 | 0.710000000 | JOD |
| USD | = | 154.957200000 | 155.195500000 | 155.433800000 | JPY |
| USD | = | 128.900000000 | 129.000000000 | 129.100000000 | KES |
| USD | = | 87.450000000 | 87.477150000 | 87.504300000 | KGS |
| USD | = | 4011.000000000 | 4016.000000000 | 4021.000000000 | KHR |
| USD | = | 418.030000000 | 419.030000000 | 420.030000000 | KMF |
| USD | = | 1441.446550000 | 1445.138275000 | 1448.830000000 | KRW |
| USD | = | 0.305400000 | 0.305450000 | 0.305500000 | KWD |
| USD | = | 0.827500000 | 0.831250000 | 0.835000000 | KYD |
| USD | = | 491.290000000 | 491.615000000 | 491.940000000 | KZT |
| USD | = | 21327.000000000 | 21428.000000000 | 21529.000000000 | LAK |
| USD | = | 89500.000000000 | 89550.000000000 | 89600.000000000 | LBP |
| USD | = | 309.300000000 | 309.350000000 | 309.400000000 | LKR |
| USD | = | 184.000000000 | 184.500000000 | 185.000000000 | LRD |
| USD | = | 16.125200000 | 16.146300000 | 16.167400000 | LSL |
| USD | = | 2.853600000 | 2.853900000 | 2.854200000 | LTL |
| USD | = | 0.507800000 | 0.508250000 | 0.508700000 | LVL |
| USD | = | 6.311800000 | 6.325650000 | 6.339500000 | LYD |
| USD | = | 9.166600000 | 9.169800000 | 9.173000000 | MAD |
| USD | = | 16.990000000 | 17.040000000 | 17.090000000 | MDL |
| USD | = | 4416.520000000 | 4431.020000000 | 4445.520000000 | MGA |
| USD | = | 51.960000000 | 52.165000000 | 52.370000000 | MKD |
| USD | = | 3654.000000000 | 3654.000000000 | 3654.000000000 | MMK |
| USD | = | 3566.000000000 | 3569.000000000 | 3572.000000000 | MNT |
| USD | = | 8.049000000 | 8.053000000 | 8.057000000 | MOP |
| USD | = | 39.860100000 | 40.040100000 | 40.220100000 | MRU |
| USD | = | 46.050000000 | 46.200000000 | 46.350000000 | MUR |
| USD | = | 15.420000000 | 15.460000000 | 15.500000000 | MVR |
| USD | = | 1717.020000000 | 1733.670000000 | 1750.320000000 | MWK |
| USD | = | 17.182220000 | 17.262372000 | 17.342525000 | MXN |
| USD | = | 3.905000000 | 3.908500000 | 3.912000000 | MYR |
| USD | = | 63.240000000 | 63.590000000 | 63.940000000 | MZN |
| USD | = | 16.154500000 | 16.156000000 | 16.157500000 | NAD |
| USD | = | 1340.140000000 | 1341.140000000 | 1342.140000000 | NGN |
| USD | = | 36.600000000 | 36.800000000 | 37.000000000 | NIO |
| USD | = | 9.554573000 | 9.563018000 | 9.571462000 | NOK |
| USD | = | 145.070000000 | 145.075000000 | 145.080000000 | NPR |
| USD | = | 1.672492515 | 1.674761346 | 1.677033528 | NZD |
| USD | = | 0.384850000 | 0.384975000 | 0.385100000 | OMR |
| USD | = | 1.000000000 | 1.000000000 | 1.000000000 | PAB |
| USD | = | 3.358300000 | 3.359300000 | 3.360300000 | PEN |
| USD | = | 4.140786749 | 4.291845493 | 4.454342984 | PGK |
| USD | = | 57.873022000 | 57.977511000 | 58.082000000 | PHP |
| USD | = | 279.300000000 | 279.550000000 | 279.800000000 | PKR |
| USD | = | 3.587300000 | 3.588300000 | 3.589300000 | PLN |
| USD | = | 6459.930000000 | 6465.200000000 | 6470.470000000 | PYG |
| USD | = | 3.644500000 | 3.644750000 | 3.645000000 | QAR |
| USD | = | 4.329200000 | 4.331450000 | 4.333700000 | RON |
| USD | = | 99.630000000 | 99.770000000 | 99.910000000 | RSD |
| USD | = | 76.745500000 | 76.750000000 | 76.754500000 | RUB |
| USD | = | 1451.860000000 | 1456.860000000 | 1461.860000000 | RWF |
