Base rate
The base rate is determined based on the exchange rate of the date when payment to the merchant for a cardmember transaction is processed. This date may differ from the date the transaction is made and the date funds are debited from the cardmember bank account.
The excharge rate below is used when converting to USD.
Base rate for 02/19/2026
| Buy | Mid | Sell | |||
| USD | = | 3.672100000 | 3.672600000 | 3.673100000 | AED |
| USD | = | 62.900000000 | 63.000000000 | 63.100000000 | AFN |
| USD | = | 81.500000000 | 81.750000000 | 82.000000000 | ALL |
| USD | = | 376.690000000 | 377.690000000 | 378.690000000 | AMD |
| USD | = | 1.784500000 | 1.802250000 | 1.820000000 | ANG |
| USD | = | 912.131000000 | 918.831000000 | 925.531000000 | AOA |
| USD | = | 1396.000000000 | 1397.000000000 | 1398.000000000 | ARS |
| USD | = | 1.418771769 | 1.419805145 | 1.420838010 | AUD |
| USD | = | 1.780000000 | 1.810000000 | 1.840000000 | AWG |
| USD | = | 1.695000000 | 1.700000000 | 1.705000000 | AZN |
| USD | = | 1.653600000 | 1.660800000 | 1.668000000 | BAM |
| USD | = | 1.998100000 | 2.014100000 | 2.030100000 | BBD |
| USD | = | 121.700000000 | 122.200000000 | 122.700000000 | BDT |
| USD | = | 1.662500000 | 1.662850000 | 1.663200000 | BGN |
| USD | = | 0.376880000 | 0.377000000 | 0.377120000 | BHD |
| USD | = | 2953.390000000 | 2965.390000000 | 2977.390000000 | BIF |
| USD | = | 1.000000000 | 1.000000000 | 1.000000000 | BMD |
| USD | = | 1.266800000 | 1.267200000 | 1.267600000 | BND |
| USD | = | 6.860000000 | 6.935000000 | 7.010000000 | BOB |
| USD | = | 5.235400000 | 5.235850000 | 5.236300000 | BRL |
| USD | = | 1.000000000 | 1.000000000 | 1.000000000 | BSD |
| USD | = | 90.703000000 | 90.710500000 | 90.718000000 | BTN |
| USD | = | 13.605442176 | 13.717421124 | 13.831258644 | BWP |
| USD | = | 2.854100000 | 2.862800000 | 2.871500000 | BYN |
| USD | = | 2.000200000 | 2.011200000 | 2.022200000 | BZD |
| USD | = | 1.367926000 | 1.369498000 | 1.371069000 | CAD |
| USD | = | 2271.000000000 | 2310.500000000 | 2350.000000000 | CDF |
| USD | = | 0.771797000 | 0.772464000 | 0.773130000 | CHF |
| USD | = | 862.350000000 | 863.045000000 | 863.740000000 | CLP |
| USD | = | 6.873460000 | 6.891380000 | 6.909300000 | CNY |
| USD | = | 3675.070000000 | 3676.020000000 | 3676.970000000 | COP |
| USD | = | 479.140000000 | 482.215000000 | 485.290000000 | CRC |
| USD | = | 24.000000000 | 24.000000000 | 24.000000000 | CUP |
| USD | = | 93.510000000 | 93.960000000 | 94.410000000 | CVE |
| USD | = | 20.547000000 | 20.565500000 | 20.584000000 | CZK |
| USD | = | 177.600000000 | 178.075000000 | 178.550000000 | DJF |
| USD | = | 6.307251000 | 6.337377000 | 6.367503000 | DKK |
| USD | = | 61.340000000 | 61.530000000 | 61.720000000 | DOP |
| USD | = | 129.335000000 | 129.981500000 | 130.628000000 | DZD |
| USD | = | 11.697100000 | 11.702350000 | 11.707600000 | EEK |
| USD | = | 46.860000000 | 46.910000000 | 46.960000000 | EGP |
| USD | = | 15.000000000 | 15.075000000 | 15.150000000 | ERN |
| USD | = | 155.120300000 | 155.620300000 | 156.120300000 | ETB |
| USD | = | 0.847996608 | 0.848251245 | 0.848506755 | EUR |
| USD | = | 2.175331738 | 2.201915666 | 2.229157378 | FJD |
| USD | = | 0.739426205 | 0.739535571 | 0.739644970 | FKP |
| USD | = | 0.740930089 | 0.741017387 | 0.741104705 | GBP |
| USD | = | 2.647000000 | 2.677000000 | 2.707000000 | GEL |
| USD | = | 10.980000000 | 10.990000000 | 11.000000000 | GHS |
| USD | = | 0.739426205 | 0.739535571 | 0.739644970 | GIP |
| USD | = | 73.700000000 | 74.100000000 | 74.500000000 | GMD |
| USD | = | 8747.000000000 | 8773.500000000 | 8800.000000000 | GNF |