| USD | = | 3.749800000 | 3.750900000 | 3.752000000 | SAR |
| USD | = | 7.739938080 | 7.955449482 | 8.183306055 | SBD |
| USD | = | 14.756000000 | 15.131150000 | 15.506300000 | SCR |
| USD | = | 200.020000000 | 200.520000000 | 201.020000000 | SDD |
| USD | = | 598.440200000 | 600.110700000 | 601.781200000 | SDG |
| USD | = | 9.054062000 | 9.073070000 | 9.092078000 | SEK |
| USD | = | 1.266038000 | 1.268437000 | 1.270835000 | SGD |
| USD | = | 0.744657085 | 0.744740271 | 0.744823476 | SHP |
| USD | = | 24.200000000 | 24.450000000 | 24.700000000 | SLE |
| USD | = | 22683.000000000 | 22795.500000000 | 22908.000000000 | SLL |
| USD | = | 567.000000000 | 570.500000000 | 574.000000000 | SOS |
| USD | = | 37.256000000 | 37.509000000 | 37.762000000 | SRD |
| USD | = | 4481.153000000 | 4549.153000000 | 4617.153000000 | SSP |
| USD | = | 20.812000000 | 21.029800000 | 21.247600000 | STN |
| USD | = | 8.749800000 | 8.754800000 | 8.759800000 | SVC |
| USD | = | 110.520000000 | 115.520000000 | 120.520000000 | SYP |
| USD | = | 16.125100000 | 16.146250000 | 16.167400000 | SZL |
| USD | = | 31.045320000 | 31.122660000 | 31.200000000 | THB |
| USD | = | 9.350000000 | 9.410000000 | 9.470000000 | TJS |
| USD | = | 3.494500000 | 3.499500000 | 3.504500000 | TMT |
| USD | = | 2.858300000 | 2.871300000 | 2.884300000 | TND |
| USD | = | 2.289377289 | 2.348520432 | 2.410800385 | TOP |
| USD | = | 43.839000000 | 43.844000000 | 43.849000000 | TRY |
| USD | = | 6.711700000 | 6.768850000 | 6.826000000 | TTD |
| USD | = | 31.421105000 | 31.515052500 | 31.609000000 | TWD |
| USD | = | 2570.000000000 | 2590.000000000 | 2610.000000000 | TZS |
| USD | = | 43.200000000 | 43.250000000 | 43.300000000 | UAH |
| USD | = | 3579.550000000 | 3584.550000000 | 3589.550000000 | UGX |
| USD | = | 1.000000000 | 1.000000000 | 1.000000000 | USD |
| USD | = | 38.790000000 | 38.805000000 | 38.820000000 | UYU |
| USD | = | 12164.410000000 | 12169.410000000 | 12174.410000000 | UZS |
| USD | = | 401.328464000 | 401.831382000 | 402.334300000 | VES |
| USD | = | 25920.000000000 | 25970.000000000 | 26020.000000000 | VND |
| USD | = | 116.400000000 | 119.780000000 | 123.160000000 | VUV |
| USD | = | 2.615062761 | 2.692514808 | 2.774694783 | WST |
| USD | = | 557.310000000 | 571.435000000 | 585.560000000 | XAF |
| USD | = | 2.690000000 | 2.705000000 | 2.720000000 | XCD |
| USD | = | 550.750000000 | 554.250000000 | 557.750000000 | XOF |
| USD | = | 101.070000000 | 101.535000000 | 102.000000000 | XPF |
| USD | = | 238.100000000 | 238.350000000 | 238.600000000 | YER |
| USD | = | 16.141300000 | 16.154350000 | 16.167400000 | ZAR |
| USD | = | 5185.000000000 | 5195.000000000 | 5205.000000000 | ZMK |
| USD | = | 18.760000000 | 18.785000000 | 18.810000000 | ZMW |
| USD | = | 378.000000000 | 379.500000000 | 381.000000000 | ZWD |
| USD | = | 28720.000000000 | 30670.000000000 | 32620.000000000 | ZWL |
Note:
Rates shown are for reference purposes only, and actual exchange rate used for the currency conversion to the cardmember billing currency may vary from the above rates due to rounding differences and other circumstances.
Calculate the cross rate to know the exchange rate other than USD.