| USD | = | 7.663000000 | 7.673000000 | 7.683000000 | GTQ |
| USD | = | 207.980000000 | 209.215000000 | 210.450000000 | GYD |
| USD | = | 7.793241000 | 7.812200000 | 7.831159000 | HKD |
| USD | = | 26.424100000 | 26.452050000 | 26.480000000 | HNL |
| USD | = | 7.038500000 | 7.042150000 | 7.045800000 | HRK |
| USD | = | 130.800000000 | 131.250000000 | 131.700000000 | HTG |
| USD | = | 321.380000000 | 321.610000000 | 321.840000000 | HUF |
| USD | = | 16824.375000000 | 16854.687500000 | 16885.000000000 | IDR |
| USD | = | 3.119500000 | 3.127450000 | 3.135400000 | ILS |
| USD | = | 90.789000000 | 90.794000000 | 90.799000000 | INR |
| USD | = | 1309.500000000 | 1310.000000000 | 1310.500000000 | IQD |
| USD | = | 1289933.000000000 | 1290183.000000000 | 1290433.000000000 | IRR |
| USD | = | 122.750000000 | 122.915000000 | 123.080000000 | ISK |
| USD | = | 154.910000000 | 155.810000000 | 156.710000000 | JMD |
| USD | = | 0.708000000 | 0.709000000 | 0.710000000 | JOD |
| USD | = | 154.461000000 | 154.698050000 | 154.935100000 | JPY |
| USD | = | 128.900000000 | 129.000000000 | 129.100000000 | KES |
| USD | = | 87.450000000 | 87.477150000 | 87.504300000 | KGS |
| USD | = | 4012.000000000 | 4017.000000000 | 4022.000000000 | KHR |
| USD | = | 416.330000000 | 417.330000000 | 418.330000000 | KMF |
| USD | = | 1433.904450000 | 1437.547225000 | 1441.190000000 | KRW |
| USD | = | 0.305250000 | 0.305300000 | 0.305350000 | KWD |
| USD | = | 0.827500000 | 0.831250000 | 0.835000000 | KYD |
| USD | = | 488.840000000 | 489.185000000 | 489.530000000 | KZT |
| USD | = | 21323.000000000 | 21424.000000000 | 21525.000000000 | LAK |
| USD | = | 89500.000000000 | 89600.000000000 | 89700.000000000 | LBP |
| USD | = | 309.300000000 | 309.325000000 | 309.350000000 | LKR |
| USD | = | 185.000000000 | 185.500000000 | 186.000000000 | LRD |
| USD | = | 16.045900000 | 16.066950000 | 16.088000000 | LSL |
| USD | = | 2.853600000 | 2.853900000 | 2.854200000 | LTL |
| USD | = | 0.507800000 | 0.508250000 | 0.508700000 | LVL |
| USD | = | 6.297700000 | 6.311550000 | 6.325400000 | LYD |
| USD | = | 9.151300000 | 9.154500000 | 9.157700000 | MAD |
| USD | = | 16.760000000 | 16.810000000 | 16.860000000 | MDL |
| USD | = | 4336.810000000 | 4351.310000000 | 4365.810000000 | MGA |
| USD | = | 51.960000000 | 52.165000000 | 52.370000000 | MKD |
| USD | = | 3654.000000000 | 3654.000000000 | 3654.000000000 | MMK |
| USD | = | 3566.000000000 | 3569.000000000 | 3572.000000000 | MNT |
| USD | = | 8.049000000 | 8.053000000 | 8.057000000 | MOP |
| USD | = | 39.900100000 | 40.080100000 | 40.260100000 | MRU |
| USD | = | 45.850000000 | 46.000000000 | 46.150000000 | MUR |
| USD | = | 15.420000000 | 15.460000000 | 15.500000000 | MVR |
| USD | = | 1717.020000000 | 1733.670000000 | 1750.320000000 | MWK |
| USD | = | 17.134289000 | 17.214511000 | 17.294734000 | MXN |
| USD | = | 3.900000000 | 3.905000000 | 3.910000000 | MYR |
| USD | = | 63.250000000 | 63.600000000 | 63.950000000 | MZN |
| USD | = | 16.075900000 | 16.077400000 | 16.078900000 | NAD |
| USD | = | 1338.500000000 | 1339.500000000 | 1340.500000000 | NGN |
| USD | = | 36.600000000 | 36.800000000 | 37.000000000 | NIO |
| USD | = | 9.523859000 | 9.530245000 | 9.536631000 | NOK |
| USD | = | 145.070000000 | 145.075000000 | 145.080000000 | NPR |
| USD | = | 1.673698991 | 1.676001997 | 1.678311350 | NZD |
| USD | = | 0.384850000 | 0.384975000 | 0.385100000 | OMR |
| USD | = | 1.000000000 | 1.000000000 | 1.000000000 | PAB |
| USD | = | 3.351600000 | 3.352600000 | 3.353600000 | PEN |
| USD | = | 4.140786749 | 4.291845493 | 4.454342984 | PGK |
| USD | = | 57.761246000 | 57.865623000 | 57.970000000 | PHP |
| USD | = | 279.350000000 | 279.600000000 | 279.850000000 | PKR |
| USD | = | 3.575200000 | 3.576500000 | 3.577800000 | PLN |
| USD | = | 6478.930000000 | 6483.655000000 | 6488.380000000 | PYG |
| USD | = | 3.650000000 | 3.655000000 | 3.660000000 | QAR |
| USD | = | 4.318600000 | 4.321600000 | 4.324600000 | RON |
| USD | = | 99.490000000 | 99.605000000 | 99.720000000 | RSD |
| USD | = | 76.745500000 | 76.750000000 | 76.754500000 | RUB |
| USD | = | 1451.710000000 | 1456.710000000 | 1461.710000000 | RWF |
| USD | = | 3.749200000 | 3.750300000 | 3.751400000 | SAR |
| USD | = | 7.739938080 | 7.955449482 | 8.183306055 | SBD |
| USD | = | 14.471000000 | 14.846150000 | 15.221300000 | SCR |
| USD | = | 200.020000000 | 200.520000000 | 201.020000000 | SDD |
| USD | = | 598.500200000 | 600.170700000 | 601.841200000 | SDG |
| USD | = | 9.018498000 | 9.037542000 | 9.056587000 | SEK |
| USD | = | 1.264715000 | 1.267105000 | 1.269495000 | SGD |
| USD | = | 0.742170105 | 0.742252737 | 0.742335387 | SHP |
| USD | = | 24.200000000 | 24.450000000 | 24.700000000 | SLE |
| USD | = | 22683.000000000 | 22795.500000000 | 22908.000000000 | SLL |
| USD | = | 567.000000000 | 570.500000000 | 574.000000000 | SOS |
| USD | = | 37.474000000 | 37.727000000 | 37.980000000 | SRD |
| USD | = | 4478.098400000 | 4546.098400000 | 4614.098400000 | SSP |
| USD | = | 20.780300000 | 20.994150000 | 21.208000000 | STN |
| USD | = | 8.749500000 | 8.754500000 | 8.759500000 | SVC |
| USD | = | 110.500000000 | 115.500000000 | 120.500000000 | SYP |
| USD | = | 16.045900000 | 16.066950000 | 16.088000000 | SZL |
| USD | = | 31.115040000 | 31.192520000 | 31.270000000 | THB |
| USD | = | 9.390000000 | 9.435000000 | 9.480000000 | TJS |
| USD | = | 3.494500000 | 3.499500000 | 3.504500000 | TMT |
| USD | = | 2.845200000 | 2.863200000 | 2.881200000 | TND |
| USD | = | 2.289377289 | 2.348520432 | 2.410800385 | TOP |
| USD | = | 43.763100000 | 43.768100000 | 43.773100000 | TRY |
| USD | = | 6.726000000 | 6.776000000 | 6.826000000 | TTD |
| USD | = | 31.371355000 | 31.465177500 | 31.559000000 | TWD |
| USD | = | 2550.000000000 | 2580.000000000 | 2610.000000000 | TZS |
| USD | = | 43.260500000 | 43.267750000 | 43.275000000 | UAH |
| USD | = | 3559.360000000 | 3564.360000000 | 3569.360000000 | UGX |
| USD | = | 1.000000000 | 1.000000000 | 1.000000000 | USD |
| USD | = | 38.500000000 | 38.515000000 | 38.530000000 | UYU |
| USD | = | 12127.480000000 | 12132.480000000 | 12137.480000000 | UZS |
| USD | = | 397.748736000 | 398.247168000 | 398.745600000 | VES |
| USD | = | 25920.000000000 | 25970.000000000 | 26020.000000000 | VND |
| USD | = | 116.400000000 | 119.780000000 | 123.160000000 | VUV |
| USD | = | 2.615062761 | 2.692514808 | 2.774694783 | WST |
| USD | = | 556.270000000 | 570.915000000 | 585.560000000 | XAF |
| USD | = | 2.690000000 | 2.705000000 | 2.720000000 | XCD |
| USD | = | 550.750000000 | 554.250000000 | 557.750000000 | XOF |
| USD | = | 100.900000000 | 101.370000000 | 101.840000000 | XPF |
| USD | = | 238.080000000 | 238.330000000 | 238.580000000 | YER |
| USD | = | 16.062000000 | 16.075000000 | 16.088000000 | ZAR |
| USD | = | 5185.000000000 | 5195.000000000 | 5205.000000000 | ZMK |
| USD | = | 18.720000000 | 18.745000000 | 18.770000000 | ZMW |
| USD | = | 378.000000000 | 379.500000000 | 381.000000000 | ZWD |
| USD | = | 28720.000000000 | 30670.000000000 | 32620.000000000 | ZWL |
Note:
Rates shown are for reference purposes only, and actual exchange rate used for the currency conversion to the cardmember billing currency may vary from the above rates due to rounding differences and other circumstances.
Calculate the cross rate to know the exchange rate other than USD.